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    NAVIGATING THE GLOBAL LANDSCAPE ON PROJECTBASED LEARNING AND 21ST-CENTURY SKILLS RESEARCH (2020–2023): A BIBLIOMETRIC ANALYSIS

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    Purpose – This study aims to conduct a thorough examination and bibliometric analysis of the scholarly articles on PjBL (Project-Based Learning) and 21st-century skills published from 2020 to 2023. The analysis will specifically concentrate on the global distribution of these articles and identifying any prevailing research patterns or trends. Methodology – Utilizing “PjBL” and “21st-century skills” as search terms, the Scopus database was employed for the analysis encompassing annual publications, nations, institutions, authors, journals, references, and keywords in the field. This analysis was facilitated by VOSviewer and Microsoft Excel 2019 software. Findings – There has been a significant increase in publication volume between 2020 and 2023. Among the 2,472 articles within the Scopus database by the end of October 2023, Indonesia emerged as the primary contributor of publications among all nations. The VOSviewer indicates that the key issues revolve around, project-based learning (PjBL), pedagogy, critical thinking, education, sustainability, higher education, and 21st-century skills. Significance – A comprehensive analysis of the global landscape concerning project-based learning (PjBL) and, between 2020 and 2023, aims to uncover pivotal trends, emerging issues, influential authors, and seminal works in educational research. The anticipated outcomes hold the potential to offer multifaceted insights into PjBL and 21st-century skills, contributing to the exploration of innovative educational methodologies. Additionally, this study’s investigation of specific research inquiries aims to provide a holistic overview, further enriching the understanding of these crucial educational paradigms

    Credit accessibility and small and medium sized enterprises (SMEs) in Osun state, Nigeria

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    The study investigated credit accessibility among small and medium sized enterprises (SMEs) in Osun state, Nigeria. Specifically, the study analyzed factors that influences SMEs’ access to credit and ascertained the extent to which government institutional funds and credit schemes have contributed to the accessibility of credit by SMEs in Osun State.  Descriptive survey research design was employed for the study. A total of 238 small and medium- sized enterprises were randomly selected for the study. Data was obtained through the use of a structured questionnaire. Both descriptive statistics and logit regression model were used to analyze the data obtained. The result shows that government institutional funds have a positive significant (P < 0.05) influence on credit accessibility by small and medium- sized enterprises in the study area. The study also revealed that high bank interest rates and high level documentation have significant ((P < 0.05) negative effect on accessibility of funds by small and medium- sized enterprises. The study therefore recommends that government should put policy measures in place to regulate the interest rate charged by banks on SME loans. Secondly, government, financial institutions, and other stakeholders need to take proactive measures to facilitate credit accessibility for SMEs

    OVERQUALIFICATION AND INNOVATIVE WORK BEHAVIOURS: THE ROLE OF ENTREPRENEURIAL LEADERSHIP

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    The aim of this study is to unpack the bright side of overqualification. Based on social learning and human capital theories, this study is an attempt to explore the relationship between overqualification and innovative work behavior. Further, we investigate the role ofentrepreneurial leaders as a moderator in the relationship between overqualification and innovative work behavior. The study is basedon a dyadic source field study from employees and their supervisors. The empirical results reveal that overqualification has a positiveand significant association with innovative work behavior when the overqualified employees feel that their leader/supervisor has adopted an entrepreneurial leadership style. This is the first study that explores the relationship between overqualification and innovative behavior in the presence of entrepreneurial leadership. Additionally, the limitations, restrictions, and future directions are thoroughly covered

    FACTORS INFLUENCING INTENTION TO ADOPT E-WALLET DURING COVID-19 PANDEMIC

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    The e-wallet feature allows consumers to make payment by transferring digital money into their virtual wallets for in-application online payments or through Quick Response (QR) codes for physical purchases. This study examines the average usage, transaction size and factors influencing the intention to adopt e-wallet among consumers during the Covid-19 pandemic. A total of 153 responses were collected and analysed using Statistical Package for Social Sciences (SPSS) to determine descriptive statistics and conduct multiple regression analysis to verify that performance expectancy, social influence, facilitating conditions, and perceived security influence the intention to use e-wallets during the Covid-19 pandemic among consumers. Performance expectancy is the strongest factor while effort expectancy is the only factor that has no influence on the intention to use e-wallets during the Covid-19 pandemic. Additionally, this study reveals that due to the current situation, consumers are pushed to adopt e-wallets despite their security concerns, and they are willing to learn to use the platforms without considering the possibilities and risks. However, the usage of e-wallets as a medium of transaction is still low due to the lack of awareness and knowledge. The outcomes of this study to provided practical contributions for policymakers and service providers on the current acceptance of e-wallets in Malaysia and to help the e-wallet industry develop more reasonable business strategies

