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Role of Microfinance in the Socio Economic development of Women
Get PDFWith financial inclusion emerging as a major policy objective in India, the abolition of the rural –urban divide and the inclusive growth of citizens of India can be achieved by providing finance to people when they require it. Among the policies related to poverty reduction, microfinance and microcredit programmes occupy a central position. Rural microfinance has occupied center stage as a channel for extending financial services to unbanked segments of the population. The objective of offering women the access to microfinance services is that gender inequalities inhibit economic growth and development. There is a growing appreciation of the “empowerment” dimension of finance, as it can give ordinary people and the poor access to opportunity. As for the whole of India, and therefore in J&K, the concept of inclusiveness goes beyond the conventional objective of reduction in poverty to encompass equality of opportunity for all, as well as economic and social mobility for all with favorable action for minorities and women through promoting entrepreneurship. There must be equality of opportunity to all with freedom and dignity, and without social or political obstacles. This must be accompanied by an improvement in the opportunities for economic and social advancement. Micro finance in J&K is still in its initial stage. With J&K in the lowest position of microfinance penetration intensity, measures have to be taken to increase this level of penetration for a better economic scenario. Efforts towards reduction in social and economic disparities can work as a prospective catalyst for the smooth transition of J&K into an economically better state. In particular the females in J&K should also be provided special opportunities for developing their skills, building social & human capital through increase of intangible assets like self respect, self esteem, self confidence, trust and positive attitude change & thus ensuring inclusive growth. The emphasis of this paper is that microfinance needs to be designed not as an economic model but as a holistic approach towards the growth of J&K
Indian culture and civilization in the lights of holy Vedas
Get PDFThis paper is a reflection of Indian culture and civilization in the lights of holy Vedas. The author in this paper considers the Holy Vedas as the origin of enriched and spiritual civilization of India. The Vedas ("knowledge") are a large body of texts originating in ancient India. Composed in Vedic Sanskrit, the texts constitute the oldest layer of Sanskrit literature and the oldest scriptures of India. The Vedas are apauru?eya ("not of human agency").They are supposed to have been directly revealed, and thus are called ?ruti ("what is heard"), distinguishing them from other religious texts, which are called sm?ti ("what is remembered"). The Rigveda, containing hymns to be recited by the hotar, or presiding priest; The Yajurveda, containing formulas to be recited by the adhvaryu or officiating priest; The Samaveda, containing formulas to be sung by the udgatar or priest that chants; The Atharvaveda, a collection of spells and incantations, apostrophic charms and speculative hymns
A Study of Women Self-Help Group Members in North District of Tripura, India
Get PDFThe study attempted to analyze the reasons for joining SHG’s, socioeconomic condition of women self-help group members before and after joining the SHGs and their satisfaction level. For the analysis, primary data collected from 120 women SHG members of north district, Tripura. The chisquare test is used as statistical tools for analyzing the data and testing the hypothesis. The hypothetical analysis shows that there is no significant relationship between the age, profession, income level and level of satisfaction. But educational qualification and the satisfaction level of women has a significant relationship. Finally the study concludes that maximum women group members are satisfied with the activities of SHGs and they got benefit after joining the SHGs
INDUSTRIAL DISPUTE ACT AND ITS IMPACT ON INDUSTRIAL DEVELOPMENT: AN ANALYTICAL STUDY
Get PDFThe Industrial Disputes (Amendment) Bill, 2009 was introduced in the Rajya Sabha on 26th February, 2009. The bill seeks to amend a few provision of the Industrial Disputes Act, 1947. Industrial Disputes and their settlement have been provided in Industrial Disputes Act, 1947. The Act defines the relevant terms and also defines the Industrial Dispute, Industry and the mechanism of the settlement of dispute. Now we will study different dimensions in detail for managerial perspective. The study of Industrial Dispute prevention involves the study of determining the types of disputes and their causes along with the settlement and prevention of disputes in Management. What is the management attitude towards labour.An exploratory study to use in this paper for industrial dispute act and its impact on industrial development for analysis of different dimensions of this topic and the research paper based on secondary data sources. Finally study gives the suggestions and conclusion about how to prevent the industrial dispute
The Need for Basic Rights: A Critique of Nozick’s Entitlement Theory
Get PDFAlthough the Libertarian Party has gained traction as the third biggest political party in the United States, the philosophical grounding of the party, which is exemplified by Robert Nozick’s entitlement theory, is inherently flawed. Libertarianism’s emphasis on a free market leads to gross inequalities since it has no regard for sacred rights other than one’s right to freedom from interference from the government beyond what is essential for societal functioning. I argue that Nozick’s entitlement theory leads to indirect injustice and is therefore an unfitting philosophical theory, which means that the Libertarian Party’s platform is flawed
