Asian Journal of Advanced Research and Reports
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RegTech and Blockchain Integration in AML Compliance: Financial and Operational Impacts
No full textBackground: Anti-money laundering (AML) is hindered by labour-intensive processes and human error, which is detrimental in today’s fast-paced environment. It focuses on how these technologies help boost the core AML function, such as Know Your Customer (KYC), transaction monitoring and compliance reporting, while taking into consideration their financial and operational effect. The use of blockchain technology considerably increases the transparency and security of financial transactions as well as AML compliance, as blockchain is based on a decentralised, immutable infrastructure.
Aims: This paper is about investigating the impact of the combination of Regulatory Technology (RegTech) and blockchain in Anti-Money Laundering (AML) compliance in financial institutions.
Methodology: A systematic literature review methodology was used, and 12 case-based and empirical studies from a pool of 180 sources were analysed. The study draws on case studies from diverse global jurisdictions, highlighting the role of public-private collaboration in achieving scalable outcomes. Additionally, it emphasised peer-reviewed articles as well as institutional reports with real-world insights on RegTech and blockchain solutions, financial, operational and regulatory performance, in the AML context, across different global jurisdictions.
Result and Discussion: The findings indicate that RegTech improves the accuracy during KYC and transaction monitoring, while Blockchain creates transparency and accountability. Compliance costs were reduced and more operational efficiency was reported in most case studies with collaborators of the regulators and institutions, where collaboration between the regulators and institutions existed. Due to challenges such as outdated systems, legal uncertainty and fragmented regulation, wider adoption and scalability are still hindered. Although it is clear that integration of the RegTech and blockchain shows great potential, its full potential can only be realised where there are harmonised global regulations and infrastructure support.
Conclusion: Regulatory Technology (RegTech) and blockchain technology become powerful tools that modernise AML (anti-money laundering) compliance, however, only when cohesive regulatory edges, capacity building and investment in technological infrastructure are incorporated.
Recommendations for Future Research: Future research should focus on longitudinal case studies having access to internal compliance data, examine a unified RegTech blockchains ecosystem and quantify the amount of harmonisation of global regulations to enable scalable and economically feasible innovation of AML
Comparative Analysis of Aerobic Capacity among Preadolescent: A Cross-sectional Study in Rivers State, Nigeria
No full textBackground: Aerobic capacity, commonly evaluated through a person\u27s maximum oxygen uptake (VO₂max), serves as a vital measure of cardiovascular and respiratory efficiency. The study aims to compare the aerobic capacity of preadolescent indigenous population of Rivers State, Nigeria.
Methods: This cross-sectional descriptive study examined the aerobic capacity of preadolescents aged 8–12 years in Rivers State, Nigeria. A multi-stage proportionate random sampling method was used to recruit 400 healthy participants of Rivers State origin. The PACER test, a standardized tool from the FITNESSGRAM program, was employed to assess aerobic capacity, while BMI was measured using digital scales and stadiometers to support broader health profiling. Eligibility required parental or self-consent. Data were analyzed using SPSS software; the Mann-Whitney U and Kruskal-Wallis test was used. A significance level of p<0.05 was applied to determine statistical relevance.
Results: 400 preadolescents aged 8 to 12 years participated in the study, with females comprising 59.8% of the sample. The Mann-Whitney U test revealed no significant difference in aerobic capacity between males and females (p = 0.263), and the Kruskal-Wallis H test identified significant differences in aerobic capacity across age groups (p < .001). Post hoc analysis showed that 9-year-olds significantly differed from 11- and 12-year-olds and 8-year-olds differed from 11-year-olds.
Conclusion: These findings suggest that while sex does not impact aerobic capacity, age significantly shapes cardiorespiratory fitness among preadolescents in Rivers State
Factors Influencing Women\u27s Attitudes towards Family Planning: An Explorative Study in Eku Community, Delta State, Nigeria
No full textThe awareness of family planning is a major subject in the present-day health education advocacy with respect to child and maternal health considerations. Specifically, the aim of this study was to unravel the educational influence, religion, age, health, culture of women, including income as an important consideration in family planning. This research used a descriptive cross-sectional study and was carried out in Eku Community in Ethiope East Local Government of Delta State with the aid of a convenient sampling technique. A structured questionnaire was used to collected data from 100 respondents made up of women of childbearing age from the main street and quarters of the Eku community in Delta State, Nigeria. The percentage system was used to determine the outcome of the data collected to map out considerations of various societal values, such as religion, finance, education, and cultural influence, as a determinant of couples\u27 measures of involvement in family planning. The results showed that 42% of the respondents strongly agreed that the educational status of women of childbearing age influences the choice of family planning. Moreover, 20% of the respondents highly agreed that cultural and religious beliefs support family planning. In terms of socio-economic status and knowledge of family planning, 42% of the respondents strongly agreed that socio-economic status influences the attitude of women toward family planning. Lastly, 27% of the respondents strongly agreed that Healthcare providers\u27 attitude influences family planning services. Incentive and educational awareness program was a key determinant recommended through various media channels to childbearing individuals to adopt family planning. The study showed that women in the Eku community in Delta State, Nigeria, still see family planning as a means of impeding a natural process that could have a major negative impact on reproductive health
A Systematic Review on Prediction Models for Postoperative Delirium in Non-cardiac Surgery Patients
No full textIntroduction: Numerous risk prediction models (RPMs) for postoperative delirium (POD) following non-cardiac surgery have been developed and validated recently. However, the robustness and applicability of these models require further investigation.
