E-JOURNAL PORTAL SYSTEM KH. A. WAHAB HASBULLAH UNIVERSITY
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Analisis Regulasi Bank Indonesia terhadap Sistem Kliring Nasional (SKNBI) dan RTGS di Indonesia
Get PDFPesatnya perkembangan teknologi digital telah mentransformasi sistem pembayaran nasional Indonesia secara signifikan, sehingga membutuhkan regulasi yang efektif dari Bank Indonesia untuk memastikan efisiensi, keamanan, dan stabilitas keuangan. Studi ini mengkaji efektivitas regulasi Bank Indonesia terhadap Sistem Kliring Nasional (SKNBI) dan Sistem Real Time Gross Settlement (BI-RTGS) sebagai infrastruktur inti sistem pembayaran nasional. Saat ini SKNBI tidak lagi menggunakan siklus kliring tradisional 2-3 hari. SKNBI modern menyediakan beberapa jendela penyelesaian dalam satu hari, yang memungkinkan transaksi ritel diselesaikan lebih cepat dan efisien. Sementara itu, BI-RTGS memproses transaksi bernilai besar secara real-time. Temuan penelitian menunjukkan bahwa regulasi Bank Indonesia tetap efektif dalam memastikan efisiensi dan keamanan transaksi antarbank, meskipun tantangan seperti kesenjangan infrastruktur dan literasi digital masih ada. Kesimpulannya, kerangka regulasi Bank Indonesia memainkan peran strategis dalam memperkuat sistem pembayaran nasional yang aman, efisien, dan inklusif
Pengaruh Inflasi, BI Rate, Kurs USD, dan Jumlah Uang Beredar Terhadap Suku Bunga Pasar Uang Antar Bank di Indonesia
No full textPenelitian ini bertujuan untuk menganalisis seberapa besar pengaruh Inflasi, BI rate, Kurs USD, dan Jumlah Uang Beredar terhadap volatilitas Suku Bunga Pasar Uang Antar Bank. Riset dilakukan dengan pendekatan kuantitatif melalui analisis regresi linear berganda menggunakan perangkat lunak SPSS dengan data runtutan waktu (time series) selama lima tahun dari periode 2020 hingga 2024 berjumlah 60 sampel data bulanan. Data ini didapatkan dari laman resmi Bank Indonesia (BI), Badan Pusat Statistik (BPS), serta dari Satu Data Perdagangan Kemendag RI. Hasil utama penelitian ini mengindikasikan keempat variabel independen tersebut secara bersamaan (simultan) memiliki pengaruh yang signifikan terhadap tingkat suku bunga antar bank. Jika dilihat secara parsial, hanya variabel BI rate dan Jumlah Uang Beredar yang menunjukkan arah positif dan signifikan. Sementara dua variabel lainnya yaitu Inflasi dan Kurs USD tidak terbukti memiliki pengaruh karena dampaknya sudah dimitigasi oleh bank sentral melalui suku bunga acuan. Hasil temuan ini sangat esensial untuk memperkuat efektivitas instrumen kebijakan bagi Bank Indonesia dengan menyediakan alat prediksi dalam menjaga stabilitas pasar uang
LIMA KEKUATAN MANAJEMEN STRATEGIS SYARIAH UNTUK MENGATASI TANTANGAN PENGGANTIAN PEKERJAAN OLEH ARTIFICIAL INTELLIGENCE
No full textPerkembangan pesat Artificial Intelligence (AI) menghadirkan tantangan signifikan terhadap stabilitas pekerjaan, memicu kekhawatiran tentang penggantian pekerjaan dalam berbagai sektor. Artikel ini mengusulkan kerangka kerja manajemen strategis Syariah sebagai solusi adaptif untuk mengatasi ancaman ini. metode penelitian yang digunakan adalah pendekatan kualitatif studi literatur, dan analisis konten. Hasil dari penelitian menunjukkan bahwa dengan mengintegrasikan nilai-nilai dan prinsip-prinsip Islam, kerangka ini memanfaatkan lima kekuatan utama: asas tauhid, orientasi duniawi-ukhrawi, motivasi mardhatillah, keyakinan ubudiyah, dan kesadaran ihsaniyah. Analisis menunjukkan bahwa pendekatan Syariah tidak hanya mempersiapkan organisasi dan individu menghadapi disrupsi AI secara ekonomi, tetapi juga secara spiritual dan sosial, memastikan keberlanjutan dan keadilan dalam transisi menuju era digital
Penerapan Sistem Inventaris Aset Desa Berbasis Website di Budugsidorejo Kecamatan Sumobito kabupaten Jombang
