The University of Chlef Journals
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التحول نحو التمويل الإسلامي لإدماج الصناعة المصرفية الإسلامية في البنوك التقليدية الجزائرية "دراسة تطبيقية على البنك الوطني الجزائري بوكالة الشلف": The trend to Islamic finance in the integration of Islamic banking industries into traditional Algerian banks " a case study of the Algerian national Bank agency of chlef "
Get PDFThe aim of this study is to highlight the importance of Islamic banks in facilitating economic and financial transactions, and the need to deal with their Islamic forms and methods of financing to meet the desires of the audience of customers who don’t wish to deal with traditional banks for fear of usury. The public treasury, which is considered a loss for the banking system. Which encouraged Algeria to search for the transformation of conventional banks into Islamic banks. This transformation included the integration of the Islamic banking industry into the Algerian traditional banks. And that using the interview tool with the director of the commercial agency of BNA Bank. The study showed that the experience of involving Algerian government banks in Islamic banking transactions was very successful, because it has helped attracting a large number of dealers who prefer these transactions.
 
الحكومة الإلكترونية في الجزائر دراسة مقارنة بدول شمال إفريقيا -: E-government in Algeria - a comparative study with North African countries
No full textThis research paper aims to present Algeria’s experience in the field of e-government and compare it with North African countries, Tunisia, Morocco and Egypt, in order to assess its situation at the regional level. The comparison was made based on the e-government development index (EGDI) issued by the United Nations, which includes the infrastructure sub-index (TII), human capital sub-index (HCI) and e-government service sub-index (OSI), in the period between 2008 and 2020. the aim of this comparison is taking advantage from the experiences of these countries and learning lessons to face the challenges, and use the opportunities available to Algeria to develop its e-government, and to keep pace with the global movement and to increase its efficiency to serve the goals of sustainable development. The study concluded that e-government is not a website despite its importance, and it is not computers located in government agencies despite their necessity. It is a complete restructuring of the government apparatus, or a rediscovery of the role and procedures of government to be more effective and efficient; The study also found that the e-government project in Algeria faces many obstacles and major challenges that prevented its progress
The Reality of Bitcoin in Algeria and its Future Prospects
Get PDFThis article aims at describing the basics of cryptocurrencies, through an investigation of thereality of Bitcoin in Algeria. It also attempts at determining the long-term prospects for itsemergence in Algeria. The research method in this article is both quantitative and qualitativerelying on collecting data from different sources to clarify the theoretical and practical aspects ofthe subject. Therefore, a questionnaire was distributed, collected, then analysed using the SPSS v26output. Fifty one (51) participants of different ages, qualifications, and activities participated inthis research. The results reveal that, though Bitcoin lacks legal status in Algeria, there is asignificant Bitcoin transaction by e-commerce practitioners. In addition, there is an increasingdemand for dealing with virtual currencies (Bitcoin) in Algeria in the short and medium term. Thatdemand is engendered by the widespread of social media
أثر الشمول المالي على النمو الاقتصادي في دول شمال إفريقيا 2019- دراسة قياسية تحليلية للفترة 2004: The Impact Of Financial Inclusion On Economic Growth In The North Africa Contries An Empirical and Analytical Study During the Period 2004-2019
No full textThis paper aims to measure and analyze the effect of the financial inclusion on the economic growth inAlgeria, Morocco, Tunisia,Egypt during the period(2004-2019). The econometric model used in this study isthe panel auto-regressive distributed lags model ( PANEL ARDL). The study uses the Principal ComponentsAnalysis to determine the financial inclusion based on the Number of commercial bank branches andNumber of automated teller machines ATMs, per 1,000 km2; and the Number of commercial bank branchesand Number of automated teller machines ATMs, per 100.000 Adults ; the GDP to express economicgrowth. The study also uses the variables of investment, population and exchange rate as the controlvariables. The main finding of this research is the existence of long-term positive relation between theFinancial inclusion and the economic growth in the countries studied, where the probability was significantless than 5%, as the change in the financial inclusion index by one point leads to a change in the economicgrowth by 2.7 points. while, the test of causality in the short and long run demonstrated that there is nocausal relationship between financial inclusion and economic growth
دور المؤسسات العمومية الصغيرة والمتوسطة الجزائرية في التنمية الاقتصادية: The role of Algerian small and medium public enterprises in economic development