Methods: Using PRISMA-2020 guidelines and PROBAST checklist, studies on POD RPMs in non-cardiac surgery patients were searched from PubMed and Google Scholar from January 2021 to December 2023. Inclusion criteria were: (a) adults (aged ≥18 years), (b) non-cardiac surgery patients, (c) development and/or validation of delirium RPMs, and (d) full papers in English. Exclusion criteria were studies not meeting these inclusion parameters.
Results: Twelve studies included non-cardiac surgery patients with varying rates of POD (3.22% to 38.30%). The Confusion Assessment Method (CAM) was commonly used for assessing POD risk, with logistic regression being the most employed prediction model. Predictors often found were age, intraoperative blood loss, albumin levels, anesthesia duration, and ICU stays. Internal validation was done in 75% of all the models included. The area under the curve (AUC) ranged from 0.68 to 0.94 for internal validation and from 0.630 to 0.880 for external validation sets. Additionally, most of the models showed a minimal risk of bias (83.3%) and were considered to have a low concern regarding their applicability (75%).
Conclusion: Based on this review, current RPMs for POD among non-cardiac surgery patients exhibit high accuracy, low risk of bias, and minimal concerns regarding their applicability. We recommend that future research prioritize the external validation of existing models to improve their clinical utility
Evaluation of Public Service Quality Using the SERVQUAL Model: Case Study of Bank Mandiri KCP Paguyaman Gorontalo Regency, Indonesia
No full textThis study aims to evaluate the quality of public services at Bank Mandiri KCP Paguyaman in Gorontalo Regency using the SERVQUAL approach, which covers five main dimensions: tangibles, empathy, responsiveness, reliability, and assurance. This study is motivated by the success of bank branches in rural areas in building customer loyalty despite facing infrastructure and human resources limitations. This study employs a descriptive qualitative design with a case study approach. Informants were selected purposively based on their direct experience with bank services, and data were collected through in-depth interviews, participatory observation, and documentation, then analysed thematically using the Miles and Huberman model. The results indicate that all SERVQUAL dimensions have been implemented fairly well, but there is still room for improvement. The tangible dimension indicates adequate physical facilities but is not optimal for comfort. Empathy is reflected in positive personal interactions but is not yet fully inclusive for vulnerable groups. Responsiveness is assessed as quick under normal conditions but unprepared to handle complex situations. Reliability shows consistency in basic services, but there is inconsistency in product information. Assurance guarantees transaction security, though interpersonal communication aspects must be strengthened. In conclusion, the quality of public service at Bank Mandiri KCP Paguyaman has reached a good level but is not yet ideal. Strategic recommendations include empathy-based staff training and educational communication, improvements to main service facilities, and strengthening the digital system for real-time complaint handling to achieve adaptive, trustworthy, and socially just public service
Brooding Pedagogy and Interpersonal Certainty of Language Teachers in Public Secondary Schools
No full textPublic secondary school language teachers face similar challenges regarding interpersonal certainty. Large class sizes, heavy workloads, and limited professional development opportunities often leave teachers feeling undervalued and underprepared to handle interpersonal demands in the classroom. This study investigated the relationship between brooding pedagogy and interpersonal certainty among public secondary school language teachers, driven by concerns that reflective teaching practices may influence teachers’ confidence in their professional relationships. A descriptive-correlational research design was employed, using a validated survey administered to a sample of 146 public secondary school language teachers. Data were analyzed using mean, standard deviation, Pearson r, and multiple linear regression. Findings revealed that both brooding pedagogy and interpersonal certainty were rated high across all domains. In brooding pedagogy, the "class" domain received a very high mean, while in interpersonal certainty, "integrity" ranked highest. A moderate but statistically significant relationship (r = 0.629, p < 0.001) was found between the two variables, indicating that teachers who engage more deeply in reflective teaching tend to exhibit greater interpersonal certainty. Regression analysis showed that the “ability” domain of brooding pedagogy had the strongest positive influence (β = 0.578), followed by “academic” (β = 0.395), while the “class” domain had a significant negative effect (β = -0.252) on interpersonal certainty. The regression model explained 55.8% of the variance in interpersonal certainty (R² = 0.558). The results suggest that instructional competence and academic engagement help build professional confidence. The findings support existing theories that link reflective practice with better interpersonal skills in education. The study recommends focused training to improve teaching skills and classroom management, which can boost both teaching effectiveness and teachers’ confidence
