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Pengaruh CSR, Kepemilikan Institusional, serta Ukuran Perusahaan Terhadap Kinerja Keuangan Perusahaan Pada Sektor Energi Tahun 2021 -2024
Get PDFThis research aims to analyze the influence of Corporate Social Responsibility (CSR), institutional ownership, and company size on the financial performance of energy sector companies listed on the Indonesia Stock Exchange for the 2021–2024 period. Financial performance is proxied by Return on Assets (ROA) as an indicator of profitability. This research uses a quantitative approach with multiple linear regression methods, where data is obtained through annual reports and sustainability reports of sample companies. The research results show that CSR has a positive and significant effect on financial performance, which means that the better the implementation of CSR, the higher the company's profitability. Institutional ownership also has a significant positive effect, indicating that supervision by institutional investors is able to reduce agency conflicts and encourage managerial efficiency. Meanwhile, company size does not have a significant effect on financial performance, so the size of assets does not guarantee operational effectiveness. This research emphasizes the importance of implementing CSR and governance through institutional ownership in supporting the sustainability of energy companies' financial performance.
Keywords :
Corporate Social Responsibility, Institutional Ownership, Company Size, Financial Performance, RO
Pengaruh E-Goverment Terhadap Kinerja Pegawai Yang Dimoderasi Oleh Usia Dan Jenis Kelamin Studi Pada Pegawai Di Kecamatan Sawahan Kota Surabaya
Get PDFThis research aims to explore the impact of the implementation of E-Government on employee performance in the Sawahan District of Surabaya, considering the moderating effects of age and gender. E-Government is regarded as a significant innovation in enhancing the efficiency and transparency of public services. The study employs a quantitative approach, utilising data collection techniques through questionnaires distributed to 100 employees in the Sawahan District. Data analysis is conducted using Structural Equation Modeling (SEM) with a Partial Least Square (PLS) approach. The findings of this research conclude that the implementation of E-Government significantly enhances employee performance in the Sawahan District. Age may act as a factor that weakens this influence, whereas gender may serve to strengthen it. Recommendations for future research include expanding the sample size and considering specific training for older employees to improve their adaptation to technology. The limitations of this study include a sample that is confined solely to employees in the Sawahan District, which may not represent the entire population of employees in Surabaya or other regions, as well as an imbalanced proportion of age and gender. It is suggested that future research involve a more diverse sample and implement training programmes for older employees to facilitate better adaptation to the E-Government system
Pengaruh Risiko Kredit dan Biaya Operasional Terhadap Profitabilitas Dengan Likuiditas Sebagai Mediasi pada Bank Perkreditan Rakyat Milik Pemerintah Daerah di Jawa Timur
Get PDFThis study aims to examine the influence credit risk, operational costs, and liquidity
on profitability in rural banks (BPR) in East Java. Furthermore, this study also
examines the indirect effect of credit risk and operational costs on profitability
through liquidity. The design of this study is quantitative, while the type of research
is causal research. The scope of the study period is 2019-2023. Credit risk variables
are measured using NPL, operational costs are measured using BOPO, liquidity is
measured using LDR, and profitability is measured using ROA. The research
sample consisted of 16 companies and the sampling technique used was purposive
sampling. The type of data used is secondary data sourced from BPR financial
reports. Data analysis techniques used Eviews and the Sobel Test. The results of
the study indicate that credit risk has no direct effect on profitability and liquidity,
operational costs have a significant negative effect on profitability, operational
costs have no effect on liquidity, and liquidity have a significant positive effect on
profitability. The results of the indirect effect hypothesis test indicate that credit risk
and operational costs have no effect on profitability through liquidity.
