12 research outputs found
Effectiveness of Online Learning During the Covid-19 Pandemic in Indonesia
Get PDFThis study is based on the effectiveness of online learning during the covid-19 outbreak. The purpose of this study is to analyze the effectiveness of online learning systems in the future and provide the right solution for distance learning.
The research method used is qualitatively descriptive. The study used two data sources: primary data and secondary data. Primary data is taken directly by conducting interviews with students with several universities. Secondary data is drawn from literature studies through books, articles, research journals and media. The result of this study is that the online learning system is the right policy in the current endemic period to reduce the number of spread of Covid-19 cases. The learning system still has obstacles in terms of supporting facilities and infrastructure and internet access available
Implemetation of Employment Services Application System (SAPK) In Updating Civil Servants Data in Indonesia
Get PDFThis research background is to find out and analyze the impelementation of staffing service application systems in updating civil servants data in Indonesia.The research method used is qualitatively descriptive. The study used two data sources: direct data and additional data. Information is immediately retrieved by conducting an interview. Additional information is taken from literature studies through books, articles, research journals and media. The results of this study show that through staffing service application systems are able to realize accountable, transparent and up-to-date data. MySAPK application is able to provide faster and excellent service
The Effect of Competence and Placement on the Performance of Civil Servants in Pamekasan Regency
Get PDFHuman resources are the drivers of activities within the company. Every organization needs to pay attention to the management of human resources both competence, the process of placing employees which will later increase productivity in achieving the goals expected by the company. In 2021 the central government implemented a policy related to a major overhaul of the structural position changes of echelons III and IV in government agencies. The policy is implemented nationally so that the Pamekasan Regency government is also obliged to equalize structural positions to functional positions.The research method used is quantitative. The sample of this study amounted to 73 echelon IV civil servants who were appointed from structural positions into functional positions. The analysis used is multiple linear analysis. The purpose of this study is to determine whether competence and placement affect the performance of civil servants in Pamekasan Regency. The results showed that partially competence had a positive and significant effect on the performance of civil servants in Pamekasan Regency, placement did not have an effect and was significant but had a positive value on the performance of civil servants in Pamekasan Regency. However, simultaneously competence and placement have a positive and significant effect on the performance of civil servants in Pamekasan Regency
STUDI DESKRIPTIF KUALITATIF PENGELOLAAN MEDIA SOSIAL INSTAGRAM DI DIREKTORAT JENDERAL PERHUBUNGAN LAUT
Get PDFPemilihan instagram sebagai media sosial juga digunakan Humas
Direktorat Jenderal Perhubungan Laut. Dalam fungsinya Humas DJPL
menggunakan Instagram sebagai media publikasi terkait informasi kelautan.
Namun dalam ada pengelolannya kurangnya interaksi membuat engagement
instagram tersebut rendah. Tujuan penelitian ini adalah mengetahui pengelolaan
media sosial Instagram oleh Humas Direktorat Jenderal Perhubungan Laut
sebagai media publikasi.
Teori yang digunakan dalam penelitian ini adalah The Circular model of
SOME (Model Sirkuler SOME) oleh Regina Lutter, yaitu terdiri dari 4 tahap yaitu,
share (membagikan), optimize (optimalkan), manage(mengelola) dan engage
(melibatkan).
Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian
deskriptif. Pengumpulan data diperoleh oleh penulis melalui wawancara
mendalam, observasi dan dokumentasi. Teknik analisis yang digunakan dalam
penelitian ini adalah reduksi data, penyajian data dan kesimpulan.
Hasil penelitian ini menunjukan pada tahap share Humas Direktorat
Jenderal Perhubungan Laut melakukan proses diskusi dengan atasan terkait
konten yang akan diupload. Untuk tahap optimize Humas djpl melakukan inisiatif
lain agar instagram DJPL lebih menarik dengan merubah tampilan dan
menggunakan fitur-fitur yang ada di instagram. Tahap manage Humas DJPL
melakukan monitoring untuk akun Instagram DJPL dilakukan agar dapat
memaksimalkan pengelolaan dan memantau interaksi dari followers Instagram.
Pada tahap engage untuk mengajak followers berinteraksi humas DJPL
membuat event menarik yaitu kuis terkait kelautan para followers terlihat aktif
berkomentar dan mengikuti event tersebut. Namun event yang mendorong untuk
melakukan interaksi seperti tersebut jarang dilakukan oleh Humas DJPL.
Kesimpulan pada penelitian ini adalah interaksi yang dibangun dalam
pengelolaan Instagram sudah dilakukan oleh humas DJPL, meski tetap
menerima sedikit interaksi. Oleh karena itu mungkin humas DJPL harus lebih
sering memuat konten yang mengajak interaksi antara followers.
