Jurnal Ilmiah Ekonomi Islam
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Implementasi Etika Bisnis Islam Terhadap Usaha Mikro Pada Masa Pandemi Virus Sapi
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Fenomena virus yang melanda pada hewan ternak sapi menimbulkan kelangkaan daging di pasaran. Selain itu juga menimbulkan keragu-raguan para konsumen untuk membeli makanan yang asal bahannya dari daging. Tujuan penelitian ini untuk mengetahui efek jika penjual bakso atau rumah makan dalam produksi ataupun jual belinya menerapkan Etika Bisnis Islam dalam masa pandemic sapi yang baru-baru ini terjadi. Metode penelitian yang digunakan adalah deskriptif menggunakan studi literatur serta meresume hasil riset sebelumnya.
Penelitian ini menggunakan pendekatan penelitian kualitatif deskriptif dengan studi lapangan terhadap pelaku bisnis penjual bakso dan rumah makan di daerah Grati. Hasil penelitian menunjukkan bahwa strategi-strategi yang dilakukan dalam bisnis syari'ah Islam di bidang usaha mikro penjual bakso atau rumah makan pada masa pandemi sapi. Hasilnya menunjukkan bahwa para penjual bakso dan rumah makan di daerah grati telah menggunakan etika bisnis islam dalam proses produksinya, sehingga para penjual bakso dan rumah makan di daerah grati banyak yang tutup sementara, dikarenakan stok daging langkah dan harganya tinggi. Pelaku usaha telah memahami dan mengimplementasikan prinsip atau nilai-nilai Islam dengan berlandaskan kepada Al-Qur'an dan Hadits. Implementasi etika bisnis Islam ini meliputi lima aspek yaitu, Kesatuan (Tauhid/unity), (Keseimbangan Equilibrium/adil), (Kehendak Bebas/free will), (Tanggung Jawab/responsbility), dan (Kebenaran, Kejujuran/truth honesty).
Kata Kunci : Etika Bisnis Islam, Usaha Kecil, analisis deskripti
The Role of Knowledge as a Mediating Variable in the Effect of Promotion on Customers’ Purchase Decisions and its Review from the Islamic Economics Perspective (Evidence from the Customers of Surya Akbar Housing,Tanjung Barangan,Palembang,South Sumatra)
No full textThis study aims to analyze the effect of promotion on customers’ purchasing decisions through knowledge as the mediating variable and then deliver a review from the Islamic economics perspective. We used quantitative approach and afterwards conducted a discussion to review the results from the perspective of Islamic economics using a qualitative approach. The data collection technique utilized primary data by handed out questionnaires and interviewed customers of a housing project in Palembang city, South Sumatra, Indonesia. From the total population of 270 customers, we selected 115 respondents by using saturated sampling technique. The data analysis technique used classic assumption test, path analysis, and causal step to test the effect of mediating variable in the model. Data were being processed using SPSS version 2.1. The results of this study indicated that promotion has a positive and significant direct effect on purchasing decisions. Promotion also has a positive and significant effect on knowledge, whilst knowledge has a positive and significant effect on purchasing decisions, and was able to mediate the effect of Promotions on the Customers’ Purchase Decisions. In the final stage of the study, we conducted an interview to the developer company as well as the customers, in order to discuss the results of this study from the Islamic Economics Perspective. We discovered that the housing developer company has been running their business in accordance with the Islamic law, as for their customers, we found that they were already have sufficent knowledge regarding the products of the developer company
PENGELOLAAN HUTAN KEMASYARAKATAN DILIHAT DARI PERSPEKTIF ISLAM DI KAWASAN HUTAN SESAOT KABUPATEN LOMBOK BARAT.
