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What do financial planning organizations communicate to stakeholders and consumers? : An empirical narrative analysis
No full textThis study examined how financial organizations present relevant information to stakeholders and consumers and what differences exist between what organizations intend to deliver and what con- sumers and stakeholders perceive from the communication channels. Using a text mining technique, text data collected from financial planning organizational websites, social media, and news reports were analyzed. The results showed that the financial planning organizations successfully address their own position in the financial planning profession; however, financial planning organizations often fail to communicate specifics about their value to consumers. The findings suggest that financial planning organizations should enhance messaging strategies to promote both the organization and the profes- sion it uniquely serves
The Impact of Math Teachers’ Circle Participation: Case Studies
No full textThe Math Teachers’ Circle (MTC) model is a widely implemented form of professional development that invites teachers to become practitioners of mathematics, thereby developing their fluency with mathematical practices. This article presents comparative case studies investigating the self-reported experiences of several MTC-participating teachers representing a range of mathematical backgrounds. Teachers’ reflections were examined through the lenses of three themes: views of mathematics, approaches to pedagogy, and professional engagement and leadership. Cross-case comparisons suggest several ways MTCs may be able to improve their support of teachers’ professional growth, for example through discussing mathematical mindsets and incorporating additional leadership opportunities
Risk and uncertainty in style rotation
No full textThe Chicago Board Options Exchange (CBOE VIX; volatility) index has been established as a leading indicator of style returns since increases in this “fear index” lead to outperformance of “value” versus “growth” stocks. This study introduces the concept of “uncertainty” as an additional indicator of returns to value, as measured by the CBOE VVIX (“volatility of volatility”). This index is considered to be a proxy for “uncertainty” in the Knightian sense. Increases in expected volatility lead to short-term positive returns to value, while increases in uncertainty lead to negative short-term returns to value. Each of these observations are especially strong during economic downturns and after decreases in the VIX index. Several macroeconomic indicators provide additional incremental infor- mation regarding these phenomena
The impact of the Tax Cut and Jobs Act on IRA choice for moderate income investors
No full textWhile the choice of appropriate individual retirement account (IRA) type involves many factors, it is well known that differences in tax rates during the working and retirement years impact the optimal choice. Lower rates of return on investment may cause an investor to prefer a Traditional IRA whereas higher rates of return often result in higher after-tax future wealth for the Roth IRA. The lower statutory tax rates for individuals resulting from the 2018 Tax Cut and Jobs Act raises the breakeven rate of return where the Roth becomes preferable for many moderate income individuals who invest the amount of the deduction generated by the Traditional IRA. The new tax law significantly increases the breakeven rates for investors who begin investing at an older age. Moderate income investors are defined as those who will be in the 22% marginal tax bracket during their working years. Many investors do not invest the tax savings generated by a qualifying Traditional IRA. For these individuals a spreadsheet model is used to compare contribution and retirement real consumption. The Traditional IRA can be a better choice for many moderate income individuals who want to maximize their total lifetime real consumption rather than retirement consumption, and the compression in tax rates of the new tax law increases the number of outcomes where the Traditional IRA yields higher total consumption
Engaging with Host Schools to Establish the Reciprocity of an International Teacher Education Partnership
Get PDFAlthough international teacher education partnerships necessitate relationships with host education communities, much of the literature addresses only the impact of the overseas teaching experiences on the American university intern. For this project, we investigated the benefits of participation in an international teacher education program for the Italian cooperating teachers and students in the host schools. The findings reveal that the Tuscan students profited by not only enhancing their English communication skills, but also by beginning to develop global awareness and understanding of their learning. Cooperating teachers were challenged in mentoring American interns, but ultimately benefited professionally and wanted to strengthen the partnership. Implications for engaging host teachers and primary students when building international education partnerships are shared
Practical, Epistemological, and Ethical Challenges of Participatory Action Research: A Cross-Disciplinary Review of the Literature
Get PDFThis article extends recent discussions on the practical, epistemological, and ethical challenges of participatory action research (PAR) for community-engaged scholars through a cross-disciplinary literature review. It focuses on how practitioners across fields define power, engage with conventional research approval processes, and manage risk. The review demonstrates that PAR can be a valuable research approach for community-engaged scholars, but problematic practices and disparities must be addressed. For instance, although PAR practitioners consistently articulate a commitment to empowering the community and shifting structures of oppression, contradictions around how to define and respond to power, engage with standard IRB practices, and cope with high levels of risk are prevalent. We conclude by offering a set of recommendations, highlighting the need for more transparent and self-reflexive methods; transdisciplinary practices; metrics designed to assess risk, inclusion, and power-sharing; ongoing dialogues across disciplinary and institutional divides; and inclusive authorship and open-access publishing practices.
Community-University Partnerships in Practice: Development of Welcoming Learning Environments for New Immigrants
Get PDFThis case study examined how community–university partnerships have helped develop welcoming learning environments for new immigrants, particularly the increasing number of South Korean students and families in eastern Alabama. The creation of South Korean–owned automobile manufacturing plants in the southeastern United States has brought numerous South Korean families to this region, which has historically had a very small immigrant population. To help educators in these areas understand the culture of new immigrant students, we developed partnerships with local auto suppliers and have provided educators with an international cultural immersion experience in South Korea for the past 7 years. This study investigated the experience of 38 teachers and school administrators participating in the program 2014–2017. Findings revealed that the program helped participants develop empathy for immigrant students, critically reflect on their pedagogical practice, and find effective ways to support immigrant students.
Using Service-Learning to Enhance Employability Skills in Graduate Business Capstones: A Dissertation Overview
Get PDFThis dissertation overview summarizes a study that examined the alignment between employability skills employers need and employability skills graduate business students gain through service-learning in business capstones. This nonexperimental, mixed-methods, comparative study assessed whether the inclusion of service-learning in capstone courses influences students’ development of employability skills. The top three employability skills enhanced by service-learning were decision-making, presentation skills, and teamwork; only presentation skills showed a significant difference for students whose capstone included service-learning versus those whose did not. Exploratory factor analysis (EFA) found a four-factor solution, and one factor, collaborative learning, was significant for service-learning. Qualitative data from semi-structured interviews revealed that decision-making, teamwork, and presentation skills were enhanced by service-learning. Findings show alignment between collaborative learning skills needed by employers and those enhanced through service-learning, and that the instructor’s role in structuring projects is key to learning