Journals site for the Ekiti State University Ado Ekit
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JOURNAL OF CURRENT DISCOURSE AND RESEARCH (JCDR): WOMEN’S LAND RIGHTS AND RESOURCE CONTROL IN OIL-RICH REGIONS: A LEGAL AND SOCIOECONOMIC ANALYSIS
No full textThis article presents a legal and socioeconomic analysis of the challenges confronting women\u27s land rights and resource control in oil-rich regions. The study examines how the extractive industry\u27s operations, often supported by formal legal frameworks, lead to the displacement of communities and the degradation of natural resources, disproportionately affecting women. The article highlights the persistent gap between legal protections for land ownership and the social realities that often exclude women from inheriting, owning, and controlling land. The socioeconomic analysis further demonstrates how these legal and customary impediments exacerbate women’s vulnerability, undermining their traditional livelihoods in farming and resource management, and marginalizing them from decision-making processes and compensation mechanisms. The findings argue for the urgent need for gender- responsive policies and a re-evaluation of legal frameworks to ensure equitable land tenure and resource governance, fostering sustainable development and social justice in these volatile economic zones
JOURNAL OF CURRENT DISCOURSE AND RESEARCH (JCDR): IMPACT OF CERTAIN PLANT LEAF EXTRACTS ON THE GROWTH AND YIELD OF Amaranthus hybridus (L.)
No full textThe effects of leaf extracts from Moringa oleifera, Chromolaena odorata, Gliricidia sepium, Panicum maximum, and Tithonia diversifolia on the growth and yield of Amaranthus hybridus were assessed in a pot study at the screen house at the Teaching and Research Farm of Ekiti State University, Ado-Ekiti, Nigeria, using a completely randomized design. ANOVA was used to statistically examine data on plant height, stem girth, leaf area, number of leaves, and yield components. Results from the experiment indicate that: Amaranthus hybridus and Chromolaena odorata performed noticeably better than all other plant leaf extracts, resulting in increased plant height (30.26 cm), stem girth (0.68 cm), and leaf count (31.20). Moringa oleifera treated plants, exhibited larger leaf area (7.52 cm²), while the effects of Tithonia diversifolia and Gliricidia sepium were generally moderate, and Panicum maximum exhibited the lowest growth response, compared to the control which recorded the least performance. Chromolaena odorata applied singly also produced the highest whole yield (106.00 g) and edible yield (83.40 g), followed by Moringa oleifera. The study concludes that Chromolaena odorata and Moringa oleifera are effective bio-stimulants that enhance Amaranthus hybridus productivity, and can so be recommended for use
Nigerian Journal of Banking and Financial Issues (NJBFI): Effect Of Covid-19 Pandemic On The Performance Of Small And Medium Scale Enterprises In Nigeria
No full textThis study examined the effect of Covid-19 pandemic on small and medium scale enterprises in Nigeria. The specific objectives were to determine the effect of Covid-19 pandemic on small and medium scale enterprises performance in Nigeria; examine the effect of lockdown, movement restriction, market closure, and social distancing due to Covid-19 pandemic on small and medium scale enterprises in Nigeria and evaluate the possible strategies for effective small and medium scale enterprises management amidst Covid- 19 in Nigeria. Data collected were analysed using descriptive statistics and inferential statistics. The descriptive statistics include logistics (Logit) regression, frequencies, tables, mean and percentages while inferential statistics include regression, Pearson product moment correlation analysis and variance analysis. The results revealed that Covid-19 pandemic has significantly and indirectly influence the performance of the SMEs in Nigeria. Therefore as long as the Covid-19 pandemic exists, the lesser the ability of SMEs to maximise profit in Ado-Ekiti. The study concluded that SMEs are indispensable to the attainment of sustainable development of any country and as such their survival is of paramount importance to government. More so, as they generate employment and income, thereby improving the standard of living of the people. It was therefore recommended that government should ensure the prompt and effective disbursement of the Covid-19 relief funds to the SMEs in order for them to be able to cushion the effect of the pandemic on their sales and performance
Nigerian Journal of Banking and Financial Issues (NJBFI): Impact Of Foreign Direct Investment On Capital Market Capitalization In Nigeria
No full textThe study investigates the impact of foreign direct investment on capital market capitalization in Nigeria. It makes use of secondary data spanning through 34 years (1986-2020). The study employed ordinary least square (OLS), Johansen co-integration and Error correction model. The result of the study revealed that all variables except FDI maintain positive/direct relationship with the dependent variable (MC). The long run model revealed that only money supply (M2) was negatively related to market capitalization (MC) while the remaining variables (FDI, SPI and INF) maintained positive relationship with market capitalization (MC). From the short-run analysis, the R2 revealed that the short-run model which envelopes (FDI, INF, SPI and M2) account for 97% of the changes that occur in market capitalization (MC), while the remaining 3% is accounted for by other unexplained variables outside the research model. Meanwhile, the R2 of the over-parameterized ECM model is 0.963946≈0.96. This implies that in the long run, about 96% of the slight difference of MC explained by all the exogenous variables together with the lagged variables. Based on the findings, the study showed that there are short-run and long-run relationships between the dependent and the independent variables. Therefore, the study recommended that since foreign direct investment is a significant determinant, efforts should be made by government and monetary authority to encourage foreign direct investment into Nigeria. 
