The journal of contemporary issues in business and government
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ROLE OF MICROFINANCE INSTITUTIONS IN FINANCIAL INCLUSION IN INDIA
Full text linkFinancial inclusion is emerging as a new paradigm of economic growth that plays major role in driving away the poverty from the country. Banking services are making accessible to masses including privileged and disadvantaged people at an affordable terms and conditions. But a section of the society in developing economy still deprived of financial services. Microfinance institutions plays a very significant role in bridging the gap. Financial inclusion is important priority of the country in terms of economic growth and advanceness of society. It enables to reduce the gap between rich and poor population. In the current scenario financial institutions are the robust pillars of progress, economic growth and development of the economy. The present study aims to examine Microfinance impact on financial inclusion in the economy. Secondary data has been taken for analysing the impact of microfinance institutions in India. Results of the study found positive and there is significant impact of Microfinance institutions on financial inclusion aspect
Government support mechanisms and their role in financing small and emerging enterprises in Algeria
Full text linkInterest in small enterprises is increasing in the economies of countries, due to the role they have become and the strategic position they occupy in light of regional and international transformations, and the problem of financing small enterprises, along with the problem of growth, is one of the most important difficulties they face, so the most important aspect of financing is this aspect in which it is noted that the verses and financing formulas available to small and medium enterprises are inadequate, which calls for the need to work on introducing new formulas for financing, as well as Benefiting from the experiences of developed countries in this field, in addition to taking care and working to upgrade the alternatives available locally and that suffer from deficiencies and incompatibility with the distinctive financing needs of this type of institutions, and highlighting alternatives through which future prospects can be foreseen to advance the field of financing small and medium enterprises in the world in general and Algeria in particular
APPLICATION OF NON FUNGIBLE TOKENS (NFT’s) IN INDIAN BUSINESSES
Full text linkA thorough evaluation of the financial markets as well as the business sector is essential as block chain technology and Non Fungible Tokens (NFTs) continue to develop in the digital global environment. The goal of this research is to determine whether or whether the market is ready, willing, and able to make use of digital tokens of this type. Overall, this research is aimed at evaluating the preparedness of Indian organizations for receptivity and implementation in daily operations, recruiting, and financial resources. Experimentation in NFT commercialization is a goal of this project. An expert panel of five validates a well- structured questionnaire used in the study. In addition to demographic data and Likert scale questions, the survey contained demographic information and Likert scale questions. This research collects both primary and secondary data for its findings. After conducting a pilot research and meeting with consultants, a standard questionnaire is used prepared and used to collect the primary data. Secondary data is sourced from other fields of study, such as journals, websites, books, and magazines. The Cochran formula for an unknown population selects a random sample of 100 persons with a 10% margin of error and a 95% confidence level because there are no standard data on the number of investors. Out of 93 answers, 72 were selected for the study after the outliers were removed. Professionals in the workforce, employees of large corporations, investors, both professional and private, and members of the company's upper management were all included in the study. Many influential company leaders and managers who implement new strategies, policies, and practises are among those who have agreed to participate in the study. For descriptive statistics - SPSS was used, and for SEM – AMOS was used. Many more people are aware with block chain and cryptocurrencies than of NFT technology, which is surprising. Blockchain-based technology platforms like cryptocurrencies and non-fungible tokens are premature due to their novelty and lack of effective implementations. An uncontrolled experimentation, which will probably take years to mature and trickle down into commercial applications, where it will have deep and far-reaching ramifications for society
Self-Reliant Framework of India’s Foreign Trade: A Theoretical Perspective.
Full text linkThis paper is theoretical and exploratory in nature. The author tried to develop and propose a framework which suggests the course of action for India to be self-reliant in trade of goods. For India to be self-reliant in foreign trade in goods there are two way strategies- One is to increase the exports of the products by promoting excellence which can have significant impact on the economic performance of the country. Two, simultaneously reducing the import of the products which are critically derailing the resources and robustness of the economy. In this proposed self-reliant framework of India's foreign trade, which focuses on trade in goods, the author tried to identify three critical areas of export where India should focus by promoting Excellence which will have multiplying effects on the economy. At the same time, three areas of import have been identified which are draining India's resources, dragging the economic growth and may have cascading effects which can be reduced by promoting self-reliance that is Atmanirbharta
Commodification of Women Characters in Indian and Greek Mythology with Special Reference Chitra Banerjee Divakaruni and Amanda Elyot
Full text linkThe papers attempt to explore the feminine themes in Greek and Indian mythological works. This paper looks at how Indian and Greek mythological texts deal with female existence. The authors have compared and contrasted the feminine and masculine gods in Greek and Indian literature. It is clear that female and male gods are deified and treated differently. In Greek literature, the characteristics of each god are shown to be those of destruction and construction. Additionally, the negative characteristics were given to the feminine gods, while the virtues of construction were given to the masculine gods. The paper likewise ponders on the treatment of ladylike and manly divine beings in Indian fanciful texts like the Puranas and the old legends of India like the Ramayana and
Mahabharata. The commodification of female existence in Indian folklore is also the subject of this paper, which draws particular attention to the works of Chitra Banerjee Divakaruni and Amanda Elyot
AN EVALUATION OF THE CREDIT RISK MANAGEMENT OF THE FINANCIAL INSTITUTIONS
Full text linkBackground/Objectives: CRM evolution is justified the idea on the implications of the financial industries where all of the information’s are properly impