OJS (University St. Kliment Ohridski)
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AN OVERVIEW OF TOURISM INDUSTRY BAIL OUT MEASURES IN SLOVENIA DURING THE COVID-19 EPIDEMIC
This expertise aims to present and analyse the bailout measures for salvaging the economy during the global pandemic COVID-19 in Slovenia in 2020 - 21, with an emphasis on the tourism industry. Based on the data obtained, the authors of the article sought to determine whether the Government of the Republic of Slovenia has tackled bailing out of the tourism sector in the right way or not and whether its measures to mitigate the effects of the epidemic have been successful or not. The government has tackled the problem of salvaging both the entire economy and, in particular, the tourism industry over ten so called Anti-Corona Packages (ACPs), which sought to ensure the liquidity of the economy (tourism) and the preservation of jobs. The analysis showed that the measures taken were timely and well targeted, placing Slovenia at the very top of countries which dealt best with the aftermath of the COVID-19 pandemic
ENCOURAGING SUSTAINABLE TOURISM DEVELOPMENT IN MEDITERRANEAN THROUGH CONSUMELESS PLUS PROJECT: THE CASE STUDY OF ISTRIA COUNTY
The Mediterranean area is one of the most important tourist destinations in the world, so the importance of planning tourism and its effects in this area is needed. The benefits of tourism are primarily valued in economic terms, but tourism can positively impact local or regional socio-cultural life and the local environment. In order to achieve these positive effects, in recent years, the principles of sustainable tourism have been implemented in the governance of tourist destinations in different ways. However, applying theoretical principles of sustainable tourism in practice is not a simple job. The example of the EU project Interreg Med ConsumeLess Plus is one example of how to bridge this gap. ConsumeLess Plus is a capitalization project of the ConsumeLess project, which transfers created ConsumeLess model to four new regions in the Mediterranean. The paper aims to present the application of the ConsumeLess model in Istria County
EXPLORING THE POSSIBILITIES FOR RURAL TOURISM DEVELOPMENT IN THE SOUTH-WEST PLANNING REGION OF THE REPUBLIC OF N. MACEDONIA
This paper is the result of the conducted research activities in the preparing of a Sub-strategy for Rural Tourism in the Republic of N. Macedonia in 2019 in which the authorswere directly involved. The research involved determining the current state of rural tourism through situation analysis and valorization of various rural tourism potentials. This resulted in specifying concrete values and spatial units for the development of rural tourism. The goal of this paper is to diversify the region’s current tourist offer, as well as to create new tourism values for promoting rural tourism development
AUTONOMOUS DELIVERY ROBOTS AND THEIR CONTRIBUTION DURING THE PANDEMIC
In this research paper, we present autonomous delivery robots and their contribution during the pandemic. The paper introduces two autonomous delivery robots in more detail. These are Starship and Scout. Starship is under the company Starship Technologies, and Scout is part of Amazon. Both robots have made a significant contribution to the field of autonomous delivery robots. During the pandemic, the need for these robots was further highlighted. In the future, these robots will appear everywhere, and there will be even bigger upgrades on them - this is just the beginning of the era of autonomous robots as we see them now. We found out that both robots are in broad use on many fields. Scout is about two times heavier, four times faster in speed and can carry 27% more freight in comparison to the Starship robot
NON-PERFORMING LOANS AND BANKS’ PROFITABILITY:EVIDENCE FROM NORTH MACEDONIA
One of the basic preconditions of establishing dynamic economic development is founding a stable and contemporary banking system. Namely, the commercial banks are the backbones of the financial system of each country, especially in developing countries such as North Macedonia where the capital market is in initial phase of development. Consequently the banks’ loans are the main source for financing the businesses which in turn contributes to the economic development of the countries. Loans play dominant role in banks’ activities and they are related with credit risk. Therefore, the banks usually want it to be a performing one, since its nonpayment leads to incidence of huge loss. Consequently, the quality of credit portfolio determines the performance of the banks and it is a crucial factor affecting the profitability of individual banks and the entire banking sector. In the relevant literature, one of the most commonly used proxies of banks’ credit portfolio quality is non-performing loans ratio (NPLs).Regarding this, the main objective of the paper is to investigate the relationship between the non-performing loans and banks’ profitability in the Macedonian Banking System
