Istidlal: Jurnal Ekonomi dan Hukum Islam
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Transaksi Kemitraan Usaha antara Rumah Sakit Umum DR. H. Koesnadi dengan Layanan Kesehatan BPJS Perspektif Hukum Ekonomi Syari`ah
Full text linkThis study determines the form of cooperation transactions between BPJS Kesehatan and RSU Dr H. Koesnadi and finds out the views of Islamic law related to service transactions and buying and selling of facilities.The research method used was descriptive prescriptive, and data collection techniques were observation, interviews, documentation, and data analysis techniques, namely editing and organizing, and checking the validity of the data.Conclusion of the RSU Partnership discussion. Dr H. Koesnadi Bondowoso with BPJS Health in the field of health services had been going well. The form of cooperation between two or more people who were entitled to provide services to the community or syirkah engaged in the service sector. Imam Shafi`i believed that this work syirkah was not valid. But other imams allow and legal. Provision of services as provided by the RSU. Dr H. Koesnadi Bondowoso in the form of inpatient services, outpatient services, and other services, were rental services including rental contracts and the law was permissible, which in Islamic economic terms was called an ijarah contract. While the provision of consumables such as medicines, infusions, blood transfusions and so on, includes buying and selling transactions and this was allowed according to Islamic law
Perspektif Maqashid Al-Syariah tentang Pendayagunaan Dana Zakat untuk Membiayai Infrastruktur
Full text linkZakat pada dasarnya memiliki tujuan sebagai pemenuhan kebutuhan seorang mustahik guna menjamin kebutuhan pokok yang mendesak, juga memiliki tujuan yang bersifat permanen yaitu mengentaskan tingkat kemiskinan. Hal ini merupakan seperangkat alternatif untuk mensejahterakan umat Islam secara umum dari kemiskinan juga sebagai pemenuhan kewajiban dalam syari’at. Dalam hal ini pengelolaan dana zakat secara tepat dan akurat terhadap perbaikan sarana dan prasarana infrastruktur menjadi lebih baik, dengan tujuan regulasi perekonomian masyarakat menjadi lancar. Terdapat dua pendapat mengenai penggunaan dana zakat untuk infrastruktur dengan mengintrepretasi makna Fi Sabilillah, pertama tidak boleh, dengan memaknai Fi Sabilillah adalah “berperang di jalan Allah SWT (jihad)”, kedua boleh, dengan memaknai Fi Sabilillah lebih luas adalah “seluruh unsur kebaikan”
Persepsi Masyarakat Muslim Terhadap Praktik Suntik Putih: Studi Kasus Pada Salon Kecantikan
Full text linkWhitening injection was a treatment method used by injecting vitamin C directly into the blood vessels. It is forbidden in Islamic law. It was necessary to know more about the background of the social reality of the community, social factors of the community, social symptoms and the condition of the community in Pule Village, Kandat District, Kediri Regency, where was the reason why people continue to practice whitening injections. according to the perspective of the sociology of Islamic law, it was seen as a change in social behaviour from strict adherence to sharia law. People had no obedience and practice of Islamic law in their social behaviour in society. It was supposed to be illegal, but it was still done by salon owners and customers. Salon owners still provide whitening injection treatments because of economic factors. Meanwhile, customers still did whitening injections because of aesthetic factors. Meanwhile, some people in Pule Village, Kandat District, Kediri Regency, know the law regarding the prohibition of white injection so they did not practice whitening injection. Therefore, religious leaders as social controllers who understand Islamic sharia should educate the public about how the white injection law was to prevent this practice
Upaya Penyelesaian Sengketa Ekonomi Syari’ah Jalur Non-Litigasi Melalui Mediasi
Full text linkSengketa Ekonomi Syariah adalah perselisihan antara lain ; orang-perorangan, kelompok orang, atau bahkan badan usaha yang berbadan hukum maupun yang tidak berbadan hukum, yang menimbulkan akibat hukum antara satu dengan yang lainnya berkaitan dengan kegiatan usaha yang dilaksanakan menurut prinsip Syariah. Konsep sulh (perdamaian) sebagaimana mestinya tersebut dalam berbagai kitab fiqh merupakan doktrin utama hukum Islam dalam bidang muamalah untuk menyelesaikan suatu perkara, dan sudah merupakan condition sine quo non dalam kehidupan masyarakat manapun, karena pada hakikatnya perdamaian bukanlah suatu pranata positif belaka, melainkan berupa fitrah dari manusia. Segenap manusia menginginkan seluruh aspek kehidupannya nyaman, tidak ada yang mengganggu, tidak ingin dimusuhi,ingin damai dan tentram segala aspek didalam kehidupan. Dengan demikian institusi perdamaian adalah bagian dari kehidupan manusia. Undang-undang Nomor 30 Tahun 1999 Tentang Arbitrase dan Alternatif Penyelesaian Sengketa mengatur tentang bagaimana proses penyelesaian sengketa di luar Pengadilan, yakni melalui konsultasi, mediasi, negosiasi, konsiliasi dan penilaian ahli yang menjadi pilihan pelaku usaha untuk menyelesaikan problem yang dihadapi dalam menjalankan bisnisnya
Tinjauan Hukum Islam Terhadap Terjadinya Fluktuasi Harga Saham dan Pengaruh Pada Perusahaan Perbankan
No full textIslam recommended that all people work and earn a living to meet the needs of themselves and their families. Working for a living in Islam was likened to or equated with people who jihad in the way of Allah. Sharia law strongly recommends investing in halal profit. One form of investment was the sale and purchase of shares, which was a form of cooperation with other parties to obtain profits. Stocks were commodities or assets that can be traded on the stock exchange. Buying and selling shares was nothing new in this country. Transactions such as the stock exchange were regulated and the system was well organized. Buying and selling shares were one of the various types of trading transactions. Buying and selling in an Islamic economy was a business activity that can be seen in many ways, such as fiqh mu'amalah (Islamic economic law). Buying and selling securities showed that someone had ownership of the assets of a company was certainly allowed as long as it is following sharia principles, excluding elements of maysir and so on
