KCA University Institutional Repository
Not a member yet
1075 research outputs found
Sort by
Factors Contributing To The Betting Behaviour Among University Students In Kenya
No full textIncreased societal challenges that face majority of people such as increased unemployment, have seen majority of people especially youths resorted to solving their financial issues through gambling more so sports betting as some sort of luck. This has seen increased betting behaviours among youths, especially university students. Efforts put in place to determine factors that could be fuelling this behaviour have been scanty, while other studies acknowledging that there is need to readdress the issue. To bridge the gap and offer significant information that gambling especially sports-betting should not be viewed by youths as an alternative investment that brings quick money, this descriptive research study aimed to determine factors contributing to the betting behaviour among university students in Kenya. The independent variables were personality factor, technological factor, attitude factor and unemployment factor while dependent variable was betting or gambling behaviour among university students in Kenya. The study therefore sought to establish the influence of these factors on betting behaviour among university students in Kenya. A snowballing nonprobabilistic sampling technique with a sample of 200 respondents selected using judgemental sampling technique was used for the study. Quantitative information was collected using questionnaires and analysed using descriptive and inferential statistics with aid of STATA software. Diagnostic tests were examined to ensure that data for the study was appropriate for the study model. The findings established that diagnostic tests performed on the data were effective for used in the study. Based on the descriptive findings, the study established that respondents agreed to some extent that both the personality factor, technological factor, attitudes factor and unemployment factor has been slightly influential in influencing their gambling behaviour. On the inferential statistics, the study established that there was a positive correlation between independent variables of the study (personality factor, technological factor, attitude factor and unemployment factor) and betting behaviour among university students in Kenya. A regression analysis performed to indicate whether the independent variables have influence on betting behaviour among university students revealed that only personality factor and unemployment factor have significant positive influence or relationship with betting behaviour among university students. The study also indicated that technological factor had insignificant positive influence on the betting behaviour among university students. Whereas, the study also indicated that there was a negative relationship between attitude factor and betting behaviour among university students in Kenya. The study recommended that the implications of banned sports betting activities on the university students or Kenyan youths need to be assessed. This followed the increased emergence of uproar from the public when the government attempted to close some of the sports betting sites in Kenya. The study looked at the factors contributing to the betting behaviour among university students in Kenya. The study recommends a similar study on university students but from private and public universities separately so as to look out for possible similarities
Effect Of Innovation In Information And Communication Technology On The Performance Of Commercial Banks In Kenya
No full textThe banking segment in Kenya has undergone drastic change over the years. In their effort to
reduce organizational and administrative expenditures, these banks have embraced many
advanced models of technology, whereby customers have access to their accounts from the
comfort of their personal computers. The objective of this study was to ascertain the effect of
innovation in Information and Communication Technology on the performance of the
Commercial Banks in Kenya. The study used theoretical studies such as Technology
Acceptance model, Theory of reasoned action, Innovation Diffusion theory and Agency
Theory. The study applied descriptive research strategy and the target population included 15
out of the 43 licensed Commercial banks. Panel data analysis was used for a period of 5 years
between years 2014 to 2018. Besides using descriptive type of analysis, the study used
secondary data. The study also used regression analysis to examine the statistical importance
of the various independent variables (mobile banking, internet banking and agency banking)
on the dependent variables (the performance of commercial banks in Kenya). The study used
STATA to help in quantitative investigation in this examination. Diagnostic tests were
carried out during data analysis. From the model summary, between 2014 and 2018 there was
variation of 62.31% on financial performance. It was revealed that holding mobile banking,
internet banking and agency banking to a constant zero between 2014 and 2015, return on
assets of commercial banks in Kenya would be at 0.97361. From the regression equation,
mobile banking displayed a positive regression coefficient against ROA; internet banking
displayed a positive significant coefficient against ROA of commercial banks; while agency
