Jurnal Ilmiah Ekonomi Islam
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Prinsip Pengelolaan Dana Desa Terhadap Pertumbuhan Ekonomi Untuk Meningkatkan Kesejahteraan Masyarakat Ditinjau Dari Perspektif Ekonomi Syariah (Studi Kasus Desa Parean Girang Kec. Kandanghaur Kab. Indramayu)
Get PDFThis research was backgrounded by the number of poor people in Parean Girang Village, Kandanghaur District, Indramayu Regency. As we know that poverty is one of the indicators to measure the level of public welfare. The purpose of this study is to determine the principles of management and villages towards economic growth to improve welfare in terms of the Islamic economic perspective. The research method used is quantitative research. Based on the results of research and discussion, it is known that the value of R2 is 0.569. This value comes from the deferment of the value of the correlation coefficient (R), which is 0.755 x 0.755 = 0.569. It is known that the value of the Coefficient of determination is 0.569 or 57%. This means that the variables Adl (X1), Transparency (X2), Ma'ad (X3) affect the variables Public Welfare (Y) by 57%. then it can be summed up as follows; variable 'adl (X1) has no positive and significant effect on community welfare (Y), transparency variable (X2) has a positive and significant effect on community welfare (Y), ma'ad variable (X3) has a positive and significant effect on community welfare (Y), transparency variable (X2) and ma'ad variable (X3) simultaneously or together have a positive and significant effect on community welfare (Y ). While the rest is influenced by other variables outside this regression equation
Pengaruh Harga Komoditas Pertambangan Dunia Terhadap Indeks Saham Syariah Indonesia
Get PDFThis research is using secondary data obtained from trusted global-scale sites. The data is collected from 2015 to 2023 and this research is using monthly time frame. This study uses multiple regression analysis method with 7 (seven) variables, 6 variables X and 1 variable Y. This study was conducted to determine the partial and simultaneous effect of Crude Oil, Silver, Coal, Cobalt, Steel, Nickel variables on ISSI. The results of this study indicate that the variables that have an effect on ISSI are Crude Oil, Silver and Steel variables and the variables that have no effect on ISSI are Coal. Cobalt, Nickel. This is evidenced by the results of the acquisition of each influential variable is Crude Oil (3.204 > 0.677), Silver (-1.146 0.677), and the variable that has no effect is Coal (0.291 -0.677)
Dampak Kewirausahaan terhadap Pembangunan Manusia di Negara-Negara Islam
Get PDFThe purpose of this paper is to investigate the roles of entrepreneurship on human development in Islamic countries. In order to achieve the study objective, the econometric strategy has been used. The analysis technique is done using Fixed Effect (FE) and Random Effect (RE) estimation from the data panels of the OIC countries in the period 2006-2020. The estimation results show that entrepreneurship and access to finance have positive impact on human development. This study uses samples based on data availability. Therefore, further research is expected to be able to find other proxies from entrepreneurship with more data. In addition, research on entrepreneurship should be classified based on the level of economic development, because there are indicated differences in entrepreneurial characteristics at each level of economic development
The Relevance and Contribution of Al Ghazali's Thought in Islamic Business Ethics: An Overview
No full textEthics in business, can be interpreted by learning about the difference between good and right with bad and wrong in the business environment based on moral values added to halal rules and then haram, then Islam interprets business ethics as a collection of ethical attitudes and behaviors of business that are based on religious teachings by prioritizing halal and haram first. General provisions in thinking, especially business ethics according to Islam which is a science contained in the Qur'an and Al Hadith, which needs to be used as the main reference by all Islamic business actors so that in carrying out activities not only oriented to get world prosperity but also obtain prosperity hereafter. Al Ghazali has conveyed the basic principles in an effort to obtain worldly wealth as well as the Hereafter, namely with the instructions he gave on how to behave in business, basically adapted to the guidance of Islamic teachings both the Qur'an and As Sunnah or Al Hadith
Implementation Of Agreements In Multi Level Marketing (Mlm) Business Schemes Based On Sharia Principles
