OJS (University St. Kliment Ohridski)
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IBANK -THE FUTURE OF THE ONLINE BANKING
Get PDFThe bank industry has changed a lot in recent years thanks to the growth of FinTech. The internet has revolutionized the way we do banking. Online banking allows customers to bank from anywhere at any time. It is fast, convenient and secure. FinTech companies have created new, better ways to provide banking services and products to consumers and businesses. This state has forced traditional banks to change the way they operate in order to stay competitive. IBank is the future of online banking. It is an intelligent system that provides personalized recommendations and advice based on your unique financial situation. IBank makes online banking easier and more efficient. For Generation X, the traditional way of delivering products and services from banks to customers (consumers) is through a single distribution channel, which is a physical visit to the bank branches. But generational change also implies challenges to the demands of new generations. Applying FinTech to the banking industry from an innovation and customer selection industry has grown into one of the factors for the survival of a specific bank. The subject of research in this paper is the application of technology in the banking industry as well as the influence of the fintech industry in that process, complemented by an analysis of acceptance by end users, individuals and legal entities. The same compared to the conditions and processes in RNM
THE ROLE OF NUTRITION IN ACHIEVING HORMONAL BALANCE IN WOMEN
Get PDFProper nutrition of a complete daily meal contains 50% whole foods, 25% protein, 25% complex carbohydrates, probiotics, 20-30g of fiber, moderate physical activity, and proper sleep and relaxation, with the addition of natural stimulants for optimal hormone function, the basis for a happy and long life is the hormonal balance. Hormones are substances that are released into the bloodstream from glands or organs and affect cell activity elsewhere, so the goal of this paper is to prove that a woman are particularly sensitive to hormonal changes and their body weight tends to vary. For researching is use a questionnaire "Women\u27s awareness of the relationship between diet and hormonal status" who is created with the aim of collecting data on women\u27s understanding of the impact of hormones on the body, eating habits and attitudes about the dietary impact on the appropriate work of hormones
DEVELOPING TURKEY\u27S STRATEGIES AGAINST THE GLOBAL FOOD CRISIS
Get PDFAlthough providing people\u27s access to basic nutrients has always been important, increasing population, rapid migration from villages to cities, widening the gap in income distribution and increasing commodity costs have been effective in the emergence of the food crisis in the world. However, in recent years, factors such as climate change, the Covid-19 pandemic, the increase in fuel costs and the war between Ukraine and Russia have caused significant increases in food prices and increased acute food insecurity. According to the UN\u27s "Global Food Crisis Report", it was pointed out that 139 million people in 24 countries/regions experienced acute food insecurity due to conflicts, more than 23 million people in 8 countries/regions due to extreme weather conditions, and more than 30million people in 24 countries/regions due to economic shocks. The Food Price Index is 158.50 in April 2022 calculated by FAO. Inthe same period, Turkey\u27s Food Price Index was calculated as 375. Also, annual food inflation is seen that it is 94.65% in Turkey. In the same period, the average food inflation in the world is 14.50%. The aim of the study is to determine the reflections of the effects of the global food crisis in Turkey, and to develop strategies to eliminate the negative effects of the food crisis in Turkey. In the study, the strengths and weaknesses, opportunities and threats of the Turkish agricultural sector were determined by SWOT analysis and suggestions were developed to prevent Turkey from being affected by the global food crisis. In the study, it was concluded that the Turkish agricultural sector has the potential for selfsufficiency and that it will be affected by the global food crisis at the lowest level, with a macro-level optimization study in agricultural production and the elimination of structural problems in the economy
QUALITY OF GASTRO TOURIST OFFER DURING COVID-19 - PREDICTIONS FROM RURAL HOUSEHOLDS OF VOJVODINA
No full textThe period during the COVID-19 pandemic brought major changes, mainly in terms of large losses for all economic activities, including all forms of tourism and hospitality. The aim of this paper was to investigate the possible effects of certain predictors on the future development and quality of gastro tourism products in Vojvodina. The survey included a total of 225 domestic visitors, in rural households. Also, the aim was to determine whether gender has a moderating role in the predictive validity of total gastro quality, based on food quality factors and guest relations. The results obtained by processing in the SPSS model, 26.00, macro Process.spss, version 4.0, undoubtedly show a positive attitude of consumers when it comes to predicting better development of quality gastronomic services, and that gender statistically significantly moderates the relationship between food quality and guest and total gastro quality
TOURISM, SPACE AND STRATEGY
Get PDFTourism and space are closely related phenomena, so the development of tourism in a certain space must be strategically planned, taking into account all the characteristics of that space. In this sense, this paper points out theimportance of the concept of strategic spatial planning and strategic planning of tourism development, which aim to achieve development effects in the field of tourism, but with the organization, arrangement and even development of certain spatial units (regions and local environments) in accordance with their development potentials. At the same time, it should be borne in mind that strategic spatial planning and strategic planning of tourism development depend on market opportunities, available tourism potential and socio-economic goals of a national economy, and are in the function of tourism development, but also maximizing positive and minimizing negative socio-economic effects of tourism to the area. Therefore this paper points out the role and importance of integral strategic planning in the process of tourism development while respecting not only the economic but also the social and ecological components of the development process
THE IMPACT OF SOCIAL MEDIA USE ON EMPLOYEE WORK PERFORMANCE
