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    Financial agency

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    Ovim završnim radom istaknuta je važnost Financijske agencije, njezini procesi te prije svega misija i vizija. Financijska agencija pod ovim imenom djeluje od siječnja 2002. godine, ali iza sebe ima polustoljetnu poslovnu tradiciju. Nasljednica je Zavoda za platni promet (ZAP), odnosno još starije Službe društvenog knjigovodstva (SDK). Financijska agencija kao jedna od najvećih hrvatski tvrtki obavlja poslove prijevoza novca, transakcija u platnom prometu te pružanja informacija vezanih za poslovanje te pružanje elektroničkih servisa. Fina je u državnom vlasništvu, ali posluje po principu tržišta. Ostvarila je uspjeh u poslovanju s bankama, Hrvatskom narodnom bankom te brojnim poslovnim sustavima i drugim subjektima. Financijska agencija je partner državi na području javnih financija gdje je provela nekoliko sveobuhvatnih i ključnih projekata. Fina je imala i važnu ulogu u operativnoj pripremi i provedbi dvije velike reforme: platnog prometa i mirovinskog sustava. Zahvaljujući tradiciji tržišnog okruženja u kojemu posluje, Fina je 2006. godine usvojila viziju i misiju te organizacijske vrijednosti, koji su tada bile temelj njezina poslovanja. Vizija fine temelji se na uvjerenju da će postati općeprihvaćeni hrvatski pružatelj financijskih, administrativnih i informatičko-komunikacijskih usluga ispujavanjem zahtjeva klijenata. Svojim korisnicima, Fina omogućuje korištenje elektroničkih servisa i usluga te obavljanje različitih transakcija kakve pruža samo ona. Misiju Financijske agencije karakterizira ponuda individualizirane financijske i administrativne usluge bez obzira koje su veličine. Svakome klijentu se poklanja jednaka doza pažnje jer je poznata činjenica da u Fini male stvari puno znače.With this final work is pointed out the importance of Financial agency, its processes and first of all mission and vision. With this name, Financial agency affect since January 2002, but has had a semi-centennial business tradition. It succeeded the Institute for Payment Transactions, or even older Social Accounting. Financial Agency as one of the largest Croatian company performs transportation of cash, payment transactions and provide information related to operations and providing electronic services. Fina is state-owned, but operates on the principle of market. Its achieved success in business with the banks, the Croatian National Bank and numerous business systems and other subjects. Fina is a partner country in the field of public finance which has implemented several comprehensive and key projects. It also had an important role in the operational preparation and implementation of two major reforms: the payment system and the pension system. Thanks to the tradition of the market environment in which it operates, Fina in 2006 adopted the vision and mission and organizational values, which were then the foundation of its business. Vision of the Fina is based on the belief that it will become generally accepted Croatian provider of financial, administrative and information-communication services fulfilling customer requirements. Its users , Fina allows use of electronic services and acommodation and perform different kind of transaction which provides only one. Mission of Financial Agency is characterising by offer of individualized financial and administrative services regardless of their size. To each client is given equal doses of attention because it is a known fact that in Financial agency little things mean a lot

    Differences between consumers in the process of choosing a sports product considering marketing elements

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    Cilj ovog rada bio je analizirati razlike između potrošača u odabiru sportskog proizvoda prema utjecajima elemenata marketinga. Uz osnovne podatke o menadžmentu, marketingu, te menadžmentu i marketingu u sportu, provedena je analiza na različitim uzorcima ispitanika, a to su redovni i izvanredni studenti, zaposlene i nezaposlene osobe te muška i ženska populacija. Također su analizirani elementi marketing miksa, odnosno proizvod, cijena distribucija i promocija, te njihova primjena u sportskom okruženju. Provedena je anketa nad 385 ispitanika te je dobiven uzorak koji može biti dobar pokazatelj u kojem smjeru trebaju gledati sportske organizacije u Slavonskom Brodu i na što se trebaju fokusirati prilikom izrade poslovnog plana i analize trenutnog poslovanja. Nikako ne smiju izostaviti marketing iz svog poslovanja, jer je on jedan od ključnih elemenata uspjeha svakog poduzetničkog pothvata, pa tako i ponude određenog sportskog proizvoda ili usluge.The goal of this paper was to analyze the differences between consumers in the process of choosing a sports product considering marketing elements. Along with basic information about management, marketing, and management and marketing in sports, a research has been conducted on different types of users, including under graduates and part time students, employed and unemployed people and male and female participants. The paper also analyzes the elements of the marketing mix, which are product, price, place and promotion and their placement in a sports environment. A survey was conducted on 385 respondents to provide the sample which can be a good indicator in which direction the sports organizations in Slavonski Brod should be looking and on what they should focus when developing a business plan and analysis of the current business. They need to be sure not to leave out marketing out of their business, because it is one of the key elements of any business venture, as it is of an offer of a certain sports products or services

    Project of education sustainable use of pesticides

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    U radu je analiziran projekt edukacije Održiva uporaba pesticida koju je odobrila Vlada Republike Hrvatske te time omogućila obrazovanje poljoprivrednika za pravilnu uporabu pesticida. Životnim ciklusom projekta edukacije Održiva uporaba pesticida prikazan je način i funkcioniranje projekta. Rezultati projekta su pozitivni jer se edukacija i odaziv ljudi na nju provodi cijelom Republikom Hrvatskom.The paper analyzes project of education Sustainable use of pesticides, which is approved by Croatian Government and enabled education of agriculturists to use pesticides properly. Through life cycle of project of education Sustainable use of pesticides is shown the method and functioning of project. The results of project are possitive because education and turnout of people is carried out all over entire Croatian Republi

    Quality of the two kind of pepper seedlings in dependence of the two kind of substrates

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    Paprika (Capsicum annuum L.) je pripadnica porodice Solanaceae, jednogodišnja zeljasta biljka. Za potrebe završnog rada postavljen je pokus u kojem se pratilo klijanje sjemena sorte paprike 1. i sorte paprike 2. koje su bile posijane u dva različita supstrata: domaćem supstratu i Florahum-SP. Pratio se rast nadzemnog i korijenskog dijela presadnica u uvjetima uzgoja zaštićenog prostora. Mjerena je duljina nadzemnog i korijenskog dijela te je vagana masa presadnica. U rezultatima je ustanovljeno da su sjemenke sorte paprike 2. imale bolju klijavost od sorte paprike 1.. Također sorta paprike 2. je imala i veću duljinu nadzemnog i korijenskog dijela te veću masu. Klijanci uzgojeni u domaćem supstratu su imali veću masu te razvili deblju stabljiku i veće lišće. Unatoč uvriježenom mišljenju da se u tvornički napravljenom supstratu uzgajaju kvalitetnije presadnice, rezultati pokazuju da nije u svim slučajevima tako.Pepper (Capsicum annuum L.) belongs to family Solanaceae, one year herbaceous plant. For the needs of terminal work, it has been set trial where has been followed seed growing of the pepper type 1. and type 2. which were planted in two kind of substrates: Florahum-SP and home- made substratum. It has been followed growing of above-ground part and of the rout part seedlings in condition of protected area. It has been measured above-ground part, rout part and weighed mass of seedlings. The results has been showed that pepper seedlings type 2. had better germination than seedlings type 1.. Seedlings type 2. also had greater length of above-ground part and rout part and also bigger mass. Seedlings growed in home-made substratum had bigger mass and developed thicker stem and bigger lieves. Despite popularly opinion that seedlings are better in factory made substrates, results showed that it is not in every case

    Custom union - a key factor in the global environment of 21st century

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    Carina predstavlja najstariji instrument u vanjskotrgovinskoj politici koji utječe na obujam i vrijednost vanjske trgovine. Vanjskotrgovinska razmjena je pod snažnim utjecajem globalizacije koja stvara globalna tržišta i proizvode. Da bi se vanjska trgovina razvijala, važno je formirati carinski sustav te ga regulirati određenim, odgovarajućim propisima. Carinske unije su u Europskoj Uniji bile jedno od najvažnijih postignuća i još uvijek predstavljaju jedan od glavnih čimbenika globalnog okruženja 21. stoljeća koje je ispunjeno brzim promjenama, velikim brojem tržišta i čije se granice šire tehnološkim postignućima i upotrebom tehnologija. Carinska unija je jedinstveno carinsko područje zemalja članica na kojemu se promet robom odvija bez potrebe obavljanja carinskih formalnosti, carinskog nadzora robe, odnosno naplate carinskih davanja i sličnih pristojbi na uvoz i izvoz robe između njih.Customs presents the oldest instrument in foreigin trade politics, which affects the volume and value of external trade. Foreigin trade is strongly affected by globalization, witch creates global markets and products. To develop the foreigin trade it is important to establish the customs system and to regulate corresponding regulations. Customs unions have been one of the most important achievements in the European Union, and they stil represent one of the main factors of true global environment of the 21st century, which is filled with rapid changes and large number of markets whose limits are extending by technological developments and the use of technology. The customs union is a unique customs territory of the member states in which sales of goods takes place without the need of carrying out the customs formalities, customs control of goods, and payment of customs duties and similar levies on import and export between them

    Dana as a service

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    Podatak kao usluga je novi fenomen koji poduzeća tek počinju uvoditi kao standard u poslovanju. Rad stavlja naglasak na informacijske tehnologije, bez kojih bi danji napredak bio nemoguć. Baze podataka su osnova ovog koncepta, koji je dio računalstva u oblaku. Prikazane su prednosti u poslovanju koje ovaj koncept donosi. Također, rad se bavi i sa samim softwarom, kao i primjerom firme koja ga koristi.Data as a service is a new phenomenon that emerged lately, and businesses are just starting to use it on a daily basis. This paper touches the informational technologies, without whom this concept would be impossible. Databases are the essence of the concept, witch is a part of cloud computing. The paper shows the benefits of DaaS, it researches the software itself, and it brings an example of a business that uses it

    Varietal influence on the quality of seedlings of lettuce and carrot seedlings

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    Osnovni preduvjet uspješnog uzgoja neke vrste ovisi o klijavosti sjemena zatim o agroekološkim uvjetima te genotipu. Prvi cilj istraživanja bio je utvrditi utjecaj sorte na klijavost i kvalitetu presadnica tri sorte salate (Majska kraljica, Atrakcija i Brazilijanka) uzgojene u plasteniku Veleučilišta u Slavonskom Brodu. Pokus je postavljen u četiri ponavljanja sa 100 posijanih sjemenki u kontejnere sa 104 sjetvena mjesta napunjenim supstratom za uzgoj presadnica salate, a za navodnjavanje je korištena vodovodna voda. Drugi cilj istraživanja bio je utvrditi utjecaj sorte na klijavost i kvalitetu klijanaca četiri sorte mrkve (Flaker, Chantenay, Duga tupa bez srca i Nantaise amelioree 2) u laboratorijskim uvjetima metodom rolanog filter papira. Pokus je postavljen u četiri ponavljanja sa 50 sjemenki uz vlaženje destiliranom vodom. Utvrđen je vrlo značajan (P≤0,01) utjecaj sorte salate na sva mjerena svojstva (klijavost, duljinu nadzemnog dijela presadnica, duljinu korijena presadnica, ukupnu duljinu presadnica, te masu presadnica). Također je utvrđena korelacijska povezanost između mase i duljine presadnica salate Majska kraljica. Utjecaj sorte na klijavost mrkve također je bio značajan, dok razlike u duljini klijanaca i masi klijanaca nisu bile statistički značajne. Utvrđena je čvrsta korelacijska povezanost mase i duljine klijanaca mrkve sorata: Nantaise amelioree 2 (P1), Flaker i Duga tupa bez srca.The basic prerequisite for successful breeding of a species depends on seed germination, on the environmental conditions and the genotype. The first aim of this study was to determine the influence of varieties on seed germination and seedling quality of three varieties of lettuce (Max Queen, Attraction, Brasiliana) grown in a greenhouse Polytechnic in Slavonski Brod. The experiment was set in four repetitions with 100 seeds planted in containers with 104 sowing places filled with substratum for cultivation of lettuce seedlings and irrigation was supplied with tap water. The second aim of this study was to determine the influence of varieties on seed germination and seedling quality of the four varieties of carrots (Flakkee, Chantenay, Long dull heartless, Nantaise amelioree 2) in laboratory conditions with rolled filter paper method. The experiment was set in four repetitions with 50 seeds by wetting with distilled water. A very significant impact (P≤0,01) was established on all varieties of lettuce measured properties (germination, the length of the above-ground parts of seedlings, seedling root length, total length of seedlings and transplants mass). A correlation connection also was established between the weight and length of seedlings of lettuce May Queen. The impact on seed varieties of carrots has been significant, while the difference in the length of the seedlings to the mass of seedlings were not statistically significant. There was a strong correlation connection between mass and length of seedling varieties of carrots: Nantaise amelioree 2 (P1), Flakkee and Long dull heartless