    COVID-19 AND GOVERNMENT RESPONSES: HAS THE PANDEMIC AFFECTED THE KUALA LUMPUR COMPOSITE INDEX?

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    This study aims to determine the impact of the COVID-19 pandemic and government responses on the Malaysian stock market. Usingthe Kuala Lumpur Composite Index (KLCI) from 1st March 2020 to 31st December 2020, the study discovered several findings. First, thenumber of daily new COVID-19 cases affected the index. Nevertheless, the new cases turned out to be positive at a later stage. This finding inferred that investors grew apathetic towards COVID-19 over the long run. Second, daily new COVID-19 deaths negatively impacted the stock index. Third, the Movement Control Order (MCO) harmfully influenced the index. Fourth, the Recovery Movement Control Order RMCO and most government stimulus packages positively impacted the index. In conclusion, the government’s responses to COVID-19 have managed to mitigate several negative impacts of the pandemic on the stock market. The stimulus packages provided the much-needed impetus for market recovery during the pandemic

    ANALYZING THE DOUBLE CROSSOVER MOVING AVERAGES STRATEGY BEFORE, DURING AND AFTER THE LOCKDOWN PERIOD

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    Trading is a business, not an investment. Traders focus on minor to secondary trends, while investors focus on the primary trend. Thetrading timeframe is crucial in technical analysis. As such a trader who trades with a minor trend timeframe, must have a trading strategy. We aim to examine the impact of the moving averages double crossover strategy on traders’ profit factor based on minor and secondary trend timeframes before, during and after the lockdown periods. Dow Theory was adopted for this study as a trend should be in effect until it gives a definite signal for a reversal. Data was collected from the Nasdaq Composite Index for a five-year period, from 2018 to 2022. During this time frame, the required data for the study was obtained at the point of the golden crossover and exiting at the dead crossover, in which 2018 to 2019 was the period before the lockdown, 2020 to 2021 was the period during lockdown, and 2022 was the year after lockdown. By using trading profits and loss for both longs and shorts, we back tested three strategies of double crossover moving averages that were as follows: i) EMA5 crossover EMA10, ii) EMA5 crossover EMA20 and iii) EMA20 crossover EMA50. A non-parametric analysis of independent samples was used. The result shows that there was a significant difference among those three strategies before the lockdown period, but no significant difference during and after the lockdown period

    FACTORS INFLUENCING STUDENTS’ COST OF LIVING: EVIDENCE FROM MALAYSIAN UNIVERSITIES

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    It is widely evident that cost of living among university students are increasing over time. That said, little is understood about factorsassociated with general expenses among students in Malaysian universities. The present study uses primary survey data (n = 454)to examine the correlates of the total amount of money spent by students in a month. An ordered regression model was used to shedlight on factors contributing to different magnitudes of expenses. The explanatory variables consisted of demographic factors, financial knowledge, parental income, peer influence, and personality trait of conscientiousness. Findings from the present study showed that a large proportion of students spent between Ringgit Malaysia (RM) 201 and RM400 per month. Young, male students tended to spend more than older, female students. Expenditure was higher among Chinese students than Malays. Educational levels and income were found to correspond to spending. Having good financial knowledge was associated with reduced expenditure. Students who were influenced by their peers were likely to indulge in high spending compared to those who were not. These findings have important implications for strategic planning and to assist policymakers, parents, and university authorities in formulating better intervention measures aimed at improving students’ spending behaviour, thereby lowering cost of living

