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Pengaruh Likuiditas, Kualitas Aset, Sensitivitas dan Efesiensi Terhadap Profitabilitas Pada Bank Pembangunan Daerah
Get PDFThis study aims to analyze the effect of liquidity, asset quality, sensitivity and efficiency on profitability as measured using ROA. Liquidity can be measured by the Loan to Deposits Ratio (LDR) and the Investing Policy Ratio (IPR). Asset Quality can be measured by Non Performing Loans (NPL) and Problematic Productive Assets (APB). Sensitivity can be measured by the Interest Risk Ratio (IRR). Efficiency can be measured by Operating Costs to Operating Income (BOPO) and Fee Based Income (FBIR). The sample of this study consisted of 23 Regional Development Banks for the period 2019 to 2023, so the amount of data processed was 115. The analysis technique used was multiple linear regression analysis. The results of the study revealed that simultaneously LDR, IPR, NPL, APB, IRR, BOPO and FBIR had a significant effect on ROA. Partially LDR, IRR had a significant positive effect on ROA. IPR, NPL and FBIR had a negative insignificant effect on ROA. APB had a positive insignificant effect on ROA. BOPO had a significant negative effect on ROA.
Keywords: Efficiency, Asset Quality, Liquidity, Profitability, Sensitivit
Pengaruh Employee Experience Terhadap Employee Perfomance Dengan Mediasi Job Satisfaction Pada Pegawai Aparatur Sipil Negara (ASN) Guru Generasi Z Di Dispendik Surabaya
Get PDFGeneration Z is starting to dominate the workforce, including in the government sector. Generation Z has unique characteristics in the world of work, they tend to have high expectations of work experience. However, Generation Z is often considered less professional, has a low level of loyalty, and tends to easily change jobs if they are not satisfied. The purpose of this study is to analyze The Influence Of Employee Experience On Employee Performance With Job Satisfaction As A Mediation On State Civil Apparatus (ASN) Teachers Of Generation Z At Dispendik Surabaya. This study uses a quantitative approach using a survey method through a questionnaire distributed to Generation Z Teachers at the Surabaya Education Office. The respondents in this study were 224 teachers who were included in the Generation Z age group. The analysis technique used in this study was Structural Equation Modeling-Partial Least Square (SEM-PLS) using the assistance of Smart-PLS software. The results of this study indicate that Employee Experience has a positive impact on Job Satisfaction and Employee Performance, and Job Satisfaction mediates the relationship in a significant positive manner.
Keywords: Employee Experience, Employee Performance, Job Satisfaction, Generation Z, AS
Pengaruh Faktor-Faktor Employee Experience Terhadap Keterikatan Karyawan Dan Dampaknya Pada Intensi Turnover Karyawan Generasi Z Pada Perusahaan Jasa Di Jawa Timur
Get PDFABSTRACK
the purpose of this study is to analyze the effect of employee experience factors on employee engagement and its impact on employee turnover intentions of generation z in service companies in east java. this study aims to analyze and measure the results of the variables that have been identified by the study. the research method that will be used is a descriptive method using a quantitative approach. the sampling technique used is total sampling. data collection was carried out by distributing online questionnaires filled out by 65 generation z employees at service companies in east java with an age range of 18-27 years. in this study, the test used in statistical analysis is a hypothesis test using smartpls 4.0 software. based on the results of management, the results of this study indicate that the physical experience variable has a positive and significant effect on employee engagement, so that h1 is accepted, technical experience does not affect employee engagement, so that h2 is rejected, the cultural experience variable has a positive and significant effect on employee engagement, so that h3 is accepted, physical experience does not affect turnover intention, so that h4 is rejected, technical experience does not affect turnover intention, so that h5 is rejected, cultural experience does not affect turnover intention, so that h6 is rejected, employee engagement does not affect turnover intention, so that h7 is rejected.
