MATE Journals (Hungarian University of Agriculture and Life Sciences)
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    The Role of Corporate Organizations in Bridging Financial Literacy Gaps Among Employees in African Developing Economies: A Systematic Review

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    This study systematically examines how corporate organizations can bridge gaps in employees’ financial literacy in African developing regions. Guided by four research questions, the study evaluates current financial literacy levels, existing corporate financial literacy initiatives, barriers to effective implementation, and potential solutions. Using a systematic approach and the PRISMA framework, data was extracted from peer-reviewed journals, corporate documents, and grey literature. Findings indicate persistently low financial literacy among employees, with notable deficiencies across industries. The study highlights that financial education can significantly enhance financial decision- making, reduce employee stress, and contribute to economic development. Key recommendations include integrating financial literacy into corporate governance, leveraging online technological platforms, aligning financial literacy initiatives with corporate social responsibility strategies, and conducting periodic assessments to address evolving employee needs. These insights position corporate organizations as crucial agents in mitigating financial illiteracy, promoting financial stability, and preparing the workforce for informed financial decisions.

    The Post-COVID Effect and Digitalization: as a seasonal balancing factor

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    A negatív eseményeknek is lehet pozitív hatása. A Covid időszak alatt „megtanult” magatartás formák és munkavégzési módok a pandémia elmúlásával a társadalommal szimbiózisban élnek tovább, annak negatív és pozitív hatásaival együtt. A digitalizlódási folyamatok a járvány kapcsán jelentősen felgyorsultak, a cégeket az adott szinteken a termelési vagy szolgáltatási folyamatok átgondolására késztették. Jelentős számú anyag foglalkozik a Covid utáni tünetek elemzésével, főként annak gazdaságra és társadalomra gyakorolt hatásával. A jelen munka a jelenség turisztikai ágazatra gyakorolt eredményét vizsgálja, azaz a távmunka és a szezonalitás kiigazításának win-win játszmáját. Ennek kapcsán vizsgálható maga az infrastruktúra, mint telepítőtényező; illetve vizsgálható egy erős szezonalitással rendelkező turisztikai desztináció, illetve ezek korrelálása. Kérdés lehet, hogy egy telepítőtényező, a többi tényező milyen mérvű átértékelődését hozhatja magával, illetve milyen hatást gyakorolhat a turizmusra.Even negative events can have a positive effect. Forms of behavior and ways of working "learned" during the Covid period continue to live in symbiosis with society after the pandemic passes, together with its negative and positive effects. Digitization processes accelerated significantly in connection with the epidemic, forcing companies to reconsider their production or service processes at the given levels. A significant number of materials deal with the analysis of post-Covid symptoms, mainly its impact on the economy and society. The present work examines the effect of this phenomenon on the tourism sector, i.e. the win-win game of telework and seasonality adjustment. In this connection, the infrastructure itself can be examined as an installation factor; and a tourist destination with strong seasonality can be investigated, as well as their correlation. It may be a question of what degree of revaluation of an installation factor can bring about the other factors, and what effect it can have on tourism

    Cross-Cultural Perspectives on Brand Experience and Purchase Intention: A Systematic Literature Review

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    In the last several years, there has been significant research on how cross-cultural perceptions affect brand experience and purchase intention. With an emphasis on the drivers, dynamics, and management methods involved, this systematic literature review attempts to provide an overview of the existing literature on customer experience and its impact on purchase intention. This review examines the influence of brand experience on purchase intention or willingness to buy in cross-country contexts. It focuses on the relationship between brand experience and purchase intention, exploring the factors that shape this relationship and the mechanisms through which it operates. The goal of this study is to provide an exhaustive analysis and synthesis of the academic literature on brand experience. To accomplish this, the researchers conduct a systematic review, finding and evaluating 73 appropriate articles from 38 journals. The analysis covers significant information concerning empirical versus conceptual studies, industry focus, country of study, research design, data analysis methods, and characteristics of respondents. Our understanding of the connection between brand experience and purchase intention in cross-country scenarios is enhanced by the findings of these studies. They highlight the complex nature of the \u27country image\u27 concept and the importance of considering both cognitive and emotive factors when shaping consumer perceptions and beliefs. Overall, this systematic evaluation of the literature provides insights into how brand experience influences consumers\u27 propensity or intention to make global purchases. The results emphasize the critical importance of understanding the complex relationship between country image and consumer behavior. These insights can assist firms in customizing their brand experiences to various cultural contexts and in informing marketing strategies.In the last several years, there has been significant research on how cross-cultural perceptions affect brand experience and purchase intention. With an emphasis on the drivers, dynamics, and management methods involved, this systematic literature review attempts to provide an overview of the existing literature on customer experience and its impact on purchase intention. This review examines the influence of brand experience on purchase intention or willingness to buy in cross-country contexts. It focuses on the relationship between brand experience and purchase intention, exploring the factors that shape this relationship and the mechanisms through which it operates. The goal of this study is to provide an exhaustive analysis and synthesis of the academic literature on brand experience. To accomplish this, the researchers conduct a systematic review, finding and evaluating 73 appropriate articles from 38 journals. The analysis covers significant information concerning empirical versus conceptual studies, industry focus, country of study, research design, data analysis methods, and characteristics of respondents. Our understanding of the connection between brand experience and purchase intention in cross-country scenarios is enhanced by the findings of these studies. They highlight the complex nature of the \u27country image\u27 concept and the importance of considering both cognitive and emotive factors when shaping consumer perceptions and beliefs. Overall, this systematic evaluation of the literature provides insights into how brand experience influences consumers\u27 propensity or intention to make global purchases. The results emphasize the critical importance of understanding the complex relationship between country image and consumer behavior. These insights can assist firms in customizing their brand experiences to various cultural contexts and in informing marketing strategies