Implementasi Akad Pembiayaan Murabahah Pada BMT UGT Sidogiri Cabang Jember
Full text linkThe majority of the financing portfolio in Syari'ah Financial Institution was dominated by murabahah financing. In this study, the researcher had examined the implementation of akad in murabahah financing at BMT UGT Sidogiri branch Jember. This study used the descriptive qualitative method. From the results, it can be concluded that, first, the implementation of Murabahah financing at BMT Sidogiri branch Jember was engaged in the micro-economic, and it was a halal business. Second, the mechanism of murabahah financing at BMT Sidogiri in Jember Branch was broadly in line with the rules of the principles of shari'ah economy. But the procurement of goods still using akad wakalah
Implementasi Deposito Spesial Nisbah Perspektif Hukum Islam
Full text linkSalah satu produk perbankan syariah yang berbasis tabungan adalah simpanan yang menggunakan unsur maturity. Bank memberlakukan akad mudharabah terhadap simpanan berdasarkan kesesuaian keduanya, yaitu tenggang waktu antara setoran dan penarikan. Masa tenggang ini merupakan salah satu sifat simpanan dalam perjanjian deposito berjangka yang bervariasi antara lain 1, 3, 6, 12, dan 24 bulan. Salah satu jenis DPK yang mencuat perkembangannya adalah Setoran Khusus Nisbah. Dengan kombinasi hasil penelitian dengan beberapa kajian teoritis maka peneliti dapat memahami alur proses keikutsertaan Setoran Khusus Nisbah yang diaplikasikan oleh nasabah dan melakukan penyetoran yang telah mengikuti teori dan bukti Syar'i, serta kesepakatan yang dipraktekkan sesuai dengan ketentuan Syara '. Pada proses awal penentuan bagi hasil, BMI Capem Situbondo terlebih dahulu menghitung HI Per MIL atau HI-1000, yaitu angka yang menunjukkan hasil investasi yang diperoleh dari penyaluran setiap Rp. 1000 dana nasabah, dan pembagian rasio setoran khusus dibagi menjadi 4 level yang memiliki detail berbeda yang valid
Konsep dan Sumber Hukum: Analisis Perbandingan Sistem Hukum Islam dan Sistem Hukum Positif
Full text linkThe definition of positive law was law in the form of laws that regulate the relationship between humans and humans, or with legal entities, while the understanding of Islamic law was a system of 'obligations' and 'prohibitions' rather than specific laws. Islamic law was broadly defined by rules which were the result of understanding and deduction from the provisions revealed by Allah SWT to the Prophet Muhammad SAW. Therefore, the main sources of Islamic law were the Qur'an and Hadith. source of pure positive law from society. This was due to the retrieval or discovery of positive law using the inductive method. That was by observing the actions and attitudes of community members. From these observations, general regulations that bind the whole community were made. In this article, the author tried to explain further the analysis of the concepts and sources of the two laws, and their comparative analysi
Eksistensi Obligasi Syariah (Sukuk) Korporasi di Indonesia pada Masa Pandemi
Full text linkThis article explained how the existence of corporate sharia bonds (Sukuk) during the pandemic. Sukuk was one of the instruments owned by Islamic financial institutions, namely the Islamic capital market. The existence of the coronavirus had existed for one year. By using the library research method, and using qualitative descriptive, namely the method by describing and interpreting the existence of Islamic bonds (Sukuk) in the pandemic period qualitatively, namely the description and description in words based on library data, journal articles, OJK and related data. The data collection method used the documentation method then the data was processed so that it completes this article. The results showed that the record was the outstanding value of Sukuk from 2016 to January 2021 had increased from 11.88 trillion to 30.25 trillion. Meanwhile, the number of outstanding Sukuk had experienced a good development from 2016-January 2021, namely from 53 to 161. And the accumulated value of Sukuk issuance had also increased, from 2016-January 2021 from 20.43 trillion to 55.15 trillion. Meanwhile, the accumulated number of Sukuk issuances also increased from 102 to 274
Praktik Leasing di Indonesia dalam Tinjauan Hukum Islam
Full text linkThe development of leasing in Indonesia was in line with the development of banking, both bank and non-bank institutions. This development was certainly inseparable from the demands and needs of the community that they cannot fulfil on their own. The emerging financing institutions carry out activities in the form of providing funds or capital goods by not withdrawing funds directly from the public. The existence of leasing as a means for developing investment financing and empowering the community's economy was still considered to have several problems. Although the practice of leasing in Islamic law was equated with the contract of ijarah vomitiyah bi at-tamlik, in practice in Indonesia the process of leasing agreement was considered fasid, because there was an element of ambiguity in the contract agreement as regulated in the provisions of multi-aqad agreements, both conventional and sharia. This research will discuss the practice of financing in the community categorized as leasing under the provisions of applicable law and a review of Islamic law on the implementation of such leasing