Jurnal Ilmiah Ekonomi Islam
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Islam dan Ekonomi, Islamisasi Ilmu Ekonomi
Get PDFIslam and Economy: Towards the Islamization of Economic Knowledge offers a profound understanding of Islam's contributions to forming a more inclusive and sustainable economic paradigm. The discussion on Islam and economics, as well as the movement towards the Islamization of economic knowledge, is essential to understand in the context of realizing the vision of justice and social welfare mandated by Islamic teachings. This research method is descriptive and analytical, focusing on the collection of secondary data from various relevant literature sources. The analysis employs qualitative methods by interpreting and summarizing information from various sources to draw conclusions. The results indicate that the understanding and application of Islamic economic principles are becoming increasingly relevant. Islam, as a comprehensive religion and way of life, offers a unique and sustainable perspective on economics that encompasses not only material aspects but also moral and spiritual dimensions. The Islamization of economic knowledge is an effort to develop an economic system that reflects Islamic values. This involves not just the application of Sharia law but also building a foundation for an economy that is fair, ethical, and sustainable. The process of Islamization occurs gradually, beginning with an in-depth study of the discipline of knowledge that is the subject of Islamization. This involves a thorough analysis of the worldview, philosophy, and underlying values of the discipline. The next step is to eliminate elements that do not align with Islamic teachings and integrate those that do
Studi Implementasi dan Analisis SWOT Kepatuhan Syariah di Multazam Hotel Solo
Get PDFThe implementation of sharia compliance results in obstacles that must be faced by management in the sharia hotel business. So far, sharia hotel management strategies in facing obstacles to the implementation of sharia compliance have not been studied much, the majority of studies that have been conducted have been to examine business strategies with the aim of profitability. The urgency of this research is to fill the gap in the literature on implementation case studies and SWOT analysis of sharia compliance in the hotel business. Implementing sharia compliance is the essence of sharia hotel operations, which is a differentiating factor from conventional hotels and is more important than profitability goals. The aim of this research is to determine the implementation of sharia compliance and the SWOT strategy for sharia compliance by conducting a case study analysis at the Multazam Syariah Hotel. Data analysis on the implementation of sharia compliance was carried out using an exploratory qualitative approach, while the sharia compliance strategy was carried out using SWOT analysis. The research results show that Multazam Syariah Hotel has implemented sharia compliance in the Human Resources (HR), Facilities and Business aspects, but there are several parts that need to be strengthened. SWOT analysis shows points of strength (such as: Sharia Brand Image and halal certification for food and beverage product management); weaknesses (such as: Not yet having a sharia supervisor and compatibility of facilities with sharia); opportunities (such as: The hotel environment is around Islamic educational institutions and the majority of guests are Muslim); as well as challenges (such as: Illegal couple guests and lack of public knowledge about sharia hotels)
Pengaruh Struktur modal, free cash flow dan profitabilitas terhadap manajemen laba pada perbankan syariah yang terdaftar di bursa efek Indonesia periode 2020-2021
Get PDFThe aim of this research is to analyze the influence of capital structure, free cash flow and profitability on earnings management. This research is associative quantitative research which aims to determine the relationship between two or more variables, looking for roles, influences and causal relationships, namely between the independent variable and the dependent variable. The object of this research is sharia banking listed on the Indonesian stock exchange in 2020-2023, consisting of Bank Syariah Indonesia, Bank Aladin Syariah, BTPN Syariah and Panin Dubai Syariah. The analytical method used is multiple linear regression analysis models. The results of this research show that capital structure (DER) partially has a significant negative effect on earnings management with a significance value o
Analisis Struktur Modal Bank Syariah di Indonesia Menggunakan Non Performing Financing Sebagai Variabel Moderasi
