Jurnal Ilmiah Ekonomi Islam
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Flexing: Fenomena Perilaku Konsumen dalam Perspektif Islam
Get PDFFlexing or show off behavior is one part in the discourse of consumer behavior theory. In 1899, Veblen wrote a book entitled The Theory of Leisure Class which discussed the conspicuous consumption which has similarities to flexing that occurs today. The flexing phenomenon which has recently become an interesting topic of discussion among the society, inseparable from the role of social media which is very influential on people's perceptions and opinions. Moreover, flexing is then associated with fraud and lies. The purpose of this study is to analyze the factors that cause flexing and how this behavior is viewed from the perspective of Islamic consumer behavior theory. The method used is a qualitative research methodology library research with a content analysis approach. The results of this study that there are five factors that cause flexing, namely to increase self-esteem or self-image, getting a spouse from a certain class, as a means of marketing signal, the environment and personality of flexing character and lack of empathy for others. Flexing is also considered not in accordance with the behavior of Islamic consumers because it is contrary to the principles, norms and ethics of consumption and also contrary to the arguments both from the Al Quran and from the hadith of the Prophet Muhamma
Analisis Faktor-Faktor Yang Mempengaruhi Fungsi Intermediasi Serta Dampaknya Terhadap Kinerja Keuangan BUS Di Indonesia
Get PDFThe current problem is a decline in the intermediation function of Islamic commercial banks (BUS), which is reflected in the FDR ratio. The purpose of this study is to determine the factors that affect the intermediation function of tangible assets and intangible assets that exist in the BUS and how the impact on the financial performance of the BUS. The study was conducted on 8 BUS. This research method uses path analysis with trimming model. The results of the study state that partially TPF, NPF, CAR have an effect on FDR, partially there is no significant effect between BOPO and iB-VAICTM on FDR. Partially there is a significant effect between TPF, NPF, CAR, iB-VAICTM and FDR on ROA and partially there is no significant effect between BOPO on ROA. Simultaneously there is the influence of TPF, NPF, CAR, BOPO, and iB-VAICTM there is an intermediation function proxied by FDR and simultaneously there is the effect of TPF, NPF, CAR, BOPO, iB-VAICTM and FDR on the financial performance of Islamic commercial banks proxied with ROA. This study is expected to be used as an evaluation material for the decline in the intermediation function in the BUS. BUS is expected to optimize the promotion of services/products, in order to increase public inclusion of Islamic banks and also increase the capacity of human resources in banking (intangible assets), conduct call center training, and recruit quality human resource
MASLAHAH IN GREEN WAQF PLANTING TAMANU TREES WITH MAQASHID AL-SHARIA APPROACH
Get PDFMaqashid al-sharia is one of the crucial pillars in developing and improving the Islamic financial system. Facing the current issue of climate change requires extensive green financing and increasing the need for green financing, which has similar principles to Islamic financial instruments. Last year, the green waqf movement was started, which uses waqf assets to support the achievement of ecological balance and sustainability while providing social and economic impacts for the community. The author intends to conduct maslahah research in green waqf through the maqashid al-sharia approach, including discussing green waqf based on the scheme and the impact to be produced. The methods used are library research and descriptive analysis, with secondary data sourced from books, research papers, conference papers, academic studies, case studies, press releases, and articles accessible in various research libraries and e-databases. Using the maqashid framework, green waqf is known to contain benefits because it is an economic activity that prioritizes the maintenance of religion, soul, mind, descendants, and property. In addition, it can overcome the challenge of environmental damage affecting climate change, be one of the solutions to answer the challenges of the energy crisis, and support sustainable development goals
PENGARUH ENERGI TERBARUKAN, EMISI KARBON, DAN FOREIGN DIRECT INVESTMENT TERHADAP PERTUMBUHAN EKONOMI NEGARA ANGGOTA OKI
Get PDFClimate change is currently an important topic to talk about. Member countries of the Organization of Islamic Cooperation are one of the regions of the country that are vulnerable to climate change due to high exposure and low adaptive capacity. This study aims to determine the effect of renewable energy, carbon emissions, and FDI on economic growth for two groups of low-income and middle-income OIC countries. Data is obtained from the World Development Indicators for the period 2000-2015. This study uses panel data analysis techniques. The result show that simultaneously renewable energy, carbon emissions and FDI have a significant effect on economic growth for both group. Partially for both group, the empirical study found that renewable energy had a significant negative effect on economic growth. Carbon emissions have a significant positive effect on economic growth, while FDI only has a significant effect for the middle-income group of OIC countries. This finding can be a suggestion for the OIC to continue encouraging the energy transition while taking into account the economic conditions of these countries
Performance of Sharia Mutual Funds Based on Stock Selection Skill and Market Timing Ability in Indonesia
Get PDFThe objective of this study is to examine how stock selection and market timing knowledge affect the performance of Islamic mutual funds registered with the Financial Services Authority. The selected sample was 73 (Seventy-three) mixed Islamic mutual funds, money market, fixed income, and stocks in Indonesia during the period of December 2016 to December 2021 which were selected using the purposive sampling method. This study is calculated as a quantitative group with the analysis equipment used is a multiple regession of panel information. The findings show whether knowledge of market timing and stock selection have a favorable impact on mutual fund performance
Do Capital Structure, Retakaful, and Loss Ratio affect to Syariah Insurance Liquidity?
