372 research outputs found
Essays on the co-operatives’ performances in Malaysia / Azmah binti Othman
No full textRenowned for the potential in alleviating poverty, co-operative movement has been encouraged and supported by the government. This research investigates co-operative performances and efficiency in Malaysia using quantitative and qualitative methods. The first essay revealed that co-operatives’ role in economic development is still relevant. Credit and banking co-operatives had contributed to the movement’s growth and development. The National Co-operative Plans are important blueprint for co-operative development in the country. Investigation on factors influencing co-operative membership in the second essay revealed that membership is favourable to the older age groups as compared to younger age groups. Those working in government sector are more likely to be members. The duration of membership and frequency in annual general meeting attendance are found to be positively related to co-operative shareholding. An analysis on satisfaction and perception of co-operative performance showed that patrons are satisfied with the quality and reliability of goods and services. There are positive perceptions on the benefits of co-operation and on the role of co-operative in economic development and community wellbeing.
Data Envelopment Analysis (DEA) of co-operative membership target groups in the third essay showed the co-operative groups’ efficiency score of 0.605 or equivalent to 65.3 percent inefficiency level in producing outputs. Co-operatives have operational “slacks” and inefficient resource usage. Tobit regression showed that turnover, equity and members are significant in influencing efficiency scores of co-operatives. Comparison of efficiency and productivity level of Bank Rakyat with conventional banks showed that Bank Rakyat was among the top five banks. Further analysis by including 5 other Islamic banks brought it to top six positions. The source of total factor productivity progress was technological progress while technical efficiency change remained stagnant. Tobit regression analysis revealed that loan intensity and assets were significant in determining the efficiency scores. Environmental factors are significant in influencing technological and scale efficiencies. Bank’s status (co-operative or Islamic) is significant in influencing technical and pure technical efficiency of banks.
Action research in the last essay reviewed that co-operative establishment requires local communities involvement in decision-making process, human capabilities enhancement programmes, empowerment, entrepreneurial spirits, leadership qualities and local community commitments. Of the three community co-operatives in Marine Park Islands, Tioman achieved highest while Redang experienced moderate progress. Tinggi co-operative failed because lack of leadership, commitment and entrepreneurial spirits. Although co-operatives in Tioman and Redang have the potential to be the vehicle in alternative livelihoods strategy and social cohesion objectives, the co-operatives are faced with ample challenges.
This research contributes towards an economic approach in performance evaluation of co-operatives in Malaysia. The high percentage of inefficient co-operatives revealed had provided empirical evidence that achievement of the Second National Co-operative Plan goals by 2015 will be affected. Results and recommendations from study are important for improvement of current co-operative management, policies, laws and regulations in Malaysia
Exploring new innovation in e-learning / Jamal Othman
No full textAlhamdulillah, the fourth edition of ebook under SIG of e-Learning@CS has been successfully published. Representing the editorial board, I want to express my appreciation to all authors for their participation in this e-book edition. I wish to express my sincere appreciation to Madam Norazah Umar, the Program Coordinator for the Department of Computer and Mathematical Sciences (JSKM) who has given words of encouragement in making this publication a reality. Starting from 2022, the committee of SIG e-Learning@CS has decided to publish this eBook twice a year. This e-book will be published in April and October each year following the evaluation period of MyATP 2.0 system. The fourth edition of the e-book focuses on innovation in teaching. The authors are encouraged to share experiences and ideas that have been applied and implemented since the Open Distance Learning (ODL) approach was introduced during Movement Controls Orders (MCO). A total of 16 papers have been submitted by JSKM lecturers and varieties of teaching innovations have been elaborated and well explained by the author