The selection of Instagram as a social media is also used by the Public
Relations of the Directorate General of Sea Transportation. In its function, Public
Relations of DJPL uses Instagram as a publication media related to marine
information. However, in terms of processing, the lack of interaction makes
Instagram engagement low. The purpose of this study was to determine the
management of Instagram social media by the Public Relations Director General
of Sea Transportation as a publication media.
The theory used in this study is The Circular model of SOME by Regina
Lutter, which consists of 4 stages: share, optimize, manage and engage.
This research uses a qualitative approach with descriptive research type.
Data collection was obtained by the author through in-depth interviews,
observation and documentation. The analysis technique used in this research is
data reduction, data presentation and verification or conclusion.
The results of this study indicate that at the stage of sharing the Public Relations
of the Directorate General of Sea Transportation, the discussion process with
superiors regarding the content to be uploaded. For the optimization stage, Public
Relations, DJPL has carried out other initiatives to make Instagram DJPL more
attractive by changing the appearance and using the features on Instagram. The
stage of managing Public Relations of DJPL is monitoring for DJPL's Instagram
account in order to maximize management and monitor follower interactions.
Instagram. At the engage stage, to invite followers to interact with public relations,
DJPL created an interesting event, namely a quiz related to marine affairs, the
followers were seen actively commenting and participating in the event. However,
events that encourage such interactions are rarely carried out by Public Relations of
DJPL.
The conclusion of this study is that the interactions that are built in
Instagram management have been carried out by DJPL's public relations,
although they still receive little interaction. Therefore DJPL public relations should
more often create content that invites interaction between followers
BRIONY’S GUILTY FEELING AND HER ATONEMENT IN IAN MCEWAN’S ATONEMENT
No full text
BRIONY’S GUILTY FEELING AND HER ATONEMENT IN IAN MCEWAN’S ATONEMENT
Lailatul Fitriya
English Literature Study Program, Faculty of Languages and Arts, Surabaya State University
[email protected]
Drs. Much. Khoiri, M.Si
English Literature Study Program, Faculty of Languages and Arts, Surabaya State University
[email protected]
Abstrak
Perasaan bersalah dan taubat adalah hal yang ditunjukkan oleh seseorang ketika mereka membuat kesalahan atau dosa. Ian McEwan adalah salah satu penulis yang menulis sebuah novel tentang perasaan bersalah dan taubat. Penelitian ini bertujuan untuk menggambarkan perasaan bersalah dan taubat dari karakter utama. Dengan menggunakan teori-teori yang relevan, studi ini menganalisis kutipan-kutipan dari dalam novel yang mewakili perasaan bersalah dan taubat sebagai sumber data. Hasil analisis menunjukkan bagaimana perasaan bersalah Briony yang menyebabkan dirinya sebagai karakter utama melakukan taubat, perasaan bersalah tersebut dapat digambarkan dalam tiga jenis. Pertama, perasaan bersalah Briony yang digambarkan ketika dia menyadari kesalahannya dan dia merasa bahwa dia melakukan hal yang salah. Kedua, perasaan bersalah Briony yang digambarkan ketika dia melakukan hal yang baik. Ketiga, digambarkan ketika dia membuat permintaan maaf dengan mengatakan kebenaran yang sesungguhnya. Setelah perasaan bersalah ketiga muncul, dia ingin mengadakan taubat atas kesalahan yang dilakukan. Berdasarkan semua perasaan bersalah dalam hidupnya, ia kemudian mencoba untuk bertaubat dengan membuat cerita fiksi antara Robbie dan Cecilia. Sebagai novelis, ia menulis sebuah fiksi yang memiliki cerita bahagia antara Robbie dan Cecilia, karena dia menyadari tentang rasa bersalahnya yang telah membuat Robbie dan Cecilia menderita sampai akhir hayat tanpa bisa memenuhi cinta mereka berdua.
Kata kunci: Rasa bersalah dan taubat
Abstract
Guilty feeling and atonement are the thing which have been showed by the people when they make a guilt or sins. Ian McEwan is the one of the writers that wrote a novel about guilty and atonement. This study aimed to depict a guilty feeling and an atonement of the main character. By using relevant theories, the study analyses the data for example, quotation from the novel that represent guilty feeling. The result of analysis shows how Briony’s guilty feeling depicted in the atonement can be described in three kinds. First, Briony’s guilty feeling is depicted when she realized of her guilt and she felt that she did a wrong thing. Second, Briony’s guilty feeling depicted when she did a good thing. Third is depicted when she made an apology by telling the fact. After the third guilty feeling passed, she wanted to make atonement. Based on all her guilty feeling in her life, she then tried to make atonement by making a fiction of Robbie and Cecilia. As a novelist, she wrote a fiction that has happy ending between Robbie and Cecilia, because she realized about her guilt that has made Robbie and Cecilia get suffered to death without being able to fulfil their love.
