Jurnal Ekonomi Bisnis dan Kewirausahaan
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Analisis Pengaruh Pertumbuhan Pembiayaan Modal Kerja, Investasi dan Konsumsi Pada Perbankan Umum Syariah Terhadap Pertumbuhan Produk Domestik Regional Bruto (PDRB) Kalimantan Barat Periode 2009-2013
Get PDFIslamic banking has an important role in stimulating the economy because of the intermediaryfunction performed. Improved economy is reflected in the value of the Gross Regional DomesticProduct (GRDP) of an area / region. Distribution of funding performed Islamic banking is givenbased on the purpose and use of the funds are classified into financing for working capital,investment and consumption. This research was to determine (1) the effect of the growth ofworking capital financing (MK), investment (I), and consumption in Islamic commercial bankingon growth GRDP West Kalimantan. (2) Determine which variables are the most dominantinfluence on GRDP growth in West Kalimantan. Sources of data working capital financing,investment and consumption of Islamic banking statistics obtained from Bank Indonesia whilethe GRDP data from the Central Statistics Agency (BPS) of West Kalimantan. The analyticalmethods used were multiple linear regression with a significance level of 0.05. The results of thisresearch indicate that (1) the growth of working capital financing, investment and consumptionin Islamic commercial banking simultaneously the effect on the GRDP growth in WestKalimantan. Partially, on the financing of investment and consumption variables there aresignificant positive effect on GRDP growth West Kalimantan. However, variable financing forworking capital of individual negative and not significant. 2) The most dominant variable effecton the GRDP growth is financing consumption, followed by financing investment and workingcapital. The value of the coefficient of determination Adjusted R2 of 0.489, it means that thefinancing of working capital, investment, and consumption of Islamic commercial banking affectGRDP growth of 48.9 percent. While the rest influenced by other variables not included in thisstudy
Pemilihan Karir Perempuan Sebagai Akuntan Pendidik Dalam Perspektif Simone de Beauvoir: Studi Kasus pada Akuntan Pendidik Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Tanjungpura Pontianak
Get PDFEducators accountants have a significant role in the education world. This paper aims to gain a better understanding and in-depth information on the aspects that make up the women’s options for a career as an accountant educators. Further goal is to explaining the selection of women’s careers as educators accountant in perspective Simone de Beauvoir. This paper used a qualitative approach. Researcher also conducted narrative researchers through in-depth interviews to the 7 (seven) women in the Department of Accounting Faculty of Economics and Business, University of Tanjungpura Pontianak. From the interviews, founded are six aspects that make up the women’s options for a career as an accountant educators. These six aspect are the job opportunity (vacancies), time work flexibility, family background, meeting many people (students), childhood dream, and knowledge sharing. From these six aspect of the career choice, job opportunity (vacancies) and time flexibility aspect are the most disclosed widely aspect in choosing a career as an accountant educators. In addition, Simone de Beauvoir perspective can not explain the selection of women’s careers as educators accountant.
Analysis of Restructuring Strategy Of PT Indofood Sukses Makmur Tbk in Developing Company Life
Get PDFPT Indofood Sukses Makmur, Tbk. melakukan restructuring dengan memisahkan divisi MiInstan dan Consumer Branded Product menjadi perusahaan baru yang bernama PT IndofoodConsumer Branded Product, Tbk. Restructuring Indofood bertujuan untuk untuk mencapaiefektivitas kinerja operasional Indofood dan meningkatkan value perusahaan. Kondisi internaldan perubahan lingkungan eksternal perusahaan mendorong Indofood melakukan restructuring.Penelitian ini menganalisis tentang faktor-faktor lingkungan internal dan eksternal perusahaanyang mempengaruhi Indofood melakukan restructuring. Analisis restructuring strategy Indofoodterdiri atas empat tahapan, yaitu: analisis kinerja Indofood sebelum restructuring, analisis kinerjaIndofood setelah restructuring, analisis wealth effect shareholder dan value building growth dananalisis kinerja jangka panjang korporat. Kinerja Indofood sebelum restructuring menunjukkanefisiensi biaya tetapi belum mampu menghasilkan laba bersih operasional yang tinggi jikadibandingkan dengan kinerja industri food and beverages. Restructuring Indofood telah berhasilmeningkatkan nilai perusahaan yang sangat tinggi. Peningkatan nilai perusahaan tidak memberikemakmuran bagi para pemegang saham dan tidak sebanding dengan pertumbuhan perusahaandalam waktu jangka panjang. Indofood memerlukan strategi-strategi baru untuk tetap dapatmeningkatkan penjualannya agar sebanding dengan peningkatan nilai perusahaan. Strategipemasaran harus diperbaharui untuk mengintensifkan peningkatan penjualan pada levelfungsional yang didukung oleh procurement, human resources dan infrastruktur IT yang baik.
Pengaruh Keuangan Inklusif Terhadap Kredit yang Disalurkan pada Sektor Usaha Mikro, Kecil dan Menengah di Indonesia
Get PDFThis research is a quantitative study which aims to find out the effect of financial inclusion(banking access dimension and banking service usage dimension) on loans channeled to theMicro Small and Medium Sized Enterprises (MSMEs) sector in Indonesia. The variables used inthis research were loans channeled to the MSMEs as dependent variable, and successivelybanking access dimension and banking service usage dimension as the independent variables.Using the purposive sampling method, a total of 33 provinces in Indonesia were selected as thesamples with an observation period from 2010 to 2013. LDR (Loan to Deposit Ratio) and NPL(Non Performing Loan) were used as the control variables. Simultaneously there was a positiveand significant effect of banking access dimension, banking service usage dimension, and LDRon loans channeled to the MSMEs sector, while NPL had a negative but insignificant effect.