Get PDFVillage asset management is an essential component in supporting development and community services. However, manual practices often lead to limited access, data loss, and lack of transparency. This community service program aimed to modernize asset governance through the implementation of a web-based inventory system in Budugsidorejo Village. The main objective was to improve the efficiency of recording processes, provide accurate data, minimize risks of errors, and strengthen transparency for the community. The implementation process involved field analysis, system design, web application development, socialization with village officials, and training sessions to ensure optimal use of the system. The developed platform features asset data recording, centralized storage, tiered access rights, and automated reporting, all designed to support administrative and reporting needs. The results indicate that village officials are now able to manage inventory data more effectively and systematically, while reporting processes have become faster and easier. Furthermore, the community can access information more openly, which enhances public trust. The introduction of this system not only improves efficiency in asset management but also reinforces accountability and transparency of the village government as a foundation for sustainable development
Optimalisasi Ekonomi Lokal Desa Paji Melalui Pengembangan Kompetensi Wirausaha Muda Karang Taruna dalam Pemanfaatan E-Commerce dan Platform Media Sosial
Get PDFThis community service program was implemented to address the low level of digital marketing skills among young entrepreneurs of Karang Taruna in Paji Village, which has hindered the optimal development of local business potential. The program focuses on strengthening participants’ abilities in utilizing electronic commerce and social media as platforms for promoting village products. The purpose of this program is to improve participants’ skills in creating online stores, applying product image-building strategies, and developing digital content-based promotion. The approach used includes basic training on digital marketing concepts, direct assistance to ensure the practical application of skills in managing online marketing accounts, and evaluation of program outcomes. The program resulted in improved participant capabilities in creating online stores, producing promotional content, and establishing community-based marketing networks. The impact of the activities is reflected in the expanded marketing reach and strengthened identity of local products, although several challenges such as differences in technological proficiency and limited internet access were still encountered
Mathematics Using Discovery Learning Model: Improve Creative Thinking on Exponent Function Material
Get PDFLearning difficulties can be interpreted as the inability of students to complete tasks from the teacher. In mathematics learning, difficulties in understanding the material have become commonplace, this is because mathematics is considered difficult by students. This study was conducted with the aim of determining the process and influence of creative thinking skills of class X students of SMK Kreatif Bahrul Ulum before and after implementing the discovery learning model. The research method used is pre-experimental design with a one-group post-test design type and using a quantitative approach. The research instruments used were tests and non-tests. The data analysis technique used was a hypothesis test. However, before conducting a hypothesis test, the data obtained was first tested for normality and homogeneity. Based on the calculation of the paired sample t-test, it showed that the t-count value was 19.453 with a significance of 0.000. The significance value showed 0.000 <error level of 0.05, so it can be concluded that Ha is accepted. The acceptance of Ha indicates that there is an increase in the creative thinking skills of class X students of SMK Kreatif Bahrul Ulum Tambakberas before and after implementing the discovery learning model
Analysis of Fish and Water Spinach Growth in an Aquaponic System Based on the Utilization of Ablution Wastewater
Get PDFThis study aims to analyze the growth of fish and kale plants in an aquaponic system based on the utilization of ablution wastewater as an effort to manage water sustainably in an Islamic boarding school environment. The study was conducted at the As-Salafiyyah Asy-Syafi’iyyah Islamic Boarding School, Tambakberas Barat, Jombang, East Java from August to October 2025. The types of fish used include Patin (Iridescent shark), Mujair (Tilapia), Gurami (Gourami), and Lele (Catfish), while the plants cultivated are kale (Ipomoea aquatica). Fish growth parameters were measured using Daily Weight Gain (DWG) and Specific Growth Rate (SGR), while plant growth was analyzed through Crop Growth Rate (CGR). The results showed that Mujair (Tilapia) fish had the best growth with the highest DWG of 1.71 g/day in the period 21–28 days after stocking (DAS) and the highest SGR of 21% in the period 7–14 DAS. Patin fish also showed good growth performance (DWG = 1.29 g/day; SGR = 12%), while gourami and catfish showed slower growth with DWG ranging from 0.29–0.86 g/day. Water spinach plants achieved the highest CGR of 2.14 g/day in the period 14–21 days after planting (DAP), indicating optimal vegetative growth phase
