Journals UITM University of Information Technology and Management
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Through the Singularity
Get PDFIn this work, we propose a dangerous journey – a journey through the strong singularity from one universe to another or from inside of a black hole to its ’inverse’ as a white hole. Such singularities are hidden in the Friedman and Schwarzschild solutions; we call them malicious singularities. The journey is made possible owing to two generalizations. The first generalization consists in considering spaces with differential structures on them (so-called ringed spaces) rather than the usual manifolds. This entails a generalization of the concept of smoothness, which allows us to think about a smooth passage through the singularity. The second generalization is related to the concept of curve. We show that if a kind of singularity is implanted in the set of curve’s parameters, along with an appropriate topology, in such a way that the structure of the set of parameters corresponds to the structure of the singular space-time, the curve can smoothly – in a generalized sense – pass through the singularity
Logical Ideas of Jan Łukasiewicz
Get PDFThis paper discusses the main logical ideas put forward by Jan Łukasiewicz within their historical context and further development
What is Sport (Philosophically Speaking)?
Get PDFThis paper proposes an analysis of sport from an analytic-philosophical point-of-view. The authors argue that although a definition in the traditional sense (per genus proximum and differentiam specificam) – conceived as analytic, synthetic, or regulative – is rather impossible, a conceptual description, using some key intuitions, can be achieved. These intuitions are suggested by taking into account phenomena such as physical culture and its properties, Olympic games and their regulations, or the popularity of sport as perceived by direct spectators and indirect observers, particularly on television. Various examples suggest that sport is a complex phenomenon, generally consisting of the actions of people, subordinated to rules that govern how sport actors behave. Hence, a normative aspect of sport must be taken into account in any conceptual analysis of sport. If the traditional manner for defining a concept is considered unavailable, then Wittgenstein’s strategy of analysis, via the notion of family resemblance, is recommended. The authors show that this can also be applied to the concept of sport. After mentioning Renford Bambrough’s interpretation of Wittgenstein, the authors propose to treat the name sport as referring to a mereological collection of parts, unified by several factors and forming a family resemblance
Beyond Function And Aesthetics: The Ethical Implications Of AI-Driven Interior Design For Enhancing Human Experience
Get PDFWith a focus on its philosophical and practical consequences for human awareness, this paper explores how artificial intelligence (AI) is revolutionizing interior design. It makes the case that artificial intelligence (AI) can strengthen the emotional bonds that exist between people and their surroundings by defining consciousness as awareness of one’s existence and surroundings. AI may produce individualized design solutions that support residents’ ideals and promote self-expression and well-being by examining user interactions and preferences. However, there are ethical issues with AI incorporation, including the possibility of design homogenization and the possible loss of personal autonomy. The essay promotes a well-rounded strategy that embraces technological advancement while maintaining human agency. It demonstrates through case studies how AI-driven design can represent individual stories and feelings,ultimately adding to the conversation on moral design in the technological sphere
SECTOR-SPECIFIC FINANCIAL FORECASTING WITH MACHINE LEARNING ALGORITHM AND SHAP INTERACTION VALUES
Get PDFThis study examines the application of machine learning models to predict financial performance in various sectors, using data from 21 companies listed in the BIST100 index (2013-2023). The primary objective is to assess the potential of these models in improving financial forecast accuracy and to emphasize the need for transparent, explainable approaches in finance. A range of machine learning models, including Linear Regression, Ridge, Lasso, Decision Tree, Bagging, Random Forest, AdaBoost, Gradient Boosting (GBM), LightGBM, and XGBoost, were evaluated. Gradient Boosting emerged as the best-performing model, with ensemble methods generally demonstrating superior accuracy and stability compared to linear models. To enhance interpretability, SHAP (SHapley Additive exPlanations) values were utilized, identifying the most influential variables affecting predictions and providing insights into model behavior. Sector-based analyses further revealed differences in model performance and feature impacts, offering a granular understanding of financial dynamics across industries. The findings highlight the effectiveness of machine learning, particularly ensemble methods, in forecasting financial performance. The study underscores the importance of using explainable models in finance to build trust and support decision-making. By integrating advanced techniques with interpretability tools, this research contributes to financial technology, advancing the adoption of machine learning in data-driven investment strategies
CBDC and trust in A central bank: transitivity of preferences vs. the privacy paradox
Get PDFThe privacy and anonymity of transactions are considered some of the biggest challenges whendesigning Central Bank Digital Currencies (CBDC). While many surveys show that people stronglyprefer privacy in their transactions, behavioral theories suggest that human behaviour in digitalspaces is more complex, a phenomenon known as the privacy paradox. The research aims tomeasure privacy preferences in specific situations and examine how these preferences influencechoices between anonymous transactions versus the design of CBDC functionality. The studyused the ANOVA method to determine if there were significant differences between groupsbased on privacy preferences. Survey data from respondents in emerging markets showed a mildform of the privacy paradox. The research measured privacy tendencies in three areas: general,digital, and financial environments, and found a statistically significant correlation betweenthese measures. However, the respondents' privacy preferences did not consistently align withtheir choices between transaction anonymity and CBDC functionality, nor did they consistentlyrelate to trust in central banks as privacy guarantors or the importance of central bank inde-pendence for ensuring privacy. The ANOVA test found no significant differences in privacy pref-erences between respondents who prioritized anonymity or functionality, or between those whotrusted or did not trust central banks to guarantee privacy and their independence in doing so.This suggests that when faced with complex decisions, people may exhibit intricate patterns ofpreference, which is crucial for optimizing CBDC design
