Perbanas Institutional Repository
Not a member yet
8207 research outputs found
Sort by
Pengaruh Pengalaman Keuangan, Pengetahuan Keuangan, Dan Toleransi Risiko Terhadap Keputusan Investasi
Get PDFThe data used in this research is qualitative data because it uses the results of research obtained from the results of research data collection. The data collection method used in this research uses primary data obtained directly from respondents through questionnaires distributed by researchers. The questionnaire given is in the form of logical questions related to the problem formulation. Variables are measured using a Likert scale such as Financial Knowledge, Financial Experience and Risk Tolerance variables. For the financial literacy variable, the value score is used as the variable measurement.
Keyword : Financial Experience, Financial Knowledge, And Risk Toleranc
Pengaruh Ukuran Perusahaan, Kepemilikan Manajerial, Leverage, Collateralizable Assets, dan Free Cash Flow Terhadap Kebijakan Dividen
Get PDFDividend policy is a company's policy related to the payment of dividends, including making significant decisions
about the dividends to be distributed and determining the amount of retained earnings or profits for the company's
interests. Some companies distribute dividends, while others do not. Companies that do not distribute dividends
may do so because the profits earned are reallocated as retained earnings or due to bankruptcy, resulting in the
company not distributing dividends to shareholders. This study aims to examine whether the size of the company,
managerial ownership, leverage, collateralizable assets, and free cash flow affect dividend policy. The population
in this study consists of 218 companies, with a total sample of 216 company data. The sample used in this research
includes companies in the customer non-cyclicals sector, specifically in the food & staples retailing and beverage
subsectors from 2019 to 2022. The method used in this study is purposive sampling using logistic regression
analysis. The results of this study indicate that the size of the company and managerial ownership do not affect
dividend policy, while leverage, collateralizable assets, and free cash flow do affect dividend policy.
Keywords: dividend policy, company size, managerial ownership, collateralizable assets, dan free cash flow
Pengaruh Pengalaman Keuangan, Pengendalian Diri, dan Literasi Keuangan Terhadap Kecenderungan Berhutang dengan Moderasi Pendapatan
Get PDFIncreasing needs and expenses that are not in line with income can increase people's tendency to take on debt to meet these needs. This research aims to examine the
influence of financial experience, self-control, and financial literacy on the tendency to get into debt with moderation of income. Sample selection was carried out using purposive sampling and questionnaires were distributed online. Respondents of this research are residents living in the cities of Surabaya and DKI Jakarta who already have a monthly fixed family income. There were 137 respondents who were the sample for this research. Data were analyzed using Structural Equation Modeling-Partial Least Square. The results show that self-control and financial literacy have a significant negative effect on the propensity to indebtedness. Financial experience, income, and moderation of income do not have a significant effect on the propensity to indebtedness. The practical implication of this research is that it is important for people to increase
financial literacy and self-control when shopping in order to reduce the tendency to get into debt which has a negative impact on their welfare. Theoretically, this research
supports the theory of planned behavior that behavioral control is an important determinant of intention to behave
Pengaruh Social Normatif, Kualitas Informasi Yang Dirasakan Dan Kepercayaan Terhadap Niat Belanja Sosial Melalui Marketplace Pada Produk H&M
Get PDFThis study aims to change the influence of social norms, perceived information qualityand trust on social shopping intentions through the marketplace on H&Mproducts. Survey data collected through distributing online questionnaires resulted in145respondents from the Surabaya area and surrounding areas. The results of therespondents' responses that were collected were analyzed descriptively using SPSSandstatistically analyzed using WarpPLS 7.0. This research method uses Structural EquationModeling. The research results show that normative social influence has a significant
positive ef ect on social shopping intentions. Perceived information quality does not havea significant positive ef ect on social shopping intentions and trust has a significant
positive ef ect on social shopping intentions. The results of this research provide valuablenew insights for companies regarding the need to develop new products that attract morecustomer attention and carry out promotions through the marketplace. Free deliveryisgiven to customers with purchase conditions that do not attract too high prices. Thismethod is used to attract consumers to purchase H&M fashion products in order toprovide information to those closest to them that H&M is carrying out promotions relatedto product purchases. Because of this, it can make someone interested in purchasingH&M products. So the research results show that the influence of social norms has apositive influence on social shopping intentions through the marketplace, the perceivedquality of information has a positive influence on social shopping intentions sothat
consumers are also encouraged to get information that is felt by consumers in buyingH&M fashion products and trust has an influence. positive towards social shoppingintentions through the marketplace when purchasing H&M fashion products by providingfree shipping to consumers so that consumers buy these products. Keywords: Normative Social Influence, Perceived Quality of Information, Trust, H&MFashionProduct
Pengaruh Islamic Branding, Kualitas Layanan, dan Religiusitas terhadap Minat Beli Produk Di Toko Basmalah pada Masyarakat Kota Surabaya
Get PDFThe number of developing industries makes competition increasingly fierce, especially in the world of retail business. Every year it becomes increasingly clear that the retail business is experiencing rapid development, resulting in competition between one retail company and another. The aim of this research is to test and examine the influence of Islamic branding, service quality, and religiosity on interest in purchasing products at the Toko Basmalah simultaneously and partially. The subjects of this research were consumers who had visited the TokoBasmalah and had known information about Toko Basmalah in the people of Surabaya city. This research uses a data collection method using a quistionnaire method. This research used a sample of 103 respondents. The results of this research explain that the variables Islamic branding, service quality and religiosity both partially and silmutaneously, have a positive and significant influence the variable interest in buying product at the Toko Basmalah.
