Jurnal Ilmu Ekonomi dan Pembangunan
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READINESS OF VERTICAL AGENCIES OF THE DIRECTORATE GENERAL OF TREASURY AS FINANCIAL ADVISOR
This study investigates the readiness of the Directorate General of Treasury (DJPb) to assume its emerging role as a financial advisor to local governments—an area that remains underexplored in the literature on organizational change within fiscal institutions. The research addresses a gap by examining how internal factors such as organizational support, commitment to change, and technical capability influence individual readiness, and whether advocacy by change agents moderates these relationships. A quantitative approach was employed using a survey distributed to DJPb personnel in Regional Offices and State Treasury Service Offices (KPPN), analyzed through structural equation modelling (SEM) with SmartPLS. The findings reveal that commitment to change and technical capability significantly enhance readiness, while organizational support shows limited influence except in Sumatra. The moderating role of change agents was not supported. These results suggest that strengthening commitment and technical skills is crucial for enabling DJPb’s advisory function, with implications for adaptive communication strategies in public sector reform
CONTRIBUTION AND PROJECTIONS OF THE PROCESSING INDUSTRY TO GRDP IN CENTRAL SULAWESI
This research employed a quantitative descriptive approach to examine secondary data sourced from Central Sulawesi Province’s Central Statistics Agency (BPS). Specifically, the study delved into Gross Regional Domestic Product (GRDP) data from 2019 to 2023, aiming to analyze the manufacturing industry sector’s contribution and project its potential impact until 2028. Data analysis was conducted using the sector contribution formula and the least squares method. The findings revealed that the manufacturing industry sector consistently contributed an average of 29,76% to the province’s GRDP over the past five years. Projections based on the analysis suggest a promising 53% increase in the sector’s contribution to the GRDP in the subsequent five years
ANALYSIS OF CONSUMER PREFERENCES FOR PURCHASING WINGKO BABAD CAP KERETA API IN SEMARANG CITY
This study aims to analyze the relationship between each product attribute and the purchase frequency of Wingko Babad Cap Kereta Api in the city of Semarang. The product attributes in question are flavor, price, packaging, and brand loyalty. The determination of the sample size uses the Lemeshow formula because the size of the population is not precisely known. The sampling method used non-probability sampling through the accidental sampling technique, resulting in 100 respondents. The collection of respondent data was conducted using questionnaires and interviews. The collected data were analyzed using the Chi-Square Test with the help of SPSS version 25. The research results show that flavor, price, packaging, and brand loyalty have a significant relationship with the purchase frequency of Wingko Babad Cap Kereta Api in the city of Semarang. Consumer preferences regarding these four product attributes are not the same. Consumers will make a purchase if each attribute of the Wingko Babad Cap Kereta Api product is considered better compared to other brands of wingko babad. Based on the product attributes, consumer preference is for Wingko Babad with the right texture and level of sweetness, an affordable price that matches its quality, packaging that is easy to carry and has an attractive design, and a brand that is popular and better than other brands
THE EFFECT OF GOOD GOVERNANCE ON FOOD SECURITY IN INDONESIA: AN EMPIRICAL ANALYSIS
This study aims to analyze the influence of good governance on food security in Indonesia using time-series data from 2002 to 2023. The good governance indicators employed include government effectiveness, control of corruption, and political stability, while food security is measured by the Food Consumption Pattern Score (Pola Pangan Harapan, PPH). The regression analysis results show that the model is statistically significant, with a coefficient of determination (R²) of 92%, indicating that a substantial proportion of the variation in food security can be explained by the good governance variables. Individually, all three independent variables have a significant effect on food security (t-test, p < 0.05), with government effectiveness exhibiting the strongest contribution. These findings reinforce the qualitative analysis that improving bureaucratic capacity, strengthening anti-corruption oversight, and maintaining political stability are important prerequisites for building an equitable and resilient food system. Corrupt practices in food procurement, bureaucratic inefficiencies, and policy fluctuations driven by political instability have so far weakened food security, especially among vulnerable groups. Therefore, institutional improvements in good governance, through strengthened regulations, public accountability, and community participation, represent key strategies for sustainably enhancing Indonesia’s food security