Key words: Guilty feeling and atonement
INTRODUCTION
As in a general world, there is something that is always different in each side, good and bad is opposite one. In those two actions, there are consequences that will automatically happen in our live. Such an aphorism said that "what are you planting it so shall you reap even though it was a bit". It has a meaning that if we are doing the good attitude we will get good response or if we are doing bad attitude the bad response will appear too. But, as a human being, we often done a bad attitude or guilt that makes suffer to the other one.
Guilt is a cognitive or an emotional experience that occurs when a person realizes or believes accurately or not that he or she has compromised his or her own standards of conduct or has violated a moral standard, and bears significant responsibility for that violation. It is closely related to the concept of remorse. In a fairly thought, if someone doing a guilt action, he or she will feel guilty feelings. Guilty feeling is remorse caused by feeling responsible for some offense. It is analogously with the story which narrated by Ian McEwan in his novel Atonement that actually told about a guilty feelings and the atonement of someone.
Seen from the morphological point of view, the word guilty which means “having done something illegal or being responsible for something bad that has happened” is derived from the word guilt which has meaning “the fact that somebody has done something illegal or responsibility for doing something wrong or for something bad that has happened”. According to Sigmund Freud, the guilty feelings may arise when individual violates some ideals or values of “superego” by responding the impulses from the “id”. It may be more accurate in Freudian theory to speak about a “guilty ego”. Historically, guilty feeling arises when individuals involved in illegal acts, such as Salzmann said "Historically, the concept of guilt has involved an act transgressing or breaking a law." (Salzmann, 1983 in John Banmen 1988:79) ".
In this story, Briony as the main character feels that she was doing a guilt that makes her regret of her self in her life. Her sister “Cecilia” and “Robbie” could not get their love and they died before they could be reunited together and she wants to get atonement for her sin. Therefore, in this study wants to show how is the problem build because the guilty feeling. Some guilty that did by the main character which cause of another people had pain and how is the punishment that have done by the main character. Then author wants to describe more about how is Briony’s guilty feeling, causes of Briony’s atonement and what actually done in her life.
In accordance of background study above, it can be simplify to discuss among two problems that emerge as significant concern toward this novel.
How is Briony’s guilty feeling depicted in Ian Mcewan’s Atonement?
How does the guilty feeling causes Briony’s atonement in Ian Mcewan’s Atonement?
This study will use two concept theories which are in line with the statement of the problems. The first problem is how Briony’s guilty feeling depicted in Ian Mcewan’s Atonemen. This statement will use the concept of guilty feeling. According to Narramore individual may feel guilty because the actual violation of the law of God (Real guilt) or for emotional maladjustment (Pseudo guilt). Freud also said that, guilty feeling is based on the internalization of the values of the parents and the community. Guilty feeling begins when the children are afraid of punishment and loss of love old people when they violate social norms. According to Sigmund Freud, guilty feeling occur when the ego act, or even mean, to act contrary to contrary to moral norms superego (Freud, 2006: 67).
Narramore said that the Guilty feeling is divided into two types they are, the real guilt and pseudo guilt. Real guilt, every person is usually attached to the tendency to sin or transgress the law of God. Feelings have done wrong and have been proven guilty of the offense for violating the law of God is what is usually called the real guilt.
Then the second problem is how ow does the guilty feeling causes Briony’s atonement in Ian Mcewan’s Atonement. This statement will apply the concept of atonement. According to Narramore (1981: 106) expresses real feelings of guilt is actually from sin and guilt is the result of violations of the laws of God and refusal to acknowledge these sins. People who feel guilty because it brought on a fault or a sin, he suffered stress , anxiety and feelings of guilt . Realized it or not, every person in his will have a feeling of guilt. People who have repented even also experience feelings of sin and guilt realistic. So, in doing a wrong action, wrongdoer must deal with his guilt by making atonement, for example, by repentance and apology to the victim, and also by making reparation and penance. It is good for the victim to forgive a wrongdoer who has made some atonement, and that removes his guilt; but if the victim refuses to forgive despite substantial atonement, the wrongdoer's guilt disappears anyway. People have some responsibility to help others of the community to deal with their guilt, by encouraging them to apologize, and by helping them to make reparation but we are not guilty for the wrong acts of anyone else.
