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Adoption of Blockchain and Cloud Computing in Morocco Insurance Sector: A SLR Approach
Full text linkThis paper aims to investigate the challenges and prospects regarding adoption of Blockchain and Cloud Computing in the Moroccan Insurance Industry, in an Islamic country context, through a Systematic Literature Review (SLR). Several millennia prior to Christ, the concept of insurance was discovered (BC). Shifting or distributing risks was a tactic used by traders from Babylonia and China in the second and third millennia BC. Insurance is now the backbone of the economy, but increasing its ubiquity in developing countries is challenging. The recent emergence of IoT, Big Data, and InsurTech prompted the fourth insurance business revolution in the industrialized world. This study looks at the issues with Blockchain and Cloud Computing adoption and possible solutions to increase insurance coverage in Morocco. A PRISMA approach opt to find pertinent literature from Google Scholar or Emerald, by using number of keywords. The selected studies were evaluated against predefined inclusion and exclusion criteria. This analysis identified multiple barriers that hinder the adoption of Blockchain and Cloud Computing in Morocco’s insurance industry, and it also highlighted potential mitigation strategies. The findings offer actionable insights that could assist policymakers in improving service delivery across the sector. Morocco’s insurance sector faces Blockchain and Cloud adoption challenges, including security risks, infrastructure limitations, skill shortages, and regulatory gaps. Solutions focus on government support, collaboration, staff training, and secure, compliant technological implementation
The Islamic Revolutionary Critique of Capitalism: A Study in the Context of Pakistan
Full text linkIn Pakistan, most Muslim thinkers view capitalism as just an economic system, overlooking its societal foundations. In contrast, the Islamic revolutionaries assert that capitalism is a totalizing, all-inclusive system and civilization, characterized by a specific conception of individual, society, and the authoritative structures (state), all of which are interconnected and mutually dependent. Islamic revolutionaries are thinkers and activists such as Mawdūdī and Ansari who consider Western ideologies and practices as conflicting with Islamic teachings and call for a complete societal transformation grounded in Islamic values. This study aims to explore the socio-political foundations of capitalism. This critique is crucial in Islamic political and economic thought, as it highlights the competitive relationship between Islam and capitalism by critically analyzing its socio-political foundation. The paper concludes that rather than attempting to Islamize capitalist economics, it is necessary to reject it. An analytical study method with a qualitative approach is employed in this paper. It prefers primary sources; however, secondary sources are also used when they are needed.
© 2025 The Author(s). Licensed under CC BY-NC 4.0
Violence and Veneration in The Name of Religion – The Dilemma of Demolishing Religious Sites in South Asia
Full text linkThis article investigates the dilemma of demolishing Holy sites because of intolerance and violence in the name of religion in South Asia. Religious discrimination and other strife in South Asia have destroyed the Babri Masjid in India, the Bamiyan Buddhas in Afghanistan, as well as temples in Pakistan and sacred places in Bangladesh. The purpose of this study is to understand the deeper ideological and political motives behind these violent acts as well as the ramifications for communal identity. The study highlights the impacts of political chaos and extremist ideologies in relation to the destruction of holy sites, which is not only the result of hostility against religious groups. The aim is to destroy the religious and intellectual identification marks of such groups. The research shows that the protection of places of worship is essential to maintain South Asia's religious legacy as well as to promote harmony
The Politics of Fear: Reflections on the Relationship of Inner and Outer Freedom in Pakistan
No full textThis article sheds light on the relationship between inner and outer freedom in a rather repressive social system. In the search for individual agency, it contrasts theories of European liberalism - as impressively described by Michel Foucault - with the collective organisation of South Asian societies. With the aforementioned as well as Hannah Arendt and bell hooks, the question of the meaning and purpose of political action is raised. The subject as the origin and goal of political action is located differently in the opposing social systems described here. Nevertheless, the retreat of the political subject into the private sphere opens up the possibility of subverting the public relations of subordination and oppression, as Chantal Mouffe and Ernesto Laclau impressively demonstrated in Hegemony and socialist strategy: towards a radical democratic politics
Estate Planning of Shari’ah-Compliant Digital Assets Among Malaysians: A Mixed-Methods Approach
Full text linkThis paper examines Malaysia's regulatory landscape and public awareness of digital assets, focusing on individuals under 45. It highlights the lack of global regulatory development for digital assets and the overlooks the aspect of posthumous management. The research evaluates awareness, adoption, and understanding of digital asset regulations, emphasising legal and Shariʿah challenges in estate management. Using a mixed-methods approach, the study collected 86 responses via social media surveys supported by doctrinal legal research. Findings show high interest in digital assets among younger with only 11.3% of participant possessing understanding of Shari’ah-compliant digital assets, whereas 20.8% had moderate familiarity with relevant laws on the assets. The study calls for educational campaigns and clearer Shariʿah-compliant regulatory guidelines to enhance market confidence and bridge the digital literacy gap. It offers insights for policymakers and digital exchanges on managing digital assets posthumously and suggests future research on specialised digital estate planning services and regulatory impacts
