JAWI : Journal of Ahkam Wa Iqtishad
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Sejarah dan Ruang Lingkup Perbankan Syari’ah di Indonesia
No full textSharia banking is basically a banking system whose business is based on the principles of Islamic law with refernce to the Al-Qur’an and Al-Hadist. This writing uses a type/approach method in the form of library research. The practice of sharia banking began during the time of Rasulullah SAW. in the beginning, Islamic finance began at the beginning of Islamic 1,400 years ago. History written in the early years of Islamic show that in the 1st century of Islamic (600 AD) there was a form of banking activity that was similar to modern banking transactions, namely Al-Zubair bin Al-Awam. After that, sharia banking developed in Indonesia, Bank Muamalat was the first to be established in 1992. Banks are business entities that collect funds from the public in the form of savings and distribute them to the public in the form of credit and/or other forms to improve people’s living standards. Meanwhile, Sharia Bank are banks that carry out their business activities based on sharia principles and acording to their type consist of Sharia Commercial Banks and Sharia People’s Financing Banks. The principle of Ridha’iyyah (willing and willing), the principle of justice, and the principle of mutual benefit
Konsepsi Alquran Tentang Harta Gono Gini dalam Rumah Tangga Muslim
No full textMarriage is the sunnah of the Apostle and worship for everyone who is ready and physically and mentally capable. The principle of marriage is to form a family or household that is sakinah mawaddah warahmah. There are several things that must be maintained together in a marriage, one of which is property. The continuity of life in a marriage requires property. Islam explains that the husband is obliged to meet the needs of the household but in today's modern life, the wife's role is not only to serve her husband and take care of children, but has also played a role in helping her family's economy and has an economic job. Whereas the obligation to earn a living is only imposed on the husband who is the backbone of the family. This article aims to examine how the Quran explains the position of jointly acquired property (gono gini) in the household, although the Quran explains it specifically. Basically, this paper is qualitative in nature because the working instrument is library research. All data is in the form of written library materials, including books/books, research reports, papers, scientific journals, inertenet data and others. This research explains that in the perspective of the Koran, there are no strict rules regarding joint property in the household. Scholars have different opinions about joint property. The first opinion says Islam does not recognize the existence of joint property except by shirkah. Meanwhile, another opinion states that the occurrence of marriage is considered a shirkah between the husband and wife. However, in Indonesian Islamic law, joint property is explained in Article 35 of the Marriage Law and Articles 85-97 of the Compilation of Islamic Law (KHI). Husband and wife have full rights to perform legal actions on each other's property, such as grants, charity, or others. However, a husband or wife is not allowed to sell or transfer joint property without the consent of one of the parties
Fenomena kehadiran BANK ASI terhadap Konsep Kemarhaman karena Radha’ah
No full textASI BANK is a new breakthrough that has emerged in contemporary fiqh discussions, where breast milk (ASI) can be donated or sold, and provided in one place. This certainly needs to be studied in depth, considering that if a baby under the age of 2 years breastfeeds a woman who is not his biological mother then a mahram relationship occurs because of the mutual milk between them. This is what the author will discuss in this article, so that readers can find out about the issue of BANK ASI and can find out what the law is about consuming breast milk through BANK ASI. This research uses qualitative methods with the type of library research by collecting data from various library sources in the form of journal articles and research that has been carried out by other people. In this article, it is concluded that the author is more inclined towards the opinion that prohibits the establishment and consumption of breast milk from ASI BANK based on several reasons, including because it maintains the goal of the Shari'ah, namely "hifzul Nasl (protecting offspring).