RESEARCH METHOD
Research methodology that used in this analysis here must be qualified as an applying in literary appreciation. In conducting the study, the descriptive qualitative method is applied and also uses a library research. The purpose of using the descriptive qualitative method is to obtain systematical description and accurate data which are dynamic, complex, and need very deep (Sugiyono, 2010: 399). The descriptive method of this study can be elaborated as below:
Data and Sources of Data
The data of this study used the Novel of Atonement, the eleventh book written by Ian McEwan and was published in 2001 as the main data in the analysis. Meanwhile, according to Arikunto in Afidah ( 2009: 27), the sources of data are grouped into three types. They are people, places, and papers. But, in this study the source of the data are obtained from the papers it is a novel by Ian McEwan as sources, in this case, mean that the data are obtained form of quotations, dialogues which indicate and represent aspect of slavery and the way it is expressed.
Data Collection
The method of collecting data, which is used in this study, is the library method. It does not use the statistic method. Library research used an approach in analyzing this study. That is why it is not served in numbering or table. The kind of library research here are intensive or closely reading to search quotations or phrases and to analyze literary element both intrinsic and extrinsic. The references are taken from library and contributing ideas about this study from internet that support the ideas of analyzing.
Data analysis
The final part of research methods was data analysis. It presents some steps how to analyze the data. Some steps of how the data is analyzed will be described as follows:
Classification based on the statement of the problems. This classification is used to avoid the broad discussion. There are three classifications is used to avoid the broad discussion. They are Briony’s behavior, Briony’s guilty, and Briony’s behavior causes her atonement.
Describing Briony’s behavior characterization, which is stated from the quotations and statements by using theory of characterization to be applied to the data.
Describing of guilty feeling. Quotations classified the guilty feeling that was done by main character in the novel.
Revealing the atonement of the gulity. In this case,the quotations that are showed and indicated the reason of atonement that was done by the main character and showed how the atonement type of the main character.
ANALYSIS
The first section is about describtion of Briony’s guilty feeling. Briony’s guilty feeling appear when she was to be adult. She conscious that she have ever did a guilt to someone. When Briony in 13 years old, Briony witnesses a moment of sexual tension between Cecilia and Robbie from afar. she misinterprets the sexual act as rape and believes Robbie to be a "maniac". Later on at a family dinner party, attended by Briony's brother Leon and his friend Paul Marshall, it is discovered that the twins have run away and the dinner party breaks into teams to search for them. In the darkness, Briony discovers her cousin Lola, apparently being raped by an assailant she cannot clearly see. Lola is unable or unwilling to identify the attacker, but Briony decides to accuse Robbie and identifies him to the police as the rapist, claiming she has seen Robbie's face in the dark. Robbie is taken away to prison, with only Cecilia and his mother believing his protestations of innocence.
From the part that was describe above, Briony was described as the young girl who is doing a wrong thing and really did a big guilt to Robbie. She did a crime to Robbie. She give a wrong witnesseth to the police.. ““She wanted the inspector to embrace her and comfort her and forgive her, however guiltless she was. But he would only look her and listen. It was him, I saw him, (McEwan, 2001:163). Although she actually knows, whose people that raped Lola, but she wants to Robbie whose became a subject of that crime to Robbie because she feel that Robbie is a man maniac that have to be punish. She told to the police that the ones of that criminal is Robbie “Robbie have been catched by two inspectors on Briony’s guilt of giving the wrong witnesseth”. (McEwan, 2001:173).
What was Briony did is realy the wrong thing, she became a lier who give a wrong witnesseth. After wrongly accusing an innocent man of a horrible crime, Briony must live with the guilty. She realize that what she was done was something that made pain to someone else. Robbie cathed by the police, so he will entered to the jail. He will get a lot of pain in the jail, he should to responsible from the raped’s accusation and he would not have to meet Cecilia, his lover. He really suffered from the guilt or wrong witnesseth of Briony. Actually, Briony find a guilty feeling in her life because she did a sins or did something wrong to another. According to Sigmund Freud, the guilty feelings may arise when individual violates some ideals or values of “superego” by responding the impulses from the “id”. It may be more accurate in Freudian theory to speak about a “guilty ego”. Whereas, as mention by Salzmann in John Banmen in the previous chapter, guilty feeling arises when individuals involved in illegal acts (Banmen 1988:79). In this case, Briony’s Guilty feeling appear after she realize that she did a sins that is became a lier and did something wrong about give a wrong witnesseth to Robbie and causing him brought a lot of pain.
That Briony’s guilty feeling was caused by doing sins. All off in the religious, did bad thing until made someone get suffer is one of sin and violation of the God that give an obligation to did good thing to someone else. Therefore, if have been seen by types of guilty feeling, Briony’s guilty feeling is the one of real guilty because she did something that violations of the God law. As mention by Narramor in previous chapter that the real guilty is guilty feeling because the actual violation of the law of God.
