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ANALYSIS OF PROPERTY INSURANCE AND COMPARATIVE ANALYSIS OF PROPERTY AND HOUSEHOLD ITEMS INSURANCE
No full textTemeljna svrha osiguranja je zaštita života i imovine od rizika i zato osiguranje ima značajnu ulogu u očuvanju ekonomske stabilnosti pojedinca, ali i cijeloga društva. Jedna od najstarijih vrsta osiguranja kojim se može osigurati vlastita imovina je imovinsko osiguranje koje podrazumijeva i osiguranje od požara i elementarnih šteta. Društvene i ekonomske koristi koje proizlaze iz osiguranja su značajne, jer se temeljem uplaćenih premija osiguranika, a nakon nastupa osiguranog slučaja, isplaćuje naknada štete. U Republici Hrvatskoj je najzastupljenije ugovaranje osiguranja od automobilske odgovornosti koje je zakonom propisano kao obavezno, a osiguranje imovine nije obavezno i još uvijek se smatra nepotrebnim i skupim, iz čega se može zaključiti da je niska razina osigurateljne svijesti u RH. Osiguranje od požara i elementarnih šteta je jedna od vrsta osiguranja koje su u Republici Hrvatskoj nedovoljno zastupljene te se nameće nužnost podizanja razine svijesti građana o osiguranju cjelokupne imovine od požara, poplava i ostalih rizika u slučaju prirodnih nepogoda, propusta ili namjere uz izdvajanje minimalne mjesečne premije. Tema ovog rada je imovinsko osiguranje uz detaljnije objašnjenje pojmova i uvjeta koje se odnose na osiguranje nekretnina i stvari kućanstva. Kroz ovaj završni rad je napravljena usporedba dvije ponude za osiguranje nekretnine i osiguranje stvari u kućanstvu koje su zaprimljene od konkurentskih osiguravajućih društava koje posluju u Republici Hrvatskoj – Generali osiguranje i Wiener osiguranje. Kroz usporedbu i analizu utvrđeni su uvjeti, isključenja, osiguravajući iznosi, premije i drugi podatci koji su uneseni u tablicu iz koje se može jednostavno odlučiti na sklapanje police uz pregled bitnih stavki.The fundamental purpose of insurance is to protect life and property from risks, and thus insurance plays a significant role in maintaining the economic stability of individuals as well as society as a whole. One of the oldest types of insurance that can protect one's property is property insurance, which includes insurance against fire and natural disasters. The social and economic benefits derived from insurance are significant because, based on the premiums paid by policyholders, compensation is paid out after the insured event occurs. In the Republic of Croatia, the most common insurance policy is automobile liability insurance, which is legally mandated, while property insurance is not mandatory and is still considered unnecessary and expensive, indicating a low level of insurance awareness in the Republic of Croatia. Fire and natural disaster insurance is one type of insurance that is insufficiently represented in the Republic of Croatia, highlighting the necessity to raise awareness among citizens about insuring all property against fire, floods, and other risks in the event of natural disasters, negligence, or intent, by setting aside a minimal monthly premium. The topic of this paper is property insurance, with a detailed explanation of the terms and conditions related to the insurance of real estate and household items. This final paper compares two offers for real estate insurance and household item insurance received from competing insurance companies operating in the Republic of Croatia – Generali Insurance and Wiener Insurance. Through comparison and analysis, the conditions, exclusions, insurance amounts, premiums, and other data were determined and entered into a table that simplifies the decision-making process for purchasing a policy by reviewing the key items
DESIGN AND PROTOTYPING OF A CNC MILLING AND ENGRAVING MACHINE
No full textSažetak: U ovom završnom radu je izvršena konstrukcija i izrada CNC stroja za glodanje i graviranje. Cilj je izraditi CNC glodalicu kojom će biti moguće obrađivati drvene predmete i aluminijske dijelove za razne konstrukcije.In this final work, the construction and production of a CNC machine for milling and engraving was carried out. The goal is to create a CNC milling machine that will be able to process wooden objects and aluminum parts for various constructions
SPECIFICITY OF WORKPLACES IN THE FIELD OF COLLECTION, RECYCLING AND PROCESSING OF ELECTRICAL AND ELECTRONIC WASTE