PERCEIVED USEFULNESS, BIMA MOBILE QUALITY, AND THEIR IMPACT ON SATISFACTION AND REUSE INTENTIONS AMONG GEN Z
This study investigates the impact of Perceived Usefulness (PU), Service Quality (SERVQUAL), and Customer Satisfaction on Reuse Intention of mobile banking applications among Generation Z users at Bank Jateng. Using the Technology Acceptance Model (TAM) and SERVQUAL framework, the research explores how these factors influence customer satisfaction and their intention to continue using mobile banking services. Data was collected from 190 respondents through a structured questionnaire and analyzed using descriptive and inferential statistics via STATA. The findings show that customer satisfaction mediates the relationship between service quality and reuse intention. Service quality has a significant effect on reuse intention, particularly through its impact on satisfaction, while Perceived Usefulness shows an indirect effect. The study suggests that banks focus on improving both functional features and user experience to enhance customer retention
AN ANALYSIS OF THE EFFECT OF YOGYAKARTA’S PRIVILEGE FUND ON POVERTY REDUCTION
In September 2015, the United Nations (UN) set Sustainable Development Goals (SDGs) to improve global prosperity, with the first SDG focusing on the elimination of poverty. In Indonesia, the poverty rate in 2023 is 9.36%, while in Yogyakarta it is higher at 11.04%. As a special region, Yogyakarta receives a Privileged Fund that continues to increase every year, with one of its performance indicators being poverty reduction. This study analyzes the impact of the Privileges Fund on poverty in Yogyakarta using secondary data from the Central Bureau of Statistics for the period 2014-2023. The variables studied include poverty rate, Human Development Index (HDI), unemployment rate, and Gross Regional Domestic Product (GRDP) growth. The analysis was conducted using panel data regression method, using Fixed Effects Model and Non-Linear Logarithmic Panel Data Regression Model to capture data fluctuation more accurately. In addition, the Adaptive Regression Model was used to understand the dynamic relationship between variables. The results show that the Privilege Fund has not affected poverty in the year of allocation because the monitoring and evaluation process is carried out before the following year's allocation. Thus, the achievement of the Privileges Fund in the previous year (t-1) only has an impact on poverty reduction in the following year (t). HDI shows a significant negative effect on poverty in both models, while the unemployment rate has no effect. Meanwhile, GRDP growth has a significant negative effect on poverty in the Adaptive Panel Model but not in the Static Panel Model. These findings emphasize the importance of evaluation mechanisms in the effectiveness of the Privileges Fund as well as the role of human development and economic growth in reducing poverty in DIY
ANALYSIS OF THE DEVELOPMENT OF COFFEE, TEA AND SPICES EXPORTS IN INDONESIA
Exports of agricultural commodities during the pandemic did not experience a decline. This is because agriculture in Indonesia has experienced good growth compared to other export commodities. The higher the export performance will have a positive impact on a country. The study examines the competitiveness of Indonesia’s coffee, tea, and spices exports before and during the COVID-19 pandemic. Using secondary data from UN Comtrade and TradeMap, competitiveness is measured through the Revealed Comparative Advantage (RCA) index and the Export Product Dynamics (EPD) framework for 2019–2020. Results show that Indonesia maintains a comparative advantage in HS-09 commodities, with RCA values of 1.0000 in 2019 and 1.000653 in 2020. Despite stable comparative advantage, the EPD position falls into the “retreat” quadrant (X = –0.04998; Y = –0.70207), indicating declining market share relative to global competitors. These findings imply that Indonesia’s competitiveness remained resilient during the early pandemic periodbut exhibits weakening long-term development potential
LAKU PANDAI WITHIN INSTITUTIONAL PILLARS: A QUALITATIVE STUDY ON FINANCIAL AGENTS IN RURAL COMMUNITIES