What Briony did to Robbie is a guilt thing. Guilt that made someone getting suffer and injustice. In this case, Briony’s guilty feeling is the type of social guilt. Like mentioned by Cavanagh (quoted by Al-Fitr RA., 2005), Social guilt is a fault which is psychologically and physically will cause injustice to others . It should be understood that the social dimension of the system will shed light on the value of the individual on how to behave in particular that will help others and behave in a certain way that would harm others.
Here, Briony really conscious about her guilt, the first Briony’s guilty feeling was depicted for desire to get an apology. Briony showed that she is really feeling guilt to Robbie , she is realized and feel anxiety about her wrong thing when she was a young, when she did not really thought about the pain that was happened into Robbie. Briony guilty feeling was realized when she was grow up becaming adult, she really found a guilty feeling in his life and actually she feel afraid for her bad and wrong thing. “She wanted the inspector to embrace her and comfort her and forgive her, however guiltless she was” (McEwan, 2001:163).
After she told to the police about the wrong witnesseth, she feel afraid and anxiety. Like the stated of Narramore, expresses real feelings of guilty is actually from sin and guilt is the result of violations of the laws of God and refusal to acknowledge these sins. People who feel guilty because it brought on a fault or a sin , he suffered stress , anxiety and feelings of guilt (Naramore,1981: 106).
Briony’s guilt to Robbie that cause Robbie catched by the police and entered to the jail. Robbie did not come back to Cecilia as his lover. He really disappointed with Briony’s guilt to him although it was happened in many years ago. Robbie’s experiences in the war. We follow Robbie on his retreat to Dunkirk. But, Briony’s guilty feeling was not stop with just feeling guilty and anxiety on her life. In this second part the guilty feeling of briony’s guilt also depicted.
By the time World War II has started, Robbie has spent 2–3 years in prison. He is then released on the condition of enlistment in the army to fight in war. Cecilia has trained and become a nurse. She cuts off all contact with her family because of the part they took in sending Robbie to jail. Robbie and Cecilia have only been in contact by letter.
Remorseful Briony has refused her place at Cambridge and instead is a trainee nurse in London. She has realised the full extent of her mistake, and decides it was Paul Marshall, Leon's friend, whom she saw raping Lola. Briony still writes, although she does not pursue it with the same recklessness as she did as a child.
This part of the story is also the first time we get to experience Briony as just a normal girl. We get to follow her and a friend when they have a day off sitting in the sun in a park listening to a band playing, cheerfully talking and laughing. This event makes her into a living human being, a young girl spending time with her friend, relaxing and having fun. It gives Briony another dimension, she changes from rigid character caught up in her own world and her writing and emerges as a warm, bright, young girl just like any other 18-year-old. In the end the event makes Briony feel guilty that they had fun at all because when they return to the hospital a convoy of wounded soldiers has arrived. The fact that they were laughing in the sunlight when others were suffering makes her feel guilty, just like she probably feels guilty throughout her life for enjoying it when Cecilia and Robbie cannot enjoy their lives.
In this parts, describe that Briony’s guilty feeling also depicted from the second parts of this novel. As a self punishment, Briony decides to give up all the luxuries of an upper-class life. No Cambridge, no fancy flat to live in, no traveling, no job at the ministry. Briony hopes that her duties as a nurse during the war will serve as some sort of penance towards her. Yet the cost of doing so, is a complete stripping of her identity--she fails to exist as "Briony"--with no will nor freedom to go back. Briony become a nurse to depicted her guilty feeling as describe in parts before.
This was her student life now, these four years, this enveloping regime, and she had no will, no freedom to leave. She was abandoning herself to a life of strictures, rules, obedience, housework, and a constant fear of disapproval. She was one of a batch of probationers--there was intake every few months--and she had no identity beyond her badge.(McEwan,2001:260)
Briony actually knows that her Sister really love to Robbie, but they could not get on together. She tried to do something good thing, may for get a penance. She tried to meet Robbie and Cecilia for a penance. How Briony get a penance or doing atonement will be explain letter in 3.2. The effort of Briony to get apologies, she won’t that the guilty feeling would continue haunt her forever in her life.
