Asian Journal of Agricultural Extension, Economics & Sociology
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Socio-Economic study of the Beneficiaries and Non-Beneficiaries of Kisan Credit Card Scheme in Kannuaj District of Uttar Pradesh, India
No full textThe studies of socio-economic characteristics of farmers are important for better policy options. The Kannuaj district of Uttar Pradesh is also an agriculture dominated region. Approximately 70% of the rural population of Uttar Pradesh is engaged in primary sector but at present agriculture sector is facing lots of problems such as credit, irrigation HYVs and other capital equipments etc. Kisan Credit Card (KCC) scheme playing a significant role in the development of agriculture Sector because the objective of the scheme is to eliminate exploitations of the farmers by the moneylenders by providing the farmers loans at cheaper rates of Interest. Kisan Credit Card (KCC) is very useful policy for rural development because these policy as the only medium of short-term credit for agriculture. From the year 1998-99, the scheme was implemented by public sector commercial banks, RRBs (Regional Rural Banks) and cooperative banks in the country. The present paper is aimed to study role of Kisan Credit Card scheme in the rural credit facilitation and impact of KCC scheme on socio-economic status of beneficiaries and non-beneficiaries in Kannuaj district of Uttar Pradesh. It is found that 36.08 per cent beneficiaries were from high socio-economic status group while 43.03 per cent beneficiaries were from medium and 20.89 per cent were in low socio-economic status group. In non-beneficiaries, 27.32 per cent were from high socio-economic status group while 37.34 per cent non beneficiaries were from medium socio-economic status group. 35.44 per cent non beneficiaries were from lower socio-economic group
The Individual Youth-related Factors Influencing the Extent of Youth Engagement in Development Interventions in Western Kenya
No full textThis paper discusses the factors affecting how much the youth are engaged in development programmes. Despite development interventions that the government and its partners have embarked on to promote youth development in Kenya, there is room for improvement in youth engagement. The study utilized a pragmatism research philosophy, incorporating qualitative and quantitative research methods within a mixed-methods research framework and concurrent triangulation research design. Using simple random sampling procedure, 329 youths were selected for the quantitative component, while 18 participants were selected purposively for the qualitative component. Quantitative data was collected through the survey method using interviewer-administered questionnaires, while qualitative data was gathered through key informant and in-depth interviews. Quantitative data were analysed statistically, while qualitative data were analysed thematically. Results show the highest proportion of respondents (41.7%) had low extent of engagement in development interventions. Individual youth factors such as the level of education (p=.0120), age cohort (p=.027), and locality (p=.010), and level of independence (p=.05) influenced the extent of youth engagement in development interventions. However, the gender of the youth, marital status, parental economic status, parental occupation and parental/guardians’ level of education had no statistically significant relationship with the extent of youth engagement. Tailoring youth development interventions to the unique characteristics of all youths is recommended based on this paper\u27s conclusion that low youth engagement was attributed to individual youth-related factors. Additionally, programme managers should encourage genuine youth involvement in all stages of interventions’ development to ensure that they own interventions that target them
Information Sharing among Actors in Dairy Innovation Platforms
No full textDairy farming is a cornerstone of global food security, serving as a primary source of nutrition for a burgeoning world population. Information sharing, a fundamental practice of exchanging knowledge and data, plays a pivotal role in enhancing the dairy sector\u27s productivity and sustainability. This study delves into the intricacies of information exchange within the context of dairy innovation platforms (IPs) dynamic collaborative spaces where diverse stakeholders, including farmers, researchers, input suppliers and extension personnels etc., converge to address common challenges. Taking place both physically and virtually, dairy IPs facilitates collective problem-solving, with each member contributing their unique expertise to foster a win-win collaborative environment. This research article draws from a comprehensive investigation conducted in Haryana (India), focusing on two districts with substantial bovine populations i.e., Karnal and Hisar. These districts are home to multiple agricultural research institutes, universities and innovation platforms actively engaged in the dairy sector. Data were gathered randomly from 140 dairy actors, that includes researchers, extension personnels, input suppliers and dairy farmers, all with a minimum of five years of experience in their respective fields. Information sharing was evaluated through responses to specific dairy-related topics such as breeding, feeding, healthcare and management practices, collected during March 2017. Our findings reveal a dynamic landscape of information sharing among different actors within the dairy innovation platform. Researchers emerge as key contributors to topics like animal breeding (27.87%) and extreme weather control, while extension personnel excel in areas like pregnancy diagnosis and disbudding. Dairy Farmers, constituting the largest group, exhibit a keen interest in concentrate composition and green fodder types. Dairy farming serves as a critical pillar in meeting the nutritional needs of our ever-expanding global population and the information sharing is fundamental to enhancing its productivity and sustainability
Assessment of the Quality of Banking Services Perceived by Rural Customers