Get PDFScholars have different opinions regarding MLM business schemes, some forbid and some for conditional permissibility. As for the juhur of contemporary scholars, many of them forbid it. However, the DSN-MUI through Fatwa Number 75 of 2009 allows MLM business schemes on condition that the implementation of a contract is in accordance with sharia principles. Therefore, this study will analyze the implementation of the contract in the MLM business scheme. This research includes sharia economic law research using a descriptive method of literature with a normative juridical approach using secondary data in the form of DSN-MUI Fatwas. This type of research is qualitative research with data analysis techniques, namely data reduction, data presentation and conclusions. The results of this study reveal that based on the substance of the DSN-MUI Fatwa Number 75 of 2009, MLM business schemes can use several contracts, namely murabaha, wakalah bi al-ujrah, ju'alah, ijarah and other contracts determined by DSN-MUI according to sharia principles, one of them is the Samsarah contract. However, the contract that is widely used in MLM business schemes is the ju'alah contract. Meanwhile, if you look at the MLM business scheme, which contains elements of intermediary services, services for selling products and recruiting new members which are part of the achievements that must be completed, then the appropriate contract is a hybrid contract between a samsarah contract and a ju'alah contract
Niat Berwakaf Masyarakat Tarakan: Persepsi, Akses Terhadap Informasi Dan Pemahaman Norma Agama
Get PDFThe endowment is a significant religious practice and contributes to sustainable development. The community possesses a good understanding of religious norms related to the endowment, which involves genuine intentions, adherence to Sharia, and transparency. However, information about endowment in Tarakan City is limited, making it difficult to access details about endowment activities. Furthermore, the comprehension of religious norms and education about the benefits of endowment still need improvement. This study aims to analyze the influence of perception issues, access to information, and religious norms on the intention to endow in Tarakan City. The method employed in this research is quantitative, encompassing the entire population of Tarakan City, which, according to the Central Statistics Agency (BPS), amounts to 244,185 people. The sample for this study uses a purposive sampling technique with the Slovin formula, resulting in a sample size of 100 individuals. The data analysis technique in this research employs Structural Equation Modeling-Partial Least Squares (SEM-PLS) using the statistical software SmartPLS. The findings of this study indicate that Perception significantly influences the Intention to Endow due to the positive perception of endowment as a beneficial contribution to others or society at large, resulting in a stronger intention to engage in endowment actions. Access to Information, however, does not significantly affect the Intention to Endow, as the message might not be effectively conveyed or fail to capture the community's attention, potentially failing to trigger the formation of endowment intentions. Understanding of Religious Norms significantly influences the Intention to Endow, as endowment actions align with the practice of religious principles, and these norms can be a powerful driver in forming endowment intentions
Pengaruh Litersi Keuangan Dan Literasi Digital Terhadap Keberlanjutan Bisnis Pelaku Umkm Berbasis Syariah
Get PDFUMKM merupakan salah satu pondasi untuk pertumbuhan perekonomian suatu negara. Sehingga perlu dilakukan untuk mempertahankan bisnis yang dijalankan oleh UMKM. Tujuan penelitian ini sendiri adalah untuk menguji pengaruh literasi keuangan dan literasi digital terhadap keberlanjutan bisnis UMKM. Keberlanjutan Bisnis yang sangat penting untuk UMKM agar bisnis yang dijalankan terus berjalan dan berkembang, konsep berkenlanjutan dimana sebuah usaha tetap ada atau berjalan pada masa yang akan mendatang dapat diukur melalui pertumbuhan keuangan, pertumbuhan dari strategi dan pertumbuhan struktural UMKM. Untuk Literasi Keuangan di ukur melalui indikator perencanaanm analisis, dan kontrol keuangan, pembukuan, pemahaman akan sumber pendanaan serta terminologi bisnis. Sedangkan untuk literasi digital diukur melalui beberap indikator seperti informasi dan literasi data, komunikasi dan kolaborasi, keamanan, dan kemampuan menggunakan teknologi yang ada saat ini. Pengumpulan data didalam penelitian ini menggunakan kuesioner yang disebarkan menggunakan google form. Sampel yang mengisi kuesioner dalam penelitian ini berjumlah 100 Pemilik dan Pengelola UMKM. Analisis yang digunakan dalam penelitian ini. Sektor yang mendominasi adalah sektor Perdagangan, manufaktur, dan jasa. Analisis data menggunakan Model persamaan struktural berbasis partial least square. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan antara literasi keuangan terhadap keberlanjutan UMKM dan literasi digital memiliki pengaruh terhadap keberlanjutan bisnis UMKM berbasis Syariah. Temuan dari penelitian ini ialah bahwa dengan pemahaman literasi keuangan dan literasi digital yang baik diharapkan pemilik ataupun pengelola UMKM akan mampu membuat keputusan keuangan, manajemen yang tepat dan mampu bersaing dengan bisnis-bisnis lain untuk keberlanjutan bisnis yang dijalankan