Get PDFCapital structure is crucial in the financial management of Islamic banks, which operate under sharia principles. Since the practice of optimal capital structure can ensure the quality of bank operations, it is very important to analyze capital structure issues. This research aims to analyze the variables that determine the capital structure of Islamic bank with Non Performing Financing (NPF) as a moderating variable using the Trade Off Theory and Pecking Order Theory approaches. A quantitative method was used, analyzing panel data from the quarterly financial statement of 12 Indonesia Islamic banks form 2001-2003, using Eviews-12 software. The independent variables include bank size, profitability, Financing to Deposit Ratio (FDR), and asset growth, while the dependent variable is the Debt to Equity Ratio (DER). The study results imply that according to Trade Off Theory, Islamic bank in Indonesia balance the tax benefits of debt against bankruptcy costs. Related to Pecking Order Theory, Islamic banks in Indonesia are more likely to follow the order of funding preference, using internal funds first, then debt, and finally equity issuance. NPF as moderating variable, does not moderate all variables affecting capital structure
Analisis Literasi Keuangan Syariah: Studi Kasus Pegadaian Syariah Di Kabupaten Bogor
Get PDFThe purpose of this study is to examine Islamic financial literacy among Pegadaian Syariah employees in Bogor and highlight the important role of adequate knowledge in implementing Islamic financial principles.. The findings suggest that while employees generally possess a solid understanding of fundamental Islamic financial literacy concepts—such as definitions, principles, and Sharia-compliant products—challenges remain in practice. These challenges include insufficient training and limited access to informational resources. Moreover, awareness of the importance of Islamic financial literacy in enhancing service quality and customer satisfaction is still lacking. The study recommends improving training programs and providing more comprehensive informational resources to help employees deliver services that better align with Sharia principles. In conclusion, this research emphasizes the need to enhance both the understanding and application of Islamic financial literacy among employees to support the growth of Pegadaian Syariah and build greater public trust in Islamic financial products
Going Concern Bisnis Berdasarkan Perspektif Maqashid Syari’ah (Studi Di PT. Lentera Jaya Madina)
Get PDFThis research aims to analyze business sustainability (going concern) in dealing with organizational problems from a maqashid sharia perspective. The object of this research is PT. Lentera Jaya Madina in Surabaya City. This research uses a qualitative approach. The data collection process was carried out through in-depth interviews, observation and document study. Interviews were conducted with several informants. Document studies were carried out to see evidence of continuous improvements made by management in financial reports, observations were made on the implementation of sustainability programs in the company.
The analysis results show that PT. Lentera Jaya Madina has overhauled regulations and culture and produced 10 values ​​as a form of organizational sustainability. Based on Hifdzud Din's perspective, it is contained in the amaliyah value of worship which is implemented through the obligation to pray in congregation, regular recitation of the Koran and recitation of the Qur'an. Hifdzul Aql is contained in the value of integrity which is implemented by increasing employee capacity. Hifdzun Nasl contained in the synergy value which is implemented by implementing the program family gathering and assistance in finding a soul mate. Hifdzun Nafs contained in the values ​​of responsibility and Akhlaqul Karimah. Hifdzul Mal is contained in the values ​​of compensation, trustworthiness, honesty, morality, service and integrity
FAKTOR – FAKTOR YANG MEMPENGARUHI MINAT MUZZAKI DALAM PEMBAYARAN ZAKAT ONLINE PADA LAZNAS DJALALUDDIN PANE FOUNDATION ( DPF ) KOTA MEDAN
Get PDFThis research aims to analyze the factors that influence muzzaki's interest in paying zakat online at LAZNAS Djalaluddin Pane Foundation (DPF) Medan City. In this research, this research uses a trust transparency variable approach to muzakki's interest. The sample selection method in this study used a saturated sampling technique where the sample in this study consisted of 20 muzzaki at LAZNAS Djalaluddin Pane Foundation (DPF) Medan City. The research results show that the transparency variable partially has a positive effect on muzzaki's interest in paying zakat online at LAZNAS Djalaluddin Pane Foundation (DPF) Medan City with a significance of 0.003, which is below the criterion figure of 0.05. The trust variable partially has a positive effect on muzzaki's interest in paying zakat online at LAZNAS Djalaluddin Pane Foundation (DPF) Medan City with a significance of 0.002, which is below the criterion figure of 0.05. The variables transparency and trust simultaneously have a positive effect on muzzaki's interest in paying zakat online at LAZNAS Djalaluddin Pane Foundation (DPF) Medan Cit
