Jurnal Ilmiah Ekonomi Islam
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KAJIAN TRADING SAHAM SYARIAH DI BURSA EFEK INDONESIA
Get PDFTujuan paper ini untuk mengetahui kajian tentang trading saham syariah di Bursa Efek Indonesia bagaimana pengenalan trading saham syariah dan pasar modal syariah. Mengetahui hukum dalam trading syariah hingga trading saham syariah, serta jenis trading saham yang bagaimana yang diharamkan dalam Islam sehingga trading saham syariah bisa dilakukan dikalangan muslim sehingga praktek maisir, gharar dan riba tidak terjadi.
Metode penelitian ini bersifat deskriptif analisis dilakukan untuk mencari data secara lengkap tentang karakteristik suatu keadaan atau gejala-gejala yang dapat mebantu memperkuat teori mengenai pasar modal syariah. Penelitian ini menggunakan pendekatan yurisdis normatif, yaitu penelitian hukun yang sepenuhnya menggunakan data sekunder dan analisisnya bersifat kualitatif. Pengumpulan data dilakukan dengan menggunakan teknik studi dokumen dan studi kepustakaan (library research).
Trading saham syariah dengan trading saham konvensional dalam membuka akun rekening saham syariah bisa dengan memilih sekuritas yang sudah Shariah Online Trading System (SOTS). Hukum trading saham syariah adalah mubah atau boleh asalkan sesuai dengan prinsip syariah dan merujuk sesuai Fatwa DSN-MUI No. 80/DSN-MUI/III/2011 tentang Penerapan Prinsip Syariah dalam Mekanisme Perdagangan Efek Bersifat Ekuitas di Pasar Reguler Bursa Efek
Looking into what makes Muslim millennial and generation Z want to use digital wallets in Banjarmasin
Get PDFDigital wallets are one of the solutions given by firms in the fintech industry to support cashless and non-card payments. However, research on digital wallets is still in shortage, and they are needed to continue the expansion of fintech in Indonesia. Even though it is relatively new in financial technology, the DANA digital wallet is already giving other forms of digital payment that have been around for some time a run for their money. DANA can successfully design and improve its various innovative features to attract potential customers in the future. This research aims to determine factors that motivate Muslim millennials and generation Z to use DANA digital wallets. Quantitative approaches are employed in this study through questionnaires for data collection and analysis using multiple regression. Muslim dana digital wallet users between the ages of 18 and 35 from the city of Banjarmasin served as the sample population for this analysis. Meanwhile, one hundred people participated in the study as the sample size. The findings revealed that the users' lifestyles primarily influence the adoption of digital wallets among Banjarmasin's Muslim millennials and generation z populations
Pemberdayaan Ekonomi Masyarakat Melalui Dewan Masjid Indonesia di Kabupaten Tasikmalaya
Get PDFMosques have an important role in empowering the people in the fields of education, social, and economy. This role involves the manager or organization that manages the mosque. The Indonesian Mosque Council (DMI) is an organization whose goal is to empower the community through the resources they have. The purpose of this study was to get an overview of the concept and implementation of community economic empowerment carried out by the Regional Management (PD) DMI Tasikmalaya Regency. This research was conducted through a qualitative approach. Data collection techniques were carried out through interviews and observations. The interview was conducted in three phases, namely the orientation phase, the work phase and the termination phase. The data analysis used in this research is qualitative research, namely research in which the data is expressed in verbal form and analyzed without using statistical techniques. The economic empowerment of the community through the Indonesian Mosque Council in Tasikmalaya Regency is very optimal. This can be proven from several programs implemented by PD DMI in Tasikmalaya Regency that have succeeded in boosting the economy of the mosque community, through economic digitization programs, economic institution development programs, and mosque economic empowerment programs
Analisis Perilaku Konsumen Muslim Dalam Belanja Melalui Shopee Saat Pandemi Covid-19 Berdasarkan Perspektif Islam
