Jurnal Ekonomi dan Studi Pembangunan
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Pengaruh Penggunaan Kartu Debit dan Uang Elektronik (E-Money) Terhadap Pengeluaran Konsumsi Mahasiswa
Get PDFThis study aims to determine the effect of the use of debit cards and electronic money to consumption expenditure Development Economics of students, State University of Malang. The type of this research is quantitative research, and data used is primary data from questionnaires. The analysis technique used is multiple linear regression analysis. Sample in this research is 150 students out from 240 students in Development Economics, Faculty of Economics, State University of Malang. The results indicate that according to the hypothesis test there is a positive and significant influence between the use of debit cards and electronic money to consumption expenditure of Development Economics student, State University of Malang students of 2014. The use of debit cards and electronic money also affect the students consumption expenditure. It is caused by non-cash payments are easy to use. Psychologically, anyone will spend their money easier in non-cash payment than in cash form. The results of this research indicate that Development Economics students in State University of Malang are consumptive. Keywords: e-money, consumption expenditure, debt car
Pengelolaan Bank Sampah di Kota Probolinggo
Get PDFA programme of reducing garbage leads the community, government, and corporate field to attentively limit the trash heap, recycling, and reusing garbage through the efficient and well-regulated efforts commonly called 3R Reduce, Reuse, Recycle. Probolinggo is the town in which developing regulate a policy of management garbage with Waste Bank by 3R concepts. This research aims to find out the management and role of Waste Bank in Probolinggo. It is conducted by using qualitative descriptive research method. Data collection is obtained by using direct observation and interview to resource. The result shows that 3R concepts used by waste bank in Probolinggo is carried out fairly well in working along with society particularly in sorting the garbage. Therefore, aware of environmental issues is not on government but society will cooperatively in role to protect environment. Waste bank is economically good for society beside environmentally worthwhile.Keywords: 3R Concept, Waste Bank, Societ
Pengaruh Kredit Investasi dan Kredit Modal Kerja Terhadap Kesejahteraan Masyarakat Kabupaten/Kota di Jawa Timur
Get PDFThe development of investment credit and working capital credit in the regencies/ municipalities in East Java so rapidly, with an average of over 20% per year from 2003 to 2012. The benefit of the credit on the increase in output, employment and the social welfare need to be evaluated. This study finding that the benefit of the investment credit for the social welfare is negative, but the usefulness of working capital credit is positive. After the analysis is done, the cause is the shift of investment from labor-intensive to capital-intensive investments, where in capital intensive investment, labor absorption is low. As a further consequence, social welfare decreased despite increase in investment credit occur. It is advisable to make an investment credit policies that easy accessable to micro, small and cooperatives that can absorb more labor than of medium and large enterprises. Keywords: investment credit, working capital credit, output, labour absorptio
The Development Model of Woman Empowerment in Order to Increase Family’s Food Tenacity
Get PDFThis research is conducted with the intention to find the design of women empowerment role model in the attempt of increasing family food security. This finding will be utilized as the basic development plan which related to the efforts of achieving the family food security on the basis of local wisdom. By applying the questionnaire survey method, questionnaire will be analyzed by the descriptive analysis, correlation analysis, and crosstab analysis. The result of research shows that the attempt of family food security in the highest priority is to divert or to switch the staple food from rice to the other type of cheaper staple food (for instance corn). This a very common condition as the most easily found and bought staple food, to substitute rice, is corn. Meanwhile the most consumed side dishes in our society are the soybean cake (tempe) and tofu (tahu), while chicken and other meats are the less consumable side dishes in our society. For vegetable, Spinach is the most consumed vegetable as this species is easy to be planted around the house/yard. Based on the pre-set criteria, the condition of family food security in the research locations are 16% in secured level and the rest, 84%, is in insecured level.Keywords: Dasa Wisma PKK, The Family Food Security, local wisdom.JEL Classification: O12, P4
Willingness To Pay Rumah Tangga Dalam Membayar Biaya Pendidikan Menengah Unggulan di Kota Malang
Get PDFImportance of education to economic development and an understanding of households determine the educational services, these makes excellent secondary educational institutions in Malang greatly demanded, but the willingness to pay the cost of education questionable. This study used primary data from a questionnaire completed by 150 respondents, and then analyzed by multiple regression method to measure the value of willingness to pay as well as the dependent variables that influence. The study showed that an average household less willing to pay the cost of excellent secondary education. Income, number of dependents, education and access had a significant effect.Keywords: Willingness to pay, household, excellent secondary educationJEL Classification: D10, I2
Pengaruh Penanaman Modal Asing, Penanaman Modal Dalam Negeri Dan Belanja Modal Terhadap Pertumbuhan Ekonomi Provinsi Di Indonesia
Get PDFThis study is aimed to investigate the influence of foreign direct investments, domestic direct investments, and capital expenditures towards the Indonesia economic growth 2010-2013. Quantitative research design was employed in this study. The data used are secondary data with panel data. Panel data utilized cross section data comprising 33 provinces in Indonesia while the use of time series data in 2010-2013. The analysis method applied was panel regression analysis method with a Fixed Effect model. The result of this study demonstrated foreign direct investments, domestic direct investments, and capital expenditures have positive and significant influences towards provincial economic growth in Indonesia from the year 2010-2013 partially and simultaneously.Keywords: Foreign Direct Investment, Domestic Direct Investment, Capital Expenditure, Economic Growt
The Relationship Analysis of World Oil Price, Interest Rate, Exchange Rate and Inflation In Indonesia In The Period of 1986 – 2015
Get PDFIndonesia is a developing country that has focused its monetary policy on the stability of the rupiah by putting inflation as the main goal of monetary policy. The purpose of this study was to analyze the long-term, short-term and reciprocity between world oil price, interest rate, exchange rate, and inflation. The type of research is quantitative. The data was collected using techniques of documentation that provided by the Asian Development Bank, the Federal Reserve Bank of St. Louis, World Bank, and Bank Indonesia. The analytical tool that used in this research is test the stationary of data, determining the optimum lag length, Johansen cointegration test, and estimation of Vector Error Correction Model (VECM). Based on estimates VECM can be concluded that: (1) there is a long-term relationship between world oil price, interest rate, exchange rate, and inflation in Indonesia in 1986-2015; (2) there is a short-term relationship between world oil price, interest rate, exchange rate, and inflation in Indonesia in 1986-2015; and (3) there is a reciprocal relationship between the variable interest rate and exchange rate.Keywords: World Oil Price, Interest Rate, Exchange Rate, InflationJEL Classification: E43, P4
Persepsi Pengusaha Industri Sanitair Terkait Tingkat Literasi Keuangan
Get PDFThe purpose of this research was to find perception Sanitair industrial central’s businessman associated of financial literacy level, financial literacy pattern, and impact of financial literacy to the people in surrounding. This research is using qualitative and designed for qualitative case study. The research is conducted in sanitair businessman’s community. The researcher did a research before having problems by using interviews and observations. The analysis techniques used are data reducing, data display and conclusion.The conclusion of the research showed that there are 3 levels; well literate, sufficient literate, and less literate. All of them are making a positive pattern and medium level. Financial literacy is not giving impact to the people in surrounding but it is giving impact to the businessman and through the industry it will give an impact to the people in surrounding. Keywords: Financial Literacy Level, Financial Literacy Pattern, Sanitair Industrial Central’