banking displayed a significant positive regression coefficient against ROA. The study
concluded that mobile banking, internet banking and agency banking affected financial
performance of commercial banks in Kenya. The study recommended that commercial banks
should invest in internet, agency and mobile banking as this was found to have positive
influence on financial performance
The Impact of HIV/AIDS Expenditure on HIV/AIDS Incidence Rate in Sub-Saharan Africa
No full textOver the last two decades, HIV has been the greatest public health challenge confronting the world. The threat that HIV/AIDS has posed to the health of citizens across the world has been severe making it the most devastating pandemic and this has led nations to declare it a national disaster. Sub –Sahara Africa has been the most affected region. There are approximately 6,000 new HIV infections occurring on daily basis mostly in developing countries with young people in the age bracket (15-24) years representing more than 33% of the total new HIV infections. In 1990, the global HIV incidence rate was 0.03 percent and in 2015, the rate stood at 0.04 percent. On the other hand, there has been a rising trend in HIV/AIDS expenditure. For the period 2000 to 2015, $562.6 billion was directed towards HIV fight globally. While the response to AIDS menace has been incredible demonstrating global unity and transformative collective responsibility, deep concern has been expressed on the number of new infections as 90% of the newly infected persons lived in 35 countries. Majority of these countries are in the sub-Saharan Africa. This study used a longitudinal research design whereby data from 11 sub-Saharan countries on HIV/AIDS expenditure and HIV/AIDS incidence rates over a number of years were analyzed. The study conformed to a number of studies that have shown that there exists a relationship between HIV/AIDS expenditure and HIV/AIDS incidence rate. Therefore, to reduce new HIV infections, there is need to allocate more resources
Influence Of Supervisor Political Behavior On Dimensions Of Equity In Human Resource Practices In Kenya’s Public Sector. The Mediating Role Of Proactive Work Behavior
No full textAs a dimension of perceived organizational politics, this study sought to determine influence of supervisor
political behavior on dimensions of equity in human resources practices and, the mediating role of proactive
behavior on the relationship between supervisor political behavior and equity in human resource practices in
Kenyan public sector. The study involved 384 respondents drawn from Kenya’s public sector and, developed a
model which was empirically tested. Primary data was collected using a questionnaire and was analyzed using
multiple approaches involving; Exploratory Factor Analysis, Confirmatory Factor Analysis and, Structural
Equation Modelling. It was found that supervisor political behavior was destructive to attainment of equity in
human resource practices and all its dimensions namely, procedural justice, distributive justice and interactional
justice. Based on these findings, the study recommended among others; team work, re-engineering of HR
systems and procedures, adoption of high performance work practices and recruitment of ‘politically’ low
employees
Effect Of Microfinance Institutions Services On Performance Of Agribusinesses In Kenya
No full textThe purpose of this study was to establish the effect of Microfinance Institutions services on performance of Agribusinesses in Kenya. Specific objectives were; to determine the effect of microfinance loans, microfinance savings and microfinance training on performance of Agribusinesses in Kenya. The study adopted descriptive research design and the target population was 3,163 farmers, who were active members of Microfinance Institutions and have been accessing loans from the MFIs. Simple random sampling procedure was used to select a sample of 355 farmers for the study. Questionnaire was the selected instrument for data collection. Data was analysed using descriptive statistics, Correlation analysis and multiple regression analysis. The study found that Microfinance loans, Microfinance savings and Microfinance training have a significant positive relationship with performance of Agribusinesses. The study recommends that government should put in place policies that facilitate farmers in accessing loans from MFIs by guaranteeing them. Farmers should also improve on the culture of saving and also utilize training facilities offered by MFIs. MFIs should diversify their products to include products like insurance for farmers
Uhakiki wa Nafasi ya TEKNOHAMA katika Kukuza Maudhui katika Tamthilia ya Kigogo
No full textFasihi ni zao la jamii na hubadilika kila uchao. Uwakilishi wa suala la
TEKNOHAMA katika tamthilia za kisasa umechukua mkondo mpya.
Hii ni kwa sababu, kutokana na jinsi dunia inavyobadilika ndivyo
masuala ya kiteknolojia pia yanavyoathiri fasihi ya sasa na
kuipa mguso
na taathira mpya. Licha ya uwakilishi wa TEKNOHAMA kuwa na
umuhimu katika kukuza fani na maudhui katika fasihi, mchango wake
katika tamthilia ya
Kigogo
haujafanyiwa utafiti, suala linalomchochea
mtafiti kulitafiti. Lengo kuu la utafiti huu ni
kutathmini mchango wa
TEKNOHAMA katika kukuza maudhui katika tamthilia ya
Kigogo
ya
Pauline Kea (2016). Utafiti huu unaongozwa na Nadharia ya Uhalisia.