Described with Robbie on his retreat to Dunkirk and all that happens to him and his companions on the way there. Cecilia, who of course occupies his mind far more than Briony does, has sent him a letter telling him that Briony wants to change her statement and make him free, not just from prison but from accusation. This gets him thinking of her and of her motive for lying and sending him to prison. His only explanation is that the feelings she had for him when she was younger were still there when she read his letter to Cecilia on that day five years ago when she accused him of a crime he did not commit. Here Briony guilty feeling is showed, she wants to change her statement and make him free, not just from prison but from accusation. She sent a letter to Cecilia as the type of her apology, Cecilia thougth that Briony wants to get a penance. Like she said in her letter, “ she’s saying that she wants to be useful in a partical way. But I get the impression she’s taken on nursing as a sort penance. She wants to come and see me and talk” (McEwan, 2001:199).
Guilty feeling that was felt by Briony, made her to did a good thing. She became a nurse and wants to be useful, but actually that was the way to meet Cecilia and work in the Cecilia’s old hospital. After a crime that Briony did to Robbie Cecilia cut herself off from her family, “ she (Cecilia) would never speak to her parents, brother and sister again” (McEwan, 2001:192). It show that Cecilia really disappointed with Briony. Cecilia decided became a nurse far from her house. As told before about type of
Analisis Model Altman Z-Score dan Rasio CAMEL untuk Memprediksi Tingkat Kebangkrutan Bank Umum Syariah yang Go Public di Indonesia
Get PDFABSTRAK
Prediksi tingkat kebangkrutan merupakan suatu peramalan atau prakiraan dimana suatu perusahaan tidak dapat membayar kembali semua kewajiban kumulatifnya dengan aktiva yang ada. Prediksi kebangkrutan sangat bermanfaat bagi perusahaan sebagai peringatan awal terjadinya kebangkrutan. Dengan demikian dapat segera dilakukan perbaikan- perbaikan guna menjaga kontinuitas usahanya. Penulis melakukan penelitian pada Bank Umum Syariah yang Go Public di Indonesia, yaitu Bank Syariah Mandiri dan Bank Muamalat Indonesia, periode 2001-2005. Dengan tujuan untuk mengetahui tingkat kebangkrutan dan tingkat kesehatan, serta mendiskripsikan posisi masing-masing bank syariah tersebut berdasarkan analisis model Altman Z-score dan rasio CAMEL.
Dalam penelitian ini menggunakan jenis penelitian kuantitatif dengan pendekatan deskriptif. Untuk memprediksi tingkat kebangkrutan digunakan analisis diskriminan, yang sangat terkenal dengan istilah Z- score. Z-score adalah skor yang ditentukan dari hitungan standart dikalikan lima rasio keuangan yang dikombinasi, yang akan menunjukkan tingkat kebangkrutan perusahaan. Dalam analisis ini menggunakan program SPSS 11.0. Tingkat keakuratan prediksi dari model tersebut adalah 100%. Pada penelitian ini juga menggunakan alat ukur tingkat kesehatan bank yang dikenal sebagai rasio CAMEL.
Dari hasil analisis Z-score menunjukkan bahwa tingkat kebangkrutan Bank Syariah Mandiri dan Bank Muamalat Indonesia tahun 2001-2005 dikategorikan tidak bangkrut karena Z-Score > 2.90, dengan nilai Z tiap-tiap bank sebesar 23.908, 21.327, 7.206, 12.617 dan 17.519 untuk Bank Syariah Mandiri, dan Bank Muamalat Indonesia pada tahun 2001- 2005 memiliki nilai Z sebesar 17.959, 29.635, 11.529,11.401, dan 14.868. Sedangkan dengan analisis CAMEL didapatkan bahwa tingkat kesehatan Bank Syariah Mandiri tahun 2001-2005 sebesar 92.86, 95.09, 90.29 dan tahun 2005 sebesar 95.09. Karena nilai kredit berada pada interval 81-100 maka memiliki predikat sehat, tahun 2004 sebesar 73.42 dengan predikat cukup sehat karena berada pada posisi 66<81. Sedangkan tingkat kesehatan Bank Muamalat Indonesia pada tahun 2001-2005 masing-masing memiliki nilai sebesar 89.28, 93.8, 94.551, 88.64, dan 81.1 dengan predikat sehat karena nilai kredit berada pada 81-100.
ABSTRACT
The prediction of the bankruptcy is a prediction in which a company cannot repay all of the cumulative obligations with the assets that is already existed. The prediction of the bankruptcy is very advantageous for the company as the first signal of the bankruptcy. Thus, it can be done some fixings as soon as possible to keep the continuity of their business. The author did a research at syariah public banks that go public in Indonesia, that is Syariah Mandiri Bank, and Muamalat Indonesia Bank, 2001-2005 period. In order to know the grade of bankruptcy and the grade of healthy, and describe the position of each syariah bank based on "Altman Z-score model" analysis and CAMEL ratio.