    Investigation of Perceived Business Environment among MSMEs in Hungary with a Focus on Digitalization

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    SMEs are under-researched in Europe, micro-sized enterprises are often even ignored in surveys. However, their contribution to GDP, employment, and balance of trade is beyond all dispute. A qualitative research has been conducted among micro, small, and medium-sized enterprises (MSMEs). Informants involved in the research were owner managers of companies various in terms of profile, age, and location within Hungary. Interviewed entrepreneurs named some common difficulties and hindering factors, as well as few specific trends supporting their business. Their perception of business environment, practice of planning, access to external funds, and level of digital readiness have been investigated. Outcomes of the study demonstrated the value of face to face semi-structured interviews with Informants of confidential relationship as well as served additional objective with the research, that is, to better establish and design a future quantative study. This paper was also aimed to contribute to the SME/MSME research in Europe due to their significance in national economies detailed in the study. Findings are partially in line with those of previous studies in international literature.SMEs are under-researched in Europe, micro-sized enterprises are often even ignored in surveys. However, their contribution to GDP, employment, and balance of trade is beyond all dispute. A qualitative research has been conducted among micro, small, and medium-sized enterprises (MSMEs). Informants involved in the research were owner managers of companies various in terms of profile, age, and location within Hungary. Interviewed entrepreneurs named some common difficulties and hindering factors, as well as few specific trends supporting their business. Their perception of business environment, practice of planning, access to external funds, and level of digital readiness have been investigated. Outcomes of the study demonstrated the value of face to face semi-structured interviews with Informants of confidential relationship as well as served additional objective with the research, that is, to better establish and design a future quantative study. This paper was also aimed to contribute to the SME/MSME research in Europe due to their significance in national economies detailed in the study. Findings are partially in line with those of previous studies in international literature