    SELF-ASSESSMENT METACOGNITIVE STRATEGIES IN A SPONTANEOUS ESL SPEECH PRODUCTION CONTEXT

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    Purpose – Self-assessment is regarded as a complex metacognitive process by scholars. Nevertheless, in the context of English as a Second Language (ESL) speaking, self-assessment practices often rely on assessment criteria and teacher commentaries. However, speaking involves spontaneous expression with limited access to external standards. Therefore, this case study aims to explore the metacognitive strategies that proficient ESL students use during selfassessment in spontaneous speech production contexts. Methodology – Three participants, purposefully selected, participated in two spontaneous group discussions recorded on video. Instances of participants’ dysfluency served as prompts in stimulated recall interviews, complemented by video recordings to validate participants’ responses. The thematic analysis of interview data utilised a conceptual framework integrating O’Malley and Chamot’s (1990) metacognitive strategies and Kormos’ (2006) speech production model.  Findings – The analysis revealed that participants employed three key metacognitive strategies – organisational planning, selective attention, and self-monitoring to self-assess their spontaneous speech. Feedback sources, such as their proficiency in the second language (L2) and contextual factors, influenced the application and effectiveness of these strategies during self-assessment (SA). Significance – This study offers insights into how proficient ESL students self-assess their spontaneous speech production, leveraging their available resources. In addition, this study identifies speech challenges the participants encountered and how they applied metacognitive strategies to address them. 

    EFFECTS OF STEMEN TEACHING MODELS ON MATHEMATICAL LITERACY AND MATHEMATICAL PROBLEM-SOLVING

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    Purpose - Mathematical literacy and mathematical problemsolving are crucial abilities that link mathematics content to real life applications, facilitating both mathematics understanding and mathematical processes. The present study aimed to investigate the effectiveness of the STEMEN (STEM and educational neuroscience) teaching model in enhancing mathematical literacy and problem-solving skills. Methodology - This study adopted a pre-test and post-test control group design. Among 156 Grade 9 students from a secondary school in Phayao, Thailand, 70 were randomly selected. The STEMEN teaching model was implemented in the experimental group, while the 5E teaching model, typically used in a normal classroom was employed in the control group. Two types of tests, namely the mathematical literacy test and the mathematical problem-solving test, were used as research instruments. Pre and post-data were collected from both the experimental and control groups. Repeated measures ANOVA with Wilks’ lambda was employed to analyze the mean comparison for mathematical literacy and mathematical problem-solving. Findings - The findings revealed that the mean scores for mathematical literacy and mathematical problem-solving were relatively higher in the STEMEN teaching model group compared to the 5E teaching model group. These results provide insights into the effectiveness of the STEMEN teaching model in enhancing learning outcomes, particularly mathematical literacy and problem-solving in mathematics. Significance – The results of this study showed that the STEMEN teaching model was effective in increasing learning outcomes, including mathematical literacy and problem-solving. These outcomes should enable teachers to design effective and efficient instructional strategies for enhancing mathematical literacy and problem-solving in classrooms

    COMPARATIVE STUDY OF THE ISLAMISATION PROCESS IN MALAYSIA AND NIGERIA: A SOCIAL MOVEMENT THEORY APPROACH

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    This exploratory, diachronic study compares the politics of Islamisation, which have undergone different patterns of developmentin both Nigeria and Malaysia. Islamisation is defined as an ideological translation of Islamism into policies to “Islamise” the state andsociety by expanding the scope of the application of Islamic laws and principles. Islamisation in Malaysia has been implemented steadily and progressively since the 1980s. It involves the “inculcation of Islamic values” in a wide range of aspects of society, including the economy. The Islamic penal code or hudud enactments were legislated in two states, but held in abeyance due to their unconstitutionality. In contrast, Nigeria observed the sudden and erratic implementation of hudud in 12 northern states in 1999, along with other bureaucratic adjustments. Adopting an interpretative case study approach of the comparative method of Arend Lijphart, we explain the two contrastive case studies of the ideological translation of Islamism by analysing the manner in which various political opportunities and structural constraints in the respective cases have shaped the Islamisation process. Data gathering was based on an extensive review of the related body of literature. Analysis was conducted using a social movement theoretical framework based on a structured, focused comparison. The dynamic conceptualisation of the state as a set of institutions, which is continually and dialectically reshaped by contentious processes, captures how the bureaucratisation and judicialisation of Islam have modified the nature of state structures and the structure of political opportunities, which in turn allows for additional channels of influence for Islamic activists

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