UPH Academic Journals (Universitas Pelita Harapan)
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Regulating Financial Digital Innovation: A Study Data Sharing on Bank and Fintech Collaboration
Get PDFBanks are challenged to innovate in developing their products and services to retain their customers. One way for banks to improve their ability to develop digital financial products and services is by collaborating with fintech companies. The use of data is one of the important aspects in bank and fintech collaboration to improve digital products and services. Data sharing through Application Programming Interface (API) or known as Open Banking has been widely utilised by financial industry players, both banks and fintechs. This research aims to explore how data sharing arrangements between banks and fintechs in collaboration to develop their digital products and services. From the results of the research, currently the regulation of data sharing in the financial industry is carried out by Bank Indonesia in the payment system. In the regulation, Bank Indonesia involves SROs to create a standard known as Standard National Open API (SNAP), based on the research study, it is necessary to strengthen the regulation of several aspects including standard governing body, data governance aspects and IT risk management so that consumer protection and personal data protection can be further improved
The Essence of Restorative Justice Based on the Indonesian National Police Regulation Number 8 of 2021 on the Handling of Criminal Acts Based on Restorative Justice
Get PDFPolice Regulation Number 8 of 2021 on Handling Crimes Based on Restorative Justice aims to resolve criminal cases through peaceful agreements. However, its implementation faces several potential problems, such as perpetrators who repeat their actions, which causes the impact of the deterrent effect not to be achieved. In addition, there is a risk of extortion by the victim against the perpetrator in the peace agreement process and the absence of legal rules governing both parties not to renege on the agreement. Another factor is the difference in understanding among investigators and investigators, which makes the application of Police Regulation Number 8 of 2021 subjective. This research aims to analyze the nature, implementation, and regulation of criminal acts based on restorative justice with legal certainty and justice within the Indonesian National Police. The method used is normative legal research with the support of empirical juridical research, as well as statute approach, conceptual approach, and case approach. The results show that the nature of restorative justice is an effort to restore the original state through a process that involves all parties involved in a particular criminal offense to jointly find a harmonious solution. Restorative justice is applied in various types of criminal offenses, including fraud, embezzlement, maltreatment, and murder, which involve people's lives. To increase the effectiveness of the implementation of this principle, structured collaboration between the courts, police, prosecutors' office, and correctional institutions is necessary. This research suggests two policies: first, improving the Standard Operating Procedure of Police Regulation Number 8 of 2021 by adding guidelines for procedures for handling criminal offenses using a restorative justice approach; second, drafting a special law regulating restorative justice as a guide for all law enforcement officials
The Impact of Inflation and Interest Rates on Economic Growth in Southeast Asia: A Panel Data Analysis
Get PDFEconomic growth in Southeast Asia is influenced by a variety of macroeconomic variables, with inflation and interest rates being two of the most crucial. This study aims to examine the impact of inflation and interest rates on the economic growth (measured by GDP) of ten Southeast Asian countries from 2007 to 2023. Using a panel data regression approach, the analysis applies several econometric models including Pooled OLS, Fixed Effects Model, Random Effects Model, and spatial econometric models (Spatial Autoregressive Model/SAR and Spatial Error Model/SEM) to determine the most suitable model for the data. The results show that interest rates have a significant negative effect on GDP growth, suggesting that higher interest rates tend to reduce economic activity in the region. Inflation, while showing a weaker relationship, also negatively affects GDP in most models. Spatial analysis further reveals the presence of spatial dependence among Southeast Asia countries, indicating that the economic performance of one country is not isolated but affected by its neighbors. Among the models tested, the Spatial Error Model (SEM) is found to be the best fit based on statistical criteria, highlighting the importance of unobserved regional factors and spatial spillover effects. Policy implications include the need for coordinated regional monetary policies, maintaining inflation within manageable limits, and enhancing economic cooperation among Southeast Asia nations. While the R-squared values are relatively low, the statistical significance of the core variables underscores their relevance. This study contributes to the broader understanding of macroeconomic management and regional economic integration in Southeast Asia
