Journal of Humanity
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THE DIFFICULTIES FACED BY MICRO AND SMALL ENTERPRISES IN THE FORMAL MARKET ACCESS: THE CASE IN SMALL AND MICRO ENTERPRISES IN THE CITIES OF MAKASSAR AND KABUPATEN GOWA SOUTH SULAWESI
No full textThis research aims to analyze about the difficulties faced by micro and smallenterprises in accessing markets in sustaining and expanding the operation and the survivalof their businesses. Samples taken from the 45 micro and small businesses (UMK) chosendeliberately from the entire population. Design research in the applied ResearchExploratory. Data collection is done with in depth interviews with business owners(industry) to obtain data that is associated with this research. From a sample of researchfound that very few micro and small businesses (UMK) managed to access the formalmarket, the main reason is the inability of their products to meet the requirements set bythe institution of a formal marketing, they are only able to do marketing. The conclusionsof the research are: a). skills principals UMK on marketing management are generally verylow, b). quality of the resulting product is still low so as to make their difficulties indealing with competitors in the market, c) continuity in serving customers/partner has yetto be secured, d) difficulty in using modern production technology, because of lack ofcapital, e) slow in doing the response to changes in the market. Recommended: that theGovernment should also play a more active role in facilitating the ease of access to theformal market, by helping UMK in partnerships, and the provision of facilities for productmarket UMK on any area in the form of marketing outlets adopted the model AlphaMarch
THE IMPLEMENTATION OF PSAK 102 FOR MURABAHAH FINANCING; CASE STUDY IN SULSELBAR SYARIAH BANK MAKASSAR
No full textThis study aims to know the implementation of Murabahahh financing inSulselbar Syariah Bank Makassar and the conformity of its implementation to PSAKNo. 102. This study used descriptive comporative method to describe and indicatethe condition deeply the implementation of Murabahahh financing in PT BankSulselbar Syariah Makassar. The result of this research indicated that theimplementation of Murabahahh financing in PT Bank Sulselbar Syariah Makassarhas been suitable with PSAK 102 which sale and purchase agreement with the sellingprice of goods at cost plus an agreed profit which the seller must disclose theacquisition cost of the item to the buye
ETHICS AND THE PRINCIPLES OF ISLAMIC BANKING IN THE PERSFEKTIF ISLAMIC ECONOMICS LAW
No full textEthics, the value of which is sourced from the primary source of Islamic teachings inthe formation of the principles of Islamic banking in the legal system of Islamic economy. Theprinciple has been terekonstrumsi into the principle of a unified whole and undivided oneunified principle which has the same meaning and effect of all time. The two are inseparableand mutually binding becomes reference in carrying out the charitable effort (muamalah). Allactivity in the economy, including banking should always be in accordance with the principlesof Islamic teachings so as to avoid a banking practice that is full of violations of Islamic valuesand norms. The enforcement principle – the principle of Islamic banking Shariah Islamic lawin the dinormakan economy meant is to mengkonsistensikan the Islamic teachings with thepractice of the banking terkaontaminasi with other systems are generally incompatible with theethics and principles of Islam. Islam offers concept to humanity which is sourced from theQur'an and Sunnah in terms of conducting relationships or transactions with other persons,including in the field of finance as manisfestasi of Islamic teachings in the field of banking.Ethics, values and principles into the source and reference in formulating norms of Islamic lawgoverning the legal relationship in banking issues. All financial transactions in banking shouldbe subject to the legal norms of islam and every muslim needs to take hatian and not get caughtup in the banking system that are not kosher (usury and subhat) so that the existence of theIslamic banking is getting solid growth and strong for the benefit of mankind
THE POSITION AND FUNCTIONS OF LOCAL REGULATIONS (DISTRICT REGULATION) DISTRICT/MUNICIPALITY AS AN INSTRUMENT OF REGIONAL AUTONOMY WITHIN A SYSTEM OF LEGISLATION IN INDONESIA
No full textGeneral understanding of the law indicates that the product areas that are made bythe local government, in no way can be separated from the system perundamginvitationnationally. Local regulations made by independent government units(autonomous) and Environment Authority an independent anyway. Therefore, doneagainst higher level legislation should not be solely based on pertingkatan, but ratheron the environment authority. in Indonesia is beside as further the elaboration oflegislation on it which produces district regulation delegasian, as well as the specialconditions in passenger areas that generate self-contained district regulation
THE CRIMINAL DEAD AGAINST THE PERPETRATORS OF THE CRIME OF NARCOTICS
No full textResearch conducted in Pinrang Regency District Court. The expected goal of researchis to know the elements of the crime of narcotics number 09/Pid. B/2015/PN.Prg.Data obtained by direct interviews with the resource person, and search thearchives/documents as well as reading literature related to the problems discussed.Data analysis was done using qualitative analysis.The research results showed that: (1) the elements of a criminal offence are containedin the Court ruling number 09/Pid. B/2015/PN. Prg has been proven by the defendantfulfills the elements in section 114 subsection (2) of the Act of the Republic ofIndonesia Number 35 in 2009. (2) the form of consideration given by the defendantbefore giving an award is to pay attention to the aspect of incriminating the accusedand defendants as well as relieve the aspect social values contained in its communityenvironment with reference to the existing legislation
ASSESSMENT OF CUSTOMER EXPECTATION AND PERCEPTION OF SERVICE QUALITY DELIVERY IN GHANA COMMERCIAL BANK