No full textDanašnji svijet sve više ovisi o tehnologiji i zbog toga se proizvode sve veće količine EE otpada. Postavlja se pitanje kamo s tolikim otpadom, kako zbrinjavati taj otpad i kako zaštititi ljude i okoliš od njegova štetnog utjecaja. Ovim radom objašnjeno je što je to EE otpad i problematike zbrinjavanja takvog otpada u pogledu održivosti. Proučavanjem hrvatske vizije za zbrinjavanje električnoga i električnoga otpada, u radu sam se usmjerio na regulativne odredbe u Republici Hrvatskoj s osvrtom na direktive Europske unije te nastojao utvrditi procjenu rizika tvrtke koja se bavi sakupljanjem, recikliranjem i obradom EE otpada. Glavni cilj ovoga rad bio je analizirati konkretne primjene procjene rizika u procesu prikupljanja, recikliranja i obrade EE otpada i dati preporuke za izmjene i poboljšanje postojeće procjene rizika.In todays world we are more dependent on technology and because of this we produce increasing amounts of EE waste and the question is where to dispose of the waste, how to collect this waste and how to protect people and the environment from its harmful effects. Throughout this final paper it is explained what EE waste is and the issues of disposal of such waste in the context of sustainability. By studying the Croatian vision for the disposal of EE waste, in my final paper i went through the regulatory provisions in the Republic of Croatia with reference to the EU directives, and i went through the risk assessment of a company that deals with the collection, recycling and processing of EE waste. The main goal of this final paper was to analyze concrete applications of risk assessment in the process of collection, recycling and processing of EE waste and to give recommendations for changes and improvement of the existing assessment
EKOLOGICAL TECHNOLOGY AND ENVIRONMENTAL INNOVATIONS
No full textU teorijskom dijelu ovog rada obrađena je ekološka tehnologija i inovacije u području zaštite okoliša. U radu će biti opisane inovacije okoliša, elementi opće politike okoliša te podjele u zaštiti okoliša. Opisani su znakovi zaštite okoliša i koliko su važna istraživanja i inovacije u području zaštite okoliša. Uspješna istraživanja su dokazala koliko su zapravo istraživanja važna za očuvanje okoliša jer svakim danom vidimo sve više otpada oko kojega se ljudi ne brinu nego sve više zagađuju okoliš. Trebalo bi se više posvetiti okolišu i početi razvstavati otpad. Danas se primjenjuju razvrstavanja otpada, ali na kraju ide sve u isti kontejner. Potrebno je uvesti sve više kontrola kako bi se izbjeglo zagađenje okoliša te veća pažnja stavila na zaštitu okoliša.In the theoretical part of this thesis, ecological technology and innovations in the field of environmental protection are discussed. The paper will describe environmental innovations, elements of general environmental policy and divisions in environmental protection. The signs of environmental protection are described and how important research and innovation are in the field of environmental protection. Successful research has proven how important research is for environmental protection, because every day we see more and more waste that people don't take care of and pollute the environment more and more. We should pay more attention to the environment and start separating waste. Today, waste sorting is applied, but in the end, everything goes into the same container. It is necessary to introduce more and more control in order to avoid environmental pollution and to pay more attention to environmental protection
WORK SAFETY AT HEIGHTS IN REFINERY OVERHAUL
No full textRad na visini kompleksna je djelatnost, sastoji se od velikog broja različitih poslova u kojima se implementiraju različite mjere sigurnosti u svrhu zaštite radnika, a sama visina je faktor rizika. Zato ćemo se fokusirati na ključne zahtjeve i aspekte rada na siguran način prilikom rada na visini. Zahtjevi/aspekti: Liječnički pregled, potrebni certifikati, procjena rizika i radne dozvole, Osobna zaštitna sredstva, zahtjevi klijenta, ispravnost, certifikacija, te pravilna upotreba zaštitne opreme, skele koje podlježu zakonskim normama te pravilna izrada- montaža skele, periodički pregledi, od ovlaštene osobe, suradnja skelara s ostalim radnim jedinicama u svrhu rada na siguran način, nadzor, ovlasti i odgovornost stručnjaka zaštite na radu, radna procedura klijenta, Minimalni zahtjevi prijenosa tereta, kritična podizanja te tlačnim probama i otvaranjem procesne opreme.Working at heights is a complex activity, it consists of a large number of different jobs in which various safety measures are implemented to protect workers, and the height itself is a risk factor. That is why we will focus on the key requirements and aspects of working safely when working at height. Requirements/aspects: Medical examination, necessary certificates, risk assessment and work permits, Personal protective equipment, client requirements, correctness, certification, and proper use of protective equipment, scaffolding that is subject to legal norms, and proper construction and assembly of scaffolding, periodic inspections, by an authorized persons, cooperation of the ferryman with other work units for the purpose of working in a safe manner, supervision, authority and responsibility of occupational safety experts, client's work procedure, Minimum requirements for cargo transfer, critical lifting and pressure tests and opening process equipment