Keywords: Credit Risk, Operational costs, Liquidity, Profitabilit
Rancang Bangun Sistem Monitoring Daya Listrik Berbasis Internet Of Things Menggunakan Protokol Message Queuing Telemetry Transport (MQTT)
Get PDFElectricity is a vital energy resource in various sectors and daily needs. The average
electricity consumption per capita in Indonesia reached 1,285 kWh in 2023. Most of
Indonesia's electricity demand is supplied by the state owned company, Perusahaan Listrik
Negara (PLN). Effective and efficient electricity usage is crucial in daily life, especially in
preventing energy waste. However, manually monitoring power consumption is often
inaccurate and time-consuming. This study aims to design an Internet of things (IoT)-based
electricity monitoring system using the Message Queuing Telemetry Transport (MQTT)
protocol to monitor power consumption in real time. The system utilizes the PZEM-004T
sensor to measure voltage, current, and power, which are then processed by the NodeMCU
ESP8266 microcontroller. The generated data is transmitted via the MQTT protocol to a
cloud-based monitoring platform and displayed in graphical visualizations. With this system,
users can monitor electricity usage more efficiently from a remote location. The designed
system uses the PZEM-004T sensor to measure electrical parameters such as voltage,
current, and power, which are processed by the NodeMCU ESP8266 microcontroller. The
data is sent to an MQTT-based cloud platform for real time graphical visualization. This
system is also equipped with a Telegram Bot for excessive power consumption notifications.
Test results show that the system has high accuracy, with an average current measurement
accuracy of 94.07% and a voltagemeasurement accuracy of 99.87%. The system also
includes a real time notification feature via the Telegram Bot to provide information about
excessive power usage. These tests indicate that the system can provide accurate and efficient
real time information, making it easier for users to monitor and manage electricity
consumptio
Faktor Pengaruh Mahasiswa untuk Berinvestasi Mata Uang Kripto
Get PDFThis research aims to analyze the influence of the Bandwagon Effect, Financial Literacy, Financial Efficacy, and Investment Returns on Students' Interest in Investing in Crypto Currency. This research uses a quantitative approach with the Partial Least Square (PLS) method. Primary data was obtained by distributing questionnaires to students in the eastern part of Surabaya, with a total of 100 respondents. The research results show that the Bandwagon Effect and Financial Literacy have a positive and significant influence on student investment interest. Investment Returns also have a positive, but not significant, influence on investment interest. Meanwhile, Financial Efficacy does not have a significant influence on Students' Interest in Investing in Crypto Currency. This research provides a theoretical contribution to the development of the Theory of Planned Behavior (TPB) in the context of crypto investment among students. From a practical side, the results of this research can be used by educational institutions to increase
student financial literacy, as well as provide insight to crypto investment platforms in developing more effective marketing strategies
Peran Sosial Media Dengan Mempertimbangkan Kesadaran Merek, Citra Merek, Dan Kepercayaan Merek Terhadap Loyalitas Merek UMKM Kopi Kenangan Di Indonesia
Get PDFTujuan penelitian adalah menganalisis model struktural dari aktivitas pemasaran di media sosial dalam meningkatkan loyalitas pelanggan dengan dimediasi oleh kesadaran merek, citra merek, dan kepercayaan merek pada produk UKM Kopi Kenangan di Indonesia. Populasi yang diambil dalam penelitian ini yaitu seluruh pelanggan Kopi Kenangan di Indonesia terutama di kota besar. Pengambilan sampel dalam penelitian ini menggunakan teknik purposive sampling. Pengambilan sampel menggunakan kuesioner yang disebarkan melalui Google Form yang didalamnya sudah ada pemeriksaan kesesuaian kriteria dan didapatkan 157 responden yang memenuhi syarat. Variabel penelitian diukur dengan menggunakan skala Likert 1 sampai 5. Teknik analisis data menggunakan metode PLS-SEM dengan dua model pengujian, yaitu measurement model evaluation dan structural model evaluation. Hasil penelitian menunjukkan bahwa aktivitas pemasaran media sosial tidak secara langsung meningkatkan loyalitas merek pada UKM Kopi Kenangan di Indonesia. Peran kesadaran merek dan citra merek dalam memediasi pengaruh aktivitas pemasaran di media sosial dalam meningkatkan loyalitas konsumen sangat besar. Aktivitas pemasaran di media sosial memiliki pengaruh pada kesadaran merek, citra merek, dan kepercayaan merek. Demikian juga dengan kesadaran merek dan citra merek memiliki berpengaruh positif terhadap loyalitas merek, namun kepercayaan merek tidak mempengaruhi loyalitas merek
Pengaruh Literasi Keuangan Syariah Dan Gaya Hidup Terhadap Perilaku Kecenderungan Berutang Generasi Muda: Kasus Di Kota Surabaya
Get PDFThe aim of this research is to analyze the influence of Sharia Financial Literacy and Lifestyle
on the Debt Tendency Behavior of the Young Generation: Case in the City of Surabaya. This
research is quantitative research that uses primary data. The population of this research is
Muslim individuals in Surabaya who have an income, have debt, and are at least 17 years old.