No full textThe study is to determine customers’ expectations and perception of quality of servicedelivery of Ghana Commercial Banks Limited. The study also aims at determining thegap between customers’ expectation and perception of service quality delivery(customer satisfaction /dissatisfaction) of the banks. To achieve the main aim of thestudy, the following specific objectives have been set out; determine customers’expectations of the quality of service delivery of GCB, measure customers’ perceptionof the quality of service delivery of GCB, determine the gap (customer satisfaction ordissatisfaction) between customers’ perception and expectation of service qualitydelivery of the bank
DISPARITY OF PUNISHMENT AT THE COURT OF THE CRIME OF CORRUPTION
No full textResearch on the judge's ruling against the disparity of offender criminal acts of corruption as well as the factors that influence the occurrence of the judge's verdict, the disparity was held in the Court of a criminal offence, Corruption in the courts, the courts of Makassar Tipikor Tipikor Bandung, with this type of problem identification research perskriptif-shaped, with the descriptive nature of the use of legal normative approach. Primary data obtained through interviews with as many as 15 judges and prosecutors as well as 7 5 academics 3 advocates determination technique done with a sample of secondary data and sampling purporsiv acquired through the study of librarianship is analyzed then qualitatively.The research results showed that determination of the disparity, mistakes and condemnation to the perpetrator of the criminal offence of corruption in the courts, the courts of Makassar Tipikor Ti [ikor Jakarta and Bandung Tipikor Court as well as in the great Mahkama occurs because positive Indonesia corruption criminal law that gives broad freedom to determine fault and criminal type (strafsoort) both weighs criminal ringannya or (strafmaat) to the perpetrator of the criminal offence of corruption all not under the minimum standard of judgment and memlampaui the maximum punishment standards defined in legislation the eradication of criminal acts of corruption. Factors that cause the occurrence of an error or judgment determining the disparity to the perpetrator of the criminal offence of corruption in the courts, the courts of Makassar Tipikor Ti [ikor Jakarta and Bandung Tipikor Court as well as in legal substance Agungadalah Mahkama factor, which gives freedom to the judge in deciding guilt and punishment inflicted to the defendant, politics and power, because the perpetrator of the criminal offence of corruption involves many officials or former officials of the regional social stratification, which is strong in the Association community city of Makassar, which puts an official or former official as a person who has a high degree of social stratification, and the judge in the determination of fault to the defendant, as well as the reasons pemberatan and relaxation of his judgement very subjective judgment by the Tribunal judge
VALUE BALANCE IN CONSUMER PROTECTION
No full textThis research aims to describe how the realization of ' Balance ' in the Consumer Protection Act, describes how the responsibility of the parties (consumers, businessmen and the Government) so that it can realize the value of the balance in the protection of consumer, Research conducted in the framework of the preparation of this dissertation is to type the socio-juridical, in addition to researching the secondary legal materials in the form of legal regulations, manual and electronic law library, relevant research results in the field of law of particular problems in the field of consumer protection and other written materials, as well as researching various legal facts about consumer protection which occur in the field as well as its impact on the general public. The results showed that: 1) a form of value balance in consumer protection legislation lies in the synergy between the rights and obligations the rights and obligations of consumers, businessmen, as well as the duties and responsibilities of the Government, the supporters of both public institutions and private consumers are dispute resolution Efforts, and the use of contract oversight) of overall indicators are assessed if merged between the assessment of consumers and businessmen, as well as assessment of the Government then obtained 32 indicators of where the total number of indicators corresponding to the value of the balance of a total of 10 indicators, while the total number of which is not in accordance with the value of the balance as much as 21 indicators and only one indicator that his judgment balanced. So that the efforts made in the framework of the fulfilment of the rights and obligations of consumers and businessmen as well as maximize the task and responsibility of the Government is still having a lot of obstacles or not be able to realize the value of balanc
IMPLEMENTATION OF THE COMMUNICATION POLICY OF THE ORGANIZATION OF GOVERNMENT IN INDONESIA
No full textThe research aim to know the application policy of organization communication which applied by government in Indonesia. These research applied on Government in Indonesia. The informant namely have relevant with task to give policy which must applied related with the policy of organization communication. Data analysis which collected it as well as primary and secondary data and further to arrange, to analysis, to interpretation then take of conclusion as the answe of problem. The result of research showed that organization communication have communicated by head of instance and job unit and subordinate it in application of main task and function in aim to task by Governor. The application of organization communication it created of organization climate which conducive in vertically, horizontal and diagonal by leader of job unit and subordinate in organization to applied of policy, main task and function which obligate it.
THE ANALYSIS OF ACTORS IN THE MAKING OF THE BUDGET REVENUE OF REGIONAL COST
No full textThis article is the result of research on the analysis of the policy making of the budget revenues and shopping area of Makassar city fiscal year 2009. One part of this research use approach to the actors and the relationships between actors in policy making. Within the framework of the system of policy making of Budget income and Expenditure area (Budgets) Makassar city, this research is the description of the analysis of the local government and actors People’s Representative Council District Makassar city as policy makers in making Grant Makassar cit