Get PDFThis study aims to investigate the behavior of Muslim consumers in shopping through Shopee before the Covid-19 pandemi, behavioral changes during and after the Covid-19 pandemic analyzed from Islamic perspective. The method in this study used a qualitative research method using the type of field research. This study shows that before the Covid-19 pandemi, the behavior of Muslim consumers of IRPSM and IRPSI was following the principles, ethics, and limits of Islamic consumption. They shop according to their needs and shop in sufficient quantities. However, during the Covid-19 pandemi, Muslim consumers experience a behavioural change. These changes can be seen in the emergence of new motives for choosing online shopping at Shopee which results in shopping not only based on needs but also because of desire. This has increased the amount of consumer spending that is considered not following Islamic principles, ethics, and consumption limits
Analisis Akad Pembiayaan Pemilikan Rumah Di Bank Syariah: Pendekatan Parameter Maslahah
Get PDFFinancing contracts in Islamic banks are identical with their loyalty to maslahah as the goal of Islamic law. However, with the increasing demand for financing that contains maslahah mursalah, a deeper analysis is needed to what extent the contract is consistent with the maslahah parameters. This study aims to investigate the mortgage financing contract (PPR) in Islamic banks from the perspective of maslahah. The method uses a qualitative approach by analyzing contracts in PPR. This study also uses a comparative approach by comparing the fatwas of national and international sharia boards. The results of the study indicate that PPR contracts in Islamic banks are generally in line with the maslahah principle parameters mentioned in the us-l al-fiqh sources, so they are not contradictory to the Al-Quran and Sunnah. In addition, comparative analysis shows that the bank is consistent with the decisions of the DSN and other sharia standard institutions
Pencerminan Gaya Kepemimpinan Transformasional Pimpinan Amal Usaha Muhammadiyah Bidang Ekonomi Syariah Di Ponorogo
Get PDFLeadership style can be interpreted as attitudes and actions taken by leaders in dealing with subordinates, regulating an organization's operational system, carrying out and overseeing policies and solving problems both internally and externally. Transformational leadership style is reflected in the indicators: charisma, individual considerations, intellectual stimulant, and inspirational. The values of transformational leadership of the Amal Usaha Muhammadiyah (AUM) influence the success of the Muhammadiyah organization at the branch, branch, regional, regional and central levels. The purpose of this study was to determine the reflection of the values of charisma, individual considerations, intellectual stimulants, and inspirational leadership of AUM in Ponorogo, and to find out the indicators of the most dominant transformational leadership style possessed by AUM leaders. advancing AUM. The research method uses primary data, the population of all residents of Mahammadiyah in Ponorogo, with the sampling technique of cluster sampling. Analytical tool with quantitative descriptive. The number of respondents involved 100 people. Research result is, AUM employees have the perception that AUM's leadership in Ponorogo reflects a high level of transformational leadership. Charisma, inspirational, intellectual stimulant and individual considerations which are the characteristics of transformational leadership. AUM's leadership has a high rating from AUM's employees, and, based on these results, it can be concluded that the leadership style of AUM leaders throughout Ponorogo when reflected in the transformational leadership style has a high reflectio
PENGARUH KOMPENSASI, MOTIVASI DAN BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN BANK SYARIAH “X†DI SURABAYA
Get PDFThe purpose of this research was to determine the effect of compensation, motivation and organizational culture on employee performance. The subject of this research is Bank Syariah “X†di Surabaya. Respondents or population in this research are all permanent employees in the office of Bank Syariah “X†in Surabaya totaling 194 employees. Respondents were more than 100 people, the researchers used purposive sampling in the sampling and obtained 65 employees as respondents and data collection tools used questionnaire analysis method used is multiple linear regression with SPSS. The results of this research indicate that compensation significantly influence employee performance, motivation significant effect on employee performance and organizational culture have a significant effect on employee performance
Keywords: Compensation, Employee Performance, Motivation, Organizational Culture
Analisis Penerapan Strategi Segmenting, Targeting dan Positioning Terhadap Tabungan Haji Pada Bank Tabungan Negara Syariah KC Bekasi
