Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
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Fatwa tentang Pembiayaan Pengurusan Dana Haji dan Status Dana Calon Haji Daftar Tunggu
Get PDFThere are different fatwâ between DSN-MUI and Council Hisbah Persis relating to financing Hajj Arrangements and the status of waiting list hajj candidate. However, in substance, the DSN-MUIFatwâ and is not in contradiction with the Council Hisbah Persis because both fatwas forbid bailout that ta‘alluq between qardh with ujrah. To reach istithâ\u27ah fi adâ’ al-hajj, a person is prohibited to invade other parties that is istithâ‘ah, MUI fatwa requires that recipients must pay off the fund before the hajj realized. BPIH funds is belong to depositors and is placed at Islamic banks in form of savings or deposit belonging to depositorDOI: 10.15408/aiq.v5i1.2553
AGAMA DAN KEHIDUPAN EKONOMI MENURUT SJAFRUDDIN PRAWIRANEGARA
Get PDFSjafruddin Prawiranegara, a national leader and economic scholar, has been recognized his expertise in managing the economy of Indonesia. However, many people do not yet comprehend his concepts of economic thought, linking him to Islam. Sjafruddin was belief of the truth of his religion and for that reason, he invited Muslims to believe the teachings of his religion. To that end, according to Sjafruddin, Muslims should bring out his religion teaching in organizing and managing its economic life. Thus, all economic activities of Muslims should be accordance with the provisions of his religion.DOI: 10.15408/aiq.v5i1.255
PENYELESAIAN SENGKETA PERJANJIAN SYARIAH PADA LEMBAGA KEUANGAN SYARIAH
Get PDFDispute settlement in Islamic tradition has been carried out since the era of Prophet Muhammad Saw. This is done through the courts (litigation) and through shulh, fatwâ, mazhâlim, and hisbah, known as nonlitigation. The form of mu‘âmalah dispute settlement especially applicable nowadays is almost the same as those prevailing at the time of the Prophet. Litigation through the judicial institutions and non litigation settlement called as alternative dispute resolution (ADR) is known by the term shulh in fiqh, while the path through arbitration is known in fiqh as tahkîmDOI: 10.15408/aiq.v5i1.255
Paper Money Value Change: Comparative Banking Fiqhiyyah Study
Get PDFThis article considered one of the significant issues in Islamicfinancial fiqh because it bears a close relation to financial commitment. Many fiqh treatments from a Sharia perspective were found in Islamic ancient fiqh. This issue was apparent in Islamic banks investment especially in murâbahah. The study concludes that it is a must who owes amount of money and its value changes to high or low to pay the value of money then,and not the actual amount. Furthermore, it shows that the treatment of fluctuations in money value comes by linking its value with some indicators, including stable currency and the linkage to gold or silverDOI: 10.15408/aiq.v5i1.256
ASAS INDEMNITAS DAN KAFÂLAH DALAM ASURANSI SYARIAH
Get PDFThe main objectives of a person to invest are to become wealthier and to gain tranquility in his life. It becomes absurd when the right customers for indemnity (kafâlah) towards customers who received a risk become unguaranteed. The customer is often difficult to understand the terms contained in the insurance policy that written in a very small font. The ambiguities of these terms become significant obstacles in the settlement of claims. Cases of claim are mostly the result of the customer’s difficulty in understanding these terms and the lack of a good explanation of the company concerning the content of the policy.DOI: 10.15408/aiq.v5i1.256
MENGELOLA KEUANGAN SECARA SYARIAH DALAM RANGKA MENUMBUHKAN GOOD MONEY HABIT
Get PDFThe wealth owned by Muslim basically is a trust from Allah that must be spent or distributed responsibly. Good habit in spending money is reflected on how the person makes a financial decision of his own. The main aspect in conducting the financial plan is the ability to save and invest. A person is qualified as having good money habits if he is able to ‚pay themselves‛ first than other interests. Meaning that each earn he have, he is able to allocate it to charity, the primary consumption, and plans for the future. Whereas the ‚spontaneous‛ type might probably refuses to make a financial planning.DOI: 10.15408/aiq.v5i1.2557
Sumber-sumber Pendapatan dan Pengeluaran Negara Islam
Get PDFOne of the most urgent instrument is the existence of government as manager of the State. Through the national budget of a state, it taps revenues and expenditures will be managed in a planned manner with the aim at prosperity of all people. For example, increasing the rate of economic growth (pro-growth), expanding new jobs (pro-job), and improve protection programs for the poor (pro-poor). In the classical discourse, Islamic government that had been present in the scene of history, has also pointed out the state opinion forms. This article briefly describes the ratio of budget revenues and expenditures between Islam and the Indonesian government system.DOI: 10.15408/aiq.v5i2.256
Zakat, Infak, dan Sedekah: Modal dan Model Ideal Pembangunan Ekonomi dan Keuangan Modern
Get PDFZakat is the designation for a particular property that intentionally released to be channeled to mustahiq. Other financial types that always accompanies or included with it are zakat, infak and sedekah. ZIS funds can be considered as a triad of economic resources and short-term Islamic finance in synergy with other funding sources, such as grants, wills, and endowments-oriented for long-term interests. In addition to its management structure and mechanism is relatively simple and efficient, zakâh can be said always completely ready to cope with urgent needs. ZIS funds in enforceability of all peoples and Muslim nations showed that zakâh system appropriate to be used as capital and financial economic model and the most modern of all time.DOI: 10.15408/aiq.v5i2.256
Penerapan Metode Multiple Discriminant Analysis untuk Mengukur Tingkat Kesehatan yang Mengindikasikan Gejala Financial Distress pada Bank Umum Syariah
Get PDFThis research aims to account, analyse and compare the level ofIslamic commercial bank’s health using CAMELS method mentioned in PBI No.9/1/PBI/2007 and SEBI No 9/24/DPbS/2007 and using multiple discriminant analysis (MDA) altman z-score method. There are only four of six factors that used in CAMELS: capital, asset, earning and liquidity excluding Management and Sensitivity of Market Risk factor. The variables of capital factors are KPMM and ECR ratio. Asset factor consist of KAP and NPF ratio. Earning factor contains four ratios, such as NOM, ROA, ROE and REODOI: 10.15408/aiq.v5i2.256