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The aim of this studi was to analyze the ways and reasons for community forest managers utilizing forest resources from the perspective of Islamic economics and conservation as well as their welfare. The type of study is descriptive, the research approach is qualitative. This study was conducted in the Sesaot forest area of West Lombok Regency. The data collection techniques were observation and in-depth interviews. Determination of informants using purposive and snoball techniques. The stages of data analysis include reduction, data display and drawing conclusions. From a study on the utilization of forest resources, most of the farmers managing the Sesaot community forest have utilized forest resources in accordance with Islamic economic and conservation principles (al-intifa’, al-i’tibar and al-ishlah). Such farmer behavior is driven by the understanding the work is worship, by always looking after and caring for their plants to get maximum results. From a welfare study, most of the farming families are already prosperous, because they are able to meet their dharuriyyat and hajiyyat needs.Farmer families have also earned a good life (hayyatan tayyibah) as mentioned in the qur’an an-Nahl (16 : 97) and the are qana’ah even though the live insimplicity
Pengaruh Personal Branding Sumber Daya Insani Perbankan Syariah Terhadap Digitalisasi Banking di Era Industri 4.0
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This study aims to determine the relationship between personal branding of banking human resources and digitalization of banking in the era of the industrial revolution 4.0 at BSI KCP Perbaungan. Due to this era of digitalization, digital banking emerged which had an impact on reducing employees. Because this phenomenon will increase the market for high labor competition, this will support increasing personal branding to survive in today's digital era. The sample in this study was 30 people, including the saturated sample because the entire population was used as the sample. The analysis used is simple regression analysis. The results of the study show that there is a relationship between variables. Personal branding variables have an effect of 31.1% on Banking Digitalization. The remaining 68.9% is caused by other variables outside the variables not involved in this study. Based on the regression calculation, the tcount value for the personal branding variable is 3,557. this value is greater than the ttable value of 2.048. Because tcount > ttable, it can be concluded that there is a significant relationship between Personal branding and Digitalization banking at BSI Kcp Perbaungan. So by testing the hypothesis then H1 is accepted and H0 is rejected. Where it can be interpreted that there is an influence between the personal branding variable (X) on digitalization of banking at Bank BSI Kcp Perbaungan (Y)
Production of Biofir Bottled Drinking Water in UD. Sumber Mubarokah Sidoarjo Perspective of Islamic Economic System
Get PDFThe research conducted aims to determine the production process of BIOFIR bottled water in UD. Sumber Mubarokah Sidoarjois reviewed from the principles of Islamic production and the implementation of the Islamic economic system regarding the basic and instrumental values of Islamic economics. Research methods used in research conducted on UD. Sumber Mubarokah Sidoarjo uses a descriptive qualitative approach with a type of case study research on objects. The data collection techniques are through interviews with informants, both in person and online media, direct observation at the informant's place, documentation in the form of photos related to drinking water production business activities carried out by UD. Sumber Mubarokah Sidoarjo as complementary evidence in the research, and triangulation of the methods used by researchers to unearth the truth of business owner informants. The results of the research obtained in this study are the production process of BIOFIR bottled drinking water at UD. Sumber Mubarokah Sidoarjohas been quite good and meets the provisions of production in an Islamic manner. Other results show that islamic principles of production have been applied and the basic and instrumental values of Islamic economics have been applied to the factors of production.
Keywords: Production, Bottled Drinking Water and Islamic Economic System
Pengaruh Customer Experience dan Complaint Handling Terhadap Customer Satisfaction Pada Nasabah Yang Melakukan Transaksi di PT.Bank Sumut KCP Syariah HM Joni Medan
Get PDFThis study aims to determine the effect of customer experience and complaint handling on customer satisfaction in customers who make transactions at PT. Bank Sumut KCP Syariah HM Joni Medan. The methodology used is a quantitative approach. The sample in this study were all customers who made transactions at Bank Sumut KCP Syariah HM Joni Medan of 100 people. The data in this study were obtained by distributing questionnaires in the form of Google forms and testing data analysis using SPSS 25. The results showed that simultaneously all independent variables had an effect on the dependent variable, Simultaneous Test variables X1 and X2 had a significant effect on Customer Satisfaction (Y) this can be proven by the value of 24,040 > 3.090 meaning that F count is greater than F table (F count > F table). So it can be concluded that the variables X1 and X2 simultaneously have a significant effect on the dependent variable