Journals UITM University of Information Technology and Management
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Quantifying Modal Density in Climate Change Discourse: A Multimodal Analysis
Get PDFThis paper examines modal density, a concept introduced in Discourse Analysis by Norris [2004, 2009], in news media. Modal density combines intensity (modal prominence) and complexity (modal interactions), and is believed to vary across media genres and speech acts in climate change communication. Using data from UCLA’s NewsScape corpus, 500 short video clips from genres such as news reports, talk shows, weather forecasts and political speeches were analyzed. The study measured modal intensity and complexity across speech, prosody, and visual resources. Findings highlight differences across genres and speech acts, offering insights into multimodal strategies that promote public engagement with climate change. The study also introduces a quantitative method to compare modal density across genres, which improves our understanding of ecological discourse
EVALUATING ESG PRACTICES AND FINANCIAL IMPACTS: A COMPREHENSIVE ANALYSIS OF LEADING EUROPEAN ENTERPRISES UNDER CSR EUROPE\'S FRAMEWORK
Get PDFThis study investigates the integration and impact of Environmental, Social, and Governance (ESG) practices within large European enterprises from different industries affiliated with CSR Europe Initiative, which is an influential network championing sustainability. With the impending 2025 requirement for integrated annual reports combining ESG and financial disclosures under the Corporate Sustainability Reporting Directive (CSRD), this research evaluates how these enterprises adhere to and implement ESG principles in their operations. Focusing on a selected group of companies, including financial institutions governed by the Sustainable Finance Disclosure Regulation (SFDR), the study provides a detailed analysis of ESG behaviors using a structured set of seven criteria: Corporate Governance, Responsible Financing, Environmental Behavior, Social Behavior, Quality of Sustainability Reporting, Verification of Institutionalized ESG Strategy, and Annual Turnover. The results emphasize the pivotal influence of environmental strategies on revenue generation, while simultaneously uncovering significant disparities in ESG integration across firms. By addressing a critical gap in the literature regarding the financial implications of ESG engagement, the study contributes nuanced insights into how leading European corporations - specifically those affiliated with the CSR Europe Initiative - can strengthen their sustainability strategies and financial resilience. Furthermore, the findings underscore the necessity of a well-structured ESG framework not only for achieving long-term corporate sustainability, but also for ensuring alignment with evolving European Union regulatory requirements and stakeholder expectations
FROM OBSTACLES TO NEW OPPORTUNITIES: EXPLORING PROFITABILITY IN THE BANKING INDUSTRY AMID SUSTAINABILITY AND THE GREEN TRANSITION
Get PDFThis study examines the relationship between sustainability and the financial performance of European banks, focusing on their Return on Average Assets (ROAA) and Return on Average Equity (ROAE). Using panel regression analysis on data from 2018 to 2022, the findings reveal a negative correlation between sustainability factors and short-term profitability, suggesting that sustainability-related investments may initially lead to higher costs and lower returns. However, the results also indicate a potential association between sustainability engagement and long-term financial resilience, though the exact causal mechanisms remain subject to further research. The study contributes to the ongoing debate on the financial implications of sustainability in the banking sector and highlights the need for further econometric analysis to assess the long-term effects of sustainable investments
Construction of a framework for enablers of financial well-being among urban households in India: an ISM approach
Get PDFThe purpose of this study is to identify the enablers of financial well-being among urban households. Once these enablers are identified, the authors aim to develop a framework to explore their positioning and prepare a hierarchical structure of the enablers of financial well-being in the overall financial status of urban households in India. The present study explores what the enablers of urban households’ financial well-being in India are and what the hierarchical framework is for those enablers. Data were collected from 59 people who were heads of families making financial decisions in different parts of India. The authors identified 11 unique enablers from the literature. Interpretive Structural Modelling (ISM) is used to identify the hierarchical structure of the enablers of financial well-being. This study generated six levels of enablers, and the lowest level of the model is education level (E1), which is a key enabler of financial well-being, and the topmost level is (E10), which is satisfaction in life. The model suggests that education level enables people to achieve life satisfaction by improving their financial well-being. This study fills the gap by identifying key enablers using the literature and arranging them into a hierarchical model using the ISM technique. This helps in extending the present literature as well as improving financial well-being.
Managing state budget available cash resources: case study of Poland
Get PDFThe aim of the paper is to review how free funds (available cash resources) are managed in the Polish state budget, to review the solutions used at the national and local levels in other countries and assess the quality of management in Polish conditions. Analysis of the budget available cash resources covered the last twelve years and included both periods of economic growth as well as crisis years. Methodology of the research included financial analysis of state budget revenues, expenditure, debt income and debt repayment expenses, as well as public debt statistics and ear-marked funds data. The results obtained during the study provide for the formulation of a negative opinion regarding the management of available funds in the state budget. Based on the research results, the authors prepared a number of recommendations, the implementation of which will increase the effectiveness of public funds management.
