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lessons for Nigeria
Get PDFThis is a brief description on the contribution of the microfinance banking sector in economic development of countries due to its capacity in employment generation, increase in household income and as a poverty reduction and financial inclusion strategy.Review of Grameen Microfinance Model: Socio-Economic Environment/Background of Bangladesh pg. 61; Emergence of Grameen Bank pg. 71; Ownership and Organizational Structure pg. 72; Loan Monitoring and Repayment pg. 76; Microfinance in Nigeria pg. 77; THE CBN Micro-Finance Framework pg. 79; Lessons for Nigeria pg.8
Effects of switching costs on consumer behavioural intention in the Nigerian deposit money banks
Get PDFIn the service sector moving from one service provider to the other involves efforts, time and money; thus, these serve as constraints to customer behavioral responses. Similarly, switching costs are regarded as powerful marketing tool used in influencing consumer behavior (Klemperer 1995). Interestingly, Zeithaml (1981) found that the effects of switching barriers are more prevalent in consumer services.The study investigates the moderating effect of switching costs on the relationship between consumer behavioural intention and its antecedents such as functional quality and technical quality with regards to retail banks in Nigeria. A sample of 800 bank customers was drawn from the selected banks operating in Kano metropolitan city of Nigeria. A multigroup analysis was employed using Analysis of Moment Structure (AMOS) software. The results revealed that switching costs have a significant moderating effect on the paths between technical quality, and behavioural intention. In contrast, switching costs do not have any significant moderating influence on the paths between functional quality and behavioural intention. As managerial and policy recommendations, managers should emphasize more on “what” is actually delivered to customers rather than the “how” or the process of delivery. Similarly, bank policy makers should deliver their services appropriately in such a way that customers perceive greater benefits than the sacrifices they mad
Nigerbiblios. vol 27 nos 1 & 2, Jan. - Dec. 2018
Get PDFNigerbiblios vol 27 nos 1 & 2, Jan. - Dec. 2018 .an investigation into the need for libraries at leprosarium: a case study of Eku tuberculosis and leprosy referral centre by Obaro Gabrieline Onyedikachi (Ph.D); deploying quick response (QR) codes in libraries Esoswo Francisca Ogbomo (Ph.D); human resource management practices in the national library of Nigeria: an empirical analysis Oyetunji, O.D; internship as perceived by library and information science (LIS) students by Chukwusa Joseph; lifelong reading: a roadmap to an enduring positive change in the Nigerian society Akidi, Juliana Obiageri, PhD, CLN; promoting reading culture in the nigerian society by Aliyu Abdulkadir (Ph.D); towards public libraries transformation in Nigeria: staff pattern approach Ogbonna, Isaac M. (Ph.D) and Akidi, Juliana O. (Ph.D)
NDIC Quarterly
Get PDFDuring the second quarter of 2018, the Nigerian economy continued to show signs of recovery from the 2016 recession. Nigeria’s overall GDP grew by 1.95% in the first Quarter of 2018. That growth trajectory was supported by rising price of crude oil and improved production level in the country. Inflation also declined from 12.5% in April 2018 to 11.6% in May 2018 and was projected to decline further on the back of sustained exchange rate stability and effective liquidity management, amongst others.These economic developments influenced financial performance of the banking industry in many ways, Direct Money Banks had an improved performance during first and second quarter of 2018.Introduction; Structure of Assets and Liabilities; Financial Condition of DMBs; Conclusio
Peace-building and good governance for sustainable development in Nigeria
Get PDFThis is the peace-building and good governance for sustainable development in Nigeria By Attahiru M. Jega, OFR (Former chairman INEC) department of political science Bayero university, Kano democracy day lecture, Delivered at the international conference centre, Abuja, May 28, 2018Peace building; Governance; Good governance and good democratic governance; Sustainable development; Peace building and good democratic governance for sustainable development: The Nigerian contextual and situational analysis
NLN Official News Bulletin May 2018
No full textNLN Marks World Book Day in Ilorin, pg.1; Interview with Mr. Uche Iroabuchi, pg.2; Prof. Aina Promises to Automate operations of NLN, pg.4; New Acquisitions: list of books acquired with 2017 capital appropriation, pg.5-7; Dauda becomes ICAN Fellow, pg.
Central bank of Nigeria statistical bulletin
Get PDFThis Statistical Bulletin is a publication of the Central Bank of Nigeria (CBN). Financial data are normally compiled from balance sheets and financial statements which are primarily designed to meet a variety of legal and administrative requirements, as well as the specific needs of economic analysis. Financial data compilation involves the aggregation of the financial system's accounts to the level at which general macroeconomic tendencies are discernible.Financial Statistics; Central Banking; Deposit Money Bank; Development and Specialize Financial Institutions; Capital Markets; Money Market and Government Securities; Savings Statistics and Financial Deeping; Public Financial Statistics; Domestic Production, Consumption and Prices; Agricultural Credit Guarantee Scheme Fund (ACGSF) operations; External Sectors Statistics; Statistical Expectations Survey
Pacesetter: Journal of Emmanuel Alayande College of Education. Vol. 21, No. 1
Get PDFIn Nigeria, not much emphasis has been laid on vocational skills as regards to sustainable economic development with emphasis on women empowerment. Women have continued to make immense contributions to development in Nigeria but their fundamental contributions is continually under-appreciated and under-supported. This paper thus discusses the concept of vocational education and its importance on the economic empowerment of women. It identifies basic barriers women have in assessing vocational education. The quest for provision of vocational education and training of women as a tool for sustainable development is a task that must be accomplished, considering women multiple responsibilities in our day-to-day life.Introduction; The concept of vocational education; Importance of vocational education for women; Challenges facing women in accessing vocational education; Vocational education for sustainable development; The present plight of women in vocational education; Women empowerment for sustainable development; Conclusion; Recommendations; References
Financial condition and performance of deposit money banks in the third and fourth quarters of 2017
Get PDFDuring the two quarters under review, the Nigerian economy recorded positive GDP growth rate of 1.40% in Q3 having exited recession in the Q2, 2017 and for the 3rd consecutive quarter, the GDP further grew by 1.92% in Q4 2017. The improvement was as a result of interventions of the Central Bank of Nigeria (CBN) and other regulators. The developments included the introduction of the Investors and Exporter’s (I&E) Forex Exchange window by the CBN, increased crude oil production and oil price appreciation, decline in inflation rate, increased foreign exchange reserves position, amongst others.Structure of assets and liabilities; Financial condition of DMBs.; DMBs Earning and Profitability ratios for Q3 and Q
Pacesetter: Journal of Emmanuel Alayande College of Education. Vol. 21, No. 1
Get PDFThe import of education to sustainable development has been canvassed owing to the fact that education unlocks the wealth of a nation and promotes development. However, the possibility of education to achieve the said feat is a function of the stakeholders in education especially, the teacher. Hence, teachers need be abreast of developments in teaching learning delivery to engender promotion of sustainable development. This study determined the proclivity of field trip in promoting objectives and effective teaching learning delivery in Social Studies for sustainable development. For the study 229 male and female 200 level Social Studies students of Emmanuel Alayande College of Education, Oyo, Oyo State for 2015/2016 academic session were selected through total enumeration sampling technique.Introduction; Statement of the problem; Objectives of the study; Research questions; Significance of the study; Scope of the study; Concept clarifications; Methodology; Results and discussion of findings; Conclusion; Recommendations; References