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Financial Regulations and Innovations in Banking
Get PDFIn the contemporary world, new technologies are mostly characterized by digitization and digitization of socio-economic relations and processes. As digital services and technology are used in more and more aspects of our lives, the financial sector is not far behind this trend. Moreover, in the conditions of an ongoing global financial and economic crisis, innovative activity is particularly important for the survival and success of both a particular type of business and the economy as a whole. The banking sector is exposed to large-scale and rapid changes in technology. It is imperative for banks to be competitive and innovative. The need for legal regulations arises when financial innovations are introduced, and this is why the article will provide an overview of financial regulations and innovations and pay attention to fraud in electronic payments, as well as indicate the protection tools for payment operations in a digital environment
Calculation of the Operational Risk of a Non–Financial Company Using the Concept of VaR
Get PDFVaR is a relatively wellknown concept for calculating the risk when it comes to managing financial instruments. Financial instruments are characterized by the availability of easily accessible and qualitative statistical information, which leads to the relatively easy calculation of both VaR and other risk indicators. Making a quantitative assessment of the risk of a non-financial company has difficulties in this context. The main difficulty is to find a quantitative assessment of the different business processes in the company. The purpose of this article is to present a methodology for calculating risk, which uses the principles and methods laid down in the calculation of VaR, but applied to the operational risk of a non-financial company
The Changing Place of Developing Countries in Global Economy
Get PDFThe article analyzes the increasing demand and the formation of internal value chains in developing countries - changes that explain the shift in the intensity and direction of trade at the global level. The aim of the study is to analyze the new place of developing countries in global trade relations. First, some of the transformations in the positions of the countries of the Global South in the process of multilateral liberalization are considered, then the changing role of emerging economies in the world economy is analyzed, and finally a forecast on the changing global demand and trade patterns is presented
Ecocritical Hues in Christy Lefteri’s “Songbirds”: The Dissolution of the Human/Nonhuman Distinction
No full textThe human/nonhuman distinction is a significant theme in ecocriticism, which tries to undermine this dichotomy and make us rethink the human relationship with nature and other creatures. This paper argues that Christy Lefteri’s latest novel Songbirds (2021) dispels this hierarchical dualism through the portrayal of a golden mouflon ovis, a wild sheep native to the Caspian region and an extremely meaningful animal in the story: it comes to represent nature and eventually leads to the assimilation of the human and nonhuman spheres. By comparing the description of the mouflon ovis with the hedgehog in “The Mower” (1979) by Philip Larkin, I will attempt to bring to the foreground the similarities between both animal representations and the strong ecocritical hues in Lefteri’s description. Furthermore, the paper aims to show how the author depicts an interspecies and inter-elemental community – in which not only the animate dimension, but also the inanimate sphere is given value and importance – through the representation of the mouflon ovis, the motif of gold and specific passages in the novel
The Effect of Using Whatsapp on EFL Students' Medical English Vocabulary Learning During the Covid-19 Pandemic
No full textThe role of social networking mobile applications such as WhatsApp in enhancing second language vocabulary learning among English language learners continues to be a subject of interest for many scholars. The current study aimed at examining medical English vocabulary learning among undergraduate students using WhatsApp compared to learning vocabulary via Blackboard platform during the Covid-19 pandemic. To this end, 108 medical students (51 males, 57 females) enrolled in a first semester English for a specific English course participated in the study. A quasi-experimental design was adopted for two groups. Fifty-three students were assigned to the WhatsApp group and 55 students were assigned to the Blackboard group. Data were collected using pretest-posttest design. Results of t-test scores revealed no significant difference between the WhatsApp and Blackboard groups on a vocabulary test. Results of survey that gauged students’ perception of the use of WhatsApp as a platform for learning new vocabulary showed positive perceptions since participants thought that WhatsApp enhanced their learning experience
Translation Revision and Post-editing: Industry Practice and Cognitive Processes - Book review
No full textBook Details:Title:Translation Revision and Post-editing: Industry Practice and Cognitive ProcessesEditors:Maarit Koponen, Brian Mossop, Isabelle S. Robert, Giovanna ScoccheraPublisher:Routledge, 294 pagesYear of publication: 2020ISBN: 978100309696
The central administration of the executive power of the Republic of Bulgaria – an unreformed part of the state apparatus system
No full textThe present study is dedicated to the essence of the concept of “state apparatus”, to the historical and legal analysis of the formation of the central administrations of the executive power in Bulgaria and its development until the adoption of the current Constitution of the Republic of Bulgaria of 1991. It deals with the legal framework concerning the status of the national central public administration and criticizes its shortcomings. The study presents the development of the central public administration over a period of 30 years (1991–2021)
Presentation of the Citizens’ administrative law circle
No full textThe paper presents the two main topics discussed with the participants of the Administrative Law of Citizens Circle during the spring semester of the academic year 2021/2022: the administrative legal status of refugees and the administrative military law and the rights of citizens
Contribution to understanding the repertoire of flute music written after 1950 through analysis under the main aspect of variations on Densitiy 21.5 by Edgard Varèse and Élégie pour flûte by Marc-André Dalbavie
Get PDFless structured than the preceding periods in music history. To research music of the 21st century, a bridge must be first built from the already known research results of repertoire written around the time of World War II to the not so well-known end of the 20th century. Two works for solo flute are used for this purpose: Densitiy 21.5 by Edgard VARÈSE written in 1936/1946 and Élégie pour flûte by Marc-André DALBAVIE written in 1990. The analysis, with a special consideration of the use of variation in these pieces, shows that the further development of the soundscape of the flute is contested in compositional terms through the extreme use of flute tones themselves (for example notes in the fourth octave) and variable elements found in the small elements like intervals or rhythmics. The detailed examination of the previously unexplored work Élegie pour flute by DALBAVIE shows that a further development of the sound aesthetics is not achieved primarily through variable elements in the composition itself, but through variable elements in the sound structure that are used on bigger elements like whole phrases: extended techniques on the flute. The comparison of the two works presents the soundscape transformation in the flute literature between 1946 and the end of the 20th century which clearly differs in the use of variation. It is a progression away from the use of purely note-related elements towards an aesthetic that has a tonal and effective expression through the sound design of the flute
Theoretical writings on Chinese music by westerners in the 19th century
Get PDFIn the 19th century, Western countries hae dispatched a number of officials and missionaries stationed in China, in order to tighten the control over the Qing imperial court; most of them were well educated, and left a bibliography of classics on Chinese culture devoting themselves to translate and write books. Theoretical writings, however, have been overlooked by the academic as facing the strained social situation of the 19th century, where none of paper focusing on theoretical writings on Chinese music by westerners in the 19th century has been put forward. This paper here, through reading and collecting a mass of works, will firstly draw attention to make a list of comprehensive books with related contents to the topic of Chinese music published in the 19th century; secondly, the priority will be given to professional ooks specialized in Chinese music; important journals in foreign languages regarding Asian issues with published papers and articles on Chinese music, and finally, those special editions of Sinology researches in the West. Its aim, to sum up the above written, is to comprehend better, on one hand, how related aspects of Chinese music were understood by westerners, its accuracy and reliability; on the other hand, Westerners’ overall cognition towards Chinese music in the 19th century, through which one truth should be pointed out: that 19th century enjoyed considerable attention, so as to form a clear line of theoretical writings on Chinese music by Westerners in the respect of understanding Chinese culture over the communication history between the West and China