This research uses quantitative research by using descriptive approach. To predict the grade of bankruptcy, it uses the discriminant analysis which is known with the term of Z-scare. Z-score is a score that determined from the standard measuring multiplies to five ratio of financial that is combined that will show the bankruptcy grade of the company. This analysis uses SPSS 11.0 program. The accuracy of grade prediction of that model is 100%. This research also uses the bank health measuring instrument which is called as CAMEL ratio.
From the result of the Z-score analysis shows that the bankruptcy grade of Syariah Mandiri Bank and Muamalat Indonesia Bank 2001-2005 period categorized as not bankrupt, because Z-score >2.90 with the value of Z-score of each bank is 23.908, 21.327, 7.206, 12.617 and 17.519 for Syariah Mandiri Bank and Muamalat Indonesia Bank in 2001-2005 period has Z- score 17.959, 29.635, 11.401, and 14.868. While by CAMEL analysis, it is shown that the health grade of Syariah Mandiri Bank in 2001-2005 period are 92.86, 95.09, 90.29 and in 2005 period is 95.09. Because the credit value is in the interval of 81-100, so this bank has health predicate, and then in 2004 period is 73.42 with the health enough predicate because it is in the position of 66< 81. Whereas the grade of the healthy Muamalat Indonesia Bank in 2001-2005 period each year has score 89.28, 93.8, 94.551, 88.64, and 81.1 with health predicate because the credit value is in 81.100
THE ROLE OF THIRD PARTY FUNDS ON DISTRIBUTION OF WORKING CAPITAL LOANS AND INCOME AT PT BANK SULSELBAR MAROS BRANCH
Get PDFThe purpose of this study was to determine the role of third party funds in the distribution of working capital loans and income at PT Bank Sulselbar Maros Branch. The type of research used is descriptive qualitative where the author describes the results of observations and analyzes based on 2016-2018 data obtained in the field. The writing of this final project is the result of research conducted at PT Bank Sulselbar Maros Branch. After conducting research and analyzing the discussion, it was found that: 1) Third party funds play an important role in the distribution of working capital loans; 2) The purpose of capital credit is to assist the business of individual customers or business entities that need funds to expand their business; 3) PT Bank Sulselbar Maros Branch earns income from interest on placement of third party funds with other banks, income from loan interest and income from Fee Based Income
Pengaruh Kombinasi Pupuk Organik Cair Daun Turi Putih (Sesbania grandiflora) dan Salinitas Terhadap Pertumbuhan, Biomassa, dan Kandungan Protein Chaetoceros calcitrans.
No full textChaetoceros calcitrans merupakan salah satu pakan alami yang memiliki
kandungan protein yang tinggi dan mudah dicerna, sehingga cocok untuk pakan
larva ikan ataupun udang. Chaetoceros calcitrans juga dapat dimanfaatkan sebagai
bioreaktor, bahan kosmetik dan farmasi. Kebutuhan nutrisi Chaetoceros calcitrans
dapat dipenuhi dengan pemberian pupuk. Salah satu pupuk organik yang dapat
dimanfaatkan adalah pupuk organik cair daun turi putih. Penelitian ini bertujuan
untuk mengetahui pengaruh dan dosis terbaik dari kombinasi pupuk organik cair
daun turi putih (Sesbania grandiflora) dan salinitas terhadap pertumbuhan,
biomassa, dan kandungan protein Chaetoceros calcitrans. Penelitian ini
menggunakan metode eksperimen yang menggunakan Rancangan Acak Lengkap
Faktorial dengan 10 kali perlakuan dan 3 kali ulangan. Dosis POC yang digunakan
yaitu 5 mL, 10 mL, dan 15 mL dengan salinitas 25 ppt, 30 ppt, dan 35 ppt, serta
kontrol menggunakan pupuk walne 1 mL dengan salinitas 25 ppt. Analisis data
menggunakan Two-Way ANOVA dan dilanjutkan dengan uji DMRT (Duncan
Multiple Range Test) untuk mengetahui perbedaan dan interaksi antar perlakuan.
Hasil penelitian menunjukkan bahwa pemberian kombinasi pupuk organik cair daun
turi putih (Sesbania grandiflora) dan salinitas berpengaruh secara nyata (P<0,05)
terhadap pertumbuhan, biomassa, dan kandungan protein Chaetoceros calcitrans.
Hasil penelitian juga menunjukkan adanya interaksi antar perlakuan (P<0,05). Dosis
terbaik yang didapatkan yaitu perlakuan A1B1 dimana dosis pupuk 5 ml dengan
salinitas 25 ppt yang menghasilkan pertumbuhan tertinggi sebanyak 3.191.667
sel/mL. Laju pertumbuhan spesifik rerata didapatkan 0,866/hari. Doubling time
rerata didapatkan 0,801/hari. Kandungan protein didapatkan 237,69 mg/mL.