Keywords : Islamic Branding, Service Quality, Religiosity, Interest In Buyin
Analisis Hubungan Persepsi Mutu Dan Harga Pada Saat Pembelian Produk Paskomnas Di Surabaya
Get PDFThis chapter explains the procedures or methods for understanding something in research involving the use of systematic steps to explore and analyze information in a structured and in-depth manner. The content includes identification of variables, population, samples, research instruments, data collection, and validity testing. This causes a more scientific focus on research which then makes us need to reconsider our definition of the concept of research theory (Richard Baskerville, 2017). Many Information Systems experts assume that research theory requires a complex and complicated structure. Although this structure has appeal due to its completeness and complexity, it has led scholars to criticize simplicity and elegance in research science theories that fail to address the “necessary” elements. Such criticism raises questions about whether research theories can be considered theories
Keywords: Price, Quality Perception, Purchasing Decision
Analisi Faktor-Faktor yang Mempengaruhi Independensi Auditor
Get PDFThis research aims to analyze the factors that can influence auditor independence and how big the influence is, especially on four factors, namely audit tenure, audit rotation, size of the Public Accounting Firm (KAP), and audit lowballing. The research population is auditors who are in 52 Public Accounting Firms (KAP) registered with IAPI and the samples obtained in this study are auditors who have a D3/S1/S2/S3 education level with ages 21-40 years, thus getting a total of 58 samples. respondents from 20 KAPs (after outliers). The sampling technique in this research was purposive sampling. The data analysis technique used is the multiple
linear regression analysis method using the Statistical Package for Social Sciences (SPSS) Version 24. The results of the study show that audit tenure and audit lowballing have a significant positive effect, audit rotation has an insignificant negative effect, and KAP size has a positive effect. not significant.
Keywords : Auditor Independence, Audit Tenure, Audit Rotation, KAP Size, Audit Lowballing, Audi
Pengaruh Kepercayaan, Harga, Dan Citra Merek Terhadap Keputusan Pembelian Produk Kosmetik Wardah Di Surabaya
Get PDFThe development of cosmetics in Indonesia at this time has given rise to new types of products both domestically and abroad, for example, Wardah products, giving rise to all kinds of needs, especially for women. This research aims to analyze the relationship "The influence of trust, Brandimage and price on purchasing decisions Wardah cosmetic products in Surabaya. The sample used in this research was Wardah cosmetics users in Surabaya with 129 respondents. The sampling method used was purposive sampling. Data was collected using a survey method via Google Form. In this research, hypothesis testing uses SmartPLS 4.0 software. Based on the research conducted, it shows that (1) trust has a significant influence on purchasing decisions, (2) Brandimage has a significant influence on purchasing decisions, (3) Price has a significant influence on purchasing decision
Implementasi Finansial Teknologi Melalui Penggunaan Qris Pada Koperasi Univeristas Hayam Wuruk Perbanas Surabaya
Get PDFThis research examines the implementation process of QRIS (Quick Response Code Indonesian Standard) as a financial technology innovation by the Hayam Wuruk Perbanas Surabaya University Cooperative in its operational activities. This research employs a descriptive research methodology to examine the utilisation of QRIS in university cooperatives. Data were gathered through interviews with members and management of the cooperative. The findings indicate that the utilisation of QRIS as a financial technology implementation represents the initial phase of the digitalisation process, with the potential to enhance the efficiency of cooperative operations and serve as the cooperative's inaugural foray into the adoption of financial technology in the contemporary digital age. In the implementation process, cooperatives must register as merchants in the OVO application through various steps. However, they encounter several obstacles, including a lack of payment verification devices, unstable internet networks, and the continued prevalence of cash. To address these challenges, cooperatives have adopted measures such as using the OVO app on cashier devices to monitor daily transactions. This research offers insights into the challenges and strategies in adopting digital payment technology in a college cooperative environment.
Keywords: Fintech, QRIS, Implementattion, Cooperativ
Pengaruh Kinerja Keuangan dan Ukuran Perusahaan Terhadap Nilai Perusahaan dengan Corporate Social Responsibility Sebagai Variabel Moderasi
Get PDFThis research have a purpose to determine the effect of financial performance and company size on company value with corporate social responsibility. The approach used in this study is the multiple linear regression method. The data used in this study are the financial reports of energy sector companies listed on the IDX in 2018-2023. Sampling data collection in this study used the purposive sampling method. From a data population of 236, this study used 115 samples that met the criteria. The analysis technique used in this study is moderated regression analysis (MRA). The results of this study are that financial performance has a positive effect on company value and corporate social responsibility strengthens the relationship between financial performance and company value. If a company's financial performance increases, the company's value will also increase along with the increase in its financial performance and if the company has good financial performance, it is certain that it will carry out CSR activities well and this will increase the company's value in the eyes of investors and the public. Company size does not have a positive effect on company value and corporate social responsibility is unable to strengthen the relationship between company size and company value. The larger the size of the company cannot be the first benchmark to see the value of the company because this will be influenced by the company's expenses which will also be high along with the size of the company so that many companies cannot share the profits they get and if the size of the company is large and cannot share profits indirectly it will affect the CSR that will be carried out by the company to be hampered