    Circular Economy in EU 27 Agribusiness. Operational Factors of Integrability

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    Recent global events are increasingly highlighting the need to review and renew the current social and economic system of the European Union. Although the economic crisis of 2008 was followed by a significant boom, the way out of the shock caused by the social, political and economic events of the 2020s is not yet in sight. Despite the fact that the European Union has the strategic goals necessary for this, the development and implementation of tactical and operational plans still await. However, this delay - according to empirical experience - causes serious disturbances and damages both in agriculture and in the entire value chains based on agricultural production, in agribusiness. In relation to the change in social and economic policy approach and renewal, the question arises as to how ready the EU - as a community - is to eliminate the linear economic model and to adapt the circular economy to agribusiness. Another important dilemma is the extent to which the member countries that joined in 2004 managed to catch up, which is a basic condition for the integration of the circular economic model into agribusiness. Taking into account the role of agribusiness in the community of the European Union, as well as the set economic goals of the community, the connection of the circular economic model and agribusiness, which fundamentally determines national economies, and the acceleration of this process cannot be postponed any longer. In connection with the above, our study explores the fundamental factors that, as indicators, indicate the preparedness and shortcomings of the European Union in the field of implementing the circular economy. At the macro- and micro-economic level, we analyzed the components whose development either indirectly or directly affects agribusiness. Within this, we examined the evolution of emissions, energy consumption, waste production, and the correlations between them. With reference to agribusiness, we examined the results of agricultural production, the situation of food processing, and the development of the food foreign trade balance. Based on our results, a European Union with a different economic system with respect to the member countries is revealed. In this heterogeneous economic environment, the transition of agribusiness to a circular economy raises countless questions. The first dilemma that arises is whether it is possible to approach the success and progress of this process with GDP as an output-based indicator in the aspect of the economic spatial structure of the European Union.Recent global events are increasingly highlighting the need to review and renew the current social and economic system of the European Union. Although the economic crisis of 2008 was followed by a significant boom, the way out of the shock caused by the social, political and economic events of the 2020s is not yet in sight. Despite the fact that the European Union has the strategic goals necessary for this, the development and implementation of tactical and operational plans still await. However, this delay - according to empirical experience - causes serious disturbances and damages both in agriculture and in the entire value chains based on agricultural production, in agribusiness. In relation to the change in social and economic policy approach and renewal, the question arises as to how ready the EU - as a community - is to eliminate the linear economic model and to adapt the circular economy to agribusiness. Another important dilemma is the extent to which the member countries that joined in 2004 managed to catch up, which is a basic condition for the integration of the circular economic model into agribusiness. Taking into account the role of agribusiness in the community of the European Union, as well as the set economic goals of the community, the connection of the circular economic model and agribusiness, which fundamentally determines national economies, and the acceleration of this process cannot be postponed any longer. In connection with the above, our study explores the fundamental factors that, as indicators, indicate the preparedness and shortcomings of the European Union in the field of implementing the circular economy. At the macro- and micro-economic level, we analyzed the components whose development either indirectly or directly affects agribusiness. Within this, we examined the evolution of emissions, energy consumption, waste production, and the correlations between them. With reference to agribusiness, we examined the results of agricultural production, the situation of food processing, and the development of the food foreign trade balance. Based on our results, a European Union with a different economic system with respect to the member countries is revealed. In this heterogeneous economic environment, the transition of agribusiness to a circular economy raises countless questions. The first dilemma that arises is whether it is possible to approach the success and progress of this process with GDP as an output-based indicator in the aspect of the economic spatial structure of the European Union

    Outdoor módszer alkalmazása alsó tagozaton

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    To be able to teach and guide the learning process efficiently, pedagogues need to apply a methodological toolbar of great variety and bear with extraordinary professional knowledge to make the lessons efficient. The aim of the current, non-representative, exploratory research is to discover the educational methods favored by pedagogues. Our research questions focus on whether teachers prefer indoor or outdoor methods and if they receive the necessary support from the directory of the school, the colleagues, and the parents for the application of innovative methods. The results of the research raise the attention to schools should open up too in the sense that they should try to find opportunities for applying these methods within the strict boundaries of the current schedules to provide children with the opportunity of gaining knowledge via experience.A hatékony tanításhoz, tanulás-irányításhoz a tanítóknak változatos módszertani eszköztárral és hatalmas szakmai tudással kell rendelkezniük annak érdekében, hogy a tanórák hatékonyak legyenek. A kutatás célja annak vizsgálata volt, hogy a pedagógusok melyik oktatási módszereket részesítik előnyben; kutatási kérdéseink arra irányulnak, hogy a tanítók az indoor vagy az outdoor módszereket alkalmazzák szívesebben munkájuk során, valamint megkapják-e a megfelelő támogatást az innovatív módszerek alkalmazásához az iskolavezetéstől, a kollégáktól és a szülőktől. A kutatás során egyértelművé vált, hogy bár a szakirodalom sürgeti az élményalapú tanulás bevezetését, mely sokkal inkább illeszkedik napjaink fiataljainak igényeihez, a pedagógusok mind a mai napig a frontális, iskolán belüli oktatást alkalmazzák és helyezik előtérbe. A kutatás eredményei arra hívják fel a figyelmet, hogy meg kellene találni a módszer alkalmazásának lehetőségét a jelenleg kötött órarendi rendszerben annak érdekében, hogy a gyermekeknek több lehetősége legyen a saját tapasztalat által megszerzett tudásra

    The role of nutrition in achieving more sustainable and environmentally friendly aquaculture: Review

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    Sustainability applies to almost all aspects of human activity, and the ever-growing aquaculture industry is no exception. Feeding aquatic animals is of paramount importance in terms of economic and environmental sustainability. This review discusses practices and promising new results for improving feed efficiency at different levels of production intensity. Special emphasis is placed on demonstrating how semi-intensive pond technology can be considered ab ovo sustainable also from a social point of view. Recent achievements in the field of alternative protein sources to replace fishmeal are also discussed, as well as the beneficial properties of special feed additives such as probiotics and phytochemicals.Sustainability applies to almost all aspects of human activity, and the ever-growing aquaculture industry is no exception. Feeding aquatic animals is of paramount importance in terms of economic and environmental sustainability. This review discusses practices and promising new results for improving feed efficiency at different levels of production intensity. Special emphasis is placed on demonstrating how semi-intensive pond technology can be considered ab ovo sustainable also from a social point of view. Recent achievements in the field of alternative protein sources to replace fishmeal are also discussed, as well as the beneficial properties of special feed additives such as probiotics and phytochemicals

