UPTM Journal (Universiti Poly-Tech Malaysia)
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A Customer Perception of Murabahah Financing To Develop Msmes (A Study At Syariah Bank Kantor Cabang Tembilahan
Get PDFThis study aims to describe and analyze the impact of customer perceptions on the existence and competitiveness of Bank Syariah Indonesia compared to conventional banks in Tembilahan. The research method uses qualitative descriptive analysis with a research design that is a holistic single case study. The sampling technique in this study employs purposive sampling and snowball sampling. Data collection is conducted through direct interviews with respondents. The results of the study indicate that BSI's competitiveness enhancement strategy in Tembilahan encompasses three main aspects: (1) strengthening Islamic financial literacy to overcome misunderstandings about murabahah contracts, (2) simplifying procedures and innovating services to improve efficiency without compromising Sharia principles, and (3) diversifying Sharia products so that BSI is not only recognized as a murabahah bank but as a comprehensive provider of Sharia financial solutions. BSI's existence will be increasingly solid if it can manage public perception consistently to reinforce a positive image regarding transparency, inclusivity, and Sharia values, while also addressing negative perceptions about procedural complexity, limited digital services, and an exclusive impression. Success in managing these perceptions becomes the key to BSI's competitiveness amidst the dominance of conventional bank
An Analysis of the Content of Kurikulum Persekolahan 2027 (KP2027) in Early Childhood Education
Get PDFThis study conducts a content analysis of Kurikulum Persekolahan 2027 (KP2027) in early childhood education (ECE), focusing on its structure, learning domains, pedagogical approaches, and assessment methods. By examining the curriculum documents and related literature, the study evaluates the alignment of KP2027 with contemporary educational theories and global best practices. The findings highlight the strengths of KP2027, such as its emphasis on holistic development, multilingual education, and STEM integration, while identifying areas for improvement, including teacher readiness and resource allocation. The study concludes with recommendations to enhance the curriculum's implementation and effectiveness, ensuring it meets the needs of Malaysia’s diverse early learners and aligns with global educational standards
The Influence of Capital Expenditure, Farmer Exchange Rate and Economic Growth on the Human Development Index In Jambi Province
Get PDFThis research aims to analyze the effects of capital expenditure, farmers' exchange rates, and economic growth on the human development index in the districts/cities of Jambi Province. The research method used is panel data regression consisting of CEM, FEM, and REM models, with chow test, hausman test, and lagrange multiplier test approaches. The results of the model selection indicate that the FEM model shows that the variables of farmers' exchange rates and economic growth have a significant effect on the human development index, while the capital expenditure variable does not have a significant effect on the human development index of the districts/cities of Jambi Province during the years 2020-2024
An Analysis of Determinants and policies of Indonesian Coal Export
Get PDFThis study aims to analyze in depth the development of coal prices, production, exchange rates and exports for the period 2005-2024, to determine and analyze the Indonesian government's policy in setting coal export quotas through the Domestic Market Obligation (DMO) mechanism and to analyze in depth the influence of prices, production and exchange rates on Indonesian coal exports for the period 2005-2024. The analytical methods used in this study are qualitative and quantitative. The analytical tool used is multiple linear regression. The results of the study show that during the period 2005-2024, the average development of international coal prices in the period 2005-2024 was 10.71 percent per year. Then the average development of coal production during 2005-2024 was recorded at 10.19 percent per year. On average, the annual development of the exchange rate was recorded at 3.03%. The average annual development of coal exports reached 6.87. Indonesia's coal export quota policy, through the Domestic Market Obligation (DMO), is essentially a compromise strategy between national interests and the interests of the mining industry. By requiring a minimum of 25% of production for domestic needs, the government ensures a stable energy supply for PLN (State Electricity Company) and industry, albeit lower than international prices. The DMO has proven vital to maintaining national energy security, electricity tariff stability, and state revenues. The success of this policy depends heavily on consistent government oversight, company compliance, and the adaptation of the national energy system to global market dynamics and the sustainable energy transition. Multiple linear regression results indicate that prices, production, and the exchange rate have a positive and significant impact on Indonesia's coal exports from 2005 to 2024
Engagement analysis: Student-centered vs. lecturer-centered faculty Instagram posts
Get PDFThis study investigates the engagement metrics of Instagram posts from a Faculty of Sports Science and Recreation (FSR) account, focusing on the distinction between student-centered and lecturer-centered content. With nearly 2 billion active users on Instagram, effective engagement strategies for educational institutions are paramount. Employing a quantitative research design was analyzed the top 20 posts from faculty official Instagram account that garnered high interaction rates, assessing likes, comments, shares, and reach from October to December 2024. The findings indicate that student-centered posts generated higher engagement rates (average of 16.48%) compared to lecturer-centered posts (average of 8.75%). This suggests that content highlighting student achievements, activities, and narratives fosters greater interaction and connection among followers. Storytelling techniques and user-generated content have been identified as effective strategies to enhance engagement, as they create a sense of community and belonging among students. Furthermore, the analysis reveals that well-crafted narratives not only evoke emotional responses but also build authenticity in communication. The results underscore the importance of aligning social media content with audience preferences to optimize engagement. By understanding these dynamics, faculties can tailor their social media marketing strategies to increase student enrollment and retention while strengthening their online presence. Overall, this study contributes to the growing body of literature on social media engagement in higher education, highlighting actionable insights for effective digital communication
