Journal of Business and Management
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The Influence Of Liquid Asset To Total Asset (Lata), Non-Performing Loan (Npl), And Tier 1 Core Capital (Tier1) Ratios Towards The Stock Return Of Banking Companies In Indonesia From 2018 - 2021
No full textStock is one of the most promising financial instruments, investors invest their money into stocks to seek profit and avoid losses. In the financial industry, the banking sector is one of the most promising sectors since their stock value is quite stable over the time. In Indonesia there are many banking companies who offer their stock inside the stock market which can be analysed using the fundamental analysis. To minimise the risk of losses in stock investments, a set of analytical tools can be used by investors to analyse stock. Accordingly, through this quantitative research, several financial ratios will be used as analytical tools to investigate banking sector’s annual stock return during the period of 2018 to 2021. Three financial ratios will be used as the independent variables to analyse their influence towards the variable of Stock Return. Liquid Asset to Total Asset Ratio (LATA), Non-Performing Loan Ratio (NPL), and Tier 1 Core Capital Ratio (TIER1) are the selected financial ratios for this research. The methodology for this study is using the panel data regression analysis and secondary data are used in this research. Annual stock returns from different 10 banking companies inside the financial sector will be used as the sample data, which are gathered from various sources such as the Indonesia Stock Exchange’s website, annual financial reports, and many more. The analysis results revealed that LATA and NPL ratios have a negative influence on the stock returns of banking companies. Furthermore, LATA and NPL are also significant towards the stock return variables. TIER1 ratio also has the same negative influence on stock return variable, however TIER1 does not possess any significance towards the stock return variable. The regression analysis also revealed that LATA, NPL, and TIER1 may explain 76.4% of the stock return movements. Keywords: Banking sector, banking stock, Indonesia Stock Exchange, financial ratio, fundamental analysis, Liquid Asset to Total Asset Ratio, Non-Performing Loan Ratio, Tier 1 Core Capital Ratio, stock return. Stock is one of the most promising financial instruments, investors invest their money into stocks to seek profit and avoid losses. In the financial industry, the banking sector is one of the most promising sectors since their stock value is quite stable over the time. In Indonesia there are many banking companies who offer their stock inside the stock market which can be analysed using the fundamental analysis. To minimise the risk of losses in stock investments, a set of analytical tools can be used by investors to analyse stock. Accordingly, through this quantitative research, several financial ratios will be used as analytical tools to investigate banking sector’s annual stock return during the period of 2018 to 2021. Three financial ratios will be used as the independent variables to analyse their influence towards the variable of Stock Return. Liquid Asset to Total Asset Ratio (LATA), Non-Performing Loan Ratio (NPL), and Tier 1 Core Capital Ratio (TIER1) are the selected financial ratios for this research. The methodology for this study is using the panel data regression analysis and secondary data are used in this research. Annual stock returns from different 10 banking companies inside the financial sector will be used as the sample data, which are gathered from various sources such as the Indonesia Stock Exchange’s website, annual financial reports, and many more. The analysis results revealed that LATA and NPL ratios have a negative influence on the stock returns of banking companies. Furthermore, LATA and NPL are also significant towards the stock return variables. TIER1 ratio also has the same negative influence on stock return variable, however TIER1 does not possess any significance towards the stock return variable. The regression analysis also revealed that LATA, NPL, and TIER1 may explain 76.4% of the stock return movements. Keywords: Banking sector, banking stock, Indonesia Stock Exchange, financial ratio, fundamental analysis, Liquid Asset to Total Asset Ratio, Non-Performing Loan Ratio, Tier 1 Core Capital Ratio, stock return.Keywords: Banking sector, banking stock, Indonesia Stock Exchange, financial ratio, fundamental analysis, Liquid Asset to Total Asset Ratio, Non-Performing Loan Ratio, Tier 1 Core Capital Ratio, stock return
The Influence Of Limited Edition On Purchase Intention Of Indonesia Streetwear Clothing Brands
No full textThe streetwear fashion trend in Indonesia has only recently emerged on the Indonesian fashion scene. Along with this trend, there is a problem in Indonesia\u27s streetwear brands, which due to the large number of consumers can lead to disinterest in the goods desired or already purchased by customers, which ends with the customer canceling their purchase intention. Given these problems, Limited edition can be used as a solution. The purpose of this research is to determine whether the limited edition strategy can be an effective solution to this problem in Indonesia, as well as the factors that influence the purchase request for limited edition products. This study examines the effects of scarcity needs, uniqueness needs, self-expression, and consumer visibility on consumer purchase intentions. First the methodology that was used in this study is qualitative method Semi-structured interviews were conducted with 15 interviewees to obtain and ensure that the limited edition factors in the literature corresponded to the opinions of customers in Indonesia. And after determining the characteristics, researchers used a survey with 205 respondents to continue the analysis. Furthermore, PLS SEM is used in this study to examine the relationship between variables. The findings indicate that each character in the limited edition has an impact on customers\u27 purchase intentions for streetwear in Indonesia. The findings of this study are expected to increase knowledge for both limited edition and streetwear marketing, allowing brands in Indonesia to maximize their streetwear business in terms of profit and brand image. Keywords: Fashion Streetwear, Purchase Intention, Limited Edition, PLS SE
