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Pengaruh Literasi Keuangan Dan Pendidikan Keuangan Di Keluarga Terhadap Pengelolaan Keuangan Mahasiswa Dengan Kecerdasan Spiritual Sebagai Variabel Moderasi
Get PDFThis research aims to examine the influence of financial literacy and financial education in the family on student financial management with spiritual intelligence as a moderating variable. This research method uses quantitative research methods with primary data obtained from distributing questionnaires online and offline which are measured using a Likert scale ranging from 1-5. The population in this study were students from the Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya with a sampling technique using purposive sampling. The number of samples in this research was 175 students from the Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya. The data analysis technique used is SEM-PLS using the WarpPLS 8 application. The results of the research show that financial literacy influences student financial management, financial education in the family has no influence on student financial management, spiritual intelligence can moderate financial literacy on student financial management and intelligence. spirituality cannot moderate financial education in the family on student financial management
Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Mental Accounting Terhadap Pengelolaan Keuangan Generasi Millenial di Kota Surabaya
Get PDFThis research aims to determine the influence of financial literacy, financial inclusion, and mental accounting on financial management by taking a sample of 152 millennial generations in the city of Surabaya as respondents. The
analytical method used is a quantitative method using multiple linear regression. Data was collected by questionnaire using purposive sampling and convenience
sampling techniques. The results of this research show that financial inclusion and mental accounting have a positive and significant effect. Meanwhile, financial literacy does not have a significant effect on the financial management of the
millennial generation in Surabaya. The implication of this research is that the higher the millennial generation's understanding of basic financial knowledge and concepts, it does not affect the millennial generation's ability to manage their finances well and wisely.
Keywords : Financial Literacy, Financial Inclusion, Mental Accounting, and Millennial Generation Financial Managemen
Pengaruh Lifestyle Hedonisme Dan Literasi Keuangan Terhadap Pengelolaan Keuangan Pada Wanita Karir Di Surabaya
Get PDFFinancial management is a person's ability to manage daily financial planning, budgeting, control and storage. Lifestyle hedonism is a lifestyle where a person is dissatisfied with what he has and prioritizes wants over needs. Financial literacy is a person's ability to make decisions in managing finances. This study aims to examine the effect of hedonistic lifestyle and financial literacy on financial management. The number of respondents from this study was 97 respondents who came from the city of Surabaya with criteria aged > 20-> 50 years who already had a job. Respondents were selected by means of purposive sampling. With data analysis techniques using WarpPLS 7.0. The results of this study prove that the hedonism lifestyle has no significant negative effect on financial management, while financial literacy has a significant negative effect on financial management.
Keywords: Lifestyle Hedonism, Financial Literacy, and Financial Managemen
Pengaruh Dewan Direksi, Kepemilikan Manajerial, Dewan Komisaris dan Kepemilikan Institusional terhadap Kinerja Perusahaan
Get PDFThis study aims to determine the influence of the board of directors,
managerial ownership, independent board of commissioners and institutional ownership on company performance. The study population used were food and beverage companies listed on the Indonesia Stock Exchange (IDX) in 2018-2021. The number of samples in this study was 54 samples as many as 40 companies selected by purposive sampling techniques. Data analysis using descriptive statistical analysis and multiple linear regression test with SPSS application. The results showed that managerial ownership and the board of commissioners had a positive effect on the financial performance of companies in the food and beverage sector. Meanwhile, the board of directors and institutional ownership negatively affect the financial performance of food and beverage sector companies
Analisis Hubungan Spiritual Belief, Visit Intention, & Loyalitas Pada Wisata Religi Sunan Ampel Surabaya
Get PDFReligious tourism is a type of tourism related to religious activities to deepen the religious insight of visitors. A tourist attraction requires the loyalty of visitors to keep visiting consistently. In getting this loyalty, there are several factors that can influence, namely spiritual belief and visit intention. The spiritual trust of the community and the high willingness to visit can make loyalty to a religious tourism increase. This study aims to examine the influence of spiritual belief, visit intention, and loyalty on Sunan Ampel Surabaya Religious Tourism. The number of respondents from this study is as many as 276 SEM-PLSS respondents with the criteria of people who have visited Sunan Ampel Surabaya religious tourism. The sampling technique is using purposive sampling. The analysis technique used to see the influence between independent variables and dependent variables is using SEM-PLS (Structural Equation Model-Partial Least Square) using the Smart PLS 3.0 program. The results of this study prove that spiritual belief has a significant positive effect on visiting intention with a significant value of 0.000 < 0.05 and visiting intention also has a significant positive effect on loyalty, obtaining a significant value of 0.000 < 0.05.
