Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
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What shapes older adults’ multidimensional well-being in Jambi Province, Indonesia? Integrating capability–ecological frameworks
No full textThis study examines the socioeconomic determinants of subjective well-being (SWB) among older adults in Jambi Province, Indonesia, using a multidimensional framework encompassing life satisfaction, emotional well-being, and life meaning. Addressing limitations in prior research that often employ unidimensional measures or neglect contextual factors, this study integrates individual and environmental perspectives. A cross-sectional survey of 207 individuals aged 60 and above was conducted between July and August 2024 using stratified random sampling. Multiple linear regression was employed for analysis. The findings reveal that gender, educational attainment, and household role consistently and positively influence all dimensions of SWB. Economic activity status, income, ethnicity, and residential area also contribute to variation, although their effects are mixed. Chronological age showed no significant association with SWB. Interpreted through the Capability Approach and the Ecological Model of Aging, the results highlight how individual capacities and contextual conditions jointly shape well-being in later life. The study highlights the importance of implementing integrated policy measures, including inclusive pension systems, lifelong learning programs, and age-friendly infrastructure, to improve economic security and social inclusion for older adults
A closer look at willingness to pay: An economic perspective on the Gringsing weaving cultural industry
No full textGringsing weaving from Tenganan Village is renowned for its distinctive indigo blue dye, derived from the tawum tree. However, traditional awig-awig (customary regulations) prohibit dyeing within the village due to environmental concerns, particularly the risk of groundwater contamination. As a result, dyeing activities are relocated to neighboring Bugbug Village, where local rivers are used for washing and saltwater soaking—processes that enhance the quality of the dye. This relocation has led weavers to outsource dyeing services, prompting an investigation into the factors influencing their willingness-to-pay (WTP). This study employs Focus Group Discussions (FGDs) with Gringsing weavers and relevant government stakeholders, supported by MICMAC (Matrix of Cross-Impact Multiplications Applied to a Classification) and Bayesian Belief Network (BBN) analyses. The MICMAC results identify cultural capital and awig-awig as primary driving factors shaping WTP. BBN analysis further highlights the significant influence of Communal Intellectual Property Rights (CIPR) and income stability. These findings suggest that willingness to pay is shaped not only by economic considerations but also by deeply embedded cultural and institutional factors. To ensure the long-term sustainability of the Gringsing weaving tradition, interventions must integrate cultural revitalization, environmental responsibility, and financial empowerment. Strengthening intellectual property protections, promoting income-generating opportunities, and respecting traditional regulatory frameworks are essential to preserving both the cultural integrity and economic viability of the Gringsing weaving industry
The impact of economic growth, inequality, and resource depletion on CO2 emissions in Indonesia: Evidence from the ARDL model
No full textThis study examines the impact of natural resource depletion, economic growth, and income inequality on CO₂ emissions in Indonesia from 1990 to 2021. Utilizing time series data from the World Bank, the analysis employs the Auto-Regressive Distributed Lag (ARDL) model to simultaneously assess both short- and long-run relationships among the variables, while also testing the validity of the Environmental Kuznets Curve (EKC) hypothesis. The results reveal that natural resource depletion, economic growth, and income inequality all have a positive and statistically significant effect on CO₂ emissions in both the short and long term. Furthermore, the findings provide strong empirical support for the existence of an inverted U-shaped EKC in Indonesia, indicating that emissions initially rise with income but eventually decline beyond a certain income threshold. These results underscore the crucial need for comprehensive policy frameworks that effectively integrate economic development, environmental sustainability, and social equity. In particular, the significant role of resource depletion necessitates prioritizing sustainable resource management strategies—such as forest conservation, responsible mining practices, and improved resource efficiency—to mitigate environmental degradation
Fiscal decentralization, monetary policy, and economic growth in Indonesia: A panel data analysis