Gaussian Numbers with Generalized Pandita Numbers Components
No full textIn this study, we introduce and investigate a new class of numerical sequences in the complex domain—Gaussian generalized Pandita numbers—which extend the classical theory of linear recurrence relations. In particular, we focus on two distinct cases: the Gaussian Pandita numbers and the Gaussian Pandita-Lucas numbers. For these sequences, we derive and present a comprehensive set of mathematical results, including recurrence relations, closed-form expressions via Binet-type formulas, ordinary and exponential generating functions. In addition, we establish various algebraic identities, provide matrix representations, and prove generalized forms of Simpson’s formula. Summation identities are also developed to further explore the structural and analytical properties of these numbers. The findings contribute to the broader theory of Gaussian integer sequences and open new directions for applications in discrete mathematics and computational number theory
An Analysis of Specific Nutritional Interventions as a Regional Development Program and Their Impact on Stunting Prevalence in Batu Bara Regency
No full textStunting is a persistent public health issue in Indonesia, particularly in districts such as Batu Bara, which has historically reported high prevalence rates. This study examines the effectiveness of specific nutritional interventions—namely Vitamin A supplementation and supplementary feeding—in reducing stunting prevalence from 2021 to 2023. Utilizing a cross-sectional design, secondary data from 12 sub-districts were analyzed through multiple regression modeling using EViews version 10, employing the Fixed Effect Model to determine statistical significance. Results indicate a substantial reduction in stunting prevalence, from 30.9% in 2021 to 15.7% in 2023. Vitamin A supplementation coverage reached 87.6%, while supplementary feeding achieved 78.6% coverage. Both interventions were found to significantly contribute to stunting reduction (p < 0.05), with the most notable impact observed in Medang Deras and Ujung Kubu. These findings underscore the importance of sustained inter-sectoral coordination and community engagement to close implementation gaps and meet Indonesia’s national target of 14% by 2024
Comparative Study of Entrepreneurial Intention and Motivation among HND and BTech Hospitality Students: A Case of Kumasi Technical University
No full textEntrepreneurship is pivotal in economic growth and job creation, particularly in the hospitality industry. Entrepreneurial intention among technical university students has the potential to provide an understanding of the impact of education on entrepreneurial intentions. This study investigates the entrepreneurial intention of HND and BTech Hospitality students of Kumasi Technical University, focusing on disparities in motivation, ability, and ambition between the two student groups. The research aims to compare entrepreneurial motivation levels, examine the primary determinants of entrepreneurial motivation, and assess the impact of curriculum and practice training on students\u27 entrepreneurial intentions. A quantitative research approach is applied, using descriptive and inferential statistical analysis to test differences in entrepreneurial motivation. Primary data is collected with the help of a pre-coded questionnaire completed by 200 students (100 BTech students and 100 HND students) chosen via stratified random sampling. Inferential statistics (regression analysis, t-tests) and descriptive statistics (mean, standard deviation) are used to examine relationships and differences between entrepreneurial motivation across the two groups. The findings show that BTech students possess higher entrepreneurial intentions than HND students, perhaps due to broader academic exposure, greater development of skills, and greater career aspirations. Both, however, face similar barriers such as limited access to funding and inadequate counseling. The study highlights the imperative of integrating enterprise training, business incubation facilities, and industry-academic links into hotel and catering education. Improving practical training and exposure to capital resources will better equip hospitality students for entrepreneurial success in Ghana\u27s hospitality sector
A Study On Dual Hyperbolic Generalized Edouard Numbers
No full textIn this research, we introduce the generalized dual hyperbolic Edouard numbers, a novel class of number sequences that extends existing recurrence relations into a new mathematical framework. Several special cases of these numbers are examined in detail, including the dual hyperbolic Edouard numbers and the dual hyperbolic Edouard-Lucas numbers, each revealing intriguing combinatorial and algebraic properties. Explicit expressions for these sequences are derived, such as Binet-type formulas, generating functions, and summation identities, which offer analytical insight into their behavior and structural patterns. In addition, we explore matrix representations associated with these sequences, providing an elegant algebraic tool for further theoretical development and potential applications