Keywords: Employee Experience, Intensi Turnover, Employee Engagemen
Studi Kualitas Layanan Model Hesqual (Higher Education Service Quality) Terhadap Kepuasan Mahasiswa Dengan Gender Sebagai Variabel Moderasi Di Stie Balikpapan
Get PDFHigher education institutions face challenges in providing services to meet student expectations. This study aims to examine the impact of service quality on student satisfaction using the HESQUAL (Higher Education Service Quality) model. Sampling was used with random sampling technique, involving 290 respondents. Data analysis was conducted with SEM-PLS. The results showed that administrative services, physical facilities, and teaching quality had a significant positive impact on student satisfaction. However, academic services related to the Academic Information System (SIAKAD) do not have a significant impact on student satisfaction. The results of this study imply that to increase student satisfaction, education service providers should optimize administrative procedures, better facility maintenance, and excellent lecturer services.
Keywords: Student Satisfaction, HESQUAL, Administrative Services, Facilities and Infrastructure Services, Lecturers' Services, Academic Services
Perbandingan Kinerja Keuangan Dan Kinerja Pasar Pada Perusahaan Farmasi Di Bursa Efek Indonesia Sebelum Dan Selama Pandemi
Get PDFThis study aims to analyze the differences in financial performance and market performance of pharmaceutical companies listed on the Indonesia Stock Exchange before and during the COVID-19 pandemic. The analysis is conducted using financial ratios based on the companies' quarterly reports for the period 2017–2022. The results indicate that liquidity ratios remained stable during the pandemic, reflecting the resilience of the pharmaceutical sector in maintaining a balance between current assets and liabilities. Profitability ratios, particularly Return on Assets (ROA), showed no significant changes, while the Net Profit Margin (NPM) increased in the medium to long term due to economies of scale, product diversification, and rising prices of essential pharmaceutical products. Leverage ratios did not exhibit notable changes in the short term but increased in aggregate due to investments in production capacity and research. Activity ratios also showed no significant differences at the beginning of the pandemic but demonstrated improved efficiency in the mid-to-late pandemic period. Regarding market performance, Price to Book Value (PBV) and Price to Earnings Ratio (PER) did not show significant differences, indicating that investors had anticipated the resilience of the pharmaceutical sector during the pandemic. This stability suggests that despite the increased demand for pharmaceutical products, market valuations did not experience speculative surges.
Overall, this study confirms that the pharmaceutical sector maintained strong financial resilience during the pandemic, in contrast to many other sectors that faced significant financial pressure.
Keywords: Financial Performance, Market Performance, Pharmaceutical Companies, Covid-19 Pandemic
Pengaruh Kompensasi dan Motivasi Kerja Terhadap Kinerja Kader Surabaya Hebat Wilayah Kelurahan Sidodadi dengan Disiplin Kerja Sebagai Variabel Mediasi
Get PDFThis study analyzes the influence of compensation and work motivation on the performance of Surabaya Hebat cadres in Sidodadi Sub-district with work discipline as a mediating variable. Using a quantitative approach with a survey method and PLS-SEM analysis on cadre respondents, results demonstrate that compensation and motivation have both direct and indirect positive effects through discipline. The findings highlight the importance of designing fair incentive systems, motivation enhancement programs, and discipline-building strategies to improve the effectiveness, accountability, and sustainability of community health services while supporting local government efforts to strengthen health promotion at the urban community level
Perancangan Buku Visual Fotografi Pada Bangunan Heritage Tionghoa di Kembang Jepun Kota Surabaya Dengan Teknik Cut Out