No full textThe implementation of regional governance through fiscal decentralization, particularly in the management of Local Own-Source Revenue (PAD), demonstrates that regional fiscal autonomy can effectively enhance community welfare under a decentralized government structure. Using the Ordinary Least Squares (OLS) method with panel data for the period 2010–2024, this study provides empirical evidence that community welfare—measured by the growth of real Gross Regional Domestic Product (GRDP) per capita—is significantly and positively influenced by several key factors. These include Local Own-Source Revenue (PAD) with a coefficient of 0.258, Transfer Funds to Regions and Village Funds (TKDD) with a coefficient of 0.046, the Human Development Index (HDI) with a coefficient of 0.070, and Regional Investment (FDI) with a coefficient of 0.006. However, the study also identifies challenges to sustaining real GRDP growth per capita, particularly from interest rates and income inequality, which exhibit significant negative relationships with coefficients of –0.202 and –0.011, respectively. These findings suggest that disparities in population income distribution and fluctuations in borrowing costs can hinder regional economic performance. To address these challenges, regional governments must adopt fiscal incentive policies that stimulate revenue generation and investment while prioritizing human resource development. Moreover, closer collaboration with central banking authorities is essential to manage monetary policy—especially in controlling interest rates—to maintain stability and ensure balanced, inclusive regional growth
Financial inclusion, demographics, and experiential learning as drivers of entrepreneurial intention among Generation Z
No full textIn the contemporary digital economy, entrepreneurial development has become a crucial factor in strengthening national competitiveness. Higher education institutions are therefore expected to cultivate entrepreneurial capacity among students, particularly those from Generation Z, who face increasingly dynamic economic challenges. This study aims to analyze the effects of financial literacy, financial inclusion, and demographic factors on entrepreneurship and entrepreneurial intention. The study employed a quantitative approach using survey data collected from students of the Faculty of Economics and Business at Universitas Jambi. The data were analyzed using Structural Equation Modeling with the Partial Least Squares (SEM-PLS) method. The results indicate that financial inclusion has a significant positive effect on both entrepreneurship and entrepreneurial intention, while demographic factors significantly influence entrepreneurship but do not directly affect entrepreneurial intention. Entrepreneurship itself exerts a strong, significant effect on entrepreneurial intention, suggesting that entrepreneurial engagement serves as the primary pathway through which background characteristics and access to financial services are translated into entrepreneurial intention. In contrast, financial literacy does not show a significant direct effect on either entrepreneurship or entrepreneurial intention. These findings highlight that access to financial services and experiential entrepreneurial engagement are more decisive than financial knowledge alone in fostering entrepreneurial intention among Generation Z students, implying that universities should prioritize practice-based entrepreneurship education supported by inclusive financial access
Socioeconomic determinants of blue-collar employment in West Java Province: A binary logistic regression approach
No full textEmployment issues remain a persistent national challenge in Indonesia, particularly in West Java Province, which has a high concentration of blue-collar workers. These workers, typically engaged in manual and technical sectors, often face structural vulnerabilities, including low job security, limited social protection, wage stagnation, and restricted career advancement opportunities. This study aims to analyze the characteristics and determinants influencing individuals’ likelihood of becoming blue-collar workers in West Java Province. Using a quantitative approach, the research draws on microdata from the 2022 National Labor Force Survey (SAKERNAS) provided by Statistics Indonesia (BPS). A binary logistic regression model is employed to examine how individual and employment-related characteristics affect the probability of working in blue-collar occupations. The results show that gender, marital status, education level, job training, participation in the Pre-employment Card program, age group, regional minimum wage category, and area classification significantly influence this likelihood. Notably, individuals with lower educational attainment are 2.9 times more likely to become blue-collar workers. The findings underscore the critical role of education in shaping labor market segmentation. Strengthening the education, vocational training, and Pre-employment Card ecosystem is essential to reduce the vulnerability of blue-collar workers and expand their access to decent, inclusive employment opportunities
From cultural heritage to sustainability: Evaluating green economy in the Gringsing weaving industry using the MULTIMOORA approach