Biomassa rerata didapatkan 0,845 g/L. Berdasarkan penelitian yang telah dilakukan
dapat disarankan menggunakan dosis terbaik yaitu dosis POC 5 ml dengan salinitas
25 ppt pada kultur Chaetoceros calcitrans
Pengaruh Kombinasi Pupuk Organik Cair Daun Turi Putih (Sesbania grandiflora) dan Salinitas Terhadap Pertumbuhan, Biomassa, dan Kandungan Protein Chaetoceros calcitrans
No full textChaetoceros calcitrans merupakan salah satu pakan alami yang memiliki
kandungan protein yang tinggi dan mudah dicerna, sehingga cocok untuk pakan
larva ikan ataupun udang. Chaetoceros calcitrans juga dapat dimanfaatkan sebagai
bioreaktor, bahan kosmetik dan farmasi. Kebutuhan nutrisi Chaetoceros calcitrans
dapat dipenuhi dengan pemberian pupuk. Salah satu pupuk organik yang dapat
dimanfaatkan adalah pupuk organik cair daun turi putih. Penelitian ini bertujuan
untuk mengetahui pengaruh dan dosis terbaik dari kombinasi pupuk organik cair
daun turi putih (Sesbania grandiflora) dan salinitas terhadap pertumbuhan,
biomassa, dan kandungan protein Chaetoceros calcitrans. Penelitian dilaksanakan
pada bulan Maret-Mei 2024. Penelitian ini menggunakan metode eksperimen yang
menggunakan Rancangan Acak Lengkap Faktorial dengan 9 kali perlakuan dan 3
kali ulangan. Dosis pupuk organik cair daun turi putih yang digunakan yaitu 5 mL/L,
10 mL/L, dan 15 mL/L dengan salinitas 25 ppt, 30 ppt, dan 35 ppt, serta kontrol
menggunakan pupuk walne 1 mL/L. Analisis data menggunakan Two-Way ANOVA
dan dilanjutkan dengan uji DMRT (Duncan Multiple Range Test) untuk mengetahui
perbedaan dan interaksi antar perlakuan. Hasil penelitian menunjukkan bahwa
pemberian kombinasi pupuk organik cair daun turi putih (Sesbania grandiflora) dan
salinitas berpengaruh secara nyata (P<0,05) terhadap pertumbuhan, biomassa, dan
kandungan protein Chaetoceros calcitrans. Hasil penelitian juga menunjukkan
adanya interaksi antar perlakuan (P<0,05). Dosis optimal yang didapatkan yaitu
perlakuan A1B1 dimana dosis pupuk 5 mL/L dengan salinitas 25 ppt yang
menghasilkan pertumbuhan tertinggi sebanyak 3.191.667 sel/mL. Laju
pertumbuhan spesifik rerata didapatkan 0,866/hari. Doubling time rerata didapatkan
0,801/hari. Biomassa rerata didapatkan 0,845 g/L. Kandungan protein didapatkan
237,69 mg/mL. Berdasarkan penelitian yang telah dilakukan dapat disarankan
menggunakan dosis terbaik yaitu dosis pupuk organik cair daun turi putih 5 mL/L
dengan salinitas 25 ppt pada kultur Chaetoceros calcitran
PENGARUH GOOD GOVERNANCE DAN PENGENDALIAN INTERNAL TERHADAP KINERJA PENGELOLAAN KEUANGAN DESA (STUDI KASUS KANTOR PEMERINTAH DESA DI KECAMATAN KARANGMALANG KABUPATEN SRAGEN)
No full textThis study aims to determine the effect of good governance and internal control on the performance of village government financial management in Karangmalang district, Sragen regency. This research consists of one dependent variable and two independent variables. The independent variables in the study are good governance and internal control. The dependent variable in this study is the performance of village financial management. This type of research is a case with a quantitative approach. This research was conducted from April to May 2020 in the Village Government in Karangmalang sub-district, Sragen regency. The target population selected by random sampling is a technique of taking samples by mixing subjects without considering levels in the population. In addition this sampling technique is used because of limited personnel and does not allow the overall data retrieval. then the sample in this study was 30% of the population, because the population exceeds 100, namely 110 Village Apparatus. Here the researchers conducted research in 3 Village Governments namely Mojorejo Village Government, Puro Village Government, and Pelemgadung Village Government. So the number of samples used in this study were 33 village officials (110x30%). Data analysis techniques used multiple linear regression analysis. The results showed that the Good Governance variable and the Internal Control variable both had positive effects on the performance of village government financial management in Karangmalang sub-district, Sragen Regenc