Get PDFSyariah Insurance has an important role in mitigating the risk of Islamic banking so that Islamic banks can quickly recover from the problems they face, while Islamic banking facilitates Islamic insurance in its transactions so that it is more accessible to the public. This paper aims to dig deeper into the influence of capital structure, retakaful, and loss ratio on the liquidity ratio of Islamic insurance. Using panel data from 24 companies from 2013 to 2019, this study uses the Hausman test to distinguish between fixed and random effects. The Cash Ratio is used as a proxy for the liquidity ratio. The sample of sharia insurance companies is from OIC countries such as Indonesia, Malaysia, UAE, Pakistan, Bangladesh. Our findings reveal that statistically there is a significant influence between capital structure, retakaful, and the loss ratio on the liquidity ratio. Partially, capital structure has a negative effect, while retakaful and loss ratios have no effect on sharia insurance liquidity in OIC member countrie
Opportunities for Financial Inclusion of Islamic banking in the City of Bima, West Nusa Tenggara
Get PDFThe development of Islamic banking is increasingly recognized and plays a major role in the economy of the Indonesian people, especially the Muslim community. Even so, there is still a public perception that considers Islamic banking to be the same as conventional banking and considers it easy to access conventional banks in Islamic banking, this shows that Islamic banking financial literacy and inclusion of Islamic banking is still minimal among the public.
This study aims to analyze the Opportunities for Financial Inclusion of Islamic Banking in the City of Bima, West Nusa Tenggara Province. The data collection method uses a non-probability sampling technique using a questionnaire. This study used the method of binary logistic regression analysis with the variables used namely gender, age, education and type of work of the respondents. The results show that there is a significant partial effect of the age variable of 0.02, the type of work variable is sig. 0.01, the education variable is 0.05, while gender does not significantly influence the opportunities for Islamic banking financial inclusion with a sig value of 0.347. Effective outreach needs to be emphasized on the introduction of the advantages of Islamic banking in addition to the products and services they have. This is in order to overcome doubts among the public and to increase public confidence in Islamic banking, it is necessary to increase the number of accesses to Islamic banking services.
Keywords: Islamic Banking, Financial Literacy, Financial Inclusion Syariah banking
Hukum Pengambilan Untung Dari Dana Wakaf di Lembaga Bantuan Sosial (Studi Kasus di Yayasan Human Initiative)
Get PDFWaqf cash which is collected and managed by the Human Initiative foundation, places more emphasis on cluster empowerment to improve the quality of life of the beneficiaries of the program called the Initiative for Empowerment and facilitates the community through empowerment and using all the potential the foundation has to overcome their problems. The research conducted by obtaining data goes directly to the field or field research. Meanwhile, the information is used in a qualitative approach when viewed from the data. In Law No. 41 of 2004, the net return from the management and development of waqf assets is approximately 10%. However, the programs raised by the Human Initiative are waqf programs whose benefits are received directly by mauquf 'alaih. This is different from the notion of productive waqf described previously. In essence, the characteristics of the waqf program in the Human Initiative are direct waqf because of the collection of funds from the public for the designation of waqf whose objects are not movable. Then the Human Initiative does not receive returns on the management of waqf assets or zero (0%) because the waqf managed by the Human Initiative is an immovable property waqf or consumptive waqf whose benefits are directly felt by the community/social virtues
PERAN WIRAUSAHA BERJAMAAH DAN INDIVIDU BERKARAKTER DALAM PENGUATAN INDUSTRI HALAL DI INDONESIA
Get PDFThis research is motivated by the growth of the halal industry which is increasing every year. This study discusses the presence of innovation in entrepreneurial activities in general, namely congregational entrepreneurship. The presence of a congregational entrepreneurial community run by individuals with character is expected to be able to provide new breakthroughs for existing business structures in Indonesia. The author uses library research methods and field research in conducting this research. The results of this study explain that the presence of a congregated entrepreneurial community has quite an influential impact on the Indonesian economy, especially in strengthening the halal industrial sector, because one of the goals of forming an entrepreneurial community is to increase the number of entrepreneurs in Indonesia. The presence of the congregational entrepreneurial community also makes it a means for entrepreneurs and prospective entrepreneurs to get convenience in running their business, both in terms of knowledge, experience and materials
PENGARUH SUKUK KORPORASI DAN REKSA DANA SYARIAH TERHADAP STRUKTUR PEREKONOMIAN INDONESIA
Get PDFThis study uses secondary data obtained from various trusted sites, the data collected for this study is from 2010 to 2021 and this data uses an annual time frame. This study uses multiple regression analysis method with 2 (two) variables X and 1 (one) variable Y. This study was conducted to determine how the influence partially and simultaneously between each variable (Corporate Sukuk and Sharia Mutual Funds). The results of this study indicate that the Corporate Sukuk variable has a significant effect on the Economic Structure and the Sharia Mutual Fund variable has no significant effect on the Economic Structure. This can be proven by the results of the t count of each variable obtained by t count > t table (2.774> 0.7027) and the value of sig (0.868 > 0.05) for Sharia Mutual Funds