IDENTIFICATION OF KEY ENABLERS AND ASSESSMENT OF THE INTER-RELATIONSHIPS OF HOUSEHOLD FINANCIAL RESILIENCE IN SOUTHWEST ASIAN NATIONS
No full textThe current research was taken up to identify and assess the key enablers of household financial resilience in Southwest Asian nations. The research technique used was Interpretive Structural Modeling. We identified twelve enablers which impact household financial resilience which we then used to try to explore financial resilience in South-West Asian households. The aim of the study was to identify the key enablers that influence urban households’ financial resilience in Southwest Asian nations, evaluate the contextual relations between the identified enablers and develop a hierarchical framework of enablers of urban households’ financial resilience in South-West Asian nations. The findings of the research disclosed that financial security was the most crucial enabler for household financial resilience followed by financial cushion at level two. However, education level and financial literacy were the foundation stones of the proposed model
Determinants of thermal comfort: analysis of public buildings in a post-transition context
Get PDFDue to an ongoing energy crisis and fluctuating energy prices, the prerequisites for maintaining optimal indoor environmental quality (IEQ), a critical determinant of productivity, cognitive performance, and overall well-being, have been significantly disrupted. This study focuses on examining determinants of thermal comfort, a subjective evaluation of the thermal environment and a key component of IEQ. Through a survey of employees and users of public buildings in Bosnia and Herzegovina, the research employs a four-stage regression analysis to identify the main predictors of thermal comfort. Although 71.33% of respondents report satisfaction with the heating system, only 43.13% find the heating to be adequate, with the optimal perceived temperature averaging 21.66°C. The results show that key factors influencing thermal comfort include thermal sensation, thermal memory, gender, and respondent type (employee versus user). These seminal results could offer valuable productivity and financial implications for energy savings, especially for budgetary policymakers aiming to reduce energy consumption as well as for public sector management and public institutions seeking to improve well-being and productivity.
TREASURY SINGLE ACCOUNT AND FINANCIAL INTERMEDIATION IN NIGERIA
Get PDFIn the wake of dissenting views on the import of the implementation of the Treasury Single Account (TSA) in Nigeria, the researchers consider it wise to empirically examine the impact of TSA on funds availability for lending to the economy. The research is meant to evaluate and predict what Nigeria should expect in the era of TSA using existing data. Annual financial data of secondary origin, obtained from Central Bank of Nigeria Statistical Bulletin spanning 1975 and 2015 are used in the study. Financial intermediation is represented by Total Credit to the economy (as explained variable) while Total Credit to Private Sector (TCPS), Total Federal Government Revenue (TFREV), Deposit Interest Rate (DPRT), Prime Lending Rate (PLR), Cash Reserve Requirement (CRR) and Liquidity ratio (LIQR) are explanatory variables. TFREV is a direct representation of TSA in the model. The data are analysed using Ordinary Least Square technique of multiple regression. The results clearly show that TFREV assumes a positive and statistically non-significant relationship with TCR. TCPS and DPRT also exhibit a positive relationship with TCR. PLR, CRR and LIQR exhibit negative relationship with TCR, all in line with the expectations of the study. Consequently, the researchers recommend that since government revenues support banks’ lending and increase their liquidity, movement of these funds from commercial banks will exert negative impact on bank liquidity and their ability to grant loans and subsequently heightens the lending rate; therefore, a distributed or liberal form of TSA model should be adopted for the safety of our banking industry.
No Perils of Rejecting the Parity Argument
Get PDFMany moral realists have employed a strategy for arguing for moral realism by claiming that if epistemic normativity is categorical and that if this epistemic normativity exists, then categorical normativity exists. In this paper, we will discuss that argument, examine a way out, and respond to the objections people have recently raised in the literature. In the end, we conclude that the objections to our way out will do little in the way of motivating those who already do not believe in categorical normativity, thereby severing the power the aforementioned parity argument is designed to possess
Morality in the Times of Dystopia: Sacrifice, Loyalty, and Ethical Choices in the World of Divergent
Get PDFThis study examines the moral dynamics and motivations that drive the characters’ decisions to make personal sacrifices and remain loyal in Veronica Roth’s Divergent. It illuminates the depth of their relationships and their unwavering commitment to ethical principles in a dystopian setting. The analysis focuses particularly on the protagonist, Beatrice Prior, tracing the difficult moral choices she faces and the risks she takes for the sake of others. Despite adversity and danger, the characters demonstrate loyalty, selflessness, and a readiness to protect one another, reflecting the human capacity for ethical resilience. To provide a comprehensive understanding of these motivations, the study applies Lawrence Kohlberg’s theory of moral development, which explains how individuals progress through different stages of moral reasoning—pre-conventional, conventional, and postconventional. By using this theoretical framework, the research examines the characters’ moral dilemmas and the reasoning behind their decisions to sacrifice and remain loyal. Through the lens of moral development theory, the study offers insight into the ethical dimensions of sacrifice, loyalty, and moral growth in a dystopian world