Get PDFSocial media has changed the ways people communicate, express their views, share content, interact and collaborate, by enabling the network effects, information provision, broad audience and outreach, direct connectivity and global situational awareness. The great dominance of social media in the modern way of life, as well as the strong connection of a large number of people with these media and networks, often lead to the fact that a certain part of their working time is spent on social networks. Social media use in the workplace may contribute to both productive as well as unproductive behavior. Research confirms that for certain areas or sectors, the use of social media has a positive impact, especially in the civil society sector. But it is also important to emphasize that in companies where there ispolicy for social media use, it contributes to positive impacts. This paper analyses whether and to what extent social media is used by Macedonian employees during working hours; what are their views on work performance with regards to the social media use; and analyses whether businesses have policies for using social media, which help streamline the benefits while outweighing the downsides? For the purposes of this research, a survey was conducted of 202 employees from the public, private and civil society sectors from the Pelagonia region of the Republic of North Macedonia. This research opens prospective use of findings in managerial and organisational decisions on social media use, as well as in conceptual sense of task diversity for improving work performance in general
THE IMPORTANCE OF HUMAN RESOURCES IN ROMANIAN EDUCATION FROM THE PERSPECTIVE OF THE MAIN COMPONENTS THAT DEFINE THE EDUCATIONAL MANAGEMENT SYSTEM
Get PDFThe purpose of the research was to analyze human resources from the perspective of the components of the educational management system in Romania. Human resources play an essential role in social development processes. Considering the major role that education has in the development of human resources, it constitutes an essential vector of social development. The study of human resources of the main "generator" of human resources - education - is a major issue in educational policy issues. We started from the following general hypothesis - educational management is a component of management that is based on all the principles, functions and strategies of:professional training, promotion, salary and evaluation of human resources in education. In conducting the research, we started from a certain perception of the teachers on the position of school management, according to which, the principal is seen by teachers less as a leader of the school organization and more as a colleague, who temporarily holds leadership positions. The question arises: Have school principals become professionals in the field of management? There is still debate in this regard, as the mere possession of a certificate cannot confirm that the person has become a professional
WOMEN\u27S ENTREPRENEURSHIP IN RURAL AREAS IN TURKEY
Get PDFThe development of a country can be realized by bringing together many factors such as economy, education, health and justice and executing these factors in the best way. The effective implementation of these factors primarily depends on the equal rights of men and women living in the society. For this reason, the increase in the labor force participation rate of women living in approximately half of Turkey\u27s population, will also contribute to Turkey\u27s development. Because the more women\u27s employment in a country increases, the higher the development level of that country will be. In addition, for the development of countries, the differences between urban and rural areas should be minimized. When Turkey\u27s demographic and economic structure is examined, it is seen that agricultural activities make a great contribution to the country\u27s economy. In order to ensure rural development in Turkey, it is necessary to develop and support women\u27s entrepreneurship. Entrepreneurial activities of the female population, who are among the disadvantaged groups especially in rural areas, will make a great contribution to the country\u27s economy. For this reason, in this study, the current situation of women entrepreneurs operating in rural areas, the problems they encounter and solution proposals will be emphasized
ONLINE LEARNING ADOPTION DURING COVID- 19 PANDEMIC – THE EXPERIENCE OF THE UNDERGRADUATE STUDENTS IN NORTH MACEDONIA
Get PDFSince spring 2020 when pandemic suddenly threatened the world in unexpected way, a dramatic shift in how people live, work, and learn/study is evident. Global pandemic restriction strategies like stay-at-home orders, social distancing and long periods of lockdowns have disrupted the traditional campus-based model of education i.e. the traditional in-classroom teaching, and have forced fast adoption of online learning systems as remote/distance learning. For most counties/universities worldwide, online learning was one of the efforts to minimize the spread of Covid-19 and convenient opportunity of continuing the educational process in those circumstances. This was the case in the country as well. In this sense, the goal of this paper is to analyze the adoption of online learning among university students in the country. The basis for the research model is the original Technology Acceptance Model (TAM). This fundamental model examines the crucial predictors/factors of technology adoption including the following constructs: perceived ease of use, perceived usefulness, attitude towards using, behavioral intention and actual use. In order to get insights regarding the online learning adoption among university students in the country, a survey was conducted among more than 150 undergraduates during April and May 2022, while online learning was still undergoing. The results of this study capture valuable insights regarding the adoption of online learning and can be used as solid base for higher education institutions in the country to shape their online education offerings in order to remain competitive in a post-pandemic future. This research provides relevant practical implications by elaborating that the analyzed factors are critical towards online learning attitude in our country
THE RELATIONSHIP BETWEEN ORGANIZATIONAL JUSTICE AND EMPLOYEE SILENCE: A STUDY ON PUBLIC EMPLOYEES
Get PDFEven though technological developments continue to be experienced at a dizzying pace in today\u27s business world, the human factor continues to maintain its importance. For this reason, many managerial issues continue to emerge. The concept of organizational justice is one of these issues, which reveals the expectations of the employees from the organization in return for the effort they spend for the organization. Employees in organizations where organizational justice is provided work more happily. Employee silence, which is another concept related to the human factor, is the behavior of employees to avoid expressing their positive or negative thoughts about the organization. It is critical for the success of the organization that the employees can express their ideas clearly and easily express their suggestions and problems. It is thought that in businesses where organizational justice exists, employees can freely express their opinions and thus silence behaviors will decrease. In this study, the relationship between organizational justice and employee silence is examined. Research data were collected from public servants in a district of Konya through a survey technique. The obtained data were analyzed with statistical methods. As a result, a significant relationship was found between the concepts of organizational justice and organizational silence