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APPLICATION OF GENERAL PRINCIPLES IN KOSOVO FOR THE WORLD BANK CREDIT REPORTING
Get PDFMentor: Dr. Sc. Vjollca HasaniThis topic deals with the Credit Reporting and importance that it poses for institutions of financial system and positive effects on micro and macroeconomic level. Kosovo's credit reporting began in 2000; it was taken over by the Central Bank of Kosovo on the establishment of the Credit Registry of Kosovo in 2005 and the further advancements to date.
On the other hand, the World Bank published in 2011 the General Principles for Credit Reporting which represent essential elements for the efficient functioning of credit reporting. In this publication 5 basic principles are given for credit reporting: data, data processing, efficient governance, legal and regulatory environment and cross-border flow of data.
The subject analyzes the application of General Principles for Credit Reporting by responsible institutions in Kosovo and considers that recent developments in the Credit Registry of Kosovo have brought credit reporting in the high level of efficiency, utility to borrowers and lending institutions and has also helped Kosovo to be high ranking in the Doing Business Report
Albanian media in relation to the principles of the right to information in the Republic of Albania
Get PDFThe right to information is a fundamental human right, protected by international acts ratified by the Republic of Albania, and also from our constitutional right, protected by the highest organic law. As such, this right also involve priori institutional obligations on all organizations that have the object of their work or sustain its exercise ( the media and organizations "controlling" them). In the digital era, as many other aspects of the exercise of professions in the media, and the right to information put forward different challenges. The level of respect for this right and the emergence of various shades of ignoring or leaving in limbo, to the recommendations of international organizations, we will examine in more detail in this reference. The methodology used will be of a qualitative nature, combined with quantitative elements of empirical observations about the reality of the Albanian media. Theoretical literature in order to achieve this reference will be made up of books and studies journalism and communication fields, as well as concepts and principles of international law and Albanian on this topic specific search. At the end of reference will conclude with concrete recommendations
Albanian online media and functioning models
Get PDFThe creation of the first information portals in Albania has a relatively short history that goes a little further than a decade. Online media are currently an undeniable reality, and along with the positive innovations that they have brought to the media market or media industry in Albania, they have been accompanied with some problems. The nature of these information portals in itself or of different journalist blogs, which rush towards the last minute news, prompted by the big competition on the web have a somewhat difficult rapport with the reliability of the information that they publish. Often times the audience is suspicious of the veracity of the information and it is expected that they read the same news on many different websites to make sure that it is true.
The online media, as the whole media market, needs financial revenues in order to survive and continue the activity. But how much do these portals guarantee revenues, what are their relations with advertisers and how much their behavior has changed in delivering advertising budgets?
On the other hand, these new media have also created an additional market for the journalists or new reporters, who now form an important community. Even though some years ago being a journalist was only connected to the job in a television, newspaper or radio, we now have a large number of reporters engaged full time or part time only in online media. The need to study related to the status of these journalists employed in these portals arises from this new reality. How are they treated financially, does their professional engagement change because they are only employed in an online media, how does their status change related to the source of information compared to the colleagues in traditional media?
This study aims exactly at finding answers related to the questions arising towards the models of functioning of the online media in Albania, their rapport with reliability and the status of the journalists employed in these media