Nigerian Journal of Banking and Financial Issues (NJBFI): Knowledge Management Strategy And Performance Of Nigerian Small And Medium Enterprises
No full textThe study examines the effect of knowledge management strategies on performance of firms in the small and medium scale sector in Nigeria. Previous researches have demonstrated growing concern on knowledge management and performance discourse but the benefits of knowledge management adoption are not fully exploited by small firms in emerging economies, particularly in Africa. For this reason, to explore our understanding in this area, the present study was conducted in the Nigerian small and medium scale enterprises sector. The data were collected through a survey of 798 registered firms in southwest geopolitical zone of the country. The data collected was subjected to editing and coding and was analysed using structural equation modeling method. The results of the study indicate a negative but statistically significant impact of knowledge management on the performance of SMEs. It is concluded that knowledge management elements do not have direct influence on the performance of firms in the small and medium sized enterprises sector
Nigerian Journal of Banking and Financial Issues (NJBFI): Capital Market Development And Economic Growth Of West African Countries
No full textThis study seeks to examine the effect of capital market development on economic growth in ECOWAS countries using annual data spanning from 1980 to 2019; sourced from World database. Using the Panel Auto regressive Distributed Lag model, the result shows that Gross capital Formation (GCF), and Foreign Direct Investment (FDI) contribute significantly to Anglophones economic growth while only Gross Capital Formation significantly affects growth of Francophone economies. This implies that for Anglophones, the combination of Foreign and Domestic investment contributes immensely to economic growth while the growth of Francophone economies is strongly determined by the level of domestic investment. Therefore, the study recommends that government should provide safe and conducive investment climate to attract foreign multinational companies and domestic investment for economic development
Nigerian Journal of Banking and Financial Issues (NJBFI): Effects Of Total Quality Management Components On Cognitive Dissonance Of Herbal Drugs Consumers In Ekiti State
No full textThe study investigated the effect of total quality management (TQM) on cognitive dissonance among consumers of herbal drugs in Ekiti State. The study adopted a descriptive survey design to cover all the consumers of herbal drugs in Ado Ekiti Metropolis. Descriptively, frequency and percentage were used to analysis the bio-data of the respondents while simple regression was used to test the hypotheses at 0.05 level of significance. The estimation techniques are R-square, F-statistics and P-value. The findings revealed that top management commitment, employee commitment and customer focus have significant influence on cognitive dissonance among consumers of herbal drugs in Ekiti State as their P-values are 0.000, 0.001 and 0.000 respectively, which are less than 0.05 level of confidence. In relations to the findings of this study, it was concluded that top management commitment, employee commitment and customer focus significantly influenced the cognitive dissonance among consumers of herbal drugs in Ekiti State
Nigerian Journal of Banking and Financial Issues (NJBFI): CASHLESS POLICY IN NIGERIA: IMPLICATIONS ON MICRO, SMALL AND MEDIUM ENTERPRISES IN OJO AREA OF LAGOS STATE
No full textNigeria\u27s cashless policy was introduced in 2012 to promote financial inclusion and reduce the country\u27s reliance on cash transactions. This policy requires individuals and businesses to use electronic payment methods for transactions. The study examines the effects of the Cashless Policy and its Implications on Micro, Small, and Medium Enterprises in the Ojo Area of Lagos State. A questionnaire was used and distributed to a sample of hundred (100) micro, medium, and small business operators in the study area and analyzed using descriptive statistics. The results revealed that the transition to a cashless economy using digital payment has an impact on the performance of small businesses. There is a need for better digital infrastructure, affordable technology solutions, and capacity-building initiatives for small business operators. It was recommended that the government strategize and intensify efforts to address challenges faced by small business operators in adapting to a cashless economy
Nigerian Journal of Banking and Financial Issues (NJBFI): COMPARATIVE IMPACT OF CONVENTIONAL AND ISLAMIC BANKING SYSTEMS ON ECONOMIC GROWTH IN NIGERIA
No full textThis study examined the comparative impact of Islamic and conventional banking systems to Nigeria\u27s economic growth. Specifically, the research evaluated their contributions to GDP, financial inclusion, risk management, customer acceptance, and corporate social responsibility practices. The research adopted a quantitative methodology, leveraging secondary data from the annual reports of Access Bank (conventional) and Jaiz Bank (Islamic) over ten years (2015–2024). Stratified and purposive random sampling techniques were used to select the appropriate banks for comparison. The research employed statistical tools such as Pearson correlation analysis and paired sample t-tests for data estimation. Findings from the study revealed that conventional banks achieve broader market penetration and financial service accessibility than Islamic banks in Nigeria. Whereas, Islamic banks significantly enhance financial inclusion, risk-sharing and fostering greater customer acceptance than conventional banks in the country. However, both Islamic and conventional banking exhibit limitations in corporate social responsibility investments but contribute to the Nigeria economic growth. The findings further revealed that Islamic banking offers a more equitable financial framework but remains underutilized due to infrastructural and cultural barriers. The study recommended hybrid banking models that combine the inclusivity and ethical principles of Islamic finance with the accessibility and operational efficiency of conventional systems. Policymakers are urged to implement supportive frameworks to promote Islamic banking, especially in underserved rural areas. This research offers actionable insights for financial institutions and policymakers, emphasizing the potential of hybrid systems for socioeconomic development
EKSU Journal of the Management Scientists: Environmental Sanitation, Provision of Amenities and Traders’ Welfare in Lagos, Nigeria: Understanding Traders’ Experiences in Oyingbo Market
No full textMarkets are spaces where economic, social, and political activities take place. Research evidence suggests that marketplaces are busy with influx of people and goods, and as such generate huge waste. This study investigated the impact of environmental sanitation and provision of amenities on traders’ welfare in Oyingbo market, Lagos State, Nigeria. The study adopted the mixed method research approach by using 211 copies of questionnaires administered to traders and conducting interviews with traders’ association executives. Pearson correlation was used for analysing quantitative data while the responses for interviews were presented using case study. Findings revealed that proper environmental sanitation and provision of adequate facilities within markets improve traders’ welfar