Need for south-south cooperation to confront the challenges posed by the global north as to north-south gap
Get PDFAbout 160 developing countries of the “Global South”, also called under the name and style the third world, are facing major development challenges, while Global north refers to the so-called developed countries of the west. Geographically, most of the countries of the `Global South` are in the Southern hemisphere, while the so called developed countries, with the exception of Australia and New Zealand, are in the northern hemisphere. The historical genesis of the term third world lies in an approach based on preclusion, that is, after the Second World War and the advent of the cold war the countries of the world could be categorized as: I. the first world which consists of western, industrialised, capitalist democracies (pre-dominantly Christian) II. the second world which consists of the Socialist countries in Central and Eastern Europe including the erstwhile Soviet Union; and the third world consists of the rest. The problems to ameliorate the wretched condition of the four-fifth of the world population belonging to the South are diverse in nature. The South presents many drawbacks like mass poverty, paucity of capital, wealth, technology and other development resources that are essential ingredients in respect of self development. Because of these handicaps the countries of the South are helplessly dependent on North in respect of economy, finance, technology etc. By the result of which North has been able to exert undue pressures on the South and MNCs based on the North are able to exploit the weak bargaining power of the South. Why is the North –South issue becoming so important today? First of all the income gap between the North and the South is increasing. Income per head is being raised in the countries of the North .At the same time the problem of development of the developing countries soars up day-by-day. Now the question arises how can the countries of the South come out of such a miserable situation and accelerate the pace of development of their economies, making better utilization of their resource potential? The South Commission was established in 1987, with Julius Nyerere (former President of Tanzania) as the Chairman, and Dr. Manmohan Singh as member and General Secretary, pursued the scope for the South-South cooperation in the context of major development problems faced by developing countries. South Commission observed the crucial challenge that the developing countries face collectively is how to strengthen and diversify South-South cooperation. The development challenges faced by the countries of the South can lead South-South Cooperation a much needed strategy. Growing integration of the developed nations and signifying prosperity of such cooperation the need for SSC is reinforced
Factor Affecting Customer Service in Supply Chain Management of Small and Medium Enterprises: An Empirical Study of Jammu Region
Get PDFThe purpose of the paper is to find out the dimensions of customer service in supply chain management (SCM) of small and medium enterprises of Jammu region. The paper used the empirical analysis in which convenient sampling techniques is used. In which a sample size of 50 has been taken from the business to business firms both in terms of suppliers and customers orientation. After the collection of data the exploratory factor analysis (EFA) is used to find out the different dimensions of the customer service in the supply chain management of small and medium enterprises. The paper finds different dimensions which help to improve the customer service in supply chain management which includes the customer segmentation, customer relationship, customer service strategy and service quality both in terms of customers and suppliers in business to business chain of the firms. The research is carried out in a small sample size and more over the customer service frame work of only business to business firms were find out which includes only the immediate customers and immediate suppliers of the firms. The propose system is a usable aid for decision making. The paper proposes an original approach to customer service orientation in SCM of small and medium enterprises that will change the decision of investors
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Get PDFAn evaluation of the Mahatma Gandhi National Rural Employment Gurantee Act
Effects of organizational conflict on Public sector employees stress in India
Get PDFThis study aims to explore the effects of organizational conflict, on role stressors namely role conflict and role ambiguity, among the employees of J&K public corporations. Based on the survey of 242 corporate employees of J&K State Forest Corporation, J&K State Road Transport Corporation, J&K Cement Limited and J&K State Industrial Development Corporation, the effective response received was 72.31%. The data was analyzed using exploratory factor analysis and confirmatory factor analysis using the structural equation model to measure the relationship among the constructs. The empirical results revalidate that role conflict and role ambiguity has positive association with employees stress. The mediating effects of organizational conflict positively impact employees stress. Implications, limitations, and future lines of research are also discussed in this paper