Keywords: Breast Milk Bank, Mahram, Radha'ah
Audit Quality: The Impact of Auditor Competence, Independence, and Professionalism with Evidence Competence as Mediator
No full textOne of the problems that still occur in Indonesia today is the This study aims to determine the effect of competence, independence, and auditor professionalism on audit quality with competence evidence as an intervening variable. The population in this study were auditors who worked at the Public Accounting Firm in Pekanbaru. The number of samples in this study were 77 auditors. The sampling technique used is non-probability sampling, namely purposive sampling. Data collection was carried out by distributing questionnaires. Data analysis used is SEM (Structural Equation Modeling). The results showed that: (1) Auditor competence has no effect on audit quality, (2) Auditor competence has no effect on evidence competence, (3) Indepedence has no effect on audit quality, (4) Indepedence has no effect on evidence competence, (5) professionalism affects audit quality, (6) professionalism affects evidence competence, (7) Evidence competence affects audit quality, (8) Auditor competence has no effect on audit quality through evidence competence, (9) Auditor independence has no effect on audit quality through evidence competence, (10) Auditor professionalism has no effect on audit quality through evidence competence For the R² value shows the contribution of all exogenous variables in explaining the endogenous variables by 88%, the remaining 12% is explained by other variables. For the contribution of all exogenous variables in explaining the intervening variable of 76.7%, the remaining 23.3% is explained by other variables
Hierarki Hukum dan Hukum Perbankan Syariah Indonesia
No full textResearch Objective: This study aims to discuss the hierarchy of law in Islamic banking. A recurring issue is the effectiveness of the legal hierarchy in the framework of Islamic banking, which sometimes does not function significantly, consequently impacting the effectiveness of the law in Islamic banking. An examination of the issues regarding Islamic banking regulations becomes a discourse that requires finding solutions. Method: The research employs library research, which is a method of acquiring data and information by utilizing available library resources such as books, journals, documents, historical records, or pure literature related to the research object to gain a deeper understanding of the hierarchy of law in Islamic banking using a thematic approach.Results: The findings of this research reveal that Islamic banking in Indonesia is grounded in two legal foundations, namely Islamic law and positive law, supported by government regulations. The hierarchy of law in Islamic banking comprises various forms, including laws, Bank Indonesia regulations, Financial Services Authority (OJK) regulations, and National Sharia Council (DSN) fatwas
Sejarah dan Eksistensi Ekonomi Islam pada Era Global di Asia Tenggara
No full textSharia Economics of Southeast Asian countries has been existing, with a close relationship with their society, since the early arrival of Islam and its spreading in this archipelago through the period of the Islamic Kingdoms up till today. The unity of this Islamic economy with its society because the society has made their identity as Islam so that their habits, customs, economic system, and Worldview are identical to Islam. However, the implementation of the Islamic economic system and its financial activities were interrupted by the existing of colonialism. After their independence from colonization, the country such as Malaysia, Indonesia, and Brunei Darussalam initiated to raise awareness and conducted studies on the Islamic economic system. Even the government has a commitment to achieve the World's prominent center of Islamic economy. This year's report by The State of global Islamic economists reveal that ASEAN countries have succeeded in positioning their countries as a largest of sharia financial center in the world
Majmu’ Hadits Integrasi Ilmu dan Islamisasi Digital: Majmu' Hadith Integration of Science and Digital Islamization