Investigating UPTM TESL Lecturers’ Views On ESL Students’ Code Switching in Presentations
Get PDFThis study explored the perceptions of TESL lecturers at University Poly-Tech Malaysia (UPTM) regarding the use of code switching (CS) by ESL students during presentations. Code switching is defined as the alternation between English and a student’s native language. Although presentations are generally conducted in English to meet course objectives and improve language proficiency, many students relied on CS as a communication strategy. A qualitative research design was employed, and data were collected through interviews with five TESL lecturers who teach faculty courses to students from non-English majors. The study aimed to understand their views andexperiences related to this practice. The findings revealed two types of perspectives, namely positive and negatively. On the positive side, participants acknowledged that code switching could assist students who struggle with vocabulary or grammar. It may also help reduce anxiety and boost students’ confidence during presentations. However, some lecturers opposed the linguistic practice as they were concerned that excessive use of CS could hinder language development and compromise the goal of maintaining Englishas the medium of instruction (EMI). These findings aimed to assist educators in promoting effective language learning while sustaining English fluency in tertiary-level ESL settings. The study recommended adopting balanced teaching strategies that encourage English usage while offering appropriate linguistic support. In conclusion, while code switching may serve as a helpful tool to overcome language barriers, students were advised to practice it with caution
The Effect of Population Growth, Human Development Index, City Minimum Wage and Sectoral Economic Growth on the Open Unemployment Rate in Jambi City
Get PDFThis study aims to analyze the conditions and the influence of population growth, the Human Development Index (HDI), municipal minimum wage, and sectoral economic growth on the open unemployment rate in Jambi City. The author draws upon findings from previous studies regarding the factors that affect the open unemployment rate. The data utilized in this study comprises time series data from 2000 to 2023, sourced from the Central Statistics Agency (BPS) of Jambi Province and Jambi City. The data was analyzed using a multiple linear regression model, supported by quantitative descriptive techniques and a series of relevant statistical tests. The results of this analysis indicate that the open unemployment rate in Jambi City has increased due to population growth not being matched by job creation, an HDI that has yet to effectively absorb the workforce, a high municipal minimum wage not supported by productivity, and a slowdown in the industrial and service sectors. From 2000 to 2023, the service and industrial sectors have proven to be the most influential in reducing unemployment when experiencing positive growth in Jambi City
The Impact of Non-Verbal Communication in Romantic Relationship Among Married Couple
Get PDFNonverbal communication, including body language, facial expressions, and interpersonal communication, plays a vital role in romantic relationships among married couples. These nonverbal cues influence emotional intimacy, conflict resolution, and marital satisfaction. Body language, such as gestures, posture, and touch, conveys emotions and reinforces relational bonds, while facial expressions provide essential emotional cues that enhance understanding and empathy. Interpersonal communication, integrating verbal and nonverbal elements, fosters connection and reduces misunderstandings. This study explores the impact of nonverbal communication on marital dynamics through theories like Mehrabian’s Communication Model, Gottman’s Theory of Marital Stability, and Attachment Theory. It also highlights the role of nonverbal cues in conflict resolution and stress management. Future research should examine cross-cultural differences, the effects of digital communication, and neurobiological perspectives. Understanding these aspects can provide valuable insights for relationship counseling, marital therapy, and strengthening emotional bonds among couples. ) to provide a solid framework for examining the factors involved and the resulting impact. The study collected data from 301 respondents at Taman Nusa Bayu using questionnaires, employing a quantitative research method. The collected data was analyzed using descriptive statistics and correlation analysis, and the results were presented in tables to identify the relationship between the independent and dependent variables
The Effects of Digital Gaming Communities on Youth Communication
Get PDFDigital gaming communities have grown in popularity among young people, serving as platforms for engagement, collaboration, and communication. These communities go beyond entertainment, encouraging social relationships, teamwork, and shared experiences. In addition, gaming helps young people form social relationships, improve their communication skills, and engage in collaborative problem-solving. Furthermore, as online gaming environments improve, they offer a platform for users to communicate, express themselves, and form meaningful relationships where this contact contributes to a larger digital culture, influencing how young people communicate and connect in virtual places. This study seeks to examine how digital gaming communities affect youth communication, focusing on three major areas, gaming frequency, social skills, and peer connections. Based on Social Presence Theory, this study investigates how virtual interactions within gaming communities influence communication patterns. Besides that, a quantitative research design was used, with data collected from 353 students from the Faculty of Computer and Mathematical Sciences at Universiti Teknologi MARA (UiTM) Shah Alam. Moreover, the study used structured questionnaires to collect data, which was then analyzed using descriptive statistics and correlation analysis to discover the correlations between the independent and dependent variables. Finally, this study contributes to the field of communication studies by expanding our understanding of Social Presence Theory in digital gaming contexts
Impact Of Workplace Dynamics on Job Satisfaction in Malaysian Small Medium Practices
Get PDFThis study explores the impact of workplace dynamics on job satisfaction within Small Medium Practices (SMPs) in Malaysia. Emphasizing professional development, compensation, and working environment, the research investigates how these factors contribute to employee satisfaction. Data was collected through questionnaires and analysed using statistical methods. Findings suggest that professional development and compensation are significant predictors of job satisfaction. Recommendations for SMPs include enhancing training programs and ensuring equitable compensation structures