PULLING THE HEARTSTRINGS: EMPLOYER BRANDING, ENGAGEMENT, AND THE RETENTION OF MILLENNIAL TALENT IN HIGHER EDUCATION
Get PDFIn a progressively competitive global environment, employer branding has emerged as a vital element in talent retention, especially among millennials who constitute a significant portion of the workforce. Higher education institutions contribute to knowledge advancement and the establishment of an appealing work environment for their personnel. The elevated turnover rate among millennials presents a difficulty for businesses, especially institutions. This study seeks to examine the influence of corporate branding on talent retention, utilizing employee engagement and affective commitment as mediating variables. The study used a quantitative methodology including a sample of 50 permanent staff members at XYZ University. The employed sample method is purposive sample, with data gathered using a questionnaire. Data were examined utilizing Partial Least Squares Structural Equation Modeling (PLS-SEM). The results demonstrate that employer branding positively influences employee engagement and affective commitment. Employee engagement substantially affects talent retention, although affective commitment does not directly influence it. Furthermore, employee engagement is established as a crucial mediator in the correlation between company branding and talent retention, although affective commitment does not function as a significant mediating variable. This study underscores that effective employer branding must prioritize the enhancement of employee engagement to bolster talent retention within higher education institutions. Organizations are encouraged to cultivate an inclusive workplace, implement supporting policies, and provide career development opportunities to enhance employee engagement and loyalty
Pengaruh Servant Leadership, Dukungan Tim, dan Kepercayaan Organisasi terhadap Kreativitas Guru di Sekolah Dasar XYZ Daan Mogot
Get PDFCreativity is an important element that is highly needed in work for the progress and success of an organization. In the field of education, creativity is essential for teachers. Creativity is influenced by several extrinsic factors, including servant leadership, team support, and organizational trust. The purpose of this study is to examine the influence of servant leadership, team support, and organizational trust on teachers’ creativity. The research design employed is path analysis using a quantitative approach. The respondents consist of fifty two teachers, including all homeroom teachers and subject teachers at XYZ Elementary School, Daan Mogot, Jakarta. This study was conducted to determine whether servant leadership, team support, and organizational trust influence teachers’ creativity at XYZ School, with organizational trust serving as a mediating variable. In addition, the study also investigates whether servant leadership and team support influence organizational trust in XYZ School. The results indicate that servant leadership, team support, and organizational trust have a positive influence on teachers’ creativity
Pengaruh Structural Empowerment, Leader Empowerment, dan Psychological Empowerment terhadap Innovative Behavior Guru di SMK XYZ Jakarta
Get PDFInnovative behavior is an important factor in improving teachers’ performance. An individual who is innovative is able to seek and discover new ways of accomplishing tasks more effectively and efficiently. However, innovation can only grow within a person if they work in an environment that supports its development. The purpose of this study is to examine the influence of structural empowerment, leader empowerment, and psychological empowerment on teachers’ innovative behavior. The subjects of this research were thirty five teachers from SMK XYZ located in South Jakarta. The research design used was correlational, employing a survey to collect data, which was then analyzed using the PLS-SEM method. The results indicate that structural empowerment, leader empowerment, and psychological empowerment have a positive influence on teachers’ innovative behavior
Hubungan Latar Belakang Pendidikan PAUD terhadap Kepuasan Kerja Guru
No full textThis study aims to analyze the relationship between teacher educational background and the level of job satisfaction of Early Childhood Education (PAUD) teachers, as well as to compare the level of job satisfaction between teachers with linear and non-linear educational backgrounds. The study used a quantitative approach with a correlational and comparative design. The research subjects consisted of twenty PAUD teachers at Kindergarten X and Kindergarten Y Jakarta. Data were collected using the Teacher Job Satisfaction Questionnaire (TJSQ) which covers four factors of job satisfaction, namely individual factors, work environment, work, and outside of school. The results of the analysis showed that correlationally there was no significant relationship between educational background and job satisfaction of PAUD teachers. However, the results of the comparative analysis revealed a significant difference in the level of job satisfaction between teachers with linear educational backgrounds (bachelor of education) and teachers with non-linear backgrounds, where teachers with linear educational backgrounds showed a higher level of job satisfaction. This finding indicates that educational background does not function as a direct predictor of job satisfaction correlationally, but plays a role in differentiating the level of job satisfaction between groups of teachers. This research provides an empirical contribution in enriching the study of job satisfaction of PAUD teachers by emphasizing the importance of differentiating correlational and comparative analysis approaches in interpreting the influence of educational background, as well as being the basis for consideration in developing recruitment policies and professional development of PAUD teachers