Dampak Konflik Israel-Palestina terhadap Niat Beralih (Switching Intention) pada Pembelian Konsumen: Pendekatan Push-Pull-Mooring
Get PDFThe Israel-Palestine conflict has sparked a boycott movement against Israeli products in Indonesia, particularly among pro-Palestinian consumers. This study aims to analyze the impact of push, pull, mooring, and sentiment variables on consumers' switching intention. The research employs the Push-Pull-Mooring (PPM) model approach. Data were collected through questionnaires using a simple random sampling technique and analyzed using Partial Least Square Structural Equation Modelling (PLS-SEM). The results indicate that push and pull factors increase consumers' switching intention, while mooring factors decrease it. Additionally, consumer sentiment towards the Israel-Palestine conflict significantly influences switching intention, both directly and as a moderator. This study contributes by integrating sentiment variables into the PPM theory, providing new insights into the influence of ethical, moral, and emotional factors on purchasing decisions. Recommendations include the importance of ethical marketing strategies and further research in countries with different socio-political contexts
The Influence of Working Capital Financing, Micro Financing and Qardhul Hasan Funds on the Performance of Islamic Commercial Banks in Indonesia
Get PDFTo maintain existence and competitiveness, various products are needed that can reach all levels of business needs. Working Capital Financing is intended for SME Retail to commercial scale, Micro Financing is intended for medium-sized MSMEs, while Qardhul Hasan financing is intended if lending lacks capital in the current contract. For this reason, this article wants to test how much influence Working Capital Financing and Micro Financing and with Qardhul Hasan Funds as moderating variables have on the Profitability of Islamic Banks in Indonesia. This study involved 14 Islamic Commercial Banks from 2019-2023 registered with the Financial Services Authority. The data was obtained from the OSIRIS website. The data analysis method used was multiple regression analysis. The hypothesis tests carried out were the F test, T test, and Adjusted R 2 determination coefficient. The results of the study simultaneously showed that independent variables had a significant effect on Islamic Bank Performance with a significance of 67%, this was because DQH was allocated to the productive sector and was included in the priority scale of superior customers. While partially PMK has a negative effect because it uses a profit sharing contract that is quite risky, and the PM and DQH variables have a positive effect on the performance of Islamic Banks, this is because PM uses a sale and purchase contract so that the risk is minimal and DQH uses the Qardhul hasan contract which is allocated to the productive sector so that the risk is minimal. The finding of this lending can be evaluated or converted with various products according to customer needs so that the performance of Islamic Banks can continue to increase as long as it does not deviate from Banking Quality Sharia which is its main mission
Pengaruh Program Membership dan Kualitas Layanan Perspektif Ekonomi Islam Terhadap Minat Pembeliaan Berulang Dengan Kepuasan Pelanggan Sebagai Variabel Intervening
Get PDFThis research aims to find out, study and analyze the influence of membership programs and service quality on repeat purchase interest with customer satisfaction as an intervening variable. The population is Ngoembah laundry customers with a total of 600 customers. The number of samples for this research was 86 customers using the Slovin formula. Researchers use quantitative analysis to analyze data. To collect data directly from Ngoembah laundry customers, using a survey or questionnaire method was chosen. This research uses Structural Equation Modeling (SEM) which is a multivariate analysis method which combines factor analysis and regression analysis. The research results obtained show that the membership program has a positive and significant effect on customer satisfaction. Service quality has a positive and significant effect on customer satisfaction. The membership program has a positive and significant effect on repurchase interest. Service quality has a positive and significant effect on repurchase intention. Customer satisfaction has a positive and significant effect on repurchase intention