Jurnal Curvanomic
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FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MASYARAKAT MEMILIH BANK KALBAR SEBAGAI TEMPAT MENABUNG
No full textPenelitian ini berjudul “Faktor-Faktor Yang Mempengaruhi Keputusan Masyarakat Memilih Bank Kalbar Sebagai Tempat Menabung”. Adapun tujuan penelitian ini adalah untuk mengetahui pengaruh promosi, pelayanan, produk dan lokasi terhadap keputusan masyarakat dalam memilih Bank Kalbar. Penelitian ini merupakan penelitian kualitatif. Populasi dalam penelitian ini adalah nasabah Bank Kalbar. Sampel penelitian ini adalah beberapa dari nasabah Bank Kalbar. Dengan pemilihan sampel menggunakan teknik convenience sampling. Data yang digunakan adalah data primer yang diperoleh secara langsung melalui penyebaran kuesioner ke nasabah Bank Kalbar dan data sekunder yang diperoleh juga dari Bank Kalbar. Hasil penelitian menunjukkan promosi, pelayanan, produk dan lokasi sangatlah berpengaruh terhadap keputusan masyarakat dalam memilih Bank Kalbar. Kunci: Bank Kalbar, Promosi, Pelayanan, Produk dan Lokasi.
PENGELOLAAN ALOKASI DANA DESA KECAMATAN BANYUKE HULU KABUPATEN LANDAK (STUDI KASUS DI DESA UNTANG)
No full textThe objective of this study was to produce a change in the management of Village Allocation Fund (VAF), which includes the planning, implementation and monitoring. The study results showed that 40% of the total allocation of Village Fund is in compliance with statutes and regulations. The funds ware mostly used to finance allowances/intensive village apparatus and BPD. Meanwhile 60% of the total funds were used for physical development or rural infrastructure such as roads of Rabat Concrete and economy business potency of savings and loans rural communities. This study also indicated that physical participation of rural communities both in planning, implementation, and monitoring of activities originating from the Village Allocation is less maximal. Keywords: Village Fund Allocation management, planning, implementation, and monitoring
Pengaruh Penyaluran Kredit Perbankan Dan Tenaga Kerja Terhadap Produk Domestik Regional Bruto Sektor Pertanian Kabupaten/Kota Di Kalimantan Barat Periode 2010-2013
No full textThe title of this reseach is the effect of banking credit and labor to the regional Gros Domestic Product of agricultural sector on west borneo profince district/city 2010-2013 time priod. This research was aimed to understand how much the credit of agricultural sector and labor of agricultural sector effecting regional Gross Domestic product of Agricultural Sector in west borneo district/city on 2010-2013 time period. The analysis technique of this reseach is data panel multipel regresion. The data that used is secondary data from 2010-2013 that consist of 14 District/city in West borneo that got from BPS.The result of this reseach is the that credit of agricultural sector has a fositive significant effect to the regional Gross Domestic Product of agricultural sector with t-value 0,0000 or < 0,05. The labor of agricultural sector has positive significant effect to the regional Gross Domestic Product of agricultural sector with t-value 0,0000 < 0,05. Meanwhile simultaneosly from f statistic value is 1298.784 with probability value 0,000000 smaller than 0,05. This mean the regional Gross Domestic Product of agricultural sector simultaneously effected by credit of agricultural sector and labor of agricultural sector.Keywords: Banking credit
STUDI KETIMPANGAN DISTRIBUSI PENDAPATAN DAN PERBANDINGAN KLASIFIKASI WILAYAH KABUPATEN/KOTA DI PROVINSI KALIMANTAN BARAT TAHUN 2010-2013
No full textThis study aims to to classify areas with matrix typologies klassen that divides 14 districts/city into 4 quadrant consisting of the area forward, regional forward but depressed, developing areas and the regions left. After saw the gap the income distribution of districts/city income capita above and under the average West Kalimantan. In this research the analysis used is descriptive analysis qualitative thus research this explains variables related in classifying areas according to typologies klassen in West Kalimantan. To analyze lameness happened, methods used is for ratio. During the period 2010-2013, some districts/city in West Kalimantan diverted typologies areas. But from the analysis also found that a number of districts/city never diverted quadrant or static. But district/city static is at quadrant I are singakawang city and melawi district. District/city static is at quadrant are Kuburaya District II. District/city static at III quadrant are Bengkayang District and Pontianak District. On quadrant IV in the period of 2010-2013 no district/city static this is at quadrant. From 14 districts/city, there are five districts/city