Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
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PERTUMBUHAN ASURANSI SYARIAH DI DUNIA DAN INDONESIA
The movement of Islamic insurance growth as one of an Islamic finance instruments is not as fast as the growth of Islamic banking. Nevertheless, it shows a significance growth wether in the world or Indonesia. In the debate over the legal status of insurance, the insurance based on mutual help and free of ribâ can be an alternative for those who want a lawful economic transactions. The increasing public appreaciation of the Islamiceconomic system allows the growth of Islamic insurance in the future rapidlyDOI: 10.15408/aiq.v3i1.249
REFLEKSI SISTEM DISTRIBUSI SYARIAH PADA LEMBAGA ZAKAT DAN WAKAF DALAM PEREKONOMIAN INDONESIA
The distribution activities always refer to subsistence and walfare. It is also closely linked to the issue of income distribution system. If there is an imbalance of income distribution, it will create an imbalance of wealth distribution. Therefore, There are two thingsthat must be followed in order to improve the well-being. They are reducing disparities among social groups with jobs and/or provide direct assistance to poor communities so they can improve their quality of life.DOI: 10.15408/aiq.v3i1.249
Zakat sebagai Sumber Investasi
Beside as a tool of worship, zakah can be a source of productive economic development tools for the poor. Zakah is expected to improve the economy of the poor. So, there is a norm that states, zakah aimed at not only circulate wealth among the wealthy. If the property is still managed for consumptive purposes, of course they will spend it just to the rich. Therefore, zakah should be developed in the form of investment so that the profits of fixed assets flow to mustahiq zakah.DOI
DINAMIKA AKAD DALAM TRANSAKSI EKONOMI SYARIAH
Transaction is one of law product (sharia and jurisprudence) that has a lot of development in accordance to human dynamics of the classical period to the present day. In the future, it will always envolve to follow the dynamics of economic system by maintaining the substance in the middle of economical global contentions. Transaction becomes one of Islamic and sharias (revelation) product law to ensure human walfare. As a norm, transactions in Islamic finance or Islamic economics can be fused into the world economic system. This can be a filtering and balancing for the economical system that runs stable towards the benefit of all parties.DOI: 10.15408/aiq.v3i1.249
Multiakad dalam Transaksi Syariah Kontemporer pada Lembaga Keuangan Syariah di Indonesia
The development of Islamic finance in Indonesia affects the development of Islamic finance products dynamically. The agreement in Islamic transactions underwent a variety ofinnovations from several existing agreements in mu‘âmalah jurisprudence concept. One of them is the concept of multi-agreements in a transaction. Transactions with these multiagreement forms exist in almost Islamic products currently. This article also discusses various scholarly opinions with all variants of the concept multi-agreements.DOI: 10.15408/aiq.v3i1.251
KONSEP RIBA DALAM ALQURAN DAN LITERATUR FIKIH
The majority of commentators (jumhûr al-mufassirîn) argued that the reference of riba is a gift (al-‘athiyyah) of one person to another, not with the aim of reaching Allah\u27s pleasure. However, riba was just to get a mere worldly rewards. The Qur\u27an did not explicitly mention the prohibition of riba. Therefore, the scholars differ on what is really meant by riba in Qur\u27an verses. Some scholars say the meaning of riba in the Quran is forbidden riba or riba nasî\u27ah. In this article, the concept of riba is studied based onthe Jurisprudence literatureDOI
PROBLEMATIKA PEMBIAYAAN MUDHÂRABAH DI PERBANKAN SYARIAH INDONESIA
Islamic bank was originally constructed as a non-usurious bankwith profit and loss sharing in all its operational mechanism. However, its progress in fulfilling the function of banks as intermediaries (financial intermediary), all types of business law legalized of syar\u27î based non-profit-sharing such as trade, leasing, and other services into products of Islamic banks. In fact, theoretically financing products with profit sharing schemecan be more economically prosperous society. This article discusses the problems and solutions system sharing (mudhârabah) in the scheme of financing in Islamic banks.DOI
PEMANFAATAN LAHAN TELANTAR DALAM TINJAUAN UNDANG-UNDANG POKOK AGRARIA DAN EKONOMI ISLAM
Abandon efforts to land, both state owned and private, in the view of Islamic economics is not justified. Even the country with itsauthorities have the right to redistribute those asets for the prosperity of the people. It takes political will of government, consistency, and the rules of the land, which is accountable and comprehensive in order to encourage the utilization of unused land. Abandoned land use policy really is not just for big private interests in oil palm plantations, but the utilization policy is intended for the benefit and public welfare widelyDOI
KAPITA SELEKTA ASURANSI SYARIAH: TELAAH UMUM TENTANG ASURANSI SYARIAH DI INDONESIA
The discoures of Islamic insurance can be studied in ijtihâdî ways. Some scolars could receive insurance practice as long as it does not contradict with Islamic values. The acceptence of Islamic insurance for ulamas comes from mutual agreement institution (ijmâ‘ jamâ’î), such as Fatwa Comission of Indonesia Ulama Council (MUI) or Bahtsul Masa’il Council of Nahdlatul Ulama, and Tarjih Muhammadiyah Council. In 2001, MUI through National Sharia Council (DSN), has issued a fatwa on the general guidelines for takâful, as an initial guide operational takâful industry in Indonesia.DOI: 10.15408/aiq.v3i1.249