Business Plan Of Smart Pharmacy
No full textThe era of technology has proven to increase business opportunities, especially in the internet and social media fields. Businesses that can be built through social media have proven to be profitable for businesses and users of businesses.. Recently, people\u27s need for medicines and vitamins is getting higher especially during this type of Covid-9 in which health becomes a very important matter. Therefore, we need easy access to places to buy medicines and vitamins that can be easily reached by everyone so that they can receive prompt and appropriate treatment whenever they are. This idea is to give an idea of how to rise to an online pharmacy brand that can be accessed via mobile phones. The analysis is using qualitative methods. The result is that this system is made so that every user can order, ask for information about drugs and vitamins, and get drugs and vitamins easily online. At the same time, the online business industry is also in the midst of peak growth. Hundreds to thousands of people make it the perfect subject for business. From this document a channel plan is made for an investment of around IDR 50,000,000 in the initial month for capital before income from sales later. Therefore, this business plan is very much needed to support the newly-invented business idea with the hope of getting more attention and profit as well. Keywords: medicines, pharmacy, online store
The Correlation Between Employee’s Satisfaction And Startup’s Turnover Rate
No full textAbstract: Startup is a business or a company that has not been established yet. This company is still in the process of researching and developing their establishment into the right market. Those things made startup and its culture somehow become a trendy things in the business world. Yet many seems to be facing difficulties in maintaining the level of their turnover in ten percent or below. Startup companies seems to be very much dynamic compare to the established ones and mature, and PT. XYZ is having the same issues. When talking about the relationship between employee satisfaction and productivity in PT XYZ, no clear barrier over an employee\u27s working hours for some startups may potentially muddy the line over their life balance as well. Several employees in PT. XYZ was not providing any financial compensation other than the religion incentive also known as THR in Indonesia. Overtime payment is unavailable as well as the working hour is deemed to be \u27flexible\u27 therefore it is hard to tell whether one is already working overtime, added with the probability of the toxic working environment within PT. XYZ, these factors combined, are potentially suitable to be the culprit behind their relatively high turnover rate. Keywords: Company’s Turnover rate, Startup company, Employee satisfactio
Factors Influencing Brand Switching Of Facial Wash Product Case Study Of Generation Z’s Men
No full textCurrently, the skincare industry is developing quite rapidly and Indonesia is predicted to become the second largest contributor in the world in skincare growth. This growth in skincare is not only the result of the contribution of women but also men. Currently, around 68% of men in Indonesia have started using skincare. Of the many types of skin care, facial wash is the brand most used by men in Indonesia. To get the best face wash product, a man has to do trial and error. Because of this, brand switching of facial wash occurs. This research will examine what factors influence a man in switching the brand of facial wash they use. This study uses qualitative methods by interviewing informants. The interview process uses a semi-structured interview technique. This interview was conducted with 12 respondents with the criteria of a Gen-Z man, university student, and living in Jabodetabek and Bandung. From the interviews that have been conducted, there are five factors that influence a person to change the facial wash brand they use, these factors are price, sales promotion, word of mouth, alternatives, and product quality. Keywords: Brand switching, brand switching factor, facial wash product, Indonesia, male gen-
The Effect Of Social Media Marketing Towards Fomo Tendencies On Impulse Shopping Behavior On The Fashion Industry
No full textSocial media and its impact on consumers\u27 Fear of Missing Out and impulsive buying behavior have been extensively discussed by journals, but there are gaps in the literature that exist. Factors like social media marketing have a significant influence on FOMO tendencies that leads to impulse shopping behavior, according to previous research. This study aims examining the effect of social media marketing and how it influences the consumer FOMO tendencies on impulsive shopping behavior on fashion industry. This research employs a quantitative methodology, using an online survey technique. The respondents are 245 Indonesian citizen whose interest in fashion content advertisement. Analyzed by the PLS-SEM method using the SmartPLS application. This study\u27s findings reveal that social media marketing trigger someone’s FOMO, and that FOMO are affecting someone to make impulsive buying. By knowing the impact of social media marketing on FOMO, marketers can use social media marketing techniques as their marketing method. By exploiting the effects, marketing managers may optimize the benefits of impulse purchase. The findings can also assist managers in strategizing marketing strategies by including the identified impulse buying triggers. Keywords: Impulsive Shopping Behavior; Social Media Participation; Social Media Marketing, Fear of Missing Out, Fashion Industry
The Influence Of Behavioral Finance Towards Fintech Adoption On Small Medium Enterprises With The Case Study On Banjarmasin And Banjarbaru