No full textoai:ojs2.naaspublishing.com:article/9Sains (ilmu pengetahuan) merupakan sesuatu yang penting dalam agama Islam. Integrasi sains dan agama berarti berupaya untuk memadukan antara sains dan agama, tak harus berarti menyatukan atau bahkan mencampuradukan, karena identitas atau watak dari masing-masing kedua entitas itu tak mesti hilang dan harus tetap dipertahankan. Dalam paradigma Islam, integrasi antara agama dan sains adalah sesuatu yang mungkin adanya, karena didasarkan pada gagasan ke-Esa-an (tauhid). Sudah saatnya, sains dan agama harus menghadirkan kesadaran yang muncul lewat pandangan-pandangan yang lebih harmonis, holistik, dan komprehensif. Alat digital merupakan salah satu medium terbaik untuk tujuan tersebut. Artikel ini merangkum bagaimana Integrasi Ilmu dan Islamisasi Digital menciptakan ruang bagi umat Islam untuk menggabungkan spiritualitas dengan teknologi, menghasilkan dampak positif dalam berbagai aspek kehidupan. Dengan mengambil langkah-langkah menuju integrasi ini, umat Islam dapat menjaga identitas keagamaan mereka sambil tetap berkontribusi dalam era digital yang terus berkembang
Pengaruh Cita Rasa dan Nama Merek terhadap Keputusan Pembelian Produk Rotte Bakery pada Masyarakat Kecamatan Tuah Madani Kota Pekanbaru
No full textPenelitian ini bertujuan untuk mengetahui pengaruh cita rasa dan nama merek terhadap keputusan pembelian Rotte Bakery. Penelitian ini dilakukan di Kecamatan Tuah Madani Kota Pekanbaru pada bulan Februari sampai dengan Juni 2022. Sampel dalam penelitian ini adalah masyarakat yang melakukan pembelian Rotte Bakery yang berjumlah 100 orang responden, teknik penentuan sampel menggunakan Accidental Sampling. Penelitian ini menggunakan metode kuantitatif dengan analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa variabel cita rasa dan nama merek memiliki pengaruh yang signifikan terhadap variabel keputusan pembelian produk Rotte Bakery. Secara simultan variabel cita rasa dan merek memiliki pengaruh yang signifikan terhadap variabel keputusan pembelian produk Rotte Bakery pada Mayarakat Kecamatan Tuah Madani Kota Pekanbaru. Sementara nilai R Square sebesar 0,628 menjelaskan cita rasa dan nama merek memiliki pengaruh yang signifikan terhadap variabel keputusan pembelian produk Rotte Bakery pada Mayarakat Kecamatan Tuah Madani sebesar 62,8% sementara 37,2% sisanya dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian in
Perkawinan Beda Agama di Republik Yaman Perspektif Hukum Islam dan Hukum Positif
No full textWriting this article wants to describe, related to Yemeni legal regulations, namely the marriage of Muslim women in Yemen. Discussing the annulment of marriages for men who adhere to Islam or Muslims who do not marry Muslim women and women of the book in Yemen. As for the women of the People of the Book who can be married to Muslim men in Yemen, it is necessary to elaborate on the permissibility of marrying women who are not Muslim. Yemen itself fully takes the source of law in the text of the Koran where marriage regulations in Yemen between Muslim men and women of the book are permissible and regulated in Yemen's legal laws. On the other hand, interfaith marriages in other regions related to women of the book cannot be found, in Indonesia, for example, interfaith marriages only describe marriages between Muslims and those who are not Muslim or are not Muslim, there is absolutely no mention of women of the book. For this reason, this article wants to elaborate on the explanation regarding women of the People of the Book, amidst the debate whether or not it is permissible to marry women of the People of the Book, Yemen still adheres to the Al-Quran text which allows Muslim men to marry women of the People of the Book until now
Analisis Implementasi Musaqoh Terhadap Kesejahteraan Perspektif Ekonomi Syariah
No full textPeneltian ini bertujuan untuk menganalisis penerapan musaqoh terhadap kesejahteraan penggarap pada pertanian kelapa sawit perspektif ekonomi syariah. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif. Teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Teknik analisis data menggunakan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa kerjasama musaqoh pada pertanian kelapa sawit di Kabupaten pelalawan telah dilakukan dengan baik serta telah memenuhi rukun dan syarat bagi hasil dengan mengikuti kebiasaan masyarakat setempat (adat). Dalam pemeliharaan kelapa sawit menggunakan akad kerja sama bagi hasil atas perolehan hasil pertanian. Besaran porsi bagi hasil yang dilakuakn petani dan penggarap yaitu dibagi 3 atau dengan persentase 70:30. Implementasi musaqoh kelapa sawit secara umum telah sesuai dengan Ekonomi Syariah, pihak petani menyerahkan lahan pertanian yang sudah ditanami kelapa sawit kepada penggarap untuk dipelihara mulai dari pembersihan lahan pertanian, pemupukan, hingga memanen hasil perkebunan. Akad musaqoh yang dijalankan mendatangkan kesejahteraan bagi penggarap dengan terpenuhinya kebutuhan dasar (primer).