    The impact of pesticides to pollinators

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    Oprašivanje je važan proces u svakom ekosustavu jer omogućava razmnožavanje biljaka i proizvodnju hrane. Životinje oprašivači mogu biti ptice, šišmiši, puževi i kukci. Najvažnijim oprašivačem smatra se medonosna pčela. Kako bi se proizvela dovoljna količina hrane za rastuću ljudsku populaciju, poljoprivreda se oslanja na suvremenu tehnologiju koja podrazumijeva upotrebu pesticida. Pesticidi istovremeno mogu biti štetni za okoliš, zdravlje ljudi i životinja. Smatra se da za kukce oprašivače pa tako i za medonosnu pčelu posebnu opasnost predstavljaju insekticidi iz skupine neonikotinoida. Ovu skupinu pesticida u posljednje vrijeme povezuje se s pojavom sindroma nestajanja pčelinjih zajednica. Istraživanja i dalje traju, a zbog moguće opasnosti od njihove primjene po oprašivače, Europska Unija uvela je dvogodišnju zabranu korištenja imidakloprida, tiametoksama i klotianidina.Pollination is an important process in any ecosystem because it allows propagation of plants and food production. Animal pollinators may be birds, bats, insects and snails. The most important pollinator is considered a honey bee. In order to produce sufficient food for a growing human population, agriculture relies on modern technology that includes the use of pesticides. Pesticide can also can be harmful on the environment, human and animal health. It is believed that insect pollinators as well as for honeybees special risk are insecticides from the group of neonicotinoids. This group of insecticides in recent years is associated with a syndrome of disappearing bee colonies. Research is still going on, and because of the dangers of their use by pollinators, the European Union has introduce ban the use of imidacloprid, thiamethoxam and clothianidin

    Protection program of pepper in greenhouse production

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    Paprika (Capsicum annuum L.) je vrlo cijenjeno povrće bogato ljekovitim sastojcima i stoga ima značajno mjesto u ljudskoj prehrani uz različite mogućnosti primjene. Tijekom uzgoja izložena je napadu brojnih uzročnika bolesti i štetnika. Potrebno je poznavati životni ciklus patogena i ekološke uvjete koji pogoduju njihovom razvoju te simptome koje uzrokuju na biljkama kako bi se na vrijeme reagiralo i spriječilo gubitke u proizvodnji. Cilj završnog rada bio je pratiti pojavu bolesti i štetnika u plasteničkoj proizvodnji paprike na Obrtu Viridis u vegetacijskoj sezoni 2015. godine te se upoznati s primijenjenim programom zaštite.Pepper is extremely appreciated vegetable rich with curative ingredients and therefore has an important place in human nutrition with different possibilities of application. During cultivation it is exposed to attack of numerous causes of diseases and pests. It is necessary to know the life cycle of pathogens and ecologicaly conditions that contribute to their growth as well as the symptoms that they cause on plants in order to be possible react on time and prevent the losses in production. The aim of the final work was to follow occurrence diseases and pests in greenhouse conditions in cultivation of pepper at the farm Viridis during the vegetation season in 2015 and get to know with applied protection program

    Economic and environmental feasibility of wind farm construction

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    Uporaba obnovljivih izvora energije, a pogotovo proizvodnja električne energije vjetroelektranama ima sve veću primjenu. Međutim, problem su relativno velike vrijednosti investicije za izgradnju vjetroelektrana, te je prije donošenja odluka o ulaganjima potrebno izvršiti analizu ekonomske opravdanosti izgradnje vjetroelektrane. S obzirom da se radi o obnovljivom izvoru energije nužno je analizirat i ekološke prednosti – benifite izgradnje vjetroelektrane. U radu je ukratko opisana proizvodnja energije iz vjetra, korištenje vjetra za proizvodnju električne energije te osnovni dijelovi, principi rada vjetroelektrana kao i prednosti i nedostaci proizvodnje električne energije iz vjetroelektrana. Na jednom primjeru vjetroelektrane, s dostupnim podacima, izvršena je analiza ekonomske i ekološke opravdanosti izgradnje vjetroelektrane. U ekonomskoj analizi je pokazan utjecaj subvencije otkupne cijene električne energije na razdoblju povrata investicije izgradnje vjetroelektrane, te je pokazano da bez subvencionirane otkupne cijene proizvodnja električne energije vjetroelektranama razdoblje povrata investicije relativno dugo. Također, u ekološkoj analizi je pokazano koliko se proizvodnjom električne energije iz vjetroelektrana svake godine smanjuje emisija stakleničkih plinova.The use of renewable energy, particularly electricity generation using wind power, has become increasingly common. However, the relatively high investment required and the need to perform an analysis of the economic feasibility prior to making investment decisions remain problems for the construction of wind farms. Given that it is a renewable resource, it is also necessary to analyze the environmental advantages, which are benefits of wind farm construction. The paper briefly describes the production of wind power, the use of wind to generate electricity and the basic components and principles of the operation of wind farms, as well as the advantages and disadvantages of electricity generation from wind power. In one example of a wind farm, an analysis of the economic and environmental feasibility of its construction was performed using available data. The economic analysis shows the impact of electricity purchase price subsidies on the payback period of wind farm construction and it is shown that the payback period of wind power electricity generation is relatively long without subsidized purchase prices. Also, the environmental analysis shows how much greenhouse gas emissions are reduced every year as a result of the use of wind power for electricity generation

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