Get PDFThe Local Government has ruled over the urban heritage of Surabaya for the longest time. But, the lack of management and preservation of Surabaya's Kembang Jepun Chinatown area, part of the urban heritage, by Dinas Kebudayaan dan Pariwisata (DISBUDPAR) has caused a vitality decrease since 2008. That area still undiscovered by many. Although the area has ethnic Chinese heritage buildings, also the architectural style of each heritage building is still visible even today, the lack of public knowledge about this urban heritage and the lack of socialization of cultural heritage preservation plans are the main factors contributing to its vitality decreasing. This research reveals the designing process of a visual photography book that contains visuals of Chinese heritage buildings in Kembang Jepun area of Surabaya to give impact and knowledge to potential market as an effort to overcome the problem remaining. This research method uses a qualitative descriptive method. The data used focuses on those that were derived from the observation process, in-depth interviews, also some extra supporting data obtained from questionnaires with non-probability sampling techniques. The results stated that the author successfully designed a visual photography book that contains portraits of heritage buildings in the Kembang Jepun Surabaya area in a minimalist design style, as it is to be an effective medium to support the area
PENGARUH GREEN MARKETING TERHADAP KEPUASAN DAN LOYALITAS PRODUK HIJAU PADA INDUSTRI PERHOTELAN DI HOTEL MERCURE SURABAYA
Get PDFThis study aims to analyze the effect of green product quality, green product price, green corporate image, and salesperson green expertise on green customer satisfaction and its impact on green customer loyalty at Mercure Hotel Surabaya. The research uses a quantitative approach with SEM SmartPLS involving 100 respondents. The results show that all exogenous variables have a significant positive effect on green customer satisfaction, which in turn significantly affects green customer loyalty. Green customer satisfaction is proven to mediate the relationship between exogenous variables and green customer loyalty
PERANCANGAN BUKU CERITA ILUSTRASI INTERAKTIF BERSERI UNTUK ANAK 4-6 TAHUN SEBAGAI MEDIA PENGENALAN CEMILAN BUDAYA KETURUNAN TIONGHOA-INDONESIA
Get PDFThis final project focuses on the design of a serialized interactive picture storybook entitled “Ardi and Fen” for children aged 4–6 as a medium to introduce snacks born from Chinese-Indonesian cultural acculturation. The selected snacks—ote-ote, kompyang, and kue ku—are widely consumed but their cultural origins remain little known among the younger generation. The project is motivated by the lack of children’s knowledge about culinary heritage, highlighting the need for engaging and age-appropriate educational media. A descriptive qualitative approach was employed, using observation, interviews, questionnaires, literature studies, and focus group discussions (FGD). The design applied STP, SWOT, and USP analyses to establish visual concepts and communication strategies. The outcome consists of three prototypes of interactive books with colorful cartoon-style illustrations, simple narratives, and interactive features such as pop-ups and lift-the-flaps. The book series not only stimulates children’s reading interest but also promotes parent–child interaction, instills values of tolerance and cultural diversity, and strengthens national identity from an early age. Thus, “Ardi and Fen” serves as an innovative medium for cultural preservation, combining education and entertainment in a meaningful and creative form
PENGARUH RISIKO USAHA TERHADAP PROFITABILITAS DENGAN KOMISARIS WANITA SEBAGAI VARIABEL MODERASI PADA BANK PERKREDITAN RAKYAT
Get PDFThis study examines the influence of business risks on profitability with
the moderating role of female commissioners in Indonesian rural banks
(Bank Perkreditan Rakyat, BPR). The analysis focuses on credit risk,
measured by Non-Performing Loans (NPL); liquidity risk, measured by
the Cash Ratio (CR); and operational risk, measured by the Operating
Expenses to Operating Income ratio (BOPO). Profitability is proxied by
Return on Assets (ROA). Using panel data from 30 conventional BPRs in
Malang Raya for the 2019–2023 period (150 observations), the study
applies panel regression with moderation testing. Results indicate that
credit risk and operational risk significantly reduce profitability, while
liquidity risk has no significant effect. Female commissioners moderate
these relationships by slightly reducing the adverse effect of credit risk
and weakening the influence of operational risk. These findings highlight
the strategic role of female commissioners as risk mitigators rather than
direct enhancers of profitability. The study contributes theoretically by
integrating gender diversity into governance and risk management
literature. Practically, it suggests strengthening female representation in
boards to improve risk oversight and long-term sustainability.
Keywords: Credit Risk, Liquidity Risk, Operational Risk, Profitability,
Female Commissioner, Rural Banks