SYMBIOTIC HARMONY: EXPLORING THE INTERPLAY BETWEEN INVESTMENT STRATEGIES AND INSURANCE IN THE CZECH REPUBLIC
Get PDFThis study investigates the complex relationship between insurance and investment strategies in the Czech Republic using a PICOT-PRISMA approach that focuses on high-impact Social Sciences Citation Index (SSCI) articles from Q1-Q3 journals. By examining both mandatory and optional insurance types, we highlight their impact on societal welfare and individual autonomy. The study also uses VECM econometric analysis to reveal distinct patterns across different economic agents: households have a stable long-term equilibrium, with increased insurance coverage correlated with higher investment levels, implying complementarity. Non-financial companies, on the other hand, show a substitution effect, with increased insurance coverage resulting in lower investment. At the aggregate economic level, we see a stronger positive relationship, with investment serving as the primary driver and insurance playing a more passive role. These findings contribute to the literature by providing empirical evidence on the nuanced interaction of insurance and investment in a small open economy, highlighting the impact of specific economic, regulatory, and sociocultural factors, as well as divergent incentives and risk profiles among households and corporate entities
Retirement attitudes in Poland and Southeast Europe
Get PDFThe paper aims to present the retirement attitudes of individuals in Poland and Southeastern European countries. In our study, we have shown that many factors influence retirement decisions. These decisions are influenced by the state-guaranteed pension level and the individual's perception of this security, and individual retirement savings. Socio-demographic characteristics such as age and gender also play a crucial role in shaping these decisions. Firstly, our study shows that age has a statistically significant effect on stated attitudes towards the state pension. For each additional year of life, the odds of respondents stating that they will cover their expenses in old age by drawing a state pension increase by 4,4% (Poland) and 1% (Southeastern Europe). Secondly, respondents identified the state as the primary source of retirement security. This trend is observed in both Poland and other European countries. The data used in the article comes from national surveys conducted using the updated 2018 OECD/INFE Toolkit for measuring financial literacy and financial inclusion. The analyses in this article cover Poland and seven Southeastern European countries that participated in the OECD/INFE survey (Bulgaria, Croatia, Georgia, North Macedonia, Moldova, Montenegro, and Romania).
Bricolage of a Concubine Society: Resisting a Colonial Order in The Handmaid’s Tale
Get PDFThis paper explores the tension between two competing discourses in Margaret Atwood’s The Handmaid’s Tale: the dominant ideology upheld by the state and the counter-discourse articulated by the handmaids. The official discourse constructs a covertly colonized community in which individuals are confined to strictly defined roles and spaces. Focusing on the role of religious authority as part of the Ideological State Apparatuses, the paper examines how the theocratic system of Gilead perpetuates control and submission. At the same time, it investigates how the handmaids resist this oppressive order by forming an imagined community grounded in shared suffering, memory, and covert communication. The analysis draws on Michel Foucault’s theory of discourse, Louis Althusser’s concept of ideology, and Benedict Anderson’s notion of imagined communities to interpret how power and resistance operate within Gilead’s social hierarchy. Employing close textual analysis within a qualitative framework, this study demonstrates how language, ritual, and collective identity serve as both tools of domination and subversion in Atwood’s dystopian narrative
Predictors of Digital Financial Inclusion among the Youths: An Empirical Evidence of Kampala-Uganda
Get PDFThe study aimed to investigate the relationship between ICT usage, financial literacy, and digital financial inclusion among the youth in Kampala, Uganda. It primarily aimed to address the existing gap in understanding how these two variables, ICT usage and financial literacy, serve as predictors of digital financial inclusion, particularly among young populations who are often financially excluded. The investigation employed a cross-sectional research design, utilizing primary data collected through structured questionnaires from 294 youths in Kampala. Descriptives, correlation, and regression analyses were used to assess the relationships between ICT usage, financial literacy, and digital financial inclusion. The study’s key findings revealed that both ICT usage and financial literacy have significant positive effects on digital financial inclusion. Specifically, ICT usage and financial literacy were found to explain 42% of the variation indigital financial inclusion. The remaining 58% could be attributed to other factors not included in this study. The findings pose significant implications for policymakers and stakeholders involved in financial inclusion initiatives. The study highlights the critical role that ICT plays in extending financial services to previously underserved populations, particularly in regions with limited access to traditional banking infrastructure. Moreover, the findings underscore the need to integrate financial literacy programs into digital financialinclusion strategies. This approach would not only enhance youths’ capacity to use digital financial tools but also improve their financial well-being by fostering better financial decision-making, saving, and investment behaviors. This study contributes to the body of nowledge by providing further support for the relationship between ICT Usage, financial literacy, and digital financial inclusion among youth. It further unveils a new model that suggests and demonstrates that digital financial inclusion is primarily predicted by ICT Usage and financial literacy, which has not been explored in the digital financial inclusion literature, especially among youth in the context of developing countries. This adds to the Technology Acceptance Model and Systems Theory of Financial Inclusion, which emphasize the importance of technology and financial education in enhancing access to financial services