Financing without collateral to small and medium enterprises in Klang Valley: a study of the firm characteristic / Ikmal Khairulluzin Jamil, Roza Hazli Zakaria and Azmah Othman
No full textThis paper attempts to understand the characteristic of small and medium enterprise (SME) firms in Klang Valley that received financing without collateral from the commercial lenders. SME located in Federal Territory of Kuala Lumpur (FT) and Selangor were selected as the population of the study. The legal status of the business entity, business sector the firm involved, using external advisor in conducting business, preparing a business plan, age of the firm and number of the employee owned by the firms, will be analysed and tabulated accordingly. The study combined two sampling methodologies, i.e. convenience and purposive to collect the data and at its level best, covering all 10 districts available in Selangor and FT. Accompanied by the close-ended questionnaire, an interview with 109 owner-manager (OM) was conducted for eighteen months. The data then analyzed using descriptive analysis before a conclusion was made
An evaluation of financing without collateral to small and medium enterprises in Malaysia: a conceptual framework / Ikmal Khairulluzin Jamil, Roza Hazli Zakaria and Azmah Othman
No full textThe challenges faced by SME to get access to formal lending are well-known. Lending to SME continue, but mostly it was backed up by collateral. However, providing collateral to secure financing is a mammoth task for SME. Establishment of credit guarantee company to woo commercial lenders to lend to SME is a strong signal that collateral remains strong in dictating the credit flow to the SME. Past studies have been too concentrating on collateral lending until the area of financing without collateral to SME has been neglected. Hence, it is vital to scrutiny the factor’s considered by the commercial lenders to grant credit to SME without collateral, as collateral is the main reason SMEs are being denied on the formal lending. Therefore, this conceptual paper was formed to discuss the factors that might influence lending to SME without collateral by examining diverse literature and past studies related to financing to SME
The World of Saied Othman
No full textتتناول هذه المقالة عرضاً لفكر الأستاذ الدكتور سيد أحمد عثمان، أستاذ علم النفس التربوي بكلية التربية جامعة عين شمس، (رحمه الله)، من خلال معايشة الكاتب له، وقراءته لكتابته، ويستعرض المقال تحليل ورؤية لكتابين من كتب سيد عثمان، الكتاب الأول هو كتاب (التعليم عند برهان الاسلام الزرنوجي)، والكتاب الثاني هو كتاب (بهجة التعلم). حيث يوضح المعالم الأساسية لكلا الكتابين وكيفية الاستفادة منهما وتوظيفهما في عملية التعليم والتعلم.This Article review the Ideas and thought of Professor Saied Ahmed Othman, Professor of Educational Psychology at the Faculty of Education, Ain Shams University. (Lately died few years ago). Through the Living experience and reading of the Author to The professor Othman. The article reviews the book "Education in the View of Burhan Al-Islam Alzarnogy". Moreover, the book of (The Joy of Learning). Which explains the basic features of both books and how to use them and employ them in the process of teaching and learning
Comparison of Tooth Size Discrepancy of Three Main Ethnics in Malaysia with Bolton's Ratio
No full textThe objective of this study was to investigate the applicability of Bolton's ratios in orthodontic population of Malaysian main ethnics; Malay, Chinese and Indians. Ninety convenient samples consisting of 30 pre-orthodontic study casts from each ethnic that fits the inclusion criteria were selected. The greatest mesiodistal widths of each tooth from six to six for overall ratio and three to three for anterior ratio were measured using a digital callipers linked to Hamilton Arch Tooth System software to the nearest 0.01mm. Means of the ratios were calculated using Bolton analysis. One sample t-test statistic analysis was carried out to compare the means with Bolton values of anterior ratio and overall ratio and one-way ANOVA was used to analyze comparison between ethnic groups of the anterior ratio and the overall ratio with the level of statistical significance set at p < 0.05. However, there were no significant differences when comparing Bolton values with Chinese and Indian anterior and overall ratios. The Bolton standards could be applied to Malaysian Chinese, Indians and Malay's female. Subsequently, a specific standard should be used for the Malays orthodontic population.Article URL : http://www.ukm.my/jsm/pdf_files/SM-PDF-41-2-2012/17%20Aida%20Nur%20Ashikin.pd