Peranan Mediasi Inovasi: Pengaruh Orientasi Kewirausahaan, Teknologi, Intensitas Persaingan Terhadap Kinerja Perempuan Muslim Pada UMKM Hasil Olah Melinjo di Menes Banten
Get PDFThis study analyzes the role of mediation of innovation in the influence of entrepreneurial orientation, technological orientation and intensity of competition on the performance of MSMEs by Muslim women who cultivate melinjo in the village of Menes Pandeglang, Banten. This research uses quantitative methods and statistical analysis tools in the form of smartpls 4.0. This study used a sampling technique in the form of quota sampling as many as 62 female entrepreneurs who processed melinjo. The results of this study found that there was an influence of entrepreneurial orientation and technology on innovation but different results on the intensity of competition. Other results explain that the influence of entrepreneurial orientation and innovation on performance but technology orientation and competition intensity have no effect on performance. The role of mediation has an effect on entrepreneurial orientation and technology on performance but has no effect on the intensity of competition. This research focuses on the role of women in improving the performance of MSMEs processed melinjo. In addition, the focus of this research is on the village of Menes, which is one of the villages in Pandegelang, Banten. The novelty in this study is that apart from the object of research, it is also a research model that has never been studied before
Pengaruh Literasi Keuangan Syariah dan Inklusi Keuangan Syariah Digital Pada Sektor Pertanian
Get PDFThe agricultural sector remains one of the main pillars in supporting food security and economic growth in many countries. However, access to financial services in the agricultural sector is relatively low. One of the main factors causing problems in the agricultural sector is the low level of financial literacy and inclusion. The aim of this study is to analyze what factors influence the level of financial literacy and inclusion in the agricultural sector. This study is a descriptive qualitative study with a library research method, namely reviewing and re-analyzing previous research related to financial literacy and inclusion in the agricultural sector. From the results of the analysis, it was found that the factors inhibiting sharia financial literacy and inclusion in the agricultural sector were the level of education, access to sharia financial institutions in rural areas, and low public awareness. The factors in this study are still limited, so it is hoped that there will be more extensive development in further research
Analisis Pengaruh Kualitas Layanan Elektronik, Kepercayaan Pelanggan Muslim, Kepuasan Pelanggan, dan Niat Mengunjungi Website Kembali Terhadap Minat Pembelian Ulang Pada Customer Shopee di Kota Semarang
Get PDFPerubahan gaya hidup masyarakat yang awalnya berbelanja secara offline menimbulkan peningkatan pasar online secara signifikan karena banyaknya masyarakat yang berbelaja secara online atau online shopping, dengan adanya online shop sangat membantu masyarakat dalam memenuhi kebutuhan, apalagi kini banyak inovasi dari online shop seperti yang sekarang ini juga berkembang dengan yang namanya e-commerce dan marketplace.Tujuan dari penelitian ini adalah untuk menganalisis pengaruh kualitas layanan elektronik, kepercayaan pelanggan, kepuasan pelanggan, dan niat menungjungi website kembalu terhadap minat pembelian ulang pada customer shopee di Kota Semarang. Penelitian ini menggunakan landasan teori Stimulus-Response (S-R) behaviorisme, Teori E-commerce, Teori Perilaku Konsumen. Adapun teknik analisis data yang digunakan dalam penelitian ini menggunakan sampel sebanyak 100 dan dianalisis menggunakan alat analisis SEM (Structual Equation Modeling). Hasil penelitian ini menunjukan bahwa Kualitas Layanan Elektronik berpengaruh positif terhadap kepercayaan pelanggan, kepuasan pelanggan. Kepercayaan pelanggan berpengaruh positif terhadap niat mengunjungi website kembali dan minat pembelian ulang, kepuasan pelanggan berpengaruh terhadap minat pembelian ulang, dan niat mengunjungi website kembali berpengaruh positif terhadap minat pembelian ulang