Rural communities still face limited financial access, so “Otoritas Jasa Keuangan (OJK)” established “Laku Pandai”. One of the banks implementing Laku Pandai is Bank BRI. Bank BRI's Laku Pandai is called “Agen BRILink” and “Mitra UMi”. This research aims to analyze how the meaning of “Laku Pandai” is seen from the three pillars of institutions (regulative, normative, cultural-cognitive). This research was conducted using descriptive qualitative approach with a purposive method. The selected informants were Agen BRILink” and “Mitra UMi” in Wonosobo Regency, consist of eight subdistricts. The data collection technique used in-depth interview with agents. The results of the research show that the existence agents play a crucial role in the regulation, norms, and understanding of financial services within the community. In the regulatory pillar, agents extend banking policies into local social spaces within a formal supervisory framework, although this also creates a hybridization between bank rules and local social practices. In the normative pillar, agents change perceptions of appropriate financial services within the local space, but their operations are influenced by norms of trust, privacy, and rural social proximity. Meanwhile, in the cultural-cognitive pillar, agents act as mediators of meaning, helping communities understand and normalize formal banking services until they become accepted practices and gain cognitive legitimacy. Overall, an agent's success is determined by its alignment with formal rules, social values, and the community's cultural understanding
BLUEPRINT FOR A SUSTAINABLE BLUE ECONOMY: CHALLENGES, OPPORTUNITIES, AND POLICY PATHWAYS
The Blue Economy has emerged as a crucial paradigm for achieving sustainable economic growth, environmental conservation, and social equity through the responsible utilization of marine resources. This study explores the multifaceted dimensions of the Blue Economy, highlighting its potential across key sectors such as fisheries, aquaculture, maritime transport, renewable energy, and marine biotechnology. India's strategic maritime position, coupled with initiatives like the Deep Ocean Mission and Pradhan Mantri Matsya Sampada Yojana, underscores its commitment to integrating ocean-based economic activities with global sustainability goals, particularly Sustainable Development Goal 14. Despite its vast potential, challenges such as overfishing, marine pollution, habitat degradation, and climate change threaten the sustainable advancement of the Blue Economy. However, opportunities exist in expanding aquaculture, developing marine-based renewable energy, and promoting ecotourism. The study underscores the importance of adaptive governance, technological innovation, and community-driven approaches to overcome these challenges. Through an empirical analysis incorporating correlation and regression models, the study establishes significant linkages between sustainable marine practices, economic growth, and livelihood enhancement. The findings emphasize that fostering a resilient Blue Economy requires a multi-pronged strategy encompassing inclusive policies, innovative financing mechanisms, and cross-sectoral collaboration. By aligning economic incentives with marine conservation efforts, the Blue Economy can serve as a transformative model for achieving long-term environmental and economic sustainability
ANALYSIS OF POVERTY DETERMINANTS AFTER FISCAL DECENTRALIZATION IN EASTERN INDONESIA
Fiscal decentralization in Indonesia has been actively implemented since January 1, 2001, with the expectation that regions can better utilize their economic potential to accelerate community welfare, particularly in reducing poverty in Eastern Indonesia. This study investigates the effects of Regional Economic Growth (LNPDRB), Human Development Index (IPM), Labor Force Participation Rate (TPAK), Regional Native Income Growth (LNPAD), and Capital Expenditure Growth (LNBM) on the percentage of poor people (PPMISKIN) across 16 provinces in Eastern Indonesia during the 2012–2017 period. Using descriptive statistics and panel data estimation with the Fixed Effect Model (FEM) and cross-section SUR in Eviews 10, this quantitative study provides empirical evidence on the determinants of poverty reduction. The results indicate that IPM significantly reduces PPMISKIN (β = –0.2462; p = 0.0000), while TPAK has a negative effect (β = –0.0379; p = 0.0623). LNPAD also significantly decreases PPMISKIN (β = –1.4014; p = 0.0001). Conversely, LNBM has a positive and significant effect on PPMISKIN (β = 0.4619; p = 0.0132). Meanwhile, LNPDRB is statistically insignificant in reducing poverty (β = 0.0181; p = 0.3142). These findings underscore the greater influence of human development, labor participation, and regional fiscal capacity compared to economic growth in alleviating poverty in Eastern Indonesia