Uteuzi wa sampuli utafanywa kimakusudi na utafiti wenyewe ni wa
muundo wa kiudhamano. Mtafiti atasoma ma
kala mbali mbali
kuhusiana na mada na kisha kuichanganua data kwa njia ya kimaelezo
Factors Affecting Investment Choices By Insurance Companies In Kenya
No full textInsurance companies as financial institutions play a significant role not only in the mobilisation of contractual savings but also in the efficient allocation of capital. Insurance companies depend on insurance premiums to raise money for their investments. Therefore, the need to develop a systematic and rational method of evaluating investment choices to maximise utility in the assets that they put their money in However, the choices on investment is affected by factors such as the market environment which influences the take up of investments being the micro and macroeconomic factors that influence growth. This study therefore sought to establish the factors affecting investment choices by insurance companies in Kenya. The study was guided by the following specific objectives; to examine the effects of liquidity on investment choices by insurance companies in Kenya; to determine the effect of investment horizon on investment choices by insurance companies in Kenya; to assess the effect of risk appetite on investment choices by insurance companies in Kenya; and to examine the effect of profitability on investment choices by insurance companies in Kenya. The study applied the use of descriptive and longitudinal design. The study was conducted in insurance companies in Kenya. The study used the census approach to select all the 48 insurance companies in Kenya. The study then sampled six insurance companies that are listed in the NSE. The study covered a 5-year period, from 2014 to 2018. The six selected being the ones with high gross written premium in the industry. The study collected secondary data from insurance companies’ websites, financial resort and IRA reports. Data analysis was carried out using STATA. Multiple regression analysis was performed to establish the association between the study variables. Correlation analysis and diagnostic tests were also performed. Presentation of the data was done by the use of tables. The study found that liquidity positively affects investment choices by insurance companies in Kenya; investment horizon positively affects investment choices by insurance companies in Kenya; risk appetite has a strong positive effect on the investment choices by insurance companies in Kenya and that profitability positively affects investment choices by insurance companies in Kenya. The study recommends management of insurance companies listed in the NSE should strive to achieve and maintain an optimal liquidity position that holds adequate cash/liquid resources for operational needs while the surplus liquid resources are invested. Listed insurance companies should have a well-maintained portfolio in order to achieve success. There is need for the companies to evaluate the various investments options available so as to ensure that the project chosen will give maximum value/profits
Effects Of Capital Structure On Liquidity Of Commercial And Service Firms Listed In Nairobi Securities Exchange
No full textDespite some commercial and service firms in Kenya experiencing favourable liquidity ratios, majority of the firms continue to display poor liquidity ratios. The study seeks to assess effect of capital structure on liquidity of commercial and services firms listed in Nairobi Securities Exchange. The study used descriptive research design. The study utilized the data of 8 firms categorized as commercial and service companies listed in Nairobi Securities Exchange between 2009 to 2018. The researcher examined secondary data to establish the effect of capital structure as measured by debt, shareholder capital and retained earnings on liquidity. Liquidity was measured through the current and quick ratios. The data was collected from NSE reports and individual firm reports. In this study both multiple regression panel data and descriptive analysis was done. From the regression analysis, a unit rise in the debt ratio was found to decrease the current ratio as shown by the negative regression coefficient. The effect was found to be strong as shown by a regression coefficient above 0.5. However, a unit rise in the debt ratio was found to increase the quick ratio. However, debt showed a lower absolute coefficient with quick ratio. The study found that increase in shareholders capital ratio would increase current ratio within the period. On the other hand, increase in shareholders capital ratio would increase quick ratio by a lower proportion compared to the current ratio. Retained earnings ratio showed a positive regression coefficient below 0.5 against current ratio. Increase in retained earnings ratio was also found to lead to increase in quick ratio by a small proportion. The findings showed that increase in firm size would increase the current ratio and quick ratio of the firms. The study concludes that debt, shareholders capital, retained earnings and firm size are the main determinants of the liquidity of listed commercial and service firms in Kenya. The study concludes that shareholders capital, retained earnings and firm size have a positive effect on the liquidity of listed commercial and service firms in Kenya. The study recommends that commercial and service firms should maintain an optimal level of debt in order to avoid liquidity issues in their firms. The listed commercial and service firms, in order to improve their liquidity ratios, should bring in more shareholders into the firms which would increase the level of shareholders capital in the firm. Listed commercial and service firms in Kenya retain more profits in order to improve their liquidity ratios
