Bina Ekonomi
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    PERANAN LETTER OF CREDIT SEBAGAI ALAT MANAJEMEN RISIKO

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    Organization manages risk in order to mitigate risk and uncertainty. They identify risks and minimize negative impact of those risks. Letter of Credit used to fund trading of goods and services between two parties who doesn\u27t know each other. Letter of Credit often used in trading between countries. The reason why Letter of Credit can be classifying as an effective payment systems is because it is safe, for exporter or importer. Because of the safety of Letter of Credit, it is often used in international trading

    MENJALANKAN RANGKAIAN STRATEGIS SAMUDERA BIRU (Suatu lde Penerapan di Perguruan Tinggi)

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    To have its own blue ocean, university must be managed not in ordinary way. For example,,it should not only focus on its current customers but also on potential customers and change them to customers. Kim dan Mauborgne (2005) introduce four processes thaf university must do to have its own blue ocean. The processes include developing benefits for customers (why consumers buy), building strategic price, finding strategic cost, and adopting the strategy in organization. This paper introduces simple idea to build blue ocean strategy in university

    PENGENALAN ISO 31OOO: INTERNATIONAL RISK MANAGEMENT STANDARDS

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    Risk management is becoming an important issue in companies. Therefore, the ISO recognized the need to establish a standard for risk management, which is still in the process of approval from all ISO members, and will be published by the end of 2008 or early 2009 after a consensus has been reached. ISO standards provide requirements or give guidance on good management practice.  ISO 31000 for  international Risk Management  Standards  is considered  as a generic management system standard, which means  that the same standard can be applied  to any organization,  large or small, whatever its product or service,  in any sector of activity, and whether  it is a business enterprise, a public administration,  or a government  department.  The objective of this article focuses on the introduction of ISO 31000 and the framework, to give a brief description of how risk management can be applied in organizations. Organizations with a  commitment  to managing risk know that implementing  standards  can enable  them to do so more effectively  and therefore  maximize  opportunities  and minimize  losses in the course of achieving corporate objectives

    TINJAUAN EKONOMI PROVINSI RIAU

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    Riau Province is one of the most faster income per capita growth in sumatera lslands. The economic base of economic structure in Riau Province is Forestry sector. This leading sector improve government income through Local tax income. This phenomenon", contradiction with inequality, unemployment,  and poverty  rate where in theoretically  this indicators has negatif sign correlated with growth with  income per capita, the reason of this fact because  the income GDP  from basis  sector are centralized  to capital  owner

    KAJIAN ATAS DRAF STANDAR PENDIDIKAN AKUNTANSI (SPAI) 2008: INDIKASI SEMAKIN BERATNYA AKREDITASI PRODI AKUNTANSI DI MASA YANG AKAN DATANG

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    Globalization now have impact on the competition between Indonesian and Foreign Accountants. More foreign accountants now have  their  jobs in Indonesia which makes the competition  even fiercer. With the situation at hand, the Indonesian accountants must up-grade their competencies to the same quality or level with those of foreigners, in order that they be able to win the competition. Certainly, this duty- to standardize the qualification of graduate-is assumed by the Accountant Bodies / Institution,  and  the university role here  is to meet  the minimum qualification of graduates.  For that reason, the draft of Accounting Education Standard (2008), has been established by The Indonesian Accountant Institution  (lAl),  Accounting Lecturer Compartment.  This draft is also the answer for the globalization competition. The further explanation will contain the elaboration of several key points of the draft, and analysis of the impact on education institution, especially on the quality assessment in the future

    PENENTUAN CIRI-CIRI PLAGIARISME DALAM MAKALAH ILMIAH YANG MEREFERENSI SUMBER DALAM BAHASA ASING YANG DITERJEMAHKAN

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    Whenever lecturers assign their students to write scientific papers they must be alert to the plagiarism problem. While a lot has been written about plagiarism, particularly by university policymakers, none address the problem when a student paraphrases and translates one or more passages from sources written in a foreign language. This paper strives to find an answer whether this form of plagiarism or not.  In particular, the research strives to find the answer of the following question: what are the characteristics of plagiarism between languages?. Preliminary and superficial research has shown that there are three main aspects that many sources address; the definition of plagiarism, the types of plagiarism, and the characteristics of plagiarism. This research is then done by studying and compiling from those various sources, and then analyzing each aspect separately. To these was added an analysis on the ethical principles that underlie human behavior, with which the insistence  that plagiarism  is wrong may be validated.  The conclusions of this research  are  that  (a) plagiarism  is most strongly described as a kind of fraud, not a kind of theft; (b) none of the ethical principles evaluated separately  is strong enough to deter plagiarism; (c) there are types of plagiarism  that aren\u27t relevant  in a discussion  on undergraduate  scientific paper writing; and (d) if a translated passage  is translated  back  into its original  language, and the  result  is the same or very similar to the original text,  then plagiarism  has occurred

    ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT KRIMINALITAS DI INDONESIA DARI PENDEKATAN EKONOMI

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    Economic model assumes that an individual committing crimes is rational because the income which is generated through illegal occupations has greater expected utility than the legal. The expected utility which is the result of cost-benefit analysis will be weighted whether if illegal or legal occupations committed or not. Therefore, some experts developed supply of offense function as economic model, which indicates the factors affecting the total number of crimes as empirical study. The application  of supply of offense function supported with multiple  linear regression function, the factors affecting the total number of crimes  in Indonesia have following  results: wage  rate variables  indicated a negative and significant result and government expenditure  variables indicated positive and significant  result,  but the imprisonment  rate variables did not have significant result with  the total number of crimes in Indonesia

    KEMAMPUAN PENGIKUT MEMBERI PENGARUH TERHADAP PEMIMPIN

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    The aim of this article is to find whether it is possible for follower to influenced the leader. Here we have five followership style: alienated, passive, conformist, effective, and pragmatic survivor according to two dimensions. The first dimension is the quality of independent, critical thinking versus dependent, uncritical thinking. The second dimension is active versus passive behavior. The result shows that only effective follower are essential for an organization, and they are able to give some influence to the leader. Even the follower can have power over the leader if he or she control something that desired by the leader and this condition can create dependency of the leader to him or her. Many tactics can be used to influence the leader, such as reason, coalition, bargaining,  assertiveness,  and higher authority. Compensation for effective follower is career development, good personal  relationship,  and trust from the organization

    PENGUKURAN KUALITAS JASA

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    Service management is very important, because it determines Service Quality. Service Quality determines customer\u27s satisfaction, and customer\u27s satisfaction determines customer\u27s behavior intentions. It is not easy to measure Service Quality, especially because service is intangible, but every service company which want to improve their service quality, should measure their service quality. We can measure service quality using SERVQUAL or SERVPERF. Research result determined that SERVPERF better than SERVQUAL

    ENTERPRISE RISK MANAGEMENT (ERM) SOAR (STRATEGIC OBJECTIVE AT RISK) METHODOLOGY

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    Risk is part of every business decisions.  Risk Management helps enterprises whether to take or avoid some risks that related to their objectives. Risks are by their very nature dynamics, fluid and highly interdependent so that they cannot be broken into separate components and managed independently. Enterprises operating in today\u27s volatile environment require a much more integrated approach to managing their portfolio of risks that is Enterprise Risk Management (ERM) SOAR. Methodology can be used to implement an effective ERM framework. This paper focuses on the application of the SOAR process to risks associated with strategic objectives.  The further explanation will contain the elaboration of SOAR concepts, process and example.Key words: ERM, SOAR, strategic objective, risk drivers, controls, metric

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