Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
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Pengaruh Instrumen Moneter Syariah dan Ekspor Terhadap Pertumbuhan Ekonomi di Indonesia
Get PDFThe aim from this research is to analyze the effect of total financing in Islamic banking (PEM), Sharia Certificate of BankIndonesia (SBIS) and export contribution to economic growth in Indonesia. The method that used in this study is error correction model (ECM). The result showed that in short-run SBIS gave a negative impact to economic growth, otherwise the total financing and export contribution didn’t have an impact to economic growth. In the long-run, total financing, SBIS, and export contribution have a negative impact to Indonesian economic growthDOI: 10.15408/aiq.v5i2.256
KEKAYAAN INTELEKTUAL DALAM PERSPEKTIF EKONOMI ISLAM
Get PDFIntellectual property rights in Indonesia is regulated comprehensively, whereas Islamic texts do not explain it in a specific way. Rights in Islam are a divine gift as guidance in determining the laws of sharia. Every person is obliged to respect the rights of others, and it is obviously forbidden to destroy or trample these rights. Moreover, the owner of the rights should use it properly without causing harm to others. In economic perspective, a person is prohibited trading a thing that is not belonging to him/her, causing violation of copyright laws. Intellectual works of a person is regarded as the intellectual property. Islam appreciate these rights in qualifying the rights attached to its ownerDOI: 10.15408/aiq.v5i1.255
PROSEDUR UNDERWRITING BANCASSURANCE DAN ASURANSI JIWA SYARIAH PADA PT. ASURANSI TAKÂFUL KELUARGA
Get PDFThis study explains the comparative risk selection (of underwriting) in bancassurance products and Islamic life insurance products at PT. Family Takaful Insurance. The result revealed that the underwriting procedures of each product are different based on their characteristics. Full protection is designed as a simple of underwriting product only with age provisions and administrative requirements. Financing takâful products cover all financing from the bank. Thus, bank which does the insurance process will make these data as basic information about insurance customers. Since the bank is insured, and apply risk selection process as risky selection process at most insurance companies.DOI: 10.15408/aiq.v4i1.254
MONOPOLI DALAM PERSPEKTIF EKONOMI ISLAM
Get PDFMonopoly in Islamic economic perspective means withholding or hoarding goods on purpose, especially in times of scarcity, with the goal of raising the price at a later date in order to obtain greater profits. Monopolistic practices is a type of violation will result in mu‘âmalah because market mechanisms disrupted,so that producers will get a big profit (monopolistic rent), while the consumer due to the accumulation of actions will suffer and get loss. Therefore, this monopoly will bring people in general harmed by the act of a small group of monopolists very unjust, selfish and irresponsible.DOI: 10.15408/aiq.v4i2.254
EFEK MULTIPLIER ZAKAT TERHADAP PENDAPATAN DI PROVINSI DKI JAKARTA
Get PDFThe aim of this research is to analyse the multiplier effect of zakâh revenue in DKI Jakarta. A study case at Badan Amil Zakat, Infak, and Sadaqah (BAZIS) DKI Jakarta. Least square method is used to analyze the data. The coefficients will be used to calculate the multiplier effect of zakâh-revenue and it will be compared with the economy without zakah revenue. The results showed 2,522 multiplier effects of zakâh-revenue and 3.561 multiplier effect ofeconomic income without zakâh-revenue. This suggests that the management of zakat in BAZIS Jakarta still can have a significant influence on the economy.DOI: 10.15408/aiq.v4i1.253
PENERAPAN TEORI AKAD PADA PERBANKAN SYARIAH
Get PDFThis article discuss about theory concept of transactions in Islamic banking products. In collecting and distributing funds, Islamic banking used variety of transactions, such as deposit transactions (wadî’ah yad amânah, wadî’ah yad dhamânah), transactions for results (mudhârabah, musyârakah), buying and selling (murâbahah, salâm, istishnâ’), lease transactions (ijârah, ijârah wa iqtinâ’, atau ijârah muntahiyah bi al-tamlîk), loan transactions (qardh), and transactions with other patterns (wakâlah, kafâlah, hiwâlah, rahn). Murâbahah and salâm transactions are used for collecting the funds and mudhârabah muthlaqah and wadî’ah are used for funding. Meanwhile, ijârah and wakâlah are used in loan transactions that implemented in a bank guarantee.DOI: 10.15408/aiq.v4i1.253
Pengaruh dan Implikasi Sistem Rekrutmen Keagenan Terhadap Kinerja SDM pada AJB Bumiputera 1912 Syariah
Get PDFThis study aimed to analyze the influence of the agency recruitment system and its implications for human resources performance on AJB Bumiputera 1912 Sharia. This analysis use descriptive quantitative method with simple regression calculation. The analysis results show that there is a significant influence between agency recruitment systems with human performancein AJB Bumiputera 1912 Syariah Jakarta Regional Office. Implications of the requirements that contained inagency recruitment system were also seen in human performance that is outside the employee\u27s official now.DOI: 10.15408/aiq.v4i2.254
PERBANDINGAN EKONOMI ISLAM DAN EKONOMI KAPITALIS
Get PDFThe greatness of the capitalist economic theory has been questioned by many prominent economists. Due to the economic crisis occurred throughout history, it is necessary to bring out an alternative economic theory. Economic theory aspired is an economic system that is able to create justice and the welfare accompanied with blessing the world and the hereafter. Therefore, islamic economic theory can be considered as a way out to solve the contemporary economy problems. This article comparethe system of islamic economic and the capitalist economic takinginto account the philosophy, investment, distribution, theory of macro and micro aspects.DOI: 10.15408/aiq.v4i2.255
ELABORASI PENYUSUNAN LAPORAN KEUANGAN KONSOLIDASI KE DALAM NILAI SYARIAH ISLAM
Get PDFThis study aimed to obtain a design of the process of preparing the consolidated financial statements associated with syariah values in Islam, especially the value of fairness and honesty. The consolidated financial statements are designed to present the results of operations and financial position of the company and its subsidiaries. In the process, it will be clearly seen an effort to avoid injustice and dishonesty, because things are "suspected" as potentially able to "cheat" its readers in a way the elimination of the efect through adjusting entries and elimination. So that these process will be in accordance with the Quran and the HadithDOI: 10.15408/aiq.v4i2.257
Menimbang Gadai Emas sebagai Instrumen Investasi Syariah
Get PDFThe increasing of gold prices and high interest of the community to invest in gold responded by Islamic banking through Islamic gold pawning services with the term "gardening gold". This investment is a modification of the mortgage system in Islamic banks and pawnshops. This investment is not neither a product of Islamic banks and Islamic pawnshops. Islamic financial institutions provide only mortgage facilities not including investment to customers. The nature of the gardening gold transaction is to borrow money to pay the storage fee pawned gold and then to expect a rise of the gold price at market exceeding the costs of the bank.DOI: 10.15408/aiq.v4i2.253