Peningkatan Pelayanan Publik Pemerintah Desa Melalui Sistem Running Text
Get PDFThe application of running text technology at the Ketapangkuning Village Hall aims to increase the efficiency of disseminating public information which so far still relies on conventional methods. This program is implemented using a community service method which includes several stages, namely planning through a needs survey, installing running text technology in strategic locations, training village officials in operating the system, and evaluating the effectiveness of implementing this technology. With running text, important information such as meeting schedules, announcements and public services can be displayed in real-time and repeatedly, making it easier for the public to access. This program also equips village officials with technological skills to manage the system independently. The results of the implementation show an increase in the transparency of public services, the effectiveness of meetings, and community participation in village activities. Overall, this system has succeeded in supporting better, open and accountable village governance, and has the potential to become a model for other villages with similar challenges in disseminating public information.
Menejerial Marketing Melalui Sosial Media Sebagai Strategi Pemasaran bagi UMKM di Desa Rejosopinggir Jombang
No full textThe development of digital technology allows MSME actors to market their products online and make transactions through the online banking system as well. Social media is the easiest digital marketing to use. Marketing activities carried out by MSMEs in the village of Rejosopinggir Jombang by visiting shops/ restaurants/ markets. In addition, MSMEs only produce their products after there is an order. Marketing activities are still Jombang area and its surroundings. The use of digital technology in marketing has not been carried out optimally. In the implementation of this community service activity, the Asset Based Community Development (ABCD) method is used. Implementation of activities includes: Coordination with partners, Preparation, Socialization of Activity Materials and Instructors, Training and Mentoring. Based on the activities that have been carried out, it can be concluded that managerial marketing through social media has an important role in the MSME marketing process. The result of this socialization is that marketing manager can develop the marketing process so that it can maximize the latest technolog
Meningkatkan Daya Saing UMKM Melalui Sertifikasi Halal
Get PDFMicro, Small and Medium Enterprises (MSMEs) are a vital sector in the Indonesian economy, but face challenges in competitiveness in the era of globalization. The lack of understanding by MSME actors regarding halal certification and marketing strategies is an obstacle in the development of their businesses. Halal certification not only increases Muslim consumer confidence but also opens up global market opportunities, while effective marketing strategies can expand market reach.
KH University Community Service Team. A. Wahab Hasbullah (Unwaha) implemented an empowerment program in Ngusikan District, East Java, to overcome this problem. This program includes outreach on the importance of halal certification and marketing training, including digital marketing, marketplace management, branding and sales strategies. The Participatory Action Research (PAR) method is used to involve MSME actors in the process of problem identification, solution and implementation. Continuous assistance is also carried out through monitoring, evaluation and guidance with the Unwaha Halal Center.
As a result, coached MSMEs show increased consumer confidence, wider market reach, and income growth. This program not only provides short-term solutions but also builds the capacity of MSMEs to compete in the domestic market, supporting inclusive and sustainable economic growth. Halal certification and effective marketing strategies have proven to be an important foundation for supporting the sustainability of MSMEs in a market that is currently facing global competition.