THE IMPORTANCE OF THE APPLICATION OF ECONOMIC PRINCIPLES IN INSURANCE
Insurance companies are exposed to a number of risks. They financially compensate the damages by indirectly protecting the insured from the realization of risks. The whole process is based on economic principles in accordance with which insurance premiums and fees must correspond to accepted risks, while maintaining compliance with regulatory requirements, maintaining the trust of policyholders and other stakeholders. The aim of this paper is to provide an overview of the most important economic principles that insurance and reinsurance companies must apply if they want to survive and develop, to maintain the trust of policyholders, the state, reinsurers and other stakeholders
THE MARKET CONCENTRATION AND COMPETITIVE ENVIRONMENT OF CASCO AND MOTOR THIRD PARTY LIABILITY INSURANCE IN BULGARIA
The purpose of the paper is to outline the state of market concentration of the two most widespread insurance policies in Bulgaria - Casco Insurance and Motor Third Party Liability Insurance for the period 2012-2021. The expected results in the study are related to determining the form and strength of competition in both types of insurance and for the non-life insurance market as a whole.The importance of the research is related to the fact that these two insurance policies are extremely important for the development of the Non-Life Insurance Market in Bulgaria, as they cover 70% of it. The calculations are based on the official statistical information onthe Bulgarian insurance market for the period 2012-2021, published on the official website of the Financial Supervision Commission in Bulgaria
THE IMPACT OF COVID-19 PANDEMIC ON TOURISM DEVELOPMENT IN WESTERN BALKAN COUNTRIES
The COVID-19 pandemic is the cause of the global health crisis, economic downturn and financial crisis. The tourism was the most affected industry because moving and travel restrictions put in place. The purpose of this paper is to analyze the impact of COVID-19 on tourism development in Western Balkan countries. The aim of this paper is to analyze whether it exists the difference impact of COVID-19 on tourism development of Western Balkan countries. The results of research indicate that COVID-19 was the most important impact on tourism development of observed countries during this century. In 2020, the Western Balkan countries recorded the decrease of number of foreign tourists and tourism receipts, but the same time recorded the increase of receipts per tourist. At the same time, the results indicate that tourism and death rate have significant impact on the economic growth of Western Balkan countries
KNOWLEDGE NETWORKS: EFFECTS ON TOURISM DESTINATION COMPETITIVENESS
Tourism market shelves contain composite products and thus requirement for alliances and collaboration between various local actors is very high. We can easily illuminate an argument that in the global tourism market, destinations are those players that compete for more costumers, not individual business operators. In this sense, innovation becomes crucial for building competitiveness, and leads as to understanding of how destinations source, share and use knowledge. Once we utilize the destination as a network of stakeholders (i.e. network system nodes- enterprises, government bodies, destination management organizations, etc.), it becomes clear that destination functions by the movement of information and investment through the network. In itself, this is an innovative notion of a destination because underlines managing knowledge across complex network systems as a crucial to this process. In this paper we are examining the benefits of knowledge network configuration linked to the competitive performance of destinations
INFLUENCE OF EDUCATORS’ PERCEPTION OF GEN Z STUDENTS IN HIGHER EDUCATION
The article aims to reveal the relationship between educators’ misperception of Gen Z students as a generation, educators’ attitude, instructional behavior, students learning engagement and performance. Presented are the results of two complementary qualitative studies conducted at the same higher education institution with educators (N 35) and students (N 184) in 2020 and 2022. Both groups report inadequacy and dissatisfaction in the others behavior,in the teaching process and communication. Referenced with findings from other research the results indicate that students’ unrecognized generational characteristics and preferences lead to a reciprocal adverse influence on educational engagement of both, students and professors, andthus affects the learning outcomes. In order to break the vicious circle, educators need to familiarize with the characteristics of the students’ generation and need guidance to optimize communication and implement a student-centered teaching approach