No full textThe role played by banks in the economy of a country is of great importance. Growth of banking industry is directly related to economic growth of the country. New technologies are being introduced to increase quality of banking services. Present study was conducted in Dantiwada taluka of Banaskantha district of Gujarat and aimed at assessing perceived service quality of banking services by rural customers. A representative sample of 300 rural customers was selected randomly from six villages. Personal and socio-economic characteristics were studied as independent variables, whereas, quality of banking services as dependent variables. An interview schedule was formed which comprised questions related to background information, personal and socio economic variables and type and extent of services utilized by rural customers along with a teacher made scale to measure the service quality of banking services perceived by rural customers. Data were collected by personal interview technique. Descriptive type statistical tools, correlation and ANOVA were used for data analysis and Cronbach’s alpha test was applied to check the reliability of scale. All the dimensions of scale were found highly reliable. Assurance dimensions of service quality was perceived at the highest rank with 45.20 score by customers followed empathy, security and responsiveness. The reliability dimension was perceived at the lowest rank with 29.28 score
Changes in the Land Use Pattern and Cropping Pattern among Different Gradients of Tiruchirapalli District – A Farm Level Analysis
No full textAgriculture plays a vital role in an Indian Economy. Changes in land use subsequently leading to decreased agricultural land in favour of the provision of residential accommodation in most urban settlements. The extent of land use is also influenced by technological changes over a period of time. The technological changes in agriculture ignited intensive cultivation resulting in conversion of marginal lands into productive agricultural lands through capital intensive cultivation. Changes in farming and land use patterns result in urbanisation, which puts ecological stability and food security at risk. Within this background, the study has been formulated with the objectives of land use pattern and cropping pattern is to analyse the temporal changes in the land use pattern and the loss of agricultural land in the selected rural, peri-urban and urban gradients, to study the changes and shift in cropping pattern and to estimate the crop diversification across the gradients. A multistage stratified random sampling technique was used. The data has been analysed using descriptive statistics, diversification indices, multiple regression analysis and garett ranking. The results of farm level analysis revealed that the conversion of the agricultural land through human settlements and other uses was more pronounced in the urban and peri-urban households than the rural households, might be due to urbanization and industrialization. The results also revealed that the gradual shift in the cropping pattern was pronounced in the rural gradient, followed by peri-urban and urban gradients. The major constraint faced by the sample respondents were water scarcity and labour scarcity for the land use and crop diversification
A Critical and Comprehensive Study on Paddy Market Trends, Predictive Models, and Stability for Agricultural Revenue Enhancement
No full textThe way agricultural commodities\u27 prices behave indicates how prices occasionally fluctuate between markets [1]. Comprehensive analysis provides valuable insights into the dynamics of paddy prices in Gujarat, emphasizing the importance of considering both short-term fluctuations and long-term trends. The findings contribute to a better understanding of market behaviour, aiding stakeholders in informed decision-making within the agricultural sector. In order to provide farmers with the knowledge of how much prices fluctuate over time in commodity markets and so increase their revenue, a ten-year study on the price behaviour of paddy was conducted inside the borders of the state of Gujarat (2009-2019). In order to gather statistics, three paddy markets in the state of Gujarat were specifically chosen based on the paddy arrivals that were highest. The trend diagram of the wholesale prices\u27 yearly index number showed constant price fluctuations across the study period. Cuddy Dell Valle Index (CDI) was calculated to measure the instability in yearly and monthly prices. Based on the investigation, it was determined that paddy displayed a poor stability index within their respective marketplaces. The trend in paddy prices was measured using the linear and quadratic models. For paddy markets, the coefficient of multiple determination (R2) was greater than 70%. Thus, it can be said that a significant portion of the changes in paddy prices over the chosen study period can be attributed to the linear model. In keeping with the quadratic trend, the markets for paddy, or Ahmedabad and Gandhinagar, also showed a positive coefficient of the quadratic term, or T2. Comparing the quadratic and linear model for the markets of paddy the quadratic model performed better in Gandhinagar than the linear model did in Ahmedabad and Surat. Compound rate of increase in annual prices were analysed by exponential model. The rates of growth in the prices of Paddy in Ahmedabad, Surat, and Gandhinagar were 5.80 percent, 5.84 percent, and 4.68 percent, respectively. To separate seasonal variation from the original composite data, a multiplicative model was applied. To arrive at the twelve-month total of 1200 points, these ratios were averaged for each of the twelve months for the whole period. The Ahmedabad market\u27s paddy produced the highest coefficient of seasonal variation (25.84 percent)
Adoption of Cashless Transaction by the Farming Households in Coimbatore District of Tamil Nadu, India
No full textAims: The research study aims to study the level of adoption and factors influencing the adoption of cashless transaction by the farming households in farming and non-farm activities.
