27 research outputs found

    Factors affecting the lending rate: a case of banking sector in Malaysia / Nurain Fatimah Azmi

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    The variation of lending rate of the commercial banks in Malaysia has been the main issue when the customers are considering about having a loan. There were factors that influencing the determination of lending rate for commercial banks in Malaysia. The main objective of this study is to determine the relationship between inner factors and lending rate of commercial banks in Malaysia. This study use panel data method. The period of the study is for 3 years specifically for the year of 2015 to 2017. This study is conducted by using annual data basis for 10 commercial banks in Malaysia. The sample data were sourced from annual financial report for each of the commercial banks. Commercial banks which will be the sample in this study is Affin Bank Bhd, Alliance Bank Malaysia Bhd, AmBank(M) Bhd, Citibank Bhd, CIMB Bank Bhd, Hong Leong Bank Bhd, HSBC Bank Malaysia Bhd, OCBC Bank (Malaysia) Bhd, Public Bank Bhd and RHB Bank Bhd. In this study, lending rate is the dependent variable. To measure the relationship towards determination of lending rate, capital adequacy, management efficiency, liquidity, loan to asset and deposit to asset ratio has been selected as the independent variables. From this study, loan to asset and deposit to asset ratio are expected to have the negative significant relationship with lending rate which indicates that both of the ratio have an inverse relationship with lending rate. Liquidity ratio are expected to have a positive significant relationship towards lending rate

    The impact of market anomalies on stocks' annual returns / Siti Nurain Izzati Azmi

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    This study focuses on the impact of variables of market anomalies on stocks' annual returns. A number of 70 securities were selected out of 130 securities listed on Bursa Malaysia under the consumer product category. This study covers the sample in 10 years period starting from the year 2008 until 2017. The study Will also be conducted through the method of multiple regression analysis which Will be conducted using E-Views in order to identify the Impact of the variables of anomalies on stocks' annual returns. Hypotheses will then be tested using the Multiple Least Squares Method. The study reveals a positive relationship between dividend yield and year-end closing price With stock returns. Likewise, there is a negative relation between bock to market, market capitalization, and P/E ratio with stock return. it is hoped that this study could improve the ways investors make investment decisions by taking Into account the presence of market anomalies

    Dehanis Cosmetics / Nurain Nabilah Zulkarnain and Nur Ainil Husna Mohd Azmi

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    Dehanis Cosmetics is an agent for Dehanis products. It sells skincare products like scrubs, lip balms and others. The objective of this business is to promote the product even widely throughout the country. Our business was started on 17 November 2021. Since many people have problems with their skin especially during this pandemic, we decided to provide them with good organic skincare that can soothe their skin. The products are also affordable and can be used by both genders. According to the customers, their skin is getting better by using these products. Dehanis Cosmetics is spreading the sales using online platforms such as Facebook. Customers can get information and ask anything they want to know on our Facebook as we are always active there. From this platform, we hope to reach our goals to get more customers and increase sales

    Work life balance, job stress and job satisfaction among Touch ‘n Go employees / Nur Lyana Nor Azmi and Siti Nurain Mahadi

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    The main purpose behind conducting the study is to examine the relationship between work life balance, job stress and job satisfaction among Touch „n Go employees. The study has been undertaken among employees from different departments consists of Human Resource, Operational Support and Information Support with a total population of 130 employees. A sample size consists of 100 employees that have been chosen from 3 different departments at Touch „n Go to distribute questionnaire. Convenience sampling method has been used as sampling technique for the study. Questionnaire is the tool used by researcher in order collecting data for this research. Data has been analyzed through Statistical Package for Social Sciences (SPSS). Frequency analysis, Descriptive statistics, Correlation and Multiple Regression analysis has been applied to draw the results of the study. This is mainly to answer the research objectives. The findings of the study shown that there is a positive relationship between work life balance and job satisfaction which prove H1 hypothesis is accepted. The result for job stress indicates there is insignificant relationship between job stress and job satisfaction which H2 hypothesis is rejected. Results of the study is helpful for employees at Touch „n Go so that they can get better understanding about the relationship exist between work life balance, job stress and job satisfaction as a result employees can improve and contribute more toward company

    Identification of planck’s constant by Light Emitting Diodes (LEDS) / Nurain Azmi ... [et al.]

