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PENGEMBANGAN ALAT PERAGA SMART KEY BERBASIS INTERNET OF THINGS PADA MATERI GELOMBANG ELEKTROMAGNETIK
No full textABSTRAK
Penelitian ini bertujuan untuk mengetahui Langkah
perancangan Smart Key berbasis Internet of Things pada materi
Gelombang Eletromagnetik terkait dengan berbasis Internet of
Things yang telah dikembangkan, Untuk Mengetahui kelayakan
pengembangan alat peraga Smart Key berbasis Internet of Things
yang telah dikembangkan, dan Untuk mengetahui respon pendidik
dan mahasiswa terhadap rancangan alat peraga Smart Key berbasis
Internet of Things yang telah dikembangkan.
Penelitian ini menggunakan metode penelitian dan
pengembangan Research and Development (R&D) dengan
mengadopsi model ADDIE yang dikemukakan oleh Robert Maribe
Branch. Subjek pada penelitian ini adalah mahasiswa program
studi sistem informasi UIN Raden Intan Lampung. Data penelitian
ini diperoleh dari hasil respon mahasiswa dan dosen, angket
validasi ahli materi dan angket validasi ahli teknologi, Teknik
analisis data pada penelitian ini adalah statistik deskriptif. Teknik
ini merupakan cara untuk menganalisis data dengan
mendeskripsikan atau menggambarkan data sebagaimana adanya
tanpa membuat kesimpulan yang berlaku untuk umum.
Hasil penelitian ini berupa produk alat peraga Smart Key
berbasis IoT untuk melatih kemampuan berpikir mahasiswa yang
sangat layak digunakan. Hal ini karena produk telah memalui uji
validasi ahli materi yang memperoleh penilaian rata-rata persentasi
sebesar 90% dan uji validasi ahli teknologi yang memperoleh
penilaian rata-rata persentasi sebesar 92,78% dengan kategori
sangat layak. Uji coba lapangan respon dari mahasiswa
memperoleh penilaian rata-rata sebesar 89,68% dan respon dari
dosen memperoleh penilaian rata-rata sebesar 83,75% dengan
kategori sangat layak. Maka dapat disimpulkan alat peraga Smart
Key berbasis IoT layak digunakan.
Kata Kunci: Alat peraga, Iot, Gelombang Elektromagnetik
iii
ABSTRACK
This study aims to determine the steps of designing an Internet
of Things-based Smart Key on Eletromagnetic Wave material
related to the Internet of Things-based that has been developed, to
determine the feasibility of developing Internet of Things-based
Smart Key teaching aids that have been developed, and to
determine the responses of educators and students to the design of
Internet of Things-based Smart Key teaching aids that
have been developed.
This research uses the Research and Development (R&D)
method by adopting the ADDIE model proposed by Robert Maribe
Branch. The subjects in this study were students of the information
systems study program at UIN Raden Intan Lampung. This
research data was obtained from the results of student and lecturer
responses, material expert validation questionnaires and
technology expert validation questionnaires, The data analysis
technique in this study is descriptive statistics. This technique is a
way to analyze data by describing or describing the data as it is
without making conclusions that apply to the public.
The results of this study are in the form of IoT-based Smart Key
props to train students' thinking skills which are very feasible to
use. This is because the product has passed the material expert
validation test which obtained an average percentage assessment
of 90% and the technology expert validation test which obtained an
average percentage assessment of 92.78% with a very feasible
category. Field trial responses from students obtained an average
rating of 89.68% and responses from lecturers obtained an average
rating of 83.75% with a very feasible category. So it can be
concluded that IoT-based Smart Key props are feasible to use.
Keywords: Teaching aids, IoT, Eletromagnetic Wave materia
MANAJEMEN HUMAS DALAM MEMBANGUN CITRA SEKOLAH ( Studi Multikasus Di SD Muhammadiyah Pringsewu Dan SD IT Cahaya Madani Pringsewu)
No full textABSTRAK
Manajemen Humas di sekolah merupakan aspek penting dalam
membangun citra positif dan hubungan yang baik dengan pengguna jasa
pendidikan. Melalui pengelolaan hubungan antara sekolah dan masyarakat
diharapkan dapat meningkatkan kesadaran, kepercayaan dan citra positif
sekolah. Citra positif harus dimiliki oleh lembaga sebagai bukti
keberadaan dan kualitas lembaga. Penelitian ini dilakukan di SD
Muhammadiyah Pringsewu dan SD IT Cahaya Madani Pringsewu
mengingat kedua lembaga mempunyai karakter yang unggul dan memiliki
citra yang positif dimata masyarakat namun demikian keduanya memiliki
latar belakang dan karakteristik berbeda.
Fokus Penelitian ini adalah manajemen humas dalam membangun
citra sekolah SD Muhammadiyah Pringsewu dan SD IT Cahaya Madani
Pringsewu. Dengan sub fokus penelitian: perencanaan, pengorganisasian,
pelaksanaan, pengendalian, evaluasi.
Penelitian ini termasuk penelitian kualiatif, dengan rancangan
multikasus. Proses pengumpulan data digunakan metode. 1) observasi, 2).