Keywords: Spiritual Belief, Visit Intention, and Loyalt
Pengaruh Rasio Keuangan Terhadap Sustainable Growth Rate (Studi Pada Perusahaan Sub-Sektor Makanan Dan Minuman Yang Terdaftar Di Bursa Efek Indonesia 2019 – 2023)
Get PDFThis study aims to test the effect of financial ratio is proxied by net profit margin (NPM), return on asset (ROA), debt to equity (DER), and asset turnover (TATO) on sustainability growth rate in food and baverage sector companies listed on the Indonesia Stock Exchange (IDX) during the 2019-2023 period. The sample determination method used in this study is purposive sampling. The number of samples obtained was 115 samples of food and baverage sector companies listed on the Indonesia Stock Exchange. The results of this study indicate that NPM and TATO has a effect positive on sustainability growth rate, but ROA and DER has not effect on sustainability growth rate
Evaluasi Sistem Pengendalian Internal Pada Pembelian Persediaan Barang Berdasarkan Committee Of Sponsoring Organization (Coso) Di PT. Intidaya Dinamika Sejati
Get PDFThis study aims to evaluate the internal control system in the purchase of goods inventory based on the COSO approach at PT. The essence of true dynamics. This research is focused on the inventory purchase control system because there are still often discrepancies in the inventory between the system and the physical calculation every time stock taking is carried out. This is due to the fact that the internal control system on the purchase of inventory has not been carried out effectively. The research method used is a qualitative descriptive motto by collecting data through
interviews, observations and documentation. The results of the study show that the internal control system on the purchase of goods inventory at PT. Intidaya Dinamika Sejati is still lacking in implementing its internal control, namely there are still traps in the function of receiving goods with the storage of goods and the implementation of Standard Operating Procedures for purchases that have not been
maximized by all employees related to the purchase of goods inventory. Therefore, it is necessary to handle it by the company by implementing a good internal control
system, one of which is using the COSO approach. With a good and correct internal control system for the purchase of goods inventory, it will make it easier for companies to control the purchase of goods inventory
Effect Of Murottal Al-Quran Letter Asy-Syu'ara Therapy On Blood Pressure In Hypertension Patients
Get PDFHypertension is a major public health problem. There are two ways to treat high blood pressure: drug therapy and non-drug therapy. Treatment includes the use of antihypertensive drugs that have been shown to lower blood pressure. Meanwhile, non-drug treatments for high blood pressure include Murotal Al-Quran. The aim of this study was to analyze the effect of mulottal therapy verses 1 to 97 of Surah Asi-Shuara Al-Quran on the blood pressure of hypertensive patients in Poshandu in the Banyuanyar Community Health Center area. The research design used was a one group pre-post test design using a simple random sampling technique. The intervention took the form of offering Mulottar Al-Quran Surah Asi Shuara verses 1 to 97 for 15 minutes for three consecutive days. The total sample consisted of 41 hypertensive patients. The results of the Wilcoxon sign-rank test between pre and post test blood pressure in the Banyuan Yar Community Health Center work area showed = 0.002 and the comparative significance value = 0.05. Statistics = 0.002 < 0.05. The trial results showed that Murotar Al-Quran Surah As Shuara Therapy was effective on the blood pressure of elderly hypertensive patients in Poshandu in the Banyuanyar Community Health Center working area.
In conclusion, Murottar Therapy according to the Al-Quran Surah Asi Shuara has been proven to be effective in reducing blood pressure in hypertensive patients. The suggestion is that hypertensive patients can use Al-Quran Surah Asi Shuara mulottal therapy to lower their blood pressure
Pengaruh Harga, Citra Merek, Kualitas Layanan, Dan Kepuasan Pelanggan, Terhadap Loyalitas Pelanggan Kereta Api Ekonomi Jayabaya
Get PDFThis study examines the relationship between the effect of price, brand image, and service quality on customer satisfaction and customer loyalty of JayaBaya Economic Train. The type of research used is quantitative research through a consumer survey approach. The sampling technique used is purposive sampling. Data collection is done by survey method through google form filled in by respondents. The research sample used was 150 respondents who had used the JayaBaya Economy Train. In this study, the test used in statistical analysis is hypothesis testing with PLS-SEM (Partial Least Square Structural Equation Modeling) software and WarpPLS 7.0. Based on the processing results it can be concluded, (1) Price has a significant effect on customer satisfaction; (2) Brand image has no significant effect on customer satisfaction: (3) Service quality has a significant effect on customer satisfaction: (4) Customer satisfaction has a significant effect on customer loyalty.
Keywords: Brand Image, Customer Satisfaction, Customer Loyalty, Price, Service Quality
Pengaruh Tarif Pajak Dan Pemahaman Perpajakan Terhadap Kepatuhan Wajib Pajak Dengan Sanksi Pajak Sebagai Variabel Moderasi
Get PDFEconomically, taxation is a dynamic tool to ensure economic stability. This research aims to determine whether tax rates and understanding of taxation affect taxpayer compliance with tax sanctions as moderating variables. This research uses the dependent variable, namely taxpayer compliance, and the independent variables are tax rates and understanding of taxation, as well as the moderating variable, namely tax sanctions. Sampling in this research used a random probability method with a cluster sampling method. namely a sampling technique used to determine a sample of objects to be studied or a broad data source, such as a district or a particular community whose population size is known. The sample that will be used in this research is 118 individual taxpayers who have a NPWP and are known to still be active in the community. This research uses testing via PLS-SEM (Partial Least Square-Stuctural Equation Modeling) via WarpPLS software. The results of testing hypothesis one state that tax rates have no influence on taxpayer compliance. The results of testing hypothesis two state that understanding taxation has an influence on taxpayer compliance. The results of testing the third hypothesis state that tax sanctions are able to moderate the relationship between tax rates and taxpayer compliance. The results of testing the fourth hypothesis state that tax sanctions are unable to moderate the relationship between tax understanding and taxpayer compliance