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    In this paper, a simple analysis yet a straight forward method of determining the Planck’s constant by evaluating the stopping potential of five different colors of light emitting diodes (LEDs) is presented. The study aimed to identify the Planck’s constant based on the relationship between the potential difference of LEDs to their respective frequencies under room temperature with low illumination of ambient light by applying a simple theoretical analysis. The experiment was performed by connecting the circuit in series connection and the voltage reading of LEDs were recorded and then presented in a graph of frequency, f versus stopping voltage, Vo. To determine the Planck’s constant, the best fit line was analyzed and the centroid was also identified in order to find the minimum and maximum errors due the gradient of the graph. From the analysis, results showed that the Planck constant value was (5.997 ± 1.520) × 10–34 J.s with approximately 10% of deviation from the actual value. This demonstrates that a simple analysis can be utilized to determine the Planck’s constant for the purpose of the laboratory teaching and learning at the undergraduate level and can be served as a starting point for the students to understand the concept of quantization of energy in Modern Physics more effectively. This is to further suggest that the Planck’s constant can be identified via a low-cost and unsophisticated experimental setup

    Properties of recycled polyethylene/chitosan composites: The effect of polyethylene-graft-maleic anhydride

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    Link to publisher's homepage at http://www.uk.sagepub.com/The surface of recycled polyethylen (RPE)/chitosan composites was modified with polyethylene-graft-maleic anhydride (MAPE). The mechanical properties, water absorption, morphology, and thermal properties were investigated. The composites with MAPE improved tensile strength and Young's modulus but reduced elongation at break and water absorption. Scanning electron microscopy study of the tensile fracture surface of composites indicated that the presence of MAPE increased the interfacial interaction between chitosan and RPE matrix. The incorporation of MAPE improved the thermal stability and crystallinity of RPE/chitosan composites

    Media Geogebra dan Kertas Berpetak untuk Meningkatkan Kemampuan Berpikir Kritis Matematis dalam Situasi Discovery Learning

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    This research aims to determine the effect of Geogebra and checkered paper on improving mathematical critical thinking skills in Discovery Learning situations. The population in this study was all class IX students of SMP Negeri 2 Seputih Agung, totaling 151 students distributed in five classes. The sample was selected using a cluster random sampling technique to obtain two classes. The research design used was the randomized pretest-posttest control group design. This research data is in the form of quantitative data obtained from test instruments for students' mathematical critical thinking abilities that have met valid and reliable criteria. Based on the results of data analysis using the Mann-Whitney U test with α=0.05, it was concluded that in learning using the discovery learning model, the increase in students' mathematical critical thinking skills in classes that used Geogebra media was higher than in checkered paper media. Keywords: checkered paper; discovery learning; geogebra; mathematical critical thinking AbstrakPenelitian ini bertujuan untuk mengetahui pengaruh media Geogebra dan kertas berpetak terhdap peningkatan kemampuan berpikir kritis matematis dalam situasi Discovery Learning. Populasi dalam penelitian ini adalah seluruh siswa kelas IX SMP Negeri 2 Seputih Agung sebanyak 151 siswa yang terdistribusi dalam lima kelas. Sampel dipilih menggunakan teknik cluster random sampling sehingga diperoleh dua kelas. Desain penelitian yang digunakan adalah the randomized pretest-posttest control group design. Data penelitian ini berupa data kuantitatif yang diperoleh dari instrumen tes kemampuan berpikir kritis matematis siswa yang sudah memenuhi kriteria valid dan reliabel. Berdasarkan hasil analisis data menggunakan uji Mann-Whitney U dengan  diperoleh kesimpulan bahwa pada pembelajaran menggunakan model discovery learning, peningkatan kemampuan berpikir kritis matematis siswa di kelas yang menggunakan media Geogebra lebih tinggi dibandingkan media kertas berpetak.Kata Kunci: berpikir kritis matematis; discovery learning; geogebra; kertas berpetak DOI: http://dx.doi.org/10.23960/mtk/v12i1.pp39-5