Wawancara mendalam, 3) dokumentasi. Analisis data yang terkumpul dan
sudah di cek keabsahanya dianalisis dengan cara: 1). Reduksi data, 2).
Penyajian data, 3). Penarikan kesimpulan. Pengecekan data digunakan
metode triangulasi teknik dan sumber.
Hasil penelitian ini adalah: Penerapan manajemen humas dalam
membangun citra sekolah SD Muhammadiyah Pringsewu dan SD IT
Cahaya Madani Pringsewu: a). Perencanaan humas yaitu kepala sekolah
dan tim manajemen sekolah menetapkan tujuan, dan membuat program
humas,b). Pengorganisasian humas SD Muhammadiyah didukung oleh kru
kreatif dan memberdayakan dewan guru. Pengorganisasiaan di SD IT
Cahaya Madani Pringsewu ditangani oleh waka humas secara langsung
dengan dibantu dewan guru c). Pelaksanaan humas, keduanya
menekankan publikasi kegiatan sekolah dan program humas sekolah untuk
membuat citra positif dimata masyarakat. d). Pengendalian humas di SD
Muhammadiyah dan SD IT Cahaya Madani langsung ditangani oleh waka
humas. Manajemen humas dan implikasinya terhadap pencitraan SD
Muhammadiyah Pringsewu dan SD IT Cahaya Madani
Pringsewu:Tingginya loyalitas pengguna jasa pendidikan. Kepercayaan
masyarakat semakin kuat. Adanya dukungan dari masyarakat. Terjalin
kerjasama yang efektif antara sekolah dan orang tua siswa.
Kata kunci : Humas, Manajemen Humas, Citra Sekolah
vi
ABSTRACT
Public Relations (PR) management in schools is a crucial aspect in
building a positive image and fostering good relationships with the users of
educational services. Through the management of relationships between the
school and the community, it is hoped that awareness, trust, and a positive
image of the school can be enhanced. A positive image must be owned by the
institution as proof of its existence and quality. This study was conducted at
SD Muhammadiyah Pringsewu and SD IT Cahaya Madani Pringsewu, as
both institutions have strong characteristics and a positive image in the eyes
of the community, although they have different backgrounds and
characteristics.
The focus of this research is public relations management in building the
image of Muhammadiyah Pringsewu Elementary School and Cahaya Madani
Pringsewu IT Elementary School. With research sub-focus: planning,
organizing, implementing, controlling, evaluating
This research is qualitative research, with a multicase design. The data
collection process used methods. 1) observation, 2). In-depth interviews, 3)
documentation. Analysis of the data collected and checked for validity is
analyzed by: 1). Data reduction, 2). Data presentation, 3). Drawing
conclusions. Data checking used the technique and source triangulation
method.
The results of this research are: Application of public relations
management in building the school image of SD Muhammadiyah Pringsewu
and SD IT Cahaya Madani Pringsewu: a). Public relations planning, namely
the principal and school management team set goals and create a public
relations program.b) The organization of Muhammadiyah Elementary School
public relations is supported by a creative crew and empowers the teacher
council. Organizing at Cahaya Madani Pringsewu IT Elementary School is
handled directly by the deputy head of public relations with the assistance of
staff and the teacher council.c) In implementing public relations, both
emphasize publication of school activities and school public relations
programs to create a positive image in the eyes of the community. d).Public
relations control at Muhammadiyah Elementary School and Cahaya Madani
IT Elementary School is directly handled by the deputy head of public
relations.Public relations management and its implications for the image of
SD Muhammadiyah Pringsewu and SD IT Cahaya Madani Pringsewu: High
loyalty of users of educational services. Public trust is getting stronger. There
is support from the community. There is effective cooperation between the
school and the students' parents
Keywords: Public Relations, Public Relations Management, School Imag
IMPLEMENTASI LAYANAN KONSELING INDIVIDU TEKNIK REWARD AND PUNISHMENT DALAM MEREDUKSI PERILAKU MEMBOLOS PESERTA DIDIK KELAS VIII DI SMP NEGERI 15 BANDAR LAMPUNG
No full textABSTRAK
Perilaku membolos merupakan masalah yang sering terjadi di
sekolah dan berdampak negatif terhadap prestasi akademik dan
perkembangan sosial siswa. Teknik reward and punishment dipilih
sebagai metode intervensi karena memiliki dasar yang kuat dalam
teori perilaku, yang berfokus pada penguatan perilaku positif dan
pengurangan perilaku negatif melalui penghargaan dan konsekuensi.
Penelitian ini bertujuan untuk menganalisis implementasi layanan
konseling individu dengan teknik reward and punishment dalam
mereduksi perilaku membolos siswa kelas VIII di SMP Negeri 15
Bandar Lampung.
Penelitian ini menggunakan pendekatan kualitatif deskriptif
dengan metode studi kasus. Pengumpulan data dilakukan melalui
wawancara dengan guru bimbingan dan konseling, observasi terhadap
perilaku siswa, dan dokumentasi kehadiran siswa. Analisis data
dilakukan melalui teknik reduksi data, penyajian data, dan penarikan
kesimpulan. Subjek penelitian adalah siswa kelas VIII yang memiliki
masalah perilaku membolos. Data yang terkumpul dianalisis secara
kualitatif untuk mendapatkan gambaran yang jelas mengenai
efektivitas penerapan teknik ini.