Study Design and Methodology: A development index for Tamil Nadu districts, prioritizing e-infrastructure, was crafted from secondary data on agriculture, health, infrastructure, and telecommunication. Coimbatore, with a high development index, was selected using a three-stage stratified random sampling approach involving 120 households. Utilizing tools like the development index, econometric models, scoring/ranking techniques, and non-market valuation methods, values ranged from 0 to 1, indicating low to high development. An adoption index classified respondents into low, medium, high, and very high adopters, evaluating cashless transaction adoption. The logit model pinpointed factors influencing cashless transaction adoption among farm households.
Results and Conclusion: This study shows a gradual shift towards cashless transactions among farmers, primarily driven by government policies promoting bank account usage for subsidies and loans. In Coimbatore, a developed district in Tamil Nadu, the adoption index is 63 per cent for non-agricultural and 44 per cent for agricultural transactions, highlighting a significant difference. The slow adoption is attributed to incomplete sales portal transformation and farmers\u27 limited awareness of online platforms for input purchases. Despite challenges, farmers exhibit a positive attitude, emphasizing the importance of addressing issues such as financial literacy, internet connectivity, and infrastructure for successful cashless transactions
Factors Affecting the Agripreneurial Behaviour of Rural Youth Involved in Mushroom Production as an Enterprise
No full textThe Indian Council of Agricultural Research (ICAR) launched ARYA project in the year 2016. The project\u27s main objectives are to entice rural youth to participate in India\u27s agricultural sector and to create employment opportunities in the agricultural and related sectors. It is recognized that there is greater potential for mushroom cultivation as an enterprise as there is increasing consumers\u27 preferences in nearby cities towards mushroom. The KVK promoted mushroom cultivation through demonstrations, capacity building and by providing critical inputs under the project. As a result, rural youth are motivated and engaged in spawn production, mushroom cultivation, marketing and mushroom processing. The result of the present study reveals that majority of the rural youth of successful enterprises as well as discontinued enterprise exhibited a medium level of agripreneurial behavior. The agripreneurial behaviour of rural youth of successful mushroom enterprises correlated positively and significantly with factors like age, education, gender, agri-enterprise experience, occupation, training, social participation, family size, land holding, annual income, source of credit, attitude toward agri-enterprise, extension contact, and mass media exposure. In case of the agripreneurial behaviour of rural youth of discontinued enterprises the variable gender, agri-enterprise experience, occupation, training, social participation, family size, land holding, annual income, attitude toward agri-enterprise, extension contact, and mass media exposure showed positive and significant correlations with agri-entrepreneurial behavior
21st Century Entrepreneurship Challenges and Opportunities
No full textToday, India has become the fastest-growing marketing platform in the business market. In the 21st century, entrepreneurship has also undergone a thoughtful transformation and is characterized by different innovations, global visions along with social and environmental responsibility. Different technologies like AI, blockchain, biotech, and renewable energy, which are the central part of this period\u27s entrepreneurial victory, challenge predictable business models. Globalization facilitates with international access, diverse talent, and collaboration, which are significant result to an entrepreneur. 21st-century business people prioritize their societal and environmental impact. Agility and rapid adaptation are crucial to meet evolving market demands. Access to capital remains a challenge, but crowdfunding, angel investors, venture capital, and blockchain-based fundraising expand opportunities. Regulatory environments adapt to the disruptive potential of modern entrepreneurship. Beyond business, 21st-century entrepreneurs shape job markets, redefine work, and encourage adaptability and entrepreneurial thinking
Socio Economic and Demographic Analysis of Bhitaha Village of Gorakhpur District, India
No full textThe present study was conducted in Village Bhitaha, Block Khaijani, Tehsil Bansgaon, District Gorakhpur. The Data Collection based on Participatory Rural Appraisal (PRA) exercise, a meeting of the villagers along with the Sarpanch, Niab Sarpanch and Lamardar was conducted in the village for rapport building. In this research paper an attempt has been made to find out the actual socioeconomic status of rural population in different groups. Study shows that literacy rate in this area is 82.68 per cent, majority of the population belong to the schedule caste (218) and families (95 per cent) are marginal farmers, Paddy is the main kharif crop, while wheat is the main rabi crop and it shows the availability of various ICT tools in Bhitaha, including TVs, mobiles, computers/laptops, internet access and where productivity of meat and milk is very well, the number of different transportation vehicles available such as cars, motorcycles, cycles, and other forms of transport, shows different Farm machinery available such as Sprayer 286, Tractor 09, Cultivator 09, Disc Harrow 07, Thresher 07 and Seedcum Fertdrill 01,s it shows that irrigation facilities are available in the village. The findings of this study have significant implications for policy interventions and rural development initiatives in the region