    Storage Stability of Latex Modified Bitumen

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    The use of latex modified bitumen can increase the performance of pavement work. Polymer modified bitumen are usually prepared at high temperatures and subsequently stored for a period time, also some high temperatures. A coupled phase-field model of diffusion and flow is developed to stimulate and predict the polymer modified bitumen storage stability and phase separation. An unstable polymer modified bitumen starts to separate into phases by diffusion because of poor polymer-bitumen composition. The attention of this paper is focused on the analysis of optimum composition of materials that cause least separation of latex and bitumen. Materials that involved in latex modified bitumen are bitumen with grade of 60/70 with latex that obtained from Lembaga Getah Malaysia. In order to determine the optimum percentage of latex composition in latex modified bitumen, author use three different percentage of latex, 3% and 6% from the weight blend of base bitumen. The outcome of this study may thus assist in future efforts of ensuring storage stability and sustainable application of latex modified bitumen

    PENILAIAN KEPATUHAN PENGGUNAAN ANTIBIOTIK PROFILAKSIS PADA KASUS PEMBEDAHAN OBSTETRI DAN GINEKOLOGI DI RSUD KESEHATAN KERJA PROVINSI JAWA BARAT

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    Tujuan penelitian ini untuk menilai kepatuhan penggunaan antibiotik profilaksis pada kasus pembedahan Obstetri dan Ginekologi yang ada di RSUD Kesehatan Kerja Provinsi Jawa Barat. Penelitian ini didasarkan pada 3 aspek penilaian yaitu, Panduan Penggunaan Antibiotik (PPAB) Rumah Sakit, Clinical Pathway Rumah Sakit, dan Pedoman Penggunaaan Antibiotik menurut Permenkes nomor 28 Tahun 2021. Metode penelitian yang digunakan yaitu penelitian observasional dengan pengambilan data yang dilakukan secara retrospektif dengan menggunakan data dari catatan rekam medis dari bulan Juli – Desember 2023. Keipaituhain yaing dinilaii diteintukain beirdaisairkain jeinis aintibiotik yaing digunaikain, dosis, dain waiktu peimbeiriain aintibiotik profilaiksis yaing seisuaii. Haisil dairi peineilitiain ini meinunjukain baihwai 84% peinggunaiain aintibiotik profilaiksis paidai opeiraisi Caieisair seisuaii teirhaidaip Clinicail Paithwaiy dain 41,38% peinggunaiain aintibiotik Profilakisis paidai opeiraisi Kureit seisuaii teirhaidaip pedoman peinggunaiain aintibiotik meinurut Permenkes nomor 28 Tahun 2021. Dairi peineilitiain ini daipait disimpulkain baihwai proseidur keipaituhain peinggunaiain aintibiotik paidai kaisus beidaih Obsteitri dain Gineikologi yaing aidai di RSUD Keiseihaitain Keirjai Provinsi Jaiwai Bairait seisuaii deingain painduain yaing aidai di dailaim Clinicail Paithwaiy Rumah Sakit yaiitu meinggunaikain aintibiotik Ceiftriaixone (Sefalosporin generasi ke-3)i. Berbeda dengan Painduain Peinggunaiain Aintibiotik (PPAiB) Rumaih Saikit dain Peidomain Peinggunaiain Aintibiotik menurut Permenkes nomor 28 Tahun 2021, mempersyaratkan untuk penggunaan profilaksis aintibiotik Sefalosporin generasi 1 dan 2
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