The sampling technique used was purposive sampling and 110 respondents were obtained who
met the criteria as research samples. Data was collected using a survey method by distributing
questionnaires via g-form. This research uses a Likert scale to measure variables. The data
analysis techniques used are descriptive analysis and inferential analysis assisted by the
Partial Least Square (PLS) program. The results of the study show that Islamic financial
literacy has a significant effect on debt tendency behavior, while lifestyle does not have a
significant effect on debt tendency behavior.
Keywords: Sharia financial literacy, lifestyle, and behavioral trends
Pengaruh Literasi Keuangan, Gaya Hidup, dan Penggunaan Fintech Terhadap Pengelolaan Keuangan Generasi Z
Get PDFThis research aims to analyze the influence of financial literacy, lifestyle and use of fintech on the financial management of generation Z in Surabaya. The sample for this research consisted of 270 generation Z who live in Surabaya and carry out financial management. The sampling technique used purposive sampling. The analysis technique used is the Partial Least Squares (PLS) method with Structural Equation Modeling (SEM). The research results show that financial literacy has no effect on financial management, lifestyle has a negative effect on financial management, while the use of fintech has a significant positive effect on financial management. This study provides insight into the role of financial literacy, lifestyle, and the use of fintech in shaping the mindset that influences Generation Z's financial management. These findings imply that Generation Z must develop good financial management to be more confident in making wise decisions in managing their finances.
Keywords: financial literacy, lifestyle, use of fintech, and financial managemen
Pengaruh Pendapatan, Literasi Keuangan, Toleransi Risiko, dan Pengalaman Investasi terhadap Keputusan Investasi Cryptocurrency pada Generasi Z
Get PDFCryptocurrency, as a relatively new investment instrument, has attracted the attention of various groups, including Generation Z. This study aims to analyze the impact of income, financial literacy, risk tolerance, and investment experience on cryptocurrency investment decisions among Generation Z in Surabaya. The sampling technique used in this study is purposive sampling. The research method employed is quantitative with a survey approach, using a questionnaire distributed to 170 Generation Z respondents who are actively investing in cryptocurrency. The data were analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS) with the assistance of SmartPLS 4.0 software. The results show that financial literacy and risk tolerance have a positive and significant effect on cryptocurrency investment decisions. Meanwhile, income and investment experience do not have a significant impact on investment decisions. These findings suggest that, despite Generation Z having varying income levels and investment experience across different instruments, these factors do not significantly influence their decisions to invest in cryptocurrency. On the other hand, a good understanding of financial literacy and a high level of risk tolerance are key factors in cryptocurrency investment decision-making. This study provides practical implications for Generation Z investors to improve their financial literacy and understand their risk tolerance levels before making cryptocurrency investments. Additionally, this research suggests that future studies should explore other factors, such as psychological and emotional factors, that may influence cryptocurrency investment decisions.
Keywords: Income, Financial Literacy, Risk Tolerance, Investment Experience, Cryptocurrency Investment Decision
Pengaruh Penilaian Kemampuan Pelindungan, dan Perilaku Ko-Kreasi yang Dimoderasi Oleh Dukungan Sosial Terhadap Loyalitas Nasabah Laki-Laki Online Banking
Get PDFThis study aims to investigate the influence of coping appraisal and protection co-creation behavior on the loyalty of male online banking customers, with social support acting as a moderating variable. The researchs is based on data collected
from 127 male customers registered with Indonesia’s four largest banks-BCA, BRI, BNI, and Mandiri-domiciled in Surabaya. The study employs WarpPLS 8.0, a Partial Least Squares Structural Equation Modeling (PLS-SEM) technique, to test
the proposed research hypotheses. The results indicate that coping appraisal has a significant positive impact on protection co-creation behavior and loyalty. However, protection co-creation behavior does not directly influence loyalty.
Additionally, the moderating role of social support does not enhance the effect of coping appraisal on protection co-creation behavior. This study provides valuable insights for banking management in developing strategies to improve customer
loyalty by strengthening customer protection capabilities and fostering better coping appraisal mechanism.
Keywords: Protection Capability; Protection Co-Creation; Loyalty; Social Support; Male Online Banking Customers