No full textThis research aims to reveal the contribution of small and medium-sized public enterprises toeconomic development in Algeria, by identifying the nature of their growth and their contributionto employment and value creation during the period 2012 - 2019.Among the findings: There is a continuous decrease in the number of public SME institutionsduring the study period. The category affected by this decrease is institutions which employ 50-250workers. This continuous and significant decrease in the number of institutions leads to the referralof a large number of unemployed workers. It also reduced the realization of added value comparedto SMEs of private enterprises, which negatively affected economic development
أثر المخاطر الاستثمارية في ربحية شركات التأمين التعاوني (2020- دراسة قياسية عن الشركة التعاونية للتأمين السعودية للمدة ( 2: The impact of investment risks on the profitability of cooperative insurance companies, a standard study on the Saudi Tawuniya Insurance Company during (2006-2020)
No full textThe aim of the study was to identify and most importantly identify cooperative insurancecompanies, highlighting the various investment risks to which these companies are exposed. Thestudy also attempted to measure the impact of some of these investment risks on the profitability ofcooperative insurance companies using the realized rate of investment return, which was applied tothe Saudi Cooperative Insurance Company for the period (2006-2020), using the ARDL(Autoregressive-Distributed Lag) model. The study found a negative impact on both inflation riskand exchange rate risk on investment return and no market risk effect
أثر التدفقات المالية الدولية على التنمية الاقتصادية في الجزائر دراسة قياسية باستخدام نموذج ARDL خلال الفترة 1980 – 2021 : The impact of international financial flows on economic development in Algeria An econometric study using the ARDL model during the period (1980-2021)
No full textThis study aims to measure the impact of international financial flows on economic development in the long run in Algeria for the period (1980-2021), using the Autoregressive Lagging Distributed Time Lag (ARDL) model.The study results concluded that there is a long-term equilibrium relationship between financial flows. International and economic development, as the results of the assessment showed that international financial flows (FDI, FPI, ODA, REM) have a positive and significant impact on economic development (GDPH) in Algeria in the short and long term; Except for the total external debt stock (EXTDS), which has a negative and significant impact on economic development ( GDPH
محددات الاقتصاد الأخضر في مصر: Determinants of the green economy in Egypt
No full textThe study aims to test the determinants of the green economy in the Egyptian economy using data for the period (1990-2021), Where the study assumes that the determinants of the green economy in the Egyptian economy are the percentage of renewable energy and combustible waste, the percentage of arable land, the percentage of fossil fuel energy consumption.The results of the study found that there is a positive relationship between the green economy and the percentage of renewable energy and combustible waste, There is also a positive relationship between the green economy and the percentage of arable land, and a negative relationship between the green economy and the percentage of fossil fuel energy consumption
أثر الإبداع التكنولوجي على تنافسية المؤسسة الاقتصادية دراسة حالة مؤسسة موبيليس: The impact of technological innovation on the competitiveness of the economic enterprise, a case study of the Mobilis Corporation
No full textThis study aims to determine the impact of technological innovation on the competitiveness of the economic enterprise. We have chosen the Mobilis Corporation to conduct a case study. Spss to process it, as 59 questionnaires were distributed and we obtained only 40 of them that were valid for analysis. The results of the study showed that there is a direct relationship between technological innovation and competitiveness, and that the institution under study adopts technological innovation to resist fierce competition in its sector of activity, which is witnessing continuous global development
تحليل العلاقة بين الإنفاق العسكري والنمو إلاقتصادي في السودان دراسة قياسية للفترة (2000- 2022 م): Analysis of the relationship between military spending and economic growth (econometric study the period 2000-2022)
No full textThe study aimed at I identifying the military spending and its relationship to economicgrowth , highlighting the importance of economic growth as an indicator that reflects theeconomic situation, and analyzing the relationship between military spending and the rate ofeconomic growth rate .is there a causal relationship between military spending and economicgrowth in sudan during period 2000-2022. most important results of the study are value of themilitary spending coefficient in the short term for two period was is a negative sign that meansthere is an inverse relationship between spending and economic growth , are this means thatand increase in military spending by on unit leads to a decrease in economic growth.the valueof the coefficient of military expenditure rate(B1)is negative , and this means that decrease inthe rate of military expenditure by one leads to increase in economic growth in suda