Hasil penelitian menunjukkan bahwa penerapan teknik reward
and punishment tepat digunakan dalam mengurangi frekuensi
membolos di antara siswa kelas VIII. Siswa yang diberi penghargaan
atas peningkatan kehadiran menunjukkan motivasi yang lebih tinggi
untuk mengikuti pelajaran, sementara penerapan hukuman yang tepat
mampu menekan perilaku membolos. Selain itu temuan dilapangan
menekankan pada konsistensi dalam penerapan teknik reward and
punishment serta keterlibatan orang tua dalam proses konseling dapat
meningkatkan tingkat keberhasilan dari sebuah proses konseling.
Kata kunci: Konseling Individu, Reward And Punishment, Perilaku
Membolos,
iv
ABSTRACT
Truancy is a common problem in schools and has a negative
impact on students' academic performance and social development.
The reward and punishment technique was chosen as an intervention
method due to its strong foundation in behavioral theory, focusing on
reinforcing positive behavior and reducing negative behavior through
rewards and consequences. This study aims to analyze the
implementation of individual counseling services using reward and
punishment techniques to reduce truancy behavior among Grade VIII
students at SMP Negeri 15 Bandar Lampung.
This research used a descriptive qualitative approach with a
case study method. Data were collected through interviews with
guidance and counseling teachers, observations of student behavior,
and attendance records. Data analysis was conducted through data
reduction, data presentation, and conclusion drawing techniques. The
research subjects were Grade VIII students with truancy behavior
issues. The collected data were analyzed qualitatively to provide a
clear understanding of the effectiveness of this technique.
The results showed that the application of the reward and
punishment technique was effective in reducing truancy frequency
among Grade VIII students. Students who received rewards for
improved attendance showed higher motivation to attend lessons,
while the appropriate application of punishment successfully reduced
truancy behavior. Additionally, the findings emphasized the
importance of consistency in applying the reward and punishment
technique and the involvement of parents in the counseling process,
which can increase the success rate of a counseling
process.Keywords: Individual Counseling, Reward And Punishment,
Truancy Behavior,
Keywords: Individual Counseling, Reward And Punishment, Truant
Behavior
PENGARUH IKLAN SOSIAL MEDIA, PERCEIVED BENEFIT, DAN CUSTOMER EXPERIENCE TERHADAP KEPUTUSAN MEMBELI PADA KONSUMEN DENGAN LITERASI DIGITAL SEBAGAI VARIABEL MODERASI: TINJAUAN DALAM PERSPEKTIF EKONOMI ISLAM (Studi Empiris Pada Konsumen Tiktok Shop Provinsi Lampung)
No full textABSTRAK
E-commerce mengalami pertumbuhan yang cukup pesat dari tahun ketahun.
Menurut data Badan Pusat Statistik jumlag usaha e-commerce pada tahun 2022 tumbuh
sebesar 4.46% dari tahun sebelumnya. Dilihat dari perkembangannya, bisnis e
commerce memiliki peningkatan pendapatan setiap tahunnya dan di prediksi akan terus
mengalami kenaikan terus menerus. Media Sosial juga telah menjadi salah satu alat
pemasaran yang sangat efektif bagi pelaku bisnis e-commerce untuk menjangkau
audiens yang lebih luas dan memperkuat kehadiran merek mereka. Salah satu platform
media sosial yang telah mendapatkan popularitas yang luar biasa dalam beberapa tahun
terakhir adalah Tiktok. Tujuan penelitian ini untuk mengetahui dan menganalisis
pengaruh iklan sosial media, perceived benefit, dan customer experience terhadap
keputusan membeli pada konsumen dengan literasi digital sebagai variabel moderasi
dalam perspektif ekonomi islam (studi pada konsumen tiktok shop)
Penelitian ini menggunakan pendekatan kuantitatif dengan jenis asosiatif.
Populasi dalam penelitian ini adalah pengguna tiktok di Kota Bandar Lampung. Sampel
dihitung menggunakan rumus Cochran didapatkan hasil 384 sampel. Teknik sampling
menggunakan accidental sampling. Instrumen yang digunakan berupa kuesioner
dengan media google form. Analisis data menggunakan smartPLS (Partial Least
Squares).
Hasil penelitian ini menunjukkan iklan sosial media tidak berpengaruh signifikan
terhadap minat beli konsumen TikTokShop, namun berpengaruh positif terhadap literasi
digital pengguna. Sebaliknya, perceived benefit dan customer experience terbukti
berpengaruh positif dan signifikan terhadap minat beli dan literasi digital pengguna.
Literasi digital sendiri berpengaruh positif terhadap minat beli konsumen. Menariknya,
literasi digital tidak memoderasi hubungan antara iklan sosial media dan minat beli,
tetapi mampu memoderasi pengaruh perceived benefit dan customer experience
terhadap minat beli secara signifikan. Diharapkan konsumen disarankan untuk aktif
mencari informasi tentang fitur-fitur keamanan dan privasi yang disediakan oleh
platform, serta mengembangkan kemampuan evaluasi kritis terhadap konten dan
penawaran produk yang ditemui.
Kata Kunci: Iklan Sosial Media, Perceived Benefit, Customer Experience, Minat
Beli, Literasi Digital, Perspektif Ekonomi Islam
vi
ABSTRACT
E-commerce has experienced rapid growth year over year. According to data
from the Central Statistics Agency, the number of e-commerce businesses grew by
4.46% in 2022 compared to the previous year. The trend shows that e-commerce
businesses have seen increasing revenues annually and are projected to continue rising.
Social media has also become an extremely effective marketing tool for e-commerce
businesses to reach a wider audience and strengthen their brand presence. One social
media platform that has gained extraordinary popularity in recent years is TikTok. This
study aims to investigate and analyze the impact of social media advertising, perceived
benefits, and customer experience on purchasing decisions among consumers, with
digital literacy as a moderating variable, from an Islamic economic perspective (a
study on TikTok Shop consumers)
This research employs a quantitative approach with an associative type. The
population consists of TikTok users in Bandar Lampung. Using the Cochran formula, a
sample size of 384 was determined. Accidental sampling was utilized, with a
questionnaire administered via Google Forms. Data analysis was performed using
SmartPLS (Partial Least Squares).
The results indicate that social media advertising does not significantly impact
TikTok Shop consumers' purchase interest but positively affects users' digital literacy.
Conversely, perceived benefit and customer experience have a significant positive
impact on both purchase interest and users' digital literacy. Digital literacy also
positively influences purchase interest. Interestingly, digital literacy does not moderate
the relationship between social media advertising and purchase interest but
significantly moderates the impact of perceived benefit and customer experience on
purchase interest. Consumers are advised to actively seek information about security
and privacy features provided by the platform and to develop critical evaluation skills
regarding content and product offers.
Keywords: Social Media Advertising, Perceived Benefit, Customer Experience,
Purchase Interest, Digital Literacy, Islamic Economic Perspectiv
THE CORRELATION BETWEEN STUDENTS` SELF CONFIDENCE AND THEIR SPEAKING ABILITY IN MTSN 2 IN TANGGAMUS IN THE ACADEMIC YEAR OF 2023/2024
No full textABSTRACT
Speaking is the ability to communicate in everyday life.
Becoming fluent in speaking a particular language is the goal in
learning the language. In speaking, self-confidence generally appears
as one of the important variants that can drive failure or success in
language learning. This study discusses "The Correlation between
Self-Confidence and Their Speaking Ability of Eighth Grade
Bilingual Students, Semester One at MTSN 2 Tanggamus."
The formulation of the problem in this study is whether there
is a correlation between self-confidence and speaking ability of
eighth-grade bilingual students in semester one of MTSN 2
Tanggamus. The purpose of this study was to determine whether or
not there is a correlation between students' self-confidence and
speaking ability of eighth-grade bilingual students, semester one of
MTSN 2 Tanggamus. The subjects of this study were eighth-grade
bilingual students semester one of MTSN 2 Tanggamus, consisting of
32 students with 8 males and 24 females. The type of data used is
quantitative data. Data were obtained from speaking tests and self
confidence questionnaires. This study was conducted systematically
by providing speaking tests and self-confidence questionnaires.
After calculating the results of students' scores in speaking
and self-confidence, the researcher found that students had low self
confidence with an average score of 69.03 and in speaking ability with
an average score of 63.13. Furthermore, the correlation coefficient
(rxy) is 0.962. This means that the correlation is very high (there is a
correlation). Based on the data above, the researcher concluded that Ha
is accepted and H0 is rejected. This means that there is a correlation
between self-confidence and the ability to speak English of bilingual
eighth-grade students in the first semester of MTSN 2 Tanggamus.
Keywords: Correlation, Self-Confidence, Speaking Abilit
PENYAMPAIAN PESAN DAKWAH DALAM FILM “SIKSA NERAKA” OLEH RUMAH PRODUKSI DEE COMPANY
No full textABSTRAK
Film Siksa Neraka merupakan film horror Indonesia hasil
karya rumah produksi Dee Company. Film Siksa Neraka ini adalah
film yang menarik untuk ditonton karena dari film ini kita
mendapatkan pesan yang dapat membuat kita ingat akan hal perbuatan
yang kita lakukan sekaligus untuk mengingat akan hidup setelah mati.
Pesan dakwah adalah isi dari aktivitas dakwah yang
disampaikan oleh seorang da’i kepada mad’u, berupa ajaran agama
Islam yang secara garis besar dapat dikelompokkan menjadi tiga
bagian yakni, Aqidah, Syariah dan Akhlak. Diera serba canggih saat
ini,
teknologi menjadi salah kebutuhan yang sangat penting
dikehidupan manusia. Pesan dakwah bisa dirancang semaksimal
mungkin menggunakan media massa modern seperti: Radio, TV, Pers,
Film dan masih banyak lainnya. Salah satu film karya dari rumah
produksi Dee Company yang berjudul Siksa Neraka yang disutradarai
oleh Anggy Umbara. Tujuan dari penelitian ini untuk mengetahui
pesan dakwah didalam film siksa neraka. Penelitian ini menggunakan
jenis penelitian kepustakaan (library research) dengan pendekatan
deskriptif kualitatif. Pada penelitian ini terdapat Sumber data primer
diperoleh dari dari film Siksa Neraka yang di download dari salah satu
platform yaitu Netflix dan data sekunder diperoleh dari buku-buku,
jurnal-jurnal serta dokumen lainnya. Teknik pengumpulan data
dilakukan dengan metode dokumentasi. Teori yang menjadi dasar
dalam penelitian ini ada teori semiotika Roland Barthes, yang
berfokus pada aspek, Denotasi, Konotasi dan Mitos.
Hasil penelitian mengunakan teori semiotika Roland Barthes
peneliti menemukan temuan menunjukan bahwa film Siksa Neraka
mengandung pesan: Aqidah, Syariah dan Akhlak. Pesan dakwah
Aqidah meliputi:melaksanakan ibadah sholat, mengingat akan
datangnya kematian. Pesan dakwah Syariah meliputi dilarang
melakukan perbuatan zina, dilarang melakukan perbuatan dusta,
berbuat jujur. Pesan dakwah Akhlak meliputi: bersuara didalam kamar
mandi, membantah perkataan orang, mencuri hak orang lain.
Kata kunci : Pesan Dakwah, Semiotika Roland Barthes, Film
Siksa Neraka. ABSTRACT
The film Siksa Hell is an Indonesian horror film produced by
the production house Dee Company. This Hell Torture movie is an
interesting movie to watch because from this film we get a message
that can make us remember the things we did as well as remember to
live after death.
The message of da'wah is the content of da'wah activities
conveyed by a da'i to mad'u, in the form of Islamic religious teachings
which can be broadly grouped into three parts, namely, Aqidah, Sharia
and Akhlak. In today's sophisticated era, technology is one of the most
important needs in human life. Da'wah messages can be designed as
much as possible using modern mass media such as: Radio, TV, Press,
Film and many others. One of the films produced by Dee Company is
titled Siksa Hell directed by Anggy Umbara. The purpose of this study
is to find out the message of da'wah in the hell torture film. This study
uses a type of library research with a qualitative descriptive approach.
In this study, there are primary data sources obtained from the film
Siksa Hell which was downloaded from one of the platforms, namely
Netflix and secondary data obtained from books, journals and other
documents. The data collection technique is carried out by the
documentation method. The theory that is the basis for this research is
Roland Barthes' semiotic theory, which focuses on aspects,
Denotations, Connotations and Myths.
The results of the study using Roland Barthes' semiotic theory,
the researcher found findings showing that the film Siksa Hell
contains the message: Aqidah, Sharia and Morals. The message of
Aqidah da'wah includes: carrying out prayers, remembering the
coming of death. Sharia da'wah messages include prohibition of
committing adultery, prohibition of lying, and honesty. The message
of Akhlak's da'wah includes: speaking out in the bathroom, refuting
people's words, stealing the rights of others.
Keywords: Da'wah Message, Roland Barthes Semiotics, Hell
Torture Film
DETERMINAN RESIKO PEMBIAYAAN PADA BANK SYARIAH DI INDONESIA (Studi Pada Bank Umum Syariah di Indonesia Periode 2016-2022)
No full textABSTRAK
Bank sebagai lembaga keuangan harus memperhatikan berbagai
faktor internal maupun eksternal dan aspek apa saja yang dipertimbangkan
dalam pengambilan keputusan terhadap masalah pembiayaan atau
penyaluran dana pada masyarakat. Berdasarkan latar belakang di atas, maka
penulis tertarik untuk melakukan penelitian pada risiko pembiayaan terkait
mengenai faktor-faktor yang mampu mempengaruhi risiko pembiayaan
tersebut. Dan juga ingin melakukan penelitian lebih lanjut dalam bentuk
skripsi dengan judul “Determinan Risiko Pembiayaan Pada Bank Syariah
di Indonesia (Studi Pada Bank Umum Syariah di Indonesia Periode Tahun
2016-2022).” Rumusan masalah dalam penelitian ini adalah apakah
Financing to Deposit Ratio (FDR), Capital Adequancy Ratio (CAR), dan
dana pihak ketiga berpengaruh secara simultan terhadap Non Performing
Financing (NPF) pada Bank Umum Syariah di Indonesia Periode Tahun
2016-2022?
Penelitian ini menggunakan metode penelitian kualitatif.
Pendekatan penelitian ini merupakan penelitian kuantitatif. Pendekatan
penelitian ini merupakan penelitian kuantitatif. Data sekunder berasal dari
laporang keuangan 4 Bank Umum Syariah periode 2016-2022 sehingga
sampel dalam penelitian ini sebanyak 28 buah sampel. Teknik analisa data
menggunakan analisis regresi linear berganda.
Hasil penelitian mengemukakan bahwa Financing to Deposit Ratio
(FDR), Dana Pihak Ketiga tidak berpengaruh terhadap Non Performing
Financing (NPF) pada Bank Umum Syariah di Indonesia Periode Tahun
2016-2022. Upaya risiko pembiayaan pada bank syariah di Indonesia yaitu
meningkatkan rasio likuiditas, struktur modal, dan dana pihak ketiga.
Sebagaimana yang tercantum dalam Surat Luqman ayat 34. Kita harus
mengelola segala sesuatunya dengan baik termasuk juga risiko. Dalam
Fatwa DSN-MUI No. 08/DSN-MUI/IV/2000 tentang Pembiayaan
Musyarakah menjelaskan bahwa manajemen risiko sangat penting untuk
bank-bank syariah agar pasar perbankan dengan cepat meningkatkan
pangsa pasarnya.
Kata kunci : Financing to Deposit Ratio (FDR), Dana Pihak Ketiga dan
Non Performing Financing (NPF) ABSTRACT
Banks as financial institutions must pay attention to
various internal and external factors and what aspects are
considered in making decisions regarding financing or
channeling funds to the community. Based on the background
above, the author is interested in conducting research on
financing risks related to factors that can influence the
financing risk. And also want to conduct further research in the
form of a thesis entitled "Determinants of Financing Risk in
Islamic Banks in Indonesia (Study on Islamic Commercial
Banks in Indonesia for the 2016-2022 Period)." The
formulation of the problem in this study is whether the
Financing to Deposit Ratio (FDR), Capital Adequacy Ratio
(CAR), and third party funds have a simultaneous effect on Non�Performing Financing (NPF) in Islamic Commercial Banks in
Indonesia for the 2016-2022 Period?
This study uses a qualitative research method. This
research approach is quantitative research. This research
approach is quantitative research. Secondary data comes from
the financial statements of 4 Islamic Commercial Banks for the
2016-2022 period so that the sample in this study is 28 samples.
Data analysis techniques using multiple linear regression
analysis. The results of the study stated that the Financing to
Deposit Ratio (FDR), Third Party Funds do not affect Non
Performing Financing (NPF) at Islamic Commercial Banks in
Indonesia for the 2016-2022 Period. Efforts to finance risk at
Islamic banks in Indonesia are to increase the liquidity ratio,
capital structure, and third party funds. As stated in Luqman
Letter verse 34. We must manage everything well including risk.
In the DSN-MUI Fatwa No. 08 / DSN-MUI / IV / 2000
concerning Musyarakah Financing, it explains that risk
management is very important for Islamic banks so that the
banking market can quickly increase its market share.
Keywords: Financing to Deposit Ratio (FDR), Third Party Funds
and Non-Performing Financing (NPF)
PENGARUH FINANCIAL TECHNOLOGY DAN LOVE OF MONEY TERHADAP PERSONAL FINANCIAL PLANNING GENERASI Z DENGAN FINANCIAL LITERACY SEBAGAI VARIABEL MODERASI BERDASARKAN PERSPEKTIF ISLAM (Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Raden Intan Lampung Angkatan 2020)
No full textABSTRAK
Personal financial planning di Indonesia semakin penting
seiring dengan meningkatnya kesadaran masyarakat akan pentingnya
pengelolaan keuangan yang baik untuk mencapai kestabilan finansial
dan mempersiapkan masa depan yang lebih baik. Fakta dalam
praktiknya, banyak individu menghadapi tantangan dalam mengelola
keuangan mereka, seperti kurangnya disiplin, wawasan yang terbatas,
dan kurangnya pemanfaatan teknologi keuangan secara efektif.
Kemajuan teknologi yang terjadi telah mendorong perkembangan
financial technology (fintech) sebagai solusi inovatif dalam
pengelolaan keuangan. Di sisi lain, love of money atau sikap individu
terhadap uang juga memainkan peran penting dalam pengambilan
keputusan keuangan. Literasi keuangan mencerminkan pengetahuan,
keterampilan, dan sikap individu dalam mengelola sumber daya
keuangan secara bijak. Penelitian ini bertujuan untuk menguji pengaruh
financial technology dan love of money terhadap personal financial
planning generasi z dengan financial literacy sebagai variabel
moderasi.
Jenis penelitian ini yaitu penelitian kuantitatif dengan
penggunaan kuesioner sebagai instrumen dalam pengambilan data.
Populasi penelitian ini yaitu mahasiswa generasi z fakultas ekonomi
dan bisnis UIN Raden Intan Lampung. Jumlah sampel sebanyak 98
responden dengan pengumpulan sampel menggunakan purposive
sampling. Analisis data yang digunakan adalah path analysis program
smart PLS 4.0. dengan beberapa uji yang dilakukan yaitu uji validitas,
uji reabilitas, uji hipotesis dan uji moderasi.
Hasil analisis menunjukkan bahwa financial technology dan
love of money berpengaruh positif dan signifikan secara parsial terhadap
personal financial planning, dan literasi keuangan tidak dapat
memoderasi hubungan antara financial technology dan love of money
terhadap personal financial planning.
Kata Kunci : Personal Financial Planning, Financial Literacy,
Financial Technology, Financial Experience,
Generasi Z. ABSTRACT
Personal financial planning in Indonesia is increasingly
important as public awareness of the importance of good financial
management to achieve financial stability and prepare for a better
future. In fact, many individuals face challenges in managing their
finances, such as lack of discipline, limited insights, and lack of
effective utilization of financial technology. Technological advances
have encouraged the development of financial technology (fintech) as
an innovative solution in financial management. On the other hand,
love of money or an individual's attitude towards money also plays an
important role in financial decision-making. Financial literacy reflects
an individual's knowledge, skills, and attitude in managing financial
resources wisely. This study aims to examine the influence of financial
technology and love of money on personal financial planning of
generation z with financial literacy as a moderation variable.
This type of research is quantitative research with the use of
questionnaires as an instrument in data collection. The population of
this study is generation z students of the Faculty of Economics of UIN
Raden Intan Lampung. The number of samples was 98 respondents with
sample collection using purposive sampling. The data analysis used is
the path analysis of the PLS 4.0 smart program. With several tests
carried out, namely validity tests, reliability tests, hypothesis tests and
moderation tests.
The results of the analysis show that financial technology and
love of money partially have a positive and significant effect on
personal financial planning, financial literacy cannot moderate the
relationship between financial technology and love of money on
personal financial planning.
Keywords: Personal Financial Planning, Financial Literacy, Financial
Technology, Financial Experience, Gen
PENGARUH MODEL PEMBELAJARAN PROBLEM BASED LEARNING (PBL) TERHADAP CRITICAL THINKING PADA MATERI PENCEMARAN LINGKUNGAN KELAS X SMA
No full textABSTRAK
Pembelajaran dengan Model Problem Based Learning (PBL)
merupakan suatu cara pembelajaran yang mengajarkan siswa untuk
memecahkan permasalahan dalam kehidupan nyata, karna setiap siswa
perlu mempelajari lingkungan nya dan mengembangkan
kemampuannya sendiri. Problem Based Learning (PBL) merupakan
suatu model pembelajaran yang menantang iswa untuk belajar, bekerja
dalam kelompok untuk mencari solusi terhadap permasalahan.
Permasalahan yang diajukan digunakan untuk membangkitkan rasa
ingin tahu siswa terhadap tujuan pembelajaran. Problem Based
Learning (PBL) merupakan model yang patut diterapkan dikelas
karena memiliki berapa ungulan seperti pembelajaran berbasis
masalah, antara lain mengajarkan siswa untuk aktif memecahkan
masalah, memperdalam pemahaman terhadap masalah yang
dibicarakan, pengetahuan yang telah dimiliki, merasakan manfaat
pembelajaran, lebih aktif dan kritis mempunyai keinginan berdebat
dan menerima pendapat orang lain, serta mampu bekerja dalam
kelompok. Pembelajaran ini disajikan pada awal pembelajaran dengan
tujuan melatih mereka dalam memecahkan masalah. Tujuan penelitian
ini untuk mengetahui Pengaruh Model Pembelajaran Problem Based
Learning (PBL) terhadap kemampuan Critical Thinking Pada Peserta
didik kelas X SMA Kemala Bhayangkari.
Penelitian ini menggunakan Metode Quasi. Populasi yang
digunakan yaitu seluruh peserta didik kelas X SMA Kemala
Bhayangkari. Sampel pada penelitian ini terdiri dari 2 kelas X SMA
Kemala Bhayangkari yang berjumlah 64 peserta didik. Penelitian ini
menggunakan Teknik simple random sampling. Teknik pengumpulan
data yang digunakan yaitu tes soal.
Hasil penelitian ini yaitu berdasarkan uji hipotesis yang telah
dilakukan terlihat perolehan hasil signifikan Sehingga dapat dikatakan tedapat
pengaruh penerapan model pembelajaran Problem Based Learning (
PBL) terhadap Critical Thinking Pada peserta didik kelas X SMA
kemala Bhayangkari.
Kata kunci : Problem Based Learning, Critical Thinking,
Pencemaran Lingkungan
iv
ABSTRACT
Learning with the Problem Based Learning (PBL) Model is a
way of learning that teaches students to solve problems in real life,
because each student needs to learn his environment and develop his
own abilities. Problem Based Learning (PBL) is a learning model that
challenges students to learn, work in groups to find solutions to
problems. The problems proposed are used to arouse students'
curiosity about learning objectives. Problem Based Learning (PBL) is
a model that should be applied in the classroom because it has a
number of advantages such as problem-based learning, including
teaching students to actively solve problems, deepen their
understanding of the problems being discussed, the knowledge they
have, feel the benefits of learning, be more active and critical, have a
desire to debate and accept the opinions of others, and be able to work
in groups. This learning is presented at the beginning of learning with
the aim of training them in solving problems. The purpose of this
study is to determine the Effect of Problem Based Learning (PBL)
Learning Model on Critical Thinking Ability in Grade X Students of
Kemala Bhayangkari High School.
This study uses the Quantitative Method. The population used
is all students of class X of Kemala Bhayangkari High School. The
sample in this study consisted of 2 classes X of Kemala Bhayangkari
High School with a total of 64 students. This study uses a simple
random sampling technique. The data collection technique used is a
question test.
The results of this study are based on the hypothesis test that
has been carried out, it can be seen that significant So it can be said that the effect
of the application of the Problem Based Learning (PBL) learning
model on Critical Thinking in grade X students of Kemala
Bhayangkari High School.
Keywords: Problem Based Learning, Critical Thinking,
Environmental Pollutio
TINJAUAN HUKUM KELUARGA ISLAM TERHADAP STRATEGI PENGELOLAAN KONFLIK DALAM RUMAH TANGGA KARENA KETERBATASAN EKONOMI (Studi pada masyarakat Kampung Karang Indah Panjang Kota Bandar Lampung)
No full textABSTRAK
Konflik adalah suatu hal yang umum biasa terjadi di dalam
rumah tangga. Sumber konflik dalam rumah tangga salah satunya
biasanya terjadi karena ekonomi keluarga jauh besar pengeluaran
daripada penghasilan, namun tidak semua berakhir dengan perceraian
pasangan suami istri, sebagaimana yang terjadi di Kampung Karang
Indah Panjang Kota Bandar Lampung. Penelitian ini menggunakan
rumusan masalah yaitu diantaranya, Bagaimana strategi penyelesian
konflik menurut Hukum Keluarga Islam di Kampung Karang Indah
Kota Bandar Lampung? dan Bagaimana strategi pengelolaan konflik
terhadap keharmonisan berumah tangga di Kampung Karang Indah
Panjang Kota Bandar Lampung?
Tujuan dari penelitian ini yaitu, untuk mengetahui bagaimana
mengenai penyelesaian konflik menurut Hukum Keluarga Islam di
Kampung Karang Indah Panjang Kota Bandar Lampung dan untuk
mengetahui bagaimana strategi pengelolaan konflik terhadap
keharmonisan berumah tangga di Kampung Karang Indah Kota
Panjang Bandar Lampung. Jenis penelitian yang digunakan adalah
penelitian lapangan (field research). Metode yang digunakan adalah
penelitian kualitatif dengan data primer yang diperoleh melalui
wawancara dengan informan yang mengetahui persoalan dalam
penelitian dan dokumentasi, serta data sekunder dengan studi
kepustakaan yang meliputi buku, peraturan, makalah, dokumen, dan
lain-lain.
Hasil dari penelitian ini menunjukan bahwa strategi
penyelesaian konflik menurut Hukum Keluarga Islam di Kampung
Karang Indah Panjang Kota Bandar Lampung berfokus pada
pendekatan musyawarah sebagai langkah awal dalam penyelesaian
konflik, dimana pasangan dianjurkan untuk berdiskusi secara terbuka
dan saling menghargai. Penelitian ini juga menemukan bahwa Strategi
Pengelolaan Konflik terhadap Keharmonisan berumah tangga di
Kampung Karang Indah Panjang Kota Bandar Lampung dapat
dilakukan dengan komunikasi terbuka dan jujur, mendengarkan dengan
empati, menjaga kendali emosi, bertindak dengan tanggung jawab dan
tidak menyalahkan, menjaga kualitas waktu bersama, memaafkan dan
melupakan, fokus pada solusi, bukan masalah, saling menghargai dapat
memperkuat hubungan pasangan dan meningkatkan keharmonisan
rumah tangga.
Kata Kunci: Penyelesaian Konflik, Hukum Keluarga Islam,
Musyawarah, Keharmonisan Rumah Tangga ABSTRACT
Conflict is a common thing that occurs in households. One of
the sources of conflict in the household usually occurs because the
family's economic expenses are far greater than income, but not all of
them end in divorce between husband and wife, as happened in Karang
Indah Panjang Village, Bandar Lampung City. Resolving conflicts in
the household is a challenge that is often faced by married couples.
Islamic Family Law provides clear guidelines for managing these
conflicts to achieve harmony and justice in the family. This research
uses a problem formulation, namely, What is the conflict resolution
strategy according to Islamic Family Law in Kampung Karang Indah,
Bandar Lampung City? and What is the conflict management strategy
for household harmony in Karang Indah Panjang Village, Bandar
Lampung City?
The aim of this research is to find out how to resolve conflicts
according to Islamic Family Law in Kampung Karang Indah Panjang,
Bandar Lampung City and to find out what conflict management
strategies are for marital harmony in Kampung Karang Indah Panjang
City, Bandar Lampung. The type of research used is field research. The
method used is qualitative research with primary data obtained through
interviews with informants who know the problems in research and
documentation, as well as secondary data using literature studies which
include books, regulations, papers, documents, etc.
The results of this study indicate that the conflict resolution
strategy according to Islamic Family Law in Kampung Karang Indah
Panjang, Bandar Lampung City focuses on a deliberation approach as
the first step in conflict resolution, where couples are encouraged to
discuss openly and respect each other. This study also found that the
Conflict Management Strategy for Household Harmony in Kampung
Karang Indah Panjang, Bandar Lampung City can be done through
open and honest communication, listening with empathy, maintaining
emotional control, acting responsibly and not blaming, maintaining
quality time together, forgiving and forgetting, focusing on solutions,
not problems, mutual respect can strengthen the relationship between
couples and improve household harmony.
Keywords: Conflict Resolution, Islamic Family Law, Deliberation,
Domestic Harmon