per capita income above average West Kalimantan during the period 2010-2013. Of these districts are is Ketapang, Sintang, Melawi, Pontianak City and Singkawang City. Lameness happened to districts/city not show the condition lameness special. There were 9 districts per capita income below the average West Kalimantan. From 9 districts that is, 6 districts such as level lameness continue to increase until 2013. Over a period of 2010-2013 more than 50 percent of districts as the areas that had been left behind in West Kalimantan. An area that had been left behind this cannot be separated from lack of investment and development in the area. The number of disparities West Kalimantan still are categorized was since on average lameness happened in west kalimantan 're either 0,30-0,49 figures. Keywords: Economic Growth, Per Capita Income, Inequality Of Income Distribution, Gini Ratio, Typology Klasen, West Kalimantan
MOTIF MASYARAKAT MENABUNG DI CU TILUNG JAYA KABUPATEN PUTUSSIBAU
No full textABSTRACT CU Tilung Jaya is one of the cooperatives operating in the district Putussibau (Kapuas Hulu). CU Tilung Jaya offers a range of savings products to the public, namely DEPOSIT SHARES, SITILUNG SIMPARAAN, sympathetic, SITARUNA, Sintong, and SIPAJAR ,. The purpose of this study was to find out what the motives of members or customers in choosing to save in CU Tilung Jaya Putussibau. The population used in this study were all members of the CU Tilung Jaya Putussibau amounted to 21 093 people and is used as a sample as many as 50 people were supposed to represent. A questionnaire was used as a tool to collect data was then analyzed using descriptive analysis with percentages. The results showed that the characteristics of the members of the CU Tilung Jaya most respondents were clients of men, aged between 41-55 years, working as a merchant, had an average revenue per month above Rp. 2,000,000, and educated diploma. While the motive they save in CU Tilung Jaya is due to earn a profit sharing system, services, and credit facilities. Keywords: Motif member, CU Savings Tilung Jay
Identifikasi Potensi Sub Sektor Tanaman Bahan Makanan Di Kabupaten Kubu Raya
No full textTanaman Bahan Makanan, Pertanian.ABSTRACTThe title of this research is "Identification of Potential Food Crops Sub Sector In the district of Kubu Raya". The purpose of this study is to investigate the food crops that become basis in each District in Kubu Raya, as well as how the proportional growth and competitiveness in the commodity base generated, thus forming a priority the development of the commodity as consideration for Kubu Raya.In this study the author uses descriptive method obtained from the Central Bureau of Statistics Agency of West Kalimantan Province and the Central Bureau of Statistics Kubu Raya. And this study authors used a combination between LQ analysis, and Shift Share to answer the problem of this thesis.from the research result is that each district had its own commodity base generated by each district, commodities of food crops Cassava and Rice is one of the commodities that form the basis in most districts, while the type of plant fruits and vegetables and medicinal plants each commodity Districts have different bases. Their prioritization makes every district appeared to have potential to be developed to be maximal.Keywords: Sub Sectors of Food Crops Plant, Agricultur
ANALISIS PENGARUH INFLASI DAN PENGANGGURAN TERHADAP TINGKAT KEMISKINAN DI INDONESIA
No full textKemiskinan merupakan salah satu permasalahan yang dihadapi oleh negara-negara berkembang di seluruh dunia, termasuk Indonesia. Tingkat kemiskinan yang tinggi menunjukkan bahwa kesejahteraan masyarakat di negara tersebut sangat buruk sekali. Kesejahteraan masyarakat merupakan indikator berhasilnya sebuah negara dalam menyediakan dan memenuhi hak-hak warga negaranya dalam pemenuhan standar minimal kebutuhan hidup secara merata. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh dari inflasi dan pengangguran terhadap tingkat kemiskinan di Indonesia tahun 2007 – 2013. Metode penelitian yang digunakan adalah metode explanatory research dan metode analisisnya menggunakan metode analisis regresi berganda dengan menggunakan data panel yang menggabungkan data time series dan cross section dari tahun 2007 – 2013 dan 33 provinsi sebagai data yang diolah dalam model multiple regresi dengan 231 observasi. Hasil analisis menunjukkan bahwa inflasi berpengaruh positif dan signifikan terhadap tingkat kemiskinan, sedangkan pengangguran juga berpengaruh positif dan signifikan terhadap tingkat kemiskinan. Kata kunci : Tingkat kemiskinan, Inflasi, Penganggura
PENGARUH JUMLAH DANA PIHAK KETIGA, SUKU BUNGA KREDIT DAN NON PERFORMING LOAN TERHADAP PENYALURAN KREDIT PERBANKAN DI PROVINSI KALIMANTAN BARAT