QUALITY MANAGEMENT WITH REFERENCE TO THE SECTOR OF CLEANING SERVICE
No full textUpravljanje kvalitetom važan je dio svakog sustava unutar svakog poduzeća te djeluje pozitivno na cjelokupnu djelotvornost. Istinska posvećenost kvaliteti, obrazovanje zaposlenih, kontrola procesa te unapređivanje istih kroz preventivne i korektivne aktivnosti vode ka potpunom upravljanju kvalitetom i uspjehu poduzeća. Opisom procesa, potrebnim resursima i pratećom dokumentacijom, određenim odgovornostima te prepoznatim rizicima, prilikama, prijetnjama i slabostima započinje uvođenje sustava kvalitete, no najčešće mala poduzeća nisu u mogućnosti započeti taj postupak zbog premalo financijskih resursa i nedovoljno educiranih zaposlenika koji bi taj posao obavljali pa su, u tom slučaju, vlasnici primorani sami provoditi te aktivnosti te na taj način poboljšavati i unaprjeđivati svoje poslovanje. S obzirom na to da je uslužni obrt Smartclean malo poduzeće, nema uveden sustav upravljanja kvalitetom prema normi HRN EN ISO 9001:2015, ali je vlasnica itekako svjesna važnosti i uloge jednog takvog sustava. S ciljem poboljšanja kvalitete, razvili su se vlastiti standardizirani postupci čišćenja i održavanja koje predstavljaju okosnicu sustava upravljanja kvalitetom. S obzirom na to da sustav upravljanja kvalitetom podrazumijeva, između ostalog, usmjerenost na kupca i kontinuirano poboljšanje vlastitih usluga, obrt Smartclean kontinuirano provodi istraživanja zadovoljstva vlastitih klijenata i rezultate istraživanja koristi za stalno poboljšanje procesa. U ovom završnom radu prikazat će se važnost implementacije sustava upravljanja kvalitetom unutar poduzeća Smartclean kao i važnost procesa kontinuiranog poboljšanja usluge, a sve u svrhu postizanja visoke konkurentnosti i zadovoljstva klijenata.Quality management is an important part of every system within the company and has a positive effect on overall effectiveness. True dedication to quality, employee education, process control and improvement through preventive and corrective activities lead to complete quality management and company success. The introduction of the quality system begins with a description of the process, the necessary resources and accompanying documentation, certain responsibilities and recognized risks, opportunities, threats and weaknesses, but most often small companies are unable to start this process due to insufficient financial resources and insufficiently educated employees who would perform this work, so they in this case, the owners are forced to carry out these activities themselves and thus improve and improve their business. Given that the service industry is a small company, it has not introduced a quality management system according to the ISO 9001:2015 standard, but the owner is well aware of the importance and role of such a certificate. With the aim of improving quality, our own standardized cleaning and maintenance procedures have been developed and they are the backbone of the quality management system. Given that the quality management system implies, among other things, focus on the customer and the continuous improvement of its own services, the Smartclean trade continuously conducts surveys of its own clients' satisfaction and the results of research of benefits for continuous improvement of the process. This master’s thesis will show the importance of implementing a quality management system within the Smartclean company, as well as the importance of the process of continuous service improvement, all in order to achieve high competitiveness and client satisfaction
ACCESSING AND SHUTTING OFF THE VEHICLE ON ALTERNATIVE DRIVE- CNG, LNG, LPG, HYDROGEN AND BATTERIES
No full textU ovom diplomskom radu objašnjeni su postupci, radnje i opasnosti kod postupanja u incidentnim situacijama koji uključuju vozila na alternativni pogon. Uz općeniti dio o električnim vozilima, bit će objašnjeni i taktički nastupi kod gašenja takvih vrsta vozila, neke nova taktička oprema za pristup gašenju te i same opasnosti s kojima se interventno osoblje, vatrogasci mogu susresti kod takvih vrsta intervencija.IV SUMMARY In this work the procedures, actions, and dangers of dealing with incident situations involving alternative drive vehicles are explained. In addition to the general section on electric vehicles, tactical performances when extinguishing such types of vehicles, some new tactical equipment for access to extinguishing, and the dangers that emergency personnel and firefighters may encounter during such interventions will be explained
RECYCLING SPECIAL WASTE CATEGORIES