Pengaruh Kualitas Hubungan, Faktor Pendorong dan Faktor Penarik Motivasi terhadap Kepuasan dan Loyalitas Orang Tua Siswa di Sekolah XYZ Bogor: Pengaruh Kualitas Hubungan, Faktor Pendorong dan Faktor Penarik Motivasi terhadap Kepuasan dan Loyalitas Orang Tua Siswa di Sekolah XYZ Bogor
No full textThe competition among private schools is currently becoming increasingly competitive and attractive from year to year. The number of students in a school serves as one of the indicators reflecting the development and sustainability of that school. As competition intensifies, many educational institutions need to understand the importance of creating and building parental loyalty as a competitive strategy that provides long-term advantages. Parental loyalty can benefit schools by ensuring that parents continue to entrust their children’s education to the same institution and by providing referrals for new students. This study aims to further investigate and evaluate the influence of relationship quality, push factors, and pull motivation factors on the satisfaction and loyalty of parents while entrusting their children’s education to sekolah XYZ Bogor School. The sample in this study was determined using a census method, involving 88 parent/guardian respondents of seventh- to tenth-grade students who had been enrolled for at least one year at sekolah XYZ Bogor School. The results indicate that the variables of relationship quality, push factors, and pull motivation factors affect parental satisfaction and loyalty. This is shown by the coefficient of determination (R²) results, where parental satisfaction is explained by 0.551 or 55.1%, while parental loyalty is explained by 0.754 or 75.4%, with the remaining 24.6% influenced by other variables outside the scope of this study
Pengaruh Persepsi Tentang Kualitas Jasa Pendidikan dan Kepemimpinan Kepala Sekolah terhadap Kepuasan Peserta Didik di SMA XYZ Bogor
Get PDFCustomer Customer satisfaction has become a crucial concern for many organizations, as it directly influences the sustainability and success of the business. Similarly, in the educational context, student satisfaction plays a vital role in determining a school’s reputation, competitiveness, and long-term development. Schools are expected to provide high-quality educational services and effective leadership to ensure that students’ academic and personal needs are met. This study aims to examine the influence of educational service quality and the school principal’s leadership on students’ satisfaction. The research was conducted at XYZ Christian High School in Bogor, involving 135 students as respondents. Using a quantitative approach, the data were analyzed with the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method supported by the PASW software. The findings reveal that students’ perceptions of educational service quality and principal leadership have a significant positive effect on their satisfaction. Furthermore, the study also found that the principal’s leadership positively influences students’ perceptions of educational service quality. These results suggest that effective school leadership contributes not only to better service quality but also to higher student satisfaction, which is essential for maintaining the school’s overall performance and competitive advantage
The Association Between Smartphone Addiction, Learning Motivation Levels, and Cumulative Grade Point Average Among Students at the Faculty of Medicine, Pelita Harapan University
Get PDFBackground: Cumulative Grade Point Average (CGPA) is a crucial metric in higher education. Achieving a good CGPA increases students' opportunities for career advancement or further education. Smartphones can aid learning by boosting motivation and academic achievement but may also cause addiction when used primarily for entertainment.
Objective: To examine the relationship between smartphone addiction, learning motivation levels, and CGPA among preclinical students at the Faculty of Medicine, Pelita Harapan University.
Methodology: This cross-sectional analytical study involved 103 students with a minimum sample size of 95. Data were analyzed using SPSS version 23 through bivariate analysis.
Results: Among the respondents, 70 students were addicted to smartphone use, 94 achieved satisfactory CGPA scores, and 65 had high learning motivation. A significant relationship was found between smartphone addiction and CGPA (p = 0.029), smartphone addiction and learning motivation (p = 0.013), and learning motivation with CGPA (p = 0.000).
Conclusion: There is a significant association between smartphone addiction, learning motivation levels, and CGPA among students at the Faculty of Medicine, Pelita Harapan University