    Examination and comparison the effects of extraction time and temperature for compost tea

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    Composting represents an efficient technology that enables the effective utilization of by-products and waste materials. Moreover, it proves to be highly suitable for processing raw materials and converting them into fertilizers that would not be recommended for direct application without undergoing pre-processing. This is particularly crucial in the case of poultry manure, which possesses potentially hazardous properties and necessitates pre-treatment. One increasingly prevalent form of compost is known as compost tea, which involves the immersion of compost in water. In this experiment, compost tea or compost solution were created using a product called composted and pelletized poultry litter (CPPL). Four compost:water ratio (CWR) (1/2.5, 1/5, 1/10, 1/20) were applied, along with three different extraction durations (24, 48, and 72 hours) and three distinct extraction temperatures (20 °C, 35 °C, and 50 °C). Since the 1/10 and 1/20 ratios were found to be the best for subsequent applicability and spreadability, their content parameters were measured further. After elimination of the experiment, the most important nutrients (nitrogen content (nitrate and ammonium), phosphorus and potassium) were determined. The results showed that the nutrient content was highest for all four parameters at the extraction temperature of 35 °C. For example, while at 20 and 50°C the NO3 – content ranged from 263 to 768 mg/l and from 210 to 534 mg/l, at 35 °C it ranged from 498.33 to 2636.67 mg/l, irrespective of the mixing ratio and extraction time. If the extraction temperature is not taken into account, the nutrient content increased with the increase of the extraction time, so that the highest values were measured at 72 hours extraction time obviously. The data measured in the present experiment will serve as a basis for subsequent experiments with different indicator plants, investigating the effect of compost when applied as a solution

    The HeindI Heritage: The Story o f a Hungárián Botanical Garden in the 1 7th Century

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    A királyi Magyarország területén, ahol a politikai, illetve hadi viszonyok ezt lehetővé tették, a XVI. század a gazdasági és kereskedelmi fellendülést hozta magával. A törökök által nem háborgatott vidékeken - elsősorban Pozsony környékén - a különböző művészeti tevékenységeknek is magasabb foka bontakozhatott ki. A jólétet, a fejlődést hűen tükröző építkezések - melyek jobbára leginkább a főúri körökben voltak jellemzőek - ezeken a helyeken a városi polgárság körében is elérhetővé váltak. Sorra épültek a polgárok kisebb, ámde gazdag lakóházai, valamint díszkertjei. Jóllehet, a XVII. században ez a fejlődés lelassult, Pozsony - az ország fővárosaként - mégis megőrizte a korábbi évtizedekben kialakított jóléti életformáját. Ezt mintázza a XVII. század közepén, HeindI Ferdinánd pozsonyi ügyvéd által kialakított botanikus kert is, mely figyelemreméltó helyet vívott ki magának a század polgári kertjei között, s a hazánkban ebben a korban egyedülállónak számító növényjegyzékének köszönhetően botanikai értelemben ma is az egyik legjelentősebb kerttörténeti alkotásnak tekintjük.Ferdinand Heindl’s botanical garden was one of the most prominent works of the gardens of the middle-dass in 17th century Bratislava. l lis gardening achievements have subsisted in a printed catalogue of the plants, now missing. The botanical garden was established in 1583 by the pharmacist András Heindl, and developed in the middle of the 17th century by Ferdinand Heindl, lawyer and alderman of the town. In 1655, the garden was bought by István Aszalay who denied it to the Bratislavan convent of the Society of Jesus. In the 1730’s, the garden was part of the Pálffy Garden. bút later, in the middle of the 18th century, it belonged to Prince Esterházy, then to the Jeszenák family. A distillery was founded at the end of the 18th century and ran throughout the next century. The garden lay in the suburbs of Bratislava, westwards from the inner town, neighboring the garden of the Provost of Bratislava and the Pálffy Garden, embraced by the Kecske and Torna streets. It was an embanked garden, having two terraces. Its most prominent element was an arbor on the upper terrace, built on a lime tree. This building was a famous sight in the town and was delineated on many engravings of the period. It may have been built already in Heindf\u27s lifetime. Although the garden was a rich and famous one in the 17th century, nothing remained of it fór today. Nevertheless.The garden area still forms a green space in the town, giving piacé to a playground

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