No full textOporaba otpada vezana za posebne kategorije otpada predstavlja vrlo bitan proces u smislu izdvajanja sekundarnih sirovina, ali i uporabe otpada u energetske svrhe. Kako bi proces oporabe otpada započeo na prihvatljiv način svaki pojedinac dužan je otpad zbrinuti na ekološki prihvatljiv način budući da takvim načinom štedimo energiju, smanjujemo prostor na deponijima, smanjujemo onečišćenost zraka, vode i tla, ali i čuvamo ono najvažnije – zdravlje svih nas. U Republici Hrvatskoj posebne kategorije otpada čine 16 kategorija sa određenim potkategorijama.The recovery of waste related to special categories of waste is a very important process in terms of the separation of secondary raw materials, but also the use of waste for energy purposes. In order for the process of waste recovery to start in an acceptable way, each individual is obliged to dispose of waste in an ecologically acceptable way, since this way we save energy, reduce space in landfills, reduce air, water and soil pollution, but also protect the most important thing - the health of all of us. In the Republic of Croatia, special categories of waste consist of 16 categories with certain subcategories
PRIMARY WOOD PROCESSING AND THE APPLICATION OF PROTECTION AT WORK IN PARQUET PRODUCTION
No full textZavršni rad bavi se primarnom obradom drva koja je prva i najvažnija stavka u izradi parketa. Pilana je dio proizvodnog procesa u kojem dolazi do najviše ozljeda i opasnosti u radu. Zbog tih ozljeda potrebna je adekvatna zaštita na radu. Svakodnevno smo svjedoci različitih vrsta ozljeda na radu od lakših do onih težih koje mogu rezultirati smrtnim ishodom. Bitno je radnicima ukazati na najopasnije točke svake faze proizvodnje i načine kako dolazi do ozljeda na tim mjestima, te ujedno i objasniti mjere kojima se nastoji umanjiti, odnosno spriječiti pojava takvih nesreća.The final work deals with the primary processing of wood, which is the first and most important item in the production of parquet. The sawmill is the part of the production process in which the most injuries and hazards occur at work. These injuries require adequate protection at work. Every day we witness different types of injuries at work, from minor to serious ones that can result in death. It is important to point out to the workers the most dangerous points of each phase of production and the ways in which injuries occur in these places, and at the same time to explain the measures that try to reduce or prevent the occurrence of such accidents
DIVING SYSTEM IN FIREBRIGE
No full textRonjenje predstavlja ljudsku aktivnost i boravak ispod vodene površine koristeći zrak ili mješavinu plinova iz autonomnog ronilačkog aparata. Sami svjetski začeci ronjenja sežu još u davno egipatsko doba, dok se izum zvona za ronjenje sredinom 16. stoljeća smatra kao prvi ozbiljniji koraci sustava ronjenja. Na prostorima Hrvatske, ronjenje se najprije razvija na otoku Krapnju gdje se pri izlovu spužava ronioci koriste mekim skafanderima uvezenima iz susjedne Italije. Danas se ronjenjem bave brojne svjetske organizacije, od čega su najistaknutije navedene u nastavku rada. Kao i svaka aktivnost, tako i ronjenje zahtjeva veliku količinu opreme i pomoćnih sredstava, od kojih su u radu navedene i opisane najosnovnije komponente koje ronioci koriste prilikom svakog zarona. Obzirom da se ronioci podvrgavaju vodenom okolišu koji ljudskom tijelu nije prirodan, potrebno je poznavati specifičnosti i opasnosti prilikom samog ronjenja. Također, obzirom na utjecaj tlaka na ljudsko tijelo, potrebno je dobro poznavati plinske zakone te time spriječiti negativan utjecaj na zdravlje, kao i potencijalnu štetu na krvožilni sustav i ostale vitalne organe. Ronioci JVP Opatija djeluju već duži niz godina na vježbama i intervencijama ispod vodenih površina, poštujući pritom sve propise te izvršavajući periodičke liječničke preglede.Diving is a human activity and stay below the water surface using air or a mixture of gases from an autonomous diving apparatus. The very beginnings of diving in the world date back to ancient Egyptian times, while the invention of the diving bell in the middle of the 16th century is considered as first serious steps of the diving system. In Croatia, diving is first developed on the island of Krapanj, where divers used soft spacesuits imported from neighboring Italy to catch sponges. Today, numerous world organizations deal with diving, the most prominent of which are listed below. Like any activity, diving requires a large amount of equipment and aids, of which the most basic components that divers use during every dive are listed and described in the paper. Given that divers are exposed to an aquatic environment that is not natural to the human body, it is necessary to know the specifics and dangers of diving. Also, considering the influence of pressure on the human body, it is necessary to know the gas laws well and thereby prevent a negative impact on health, as well as potential damage to the circulatory system and other vital organs. The divers of Fire Brigade Opatija have been working for several years on exercises and interventions under water surfaces, respecting all regulations and carrying out periodic medical examinations