Get PDFThe purpose of this study is to analyze how the implementation of segmenting, targeting and positioning strategies for Hajj savings at the State Savings Bank Syariah KC Bekasi. This type of research is qualitative research using a phenomenological approach. The method used in data collection is primary data and secondary data with the methods of interview, observation, focus group discussion (FGD) and documentation. The results of this study indicate that the segmenting strategy applied to Tabungan Haji is geographic segmentation and demographic segmentation. The targeting strategy applied to Hajj Savings is using the Concentrated Market approach. The positioning strategy applied to Tabungan Haji is positioning products based on attributes, product users as well as price and quality. The obstacles faced include: (1) Lack of competent human resources (2) lack of public understanding (3) competition from other banks (4) external factors of the covid-19 pandemic. Solutions that can be done include: (1) conducting training for employees (2) conducting direct promotions to customers (3) utilizing technology (4) digitizing the application of the syste
Menapaki Jejak-Jejak Kemajuan Ekonomi Islam Pada Masa Dinasti Umayyah
Get PDFPenelitian ini bertujuan untuk menganalisis keberhasilan dari kebijakan pada era bani Umayyah. Metode penelitian dalam penelitian ini adalah kualitatif, sedangkan metode analisis dalam penelitian ini menggunakan analisis kualitatif deskriptif yaitu dengan menelaah sumber terkait kebijakan-kebijakan di era bani Umayyah. Hasil dari berbagai telaah literatur ini digunakan untuk mengidentifikasi penyebab keberhasilan dan kegagalan dari kebijakan pada era bani Umayyah. Hasil atau temuan dalam penelitian ini adalah bahwa keberhasilan kebijakan di era bani Ummayyah adalah kebijakan untuk fokus pada internal (tidak memperluas daerah kekuasaan), egaliter, penjagaan harta umat, efisiensi waktu dan tenaga, kecepatan penanganan urusan, penyederhanaan birokrasi, penyeleksian hakim, kepala daerah, dan pejabat, dan dialog persuasif dengan para pemberontak secara bijaksana. Namun disini kita akan memotret keberhasilan khususnya pada ranah ekonomi
MODEL PROGRAM STUDI ASURANSI SYARIAH FEBI UIN SU MEDAN DALAM MELAKUKAN PELAMPAUAN INDIKATOR KINERJA UTAMA
Get PDFThe purpose of this study is to establish a model that can reflect how the Main Performance Indicators are exceeded, so that they can become IKT documents (Additional Performance Indicators) specifically for the Islamic Insurance Study Program at FEBI UIN SU Medan. The material used in this study is the main performance indicators and additional performance indicators from several universities in Indonesia. Main Performance Indicators (IKU) are measurements obtained from organizational performance by calculating indicators in fulfilling performance, especially in certain targets and goals, while Additional Performance Indicators (IKT) are governance, governance and other cooperation indicators developed by universities and/or UPPS and research programs to go beyond SN-DIKTI. In this study, it limits KPI and IKT in Education, Research and Service. The approach method used in this research is a descriptive qualitative method, which is a method for seeking information related to research subjects through interviews with stakeholders. The objects of this research are FEBI Managers of UIN SU Medan, namely leaders and lecturers who have the additional task load of managing FEBI UIN SU Medan, FEBI Students of UIN SU Medan in this case Sharia Insurance students and stakeholders, namely parties related to FEBI UIN SU Medan and have certain competencies, especially in terms of determining performance appraisal. The results of this study are that the Islamic Insurance Study Program has exceeded the determination of the Key Performance Indicators issued by SN-Dikti. In determining the Additional Performance Indicators for the Islamic Insurance Study Program, it is adjusted to the Strategic Plan (Renstra) of the Study Program derived through the Strategic Plan of UIN North Sumatra Medan and the Faculty of Islamic Economics and Business, UIN North Sumatra Medan. The Islamic Insurance Study Program sets educational standards to make license certificates (profession) from Financial Institutions such as Insurance a requirement for student graduation, on research standards that lecturer and student research refer to research themes set by the study program and community service standards that lecturers and students collaborate in carrying out PKM by adjusting the community service theme that has been set by the study program. So in determining the IKT, the Sharia Insurance study program has exceeded