Insurtech Adoption in Bangladesh: Challenges and Solutions to Overcome Adoption Barriers
Full text linkThe idea of insurance was discovered several millennia before Christ (BC). In the second and third millennia BC, traders from China and Babylonia practiced shifting or dispersing risks. Today, insurance is the foundation of the economy, but expanding its penetration is difficult in emerging nations. The fourth insurance industry revolution in the developed world was sparked by the recent advent of Blockchain, IoT, Big Data, and InsurTech. In order to boost insurance coverage in Bangladesh, this study examines the problems with and potential solutions to InsurTech. In order to identify the themes and factors pertaining to problems and solutions in implementing InsurTech in Bangladesh insurance business, this study used a systematic literature review, a rigorous, methodical, and structured process used to gather, evaluate, and synthesize all relevant research on a specific topic. In order to find pertinent material from Google Scholar, a number of keywords were employed. The filtered studies were examined based on inclusion and exclusion standards. This report outlined many obstacles to InsurTech adoption in the Bangladesh insurance sector as well as potential remedies. The proposals could help policymakers improve the insurance industry service delivery
The Evolution of Saudi Strategic Culture - Towards a More Moderate Islam
No full text Saudi Arabia's strategic importance stems from its exceptional geographical position, abundant natural resources, and vital involvement in international trade. Saudi Arabia is a key player in international politics, trade, and security because of its location at the intersection of Africa, Asia, and Europe. Its varied topography which includes deserts, mountains, and coastal regions contributes to its strategic significance by presenting business prospects in industries like mining, tourism, and agriculture.
Saudi Arabia has the largest proven oil reserves in the world, which gives it significant clout in the global oil market and affects energy costs and stability. Through programs like Vision 2030, the country is also broadening its economic base, concentrating on industries like tourism, technology, and renewable energy. Additionally, its advantageous location along important shipping lanes strengthens its significance in global trade.
This study explores how Saudi Arabia's foreign policy and strategic culture have changed over time, especially under Crown Prince Mohammed bin Salman's (MBS) leadership from 2015 to 2023. By employing a comprehensive methodology that encompasses culture, history, geography, trade, and natural resources, the objective is to examine how the initiatives of MBS have influenced Saudi Arabia's strategic Culture
The Role of Islamic Leadership Principles and Ethics in the Context of Finance-Growth Nexus in GCC Countries
Full text linkThis paper investigates the role of Islamic leadership principles and ethics in the context of finance-growth nexus using balanced panel data from 6 Gulf Cooperation Council (GCC) countries for the 2002-2022 periods. The study employs a set of non-stationary panel data approaches to investigate the long-run relationships between the variables of interest. The findings show that there is a long-term relationship between the variables wherein financial development and Islamic leadership principles and ethics were found to have a significant positive impact on economic growth in GCC countries. This implies that financial development and Islamic leadership principles and ethics are important factors for promoting growth. Moreover, the results suggest that the effect of financial development on economic growth is contingent on the Islamic leadership principles and ethics in GCC countries. The interaction term and marginal effects computed are positive and significant at all levels of Islamic leadership principles and ethics. This means that the Islamic leadership principles and ethics have large direct and indirect positive impacts on economic growth in GCC countries
Exploratory Study on the Impact of Sukuk in the Nigerian Transportation Sector
Full text linkSukuk is an alternate financial instrument adopted in Nigeria by the enactment of financial acts to attract public-private partnerships (PPPs) for mutual investment to achieve infrastructural development. The study was conducted using a qualitative research method to establish the impact of the Nigerian sovereign Sukuk ventured over seven (7) years, where funds were generated to execute projects within the Nigerian transportation system by the rehabilitation of some dilapidated roads and construction of new projects to enhance transportation and achieve the sustainable flow of raw materials and finished goods in the country. The research identified challenges to the product's application for its limited use at the federal level alone despite the existence of vast potencies in the state and local administrative transportation purview. The work recommends a massive awareness campaign to clear misconceptions that relinquished other religious followers and common people from the inception of the instrument in the economic domain of the country
Arabs and the Qur’an In the Context of A Non-Lıterate Socıety
No full textDespite the revelation of the Qur’an in the 7th century AD in the Hijaz region, the condition of literary practices still carries some uncertainties. New studies are needed, and detailed investigations are required. Although it is known that writing began in Mecca with the onset of the revelation of the Qur’an, records related to this early phase of the Meccan period are quite limited and scarce compared to records from the Madina period. The main reason for this is closely related to the fact that the Meccans of the 6th century were a “non-literate society” and the inadequacy of information in Islamic sources in this regard. With the increase in modern anthropological and archaeological data, there is a need to analyze and reinterpret existing data. In this article, we attempt to present such a perspective by emphasizing the need to interpret existing data with a new approach