Analisis Dampak Ekonomi Wisata Hiu Paus Terhadap Pendapatan Masyarakat Batubarani Gorontalo
Get PDFThis study aims to determine the economic impact of Whale Sharks travel to revenue of Batubarani villagers in Gorontalo . This study was conducted in January-May 2016. Datacollection was done by direct observation using questionnaires . The economic impact wasanalyzed by using Keynesian Income Multiplier . The results showed that the impact of whalesharks travel to people's income Batubarani at the high category . Income Keynesian Multipliervalue is 1:52 , Type 1 Income Multiplier Ratio is 1.61 and Type 2 Income Multiplier Ratio is1.97.
Servant Leadership dan Kepuasan Kerja terhadap Kinerja Karyawan di Lembaga Keuangan Non Bank Pontianak
Get PDFThis research aims to assess and obtain empirical evidence by testing different response toward servant leadership, job satisfaction on the performance of employees in non bank financial institutions of Pontianak. Non probability sampling technique in the form of purposive sampling is applied. The study was conduct 100 respondents, consist of 50 employees of PT. Pegadaian (Persero) Area Pontianak and 50 employees of PT. Finansia Multi Finance Pontianak. The result shows that among PT. Pegadaian (Persero) Area Pontianak and PT. Finansia Multi Finance Pontianak there is a difference in case of servant leadership, job satisfaction and performance of employees where as the similarity between both non bank financial institutions on Pontianak.
Kebijakan Dividen dari Perspektive Agency Cost Model (Studi Kasus Perusahaan yang Terdaftar di Bursa Efek Indonesia periode 2011-2013)
Get PDFThe paper examines the influence of agency theory on dividend policies with free cash flow,maturity, capital structure, and ownership dividend variables. The sample used in this research isIndonesian listed companies with observation period from 2010 to 2013, and the data collectiontechnique used is data pooling or merging data. The data is analyzed with multiple linearregression analysis in SPSS program. The result of this study indicates that free cash flow,maturity, and ownership structure do not influence devidend policies, however capital structureinfluences dividend policies in Indonesian listed companies. The research also implies thatagency cost theory, as the main model of relevance dividend preposition, cannot explaindividend policies in Indonesian Companies. The investors cannot rely solely on dividend policiesin term of investment decisions in the future.
Pengaruh Iklim Organisasi dan Kemampuan Kerja Terhadap Komitmen Organisasional dan Dampaknya Pada Kinerja Pegawai DISPERINDAGKOP dan UKM Kota Pontianak
Get PDFThis research aims to determine the effect of organizational climate and work ability towards organizational commitment and its impact on the employee performance. Endogenous variable in this research is the performance of employees, while, the exogenous variables are the organizational climate and work ability. This research proposes organizational commitment to be the intervening variable. This research using a 55 samples who are taken from the employees of Perindagkop and SMEs in Pontianak City. The type of research was a descriptive survey research with questionnaire as the main data collecting media. Method of sampling in this research is census method where the entire population being sampled. Data were analyzed using path analysis (Path Analysis) facilitated by SPSS for Windows 22.0. The results showed that the organizational climate and the ability to work in a positive and significant effect on organizational commitment and the performance of employees. In contrast, the variable organizational commitment has no significant effect to employee performance. It means that organizational commitment to the organization of the Perindagkop and SMEs Pontianak City has no effect on employee performance improvement.
Analisis Pengaruh Kesadaran Lingkungan dan Harga Premium terhadap Niat Beli Produk Hijau di Pontianak
Get PDFThe purpose of this research is to determine whether there is influence of environmental awareness and premium prices to purchase intentions of green product for organic vegetable and fruit product in Pontianak. The total of sample are 93 people who domicile at Pontianak. The collecting data method uses interview and survey study. Method of data analysis uses statistic descriptive analysis and multiple linear regression analysis. The result of this research shows that environmental awareness and premium price variables influence simultaneously to purchase intention of green product. The result of the partial is same also that both of variables like environmental awareness and premium influence significantly to purchase intention of green product. The amount of determinant coefficient (R2) 0,414 or 41,4% means the ability of explaining the influence environmental awareness and premium price variables to purchase intention of green marketing while the remaining is influenced by others independent variables which are not examined in this research. Keywords : Environmental Awareness, Premium Price and Purchase Intention of Green Produc
Analisis Lokasi dan Pola Sebaran Pasar Modern di Kota Yogyakarta, Kabupaten Sleman dan Bantul
Get PDFThe development of modern market which is penetrated into the rural areas has positive impactson fast distribution of goods and price stability in that region. However, people are afraid thatthe change of city spatial functions will bring more harm to the existence of a traditional marketor a small retailer that is the source of living for lower-middle income group. This studyidentifies some factors influencing the number of modern market in Yogyakarta city, Selmanand Bantul regencies by considering the spatial interaction pattern among districts. The resultsshow that the location of modern market is influenced by population density and quality of roadinfrastructure. There is a spatial dependence among the location of modern markets in a form ofspatial error model. The identification of spatial error is believed that there are several variableswhich are not included in the model but has an important role spatially, namely the price of landand local government policy