Y. Meanwhile, partially the effect of each variable X1 and X2 on Y has an effect, meaning that X1 can be proven by the value of T table 6.869 > 1.98, namely the calculated F value is greater than the value F table so that it can be concluded that there is a partial effect. Whereas X2 has no effect, this is evidenced by its significance value of 0.152 > 0.05 or the calculated T value with T table -1443 < 1.98 which is larger T table than T calculated and its significance value is also greater than the predetermined value of 0.05 so it can be concluded X2 has no partial effect. The results of the determination test for the R-squared value show a result of 0.331 or 33%, so the conclusion is that customer satisfaction at PT. Bank Sumut KCP Syariah HM Joni Medan is 33% influenced by Customer Experience (X1) and Complaint Handling (X2) on Customer Satisfaction (Y) while the remaining 67% is influenced by other variables outside the model in this study
Pengaruh Capital Adequacy Ratio (CAR) dan Non Performing Financing (NPF) Terhadap Return On Asset (ROA) Pada Studi Kasus Bank Syariah Indonesia KC. Rantau Prapat
Get PDFThis research is motivated by the internal and external factors of Bank Syariah Indonesia (BSI) Rantau Prapat, where bank management must be capable of capital resources and efforts to earn income from operational costs that have been properly spent, but there are still discrepancies in analyzing the financing that will be given to customers, so it will most likely affect Return On The assets of the bank itself. If the Return On Assets is greater, then the profit will also be higher for a bank, so that financial performance goes well. If financial performance is carried out well, then the bank can also be said to be healthy. The indicators used in this study are CAR and NPF as measured by ROA. This study uses a quantitative approach, the type of research used is associative. The data used in this study is secondary data obtained from the quarterly financial reports of Bank Syariah Indonesia (BSI) with a total sample of 20 data. The analytical method used in this study used SPSS version 23. The results showed that (1) CAR has a partially significant positive effect on ROA. (2) NPF has a partially significant positive effect on ROA (3) Simultaneously CAR and NPF have a significant positive effect on ROA
Maqashid Syariah Terhadap Keberlanjutan Kehidupan
No full textKeberlangsungan kehidupan atau sustainability menjadi trend dalam diskursus manajemen pada masa kini, terminologi memfokuskan kegiatan perusahaan yang sejalan dengan pelestarian lingkungan, penghindaran perilaku merusak, dan aktif menjaga kelestarian dan kesinambungan lingkungan. Faktor-faktor yang diidentifikasi merupakan substansi dari proses pengolahan sumber daya alam dianalisa lebih lanjut dan disintesakan dengan konteks Environmental, Social, and Governance (ESG). Identifikasi atas faktor tersebut tidak hanya mengenai aspek yang berhubungan langsung dengan aktivitas eksploitasi, terdapat sintesa atas aspek pendorong (niat) subjek utama yaitu manusia yang turut menggerakan aktifitas perusahaan yang tidak mengindahkan keberlangsungan kehidupan
Analisis Minat Muzakki Dalam Membayar Zakat Ditinjau Dari Kualitas Pelayanan dan Citra Lembaga
Get PDFThe purpose of this study is to determine and test the effect of service quality and institutional image on muzakki's interest in paying zakat. The quality of service and the image of the institution are important factors for zakat management institutions to continue to improve. If zakat management institutions have good service quality and image in the community, it will also indirectly encourage public interest in issuing zakat and can increase the receipt of zakat funds in zakat management institutions. This study used quantitative methods by providing questionnaires to 99 respondents who paid zakat through BAZNAS. The results of the study were processed using SPSS software version 22 which showed that the quality of service had a positive but not significant influence on muzakki's interest in paying zakat. Meanwhile, the image of the institution has a positive and significant influence on muzakki's interest in paying zakat
Analisis Perbandingan Kinerja Keuangan Perbankan sebelum dan sesudah melakukan proses Konversi (Study kasus pada Bank NTB Syariah)
No full textAfter experiencing a decrease in Net Profit of 35.81% in 2017, Bank NTB finally chose to make a Conversion, namely making changes to the system and business objectives being carried out so that it was proven that there was an increase in the amount of net profit received by Bank NTB even though the amount of net profit received was still below below the net profit received in 2015 and 2016. The purpose of this study is to compare the Financial Performance of Bank NTB before and after carrying out Conversion activities. The method used in this study is comparative using a quantitative approach which aims to compare the financial performance of Bank NTB before and after conversion. The sample in this study is five quarters before converting and after converting. While the ratio used in this study is the ratio of profitability, solvency, liquidity, and asset quality. The results of this study indicate that the ROA, BOPO, CAR, and FDR variables have no differences. Meanwhile, the ROE and NPL variables show that there is a significant difference after the conversion, Bank NTB Syariah has experienced an increase in income and a decrease in the amount of problem financing