No full textThe majority of the work force in Indonesia is employed by Small and Medium-Sized Enterprises (SMEs), which dominate the business landscape in Indonesia. Considering their enormous impact on the economy, SMEs face obstacles that inhibit their expansion. There are lot of barriers for SME to grow, both internally and externally. Lack of financial knowledge, lack of fincancial support, lack of consultant support, and others obstacles hinders SMEs growth and its enormous potential. One of the government\u27s solutions is creating numerous initiatives to promote the development of SMEs by enhancing their financial behavior and financial inclusion through the use of technology. Previous studies found that there are several factors that can affect someone\u27s intention to use mobile payment apps and the connection between behavioral finance and financial inclusion. A quantitative approach that included 164 respondents was conducted using convenience sampling technique and was analyzed by PLS-SEM. To conclude, this research in Banjarmasin and Banjarbaru cities found that stress and perceived ease of use positively affect perceived usefulness. Perceived usefulness, innovativeness and perceived trust, subjective normsinfluence intention to use. Intention to use has an impact on behavioral finance. Meanwhile, behavioral finance is not affecting financial inclusion. Behavioral Finance, Financial Inclusion, Intention to Use to fintech Keywords: Behavioral Finance, Financial Inclusion, Intention to Use to fintec
Relationship Between Marketing Mix Element And Customer Loyalty Towards Uncle Chen Resataurant
No full textThe city of Bandung is one of the cities that has become a culinary destination in Indonesia with a fast growing number of restaurants. The rapid development of the number of restaurants in the city of Bandung has made the competitive environment in several segments even tighter. Uncle Chen, a restaurant located in the city of Bandung which has noodles called bakmi as its main product, has been affected by that competitive environment. This study has the objective of identifying the relationship between the elements of the Marketing Mix and Consumer Loyalty. This study used a quantitative approach and collected data with an online survey to 230 Uncle Chen customers. The data that has been collected is processed using the PLS-SEM method. The study discovered that the elements of the Service Marketing Mix except Process have a significant positive relationship with Consumer Satisfaction and Consumer Satisfaction is also significantly positively related with Consumer Loyalty. The findings of this study provide recommendations to restaurant managers, to plan their marketing strategy based on Marketing Mix elements that have been identified as having a significant positive relationship with Consumer Loyalty Keywords: Marketing Mix, Customer Satisfaction, Customer Loyalty, Uncle Che
The Comparison Of Digital Technology Use During And After Covid-19 Pandemic In Food And Beverage Sector
No full textThe COVID-19 pandemic has made digital technology necessary, especially for small businesses in the food and beverage sector, who had to continue selling despite not being allowed to offer dine-in services due to government regulations in Indonesia. The use of digital technology was seen as a way for these businesses to survive during the pandemic. However, it is often the case that organizations only adopt digital technology as a response to a situation rather than out of a desire to innovate. This raises the question of whether digital technology will only be used as a temporary tool to help these businesses during the pandemic or if it will continue to be used after the pandemic is over.
The study uses a qualitative method with five samples of MSMEs, including Uncle Chen, Kopi Belakang, Karazza, Pecel Kediri, and Soto Madura. Data was collected through interviews, observations, and secondary data from the internet. The results show that digital technology, including E-Commerce, E-payment, Social Media, Digital Inventory System, and POS System, was effective in increasing sales during the pandemic and continues to be used by 80% of the businesses after the pandemic. The use of digital technology has helped MSMEs to record financial and inventory data. The study concludes that the use of digital technology has reached micro MSMEs, and some MSMEs continue to use digital technology after the pandemic, while others do not.
Keywords: Digital Technology, E-Commerce, E-payment/Digital Payment, Media Social, Digital Inventory System, POS Syste
Evaluation On The Effectiveness Of Internship: Case Study Of Block71 Yogyakarta
No full textAbstract. BLOCK71 Yogyakarta, one of the startup development institution facilities in Indonesia faced an intern confusion problem which includes job description ambiguity, whether or not they are doing a good job, a workload beyond what they anticipate, and such. After both the employer and the interns are interviewed, the company is known to not prepare any learning agenda for the internship program and mostly expects the interns to mostly learning by doing with limited guidance. The research is done through a qualitative method with three total interviews and observations directly in the BLOCK71 Yogyakarta office. The result indicates that BLOCK71 Yogyakarta is yet to be considered to have an effective internship system because of several factors such as flaws in each of the three internship processes: onboarding – on-the-job – internship closure. Thus, BLOCK71 Yogyakarta is suggested to add a designated internship learning agenda starting from the onboarding process, commit to improving the quality in each position, able to reveal the interns\u27 limitations while exposing them to the possibility of needed training, guide the interns related to their future career and adding exit interview along with feedback session as a closure process. Keywords: Internship Effectiveness, Startup Development Institution, Satisfaction on Effectiveness