No full textThe green economy, as a dimension of sustainable development, offers a comprehensive framework for achieving sustainability goals. The Gringsing textile industry in Bali presents a unique opportunity to integrate traditional crafts with principles of a green economy. This study examines the opportunities and challenges of sustainable Gringsing textile production in Tenganan through the lens of green economy principles. The MULTIMOORA (Multi-Objective Optimization by Ratio Analysis plus Full Multiplicative Form) method was employed to evaluate the environmental, economic, and social impacts of production alternatives. The findings reveal that Alternatives A1 and A3 achieved identical aggregate values of 0.84, with distinct strengths. A1 excels in economic viability and social contribution, making it a balanced option for stakeholders seeking comprehensive benefits. In contrast, A3 demonstrates superior environmental performance, making it the preferred choice for initiatives prioritizing ecological sustainability. Opportunities for sustainable Gringsing textile production include market expansion, innovation, and policy support, while challenges encompass high production costs, market competition, and resource constraints
Digital payment adoption and managerial preferences in Madura’s culinary tourism sector: Evidence from the analytic hierarchy process
No full textThis study investigates the payment preferences of culinary tourism managers in Madura, with particular attention to the adoption of the Quick Response Code Indonesian Standard (QRIS) as a non-cash payment method. Employing the Analytic Hierarchy Process (AHP), the research identifies the key factors influencing payment decisions among managers across four districts in Madura. The results indicate that convenience is the most influential factor, followed by utility and safety. At the same time, QRIS remains the least preferred payment option compared to cash and other non-cash alternatives. Barriers to QRIS adoption include technical challenges, limited digital literacy, and insufficient infrastructure. The study underscores the need to strengthen technological infrastructure and enhance digital awareness to accelerate the adoption of non-cash payments within Madura’s culinary tourism sector. These findings contribute to the growing body of literature on financial inclusion and digital transformation in tourism, offering practical insights for policymakers and industry stakeholders seeking to promote inclusive digital economies
Epistemological criticism of the concept of individualism in conventional economies
Full text linkThis research critically examines the epistemology surrounding the concept of individualism within conventional economics, focusing on elucidating the influence of non-economic factors—namely culture, social norms, and collective psychology—on economic decision-making processes. This study endeavors to uncover the role of these factors in individual economic decisions by employing a methodology rooted in analyzing economic and sociological literature. The findings shed light on the discordance between the traditional notion of individualism and the multifaceted realities of contemporary society, where culture, social norms, and collective psychology significantly shape economic behaviors and preferences. By providing nuanced insights into how these non-economic factors impact individuals' economic choices and actions, this research underscores the imperative for a broader, more inclusive perspective within economic paradigms. This study contributes to a richer comprehension of the complexities inherent in individual economic decisions when viewed against non-economic influences
The impact of the blue economy and renewable energy on CO2 emissions in Indonesia: An ARDL approach
Full text linkIndonesia, the largest archipelagic country in the world with rich marine biodiversity, has significant potential for developing a blue economy encompassing aquaculture, sustainable fisheries, and maritime tourism. However, if not managed sustainably, these activities could increase CO2 emissions. Indonesia is also among the world's highest emitters of greenhouse gases, largely due to deforestation, forest burning for agriculture, and reliance on fossil fuels in the energy sector. Given global commitments to reducing emissions and mitigating climate change, this research explores how the blue economy and the transition to renewable energy can contribute to lowering CO2 emissions. This study examines both short- and long-term impacts using the Autoregressive Distributed Lag (ARDL) approach. The findings reveal that while increased aquaculture production initially reduces CO2 emissions due to efficiency gains and environmentally friendly technologies, its long-term effects are more complex and may lead to higher emissions. On the other hand, renewable energy consumption significantly reduces CO2 emissions in the short and long term. Conversely, higher energy intensity contributes to increased CO2 emissions, which can be mitigated through improved energy efficiency