Olhares e chineladas: Do conto “Os dedos do olhar”, de Leila Othman
No full textEste artigo apresenta uma tradução nossa, feita do árabe ao português, do conto Naḍra lahā ’aṣābi‘, “Os dedos do olhar”, da escritora kuaitiana Leila Othman. Ao início, acrescentamos uma breve apresentação da autora e do conto, além de comentários sobre decisões tradutórias referentes a características que criam a atmosfera de suspense e estranhamento.This article consists of a translation, from Arabic to Portuguese, of the short story Naḍra lahā ’aṣābi‘ (“The fingers of the gaze”) by Kuwaiti author Leila Othman. At the beginning, a brief presentation of both the author and the short story was added, as well as comments on translational decisions regarding characteristics which create the atmosphere of suspense and strangeness
Real Coded Genetic Algorithm Compared to the Classical Method of Fast Fourier Transform in Harmonics Analysis
No full textRetinopathy of prematurity: A major review and situation analysis in Egypt
No full textRetinopathy of prematurity (ROP) remains a major cause of childhood blindness in developing countries. As childhood and neonatal mortality in Egypt has shown tremendous improvement over the past two decades, it is expected to encounter an increasing number of cases of blindness from ROP in surviving infants unless strict guidelines and cooperation between different involved departments are explicitly set. In this review article, the author highlights the studies conducted and published risk factors, recommends protocols for early diagnosis, and describes management strategies to lessen or prevent blindness related to ROP
The Fantasy of History in the novel "Water of Roses" by the Qatari author Noura Farag
No full textيسعى هذا البحث إلى دراسة توظيف الفانتازيا والإشارات التاريخية في بنية السرد الروائي في رواية الكاتبة القطرية نورة فرج "ماء الورد" من جوانب عديدة: الخطاب السردي، وتوظيف الفانتازيا والإشارة التاريخية، وطبيعة الرؤية التخييلية، ومقاربة الشخصيات التاريخية والمتخيلة.
وقد بُني البحث على محاولة الكشف عن المنظور السردي الروائي في طرق استدعائها للإشارات التاريخية التي ارتبطت بالقرن الرابع الهجري. وذلك في ضوء المنهج التأويلي.
وتبين أن الرواية تمثل إشكالية في علاقتها بالإشارات التاريخية والفانتازيا، وامتازت بإدانتها لبعض الأحداث التاريخية، وقلب الحقيقة، والإيهام في بعضها الآخر، كما تمكنت من توليد الإحساس بالحدث التاريخي بما يتجاوز الإخبار إلى التخييل الروائي. وكشفت الرواية عن أهمية توظيف الفانتازيا في إعادة تشكيل رؤية المتلقي للعالم. كما أظهر تمثل رؤية الكاتبة في رفع مستوى حضور الشخصية المتخيلة مقابل الشخصية التاريخية، وانتصار التخييلي على التاريخي. ونظرا لقلة الدراسات التي تتناول توظيف الفانتازيا في السرد، نأمل أن يجد هذا النوع من الدراسة الاهتمام الأكبر مستقبلا لكونها تقنية تجريبية مهمة في قراءة المبدع للواقع.This research seeks to study the employment of fantasy and historical references in the structure of the narrative in the novel by the Qatari writer Noura Faraj "Rose Water" from many aspects: the narrative discourse, the employment of fantasy and historical reference, the nature of imaginary vision, and the approach to historical and imaginary characters.
The research was built on an attempt to reveal the artistic value and the intellectual vision, which the novel represented in many respects of recalling the historical references that related to the 4th-century Hijri (AH). This is in the light of the interpretive approach.
The research showed that this novel reflects a problem in its relationship to historical references and fantasy, and is characterized by its condemnation of some historical events, the reversal of the truth, and the illusion of others. This is mainly because it was able to generate a sense of the historical event beyond the ability of the narrative discourse to give the text its literary value. The research also demonstrates that the idea of the novel and the vision of its author is to raise the level of the presence of the imagined character against the historical character, and the victory of the imaginary over the historical. Due to the paucity of researches dealing with the use of fantasy in the narrative, we hope that this type of research will find greater interest in the future as it is an important experimental technique in the creator's reading of reality
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