Effect Of Macroeconomic Factors On Financial Performance Of National Social Security Fund In Kenya
No full textStudies have shown that firm’s financial performance is influenced by the business cycle. During
boom times, firms and households commit larger proportions of their income flow to debt servicing
with preference for leverage following a pro-cyclical pattern. Both the demand for leverage and
firms' income will rise and fall with the business cycle assuming ceteris paribus. However, studies
have proven this not be true from the mixed results on the relationship between the macroeconomic
variables and performance of the firms. There are a number of studies globally that indicate the
existence of a relationship between the macroeconomic variable and the firm’s financial
performance. The National Social Security Fund (NSSF) is an institutional investor whose
profitability depends on how other sectors are performing. The funds for instance made a loss of
over Sh. 10 billion in 2016 due to the decline in the performance by listed firms at the Nairobi
Security Exchange. The purpose of this study is to investigate the effect of macroeconomic factors
on the financial performance of National Social Security Fund in Kenya. The objectives of the
study are to determine the effect of foreign exchange rates on the financial performance, establish
the effect of the inflation rate on the financial performance, assess the effect of level of interest
rates on the financial performance and to establish the effect of the Gross Domestic Product on the
financial performance of NSSF. The study adopts a descriptive research design in which the target
population is financial publication and the Kenya National Bureau of Statistics library. Secondary
data was obtained from the NSSF and Kenya Bureau of Statistics and the Central Bank. Data was
analysed using economic model and using tests as Johansen cointegration test, Granger causality
test and Vector Autoregressive model with the aid of STATA as the statistical software. A
regression model was fitted to the data and the results of the study show that GDP, exchange rates
and inflation rates had a positive and significant influence on the NSSF in Kenya. The study also
shows that though Interest rates have a positive influence of the financial performance of NSFF in
Kenya, its impact is insignificant compared to the rest of the variables in the study. There however
exists cointegrating relationship between the variables and the study shows that in the long run
interest rates and inflation rates have a negative influence on the financial performance of NSSF
in Kenya and become statistically insignificant
Effect Of Financial factors on Financial Distress Of Tier Two Commercial Banks In Kenya
No full textKenyan banking sector is a fast growing industry playing a critical role in the economy of the country by significantly contributing to the GDP. Despite this growth, the banking sector still faces a number of obstacles that threaten its performance. There are a number of challenges that exist in this sector and among the most notorious challenges is financial distress which is a phenomenon that has steered the closure of several tier two commercial banks thus crippling the financial sector, frustrating investors and creating a major setback in the economy. This study sought to establish the effect of financial factors on the financial distress of tier two commercial banks in Kenya. The variables under this research were leverage, liquidity, organizational size and foreign ownership. The general objective of the study was to establish the effect of financial factors on financial distress of tier two Commercial Banks in Kenya while the specific objectives were to determine the effect of leverage and liquidity, establish the effect of firm size and evaluate the effect of foreign ownership on financial distress of tier two commercial banks in Kenya. The study considered the Trade Off theory, Liquidity Preference theory and Wreckers theory of financial distress. Causal research design was used in the study with a target population of 13 tier two commercial banks in Kenya and covered a ten-year period between 2009 and 2018. 11 out of the possible 13 banks were used in the study since two of the banks were under receivership at the time the study was carried out. The study used secondary data which is quantitative in nature collected from the banks’ financial statements. Beneficiaries of the findings of this study included investors, policy makers, management and other researchers. Various diagnostic tests were conducted; these included the Hausman test, Normality test, Multicollinearity test, Linearity and Homoscedasticity test. Panel Regression model was used to predict the effect of financial distress of tier two commercial banks in Kenya using STATA statistical software version 14. Analyzed data was presented in tables and graphs. The study revealed a significant relationship between leverage as a financial factor on financial distress of tier two commercial banks in Kenya. The study recommends that commercial banks should strike a balance between debt and equity in their capital structure and that they should not place much emphasis on debt as too much of it would result to financial distres