No full textABSTRACTBank is a financial institution that serves the financial intermediaries. Banksaccept deposits from the public and channel them back to the community in the formof credit. Credit disbursement allow investment, distribution, and consumption ofgoods and services.The title of this study was the influence of the amount of third party fund(DPK), Interest Rates and Non Performing Loan (NPL) Against Credit Banking inWest Kalimantan Province. This study aims to determine how much influence thevariable amount of third party fund (DPK) to the bank credit in the province of WestKalimantan in 2005-2014, to know the effect of variable interest rate loans to thebank credit in West Kalimantan Province, and to determine how much influence NonPerforming Loan (NPL) terhadapa bank credit in the province of West Kalimantan.This study used quantitative descriptive method using multiple linear regressionmodel, as well as statistical analysis tools that test of determination (R2), F test and ttest to test the hypothesis whether the amount of third party funds (DPK), loaninterest rates, and non-performing loan (NPL) to bank credit.These results indicate that the amount of third party funds (DPK) positiveeffect of 1.194676 and significant, lending rates were affected positively by1580,176 and significant, while the NPL variable positive effect of 362.8483 and notsignificant to the bank credit in West Kalimantan. The coefficient of determination(R2) of 0.986831, which means the amount of influence exerted by a variablenumber of third party funds (DPK), loan interest rates, and Non Performing Loan(NPL) in West Kalimantan by 98%, while the remaining 2% are affected by other.Keywords: Banking Credit, Third Party Fund (DPK), Interest Rate Credit, AndNon Performing Loan (NPL)
Pengaruh Kredit Modal Kerja Dan Kredit Investasi Terhadap PDRB Sektor Industri Pengolahan Di Kalimantan Barat
No full textThis study , entitled " Effect of working capital credit and investment credit against GDPManufacturing in West Kalimantan " . This study aims to determine the effect of working capitalcredit and investment credit Against Manufacturing Sector GDP in the period from 1983 to 2012 inWest Kalimantan .This research uses descriptive quantitative method by using secondary data, time series data ,obtained from the office of the Central Statistics Agency of West Kalimantan . The analytical toolused to process the data that is used Eviews 6. Observation of the data as much as 14 districts / citiesin West Kalimantan Province during the period 1983 to 2012 .Multiple regression results of this study indicate that the variable working capital creditpositive and significant impact and variable investment credit positive and significant impact on thesector GDP Processing IndustryKeywords : Working Capital Loan , Investment Loan , GDP and Processing Industr
ANALISIS EFEKTIFITAS DAN KONTRIBUSI PAJAK HOTEL DAN RESTORAN TERHADAP PAD DI KOTA PONTIANAK
No full textThe study entitled "The Effectiveness and Contributions Analized of Hotel and Restaurant Taxs of Regional Revenue (PAD) in Pontianak City," This aims to analyze and known the effectiveness and contribution of tax revenue of the hotel and restaurant tax to original regional income (PAD) in Pontianak city, This is descriptive study with analysis method effectiveness and contribution.The results of study showed that 1) The effectiveness of tax revenues of hotel and restaurant tax in Pontianak so good by average as 104.15% and both the hotel and restaurant growth is fluctuated during 2008-2012. An average growth of 10,65% per year, while the effectiveness of the restaurant tax is higher on average by 111.91% growth per year with an average as 33.71%. 2) The contributions of hotel and restaurant tax to PAD is enough (high) in Pontianak, but during the period 2008-2012 to fluctuated/up and down. The average of contribution of hotel tax to the Local Taxes amounted to 10.65%. The highest contribution is a hotel tax in 2010 amounted to 13.02%, and the lowest in 2012 as 7.54%, while the contribution to the PAD average of 7.23% per year. 3) Contributions restaurant tax is higher than the hotel tax reached an average of 20.63% of the local taxes, and contribute to PAD as 14.01%. The highest contribution occurred in 2010, which in 2010 is also the highest growth in the restaurant tax. The year 2010 is also the best year in the hotel tax, where the tax contribution of the hotel in 2010, the highest in five years of observation. 4) Among the other local taxes, three types of local taxes are the highest contribution to the Tax on Acquisition of Land and Building (BPHTB), street lighting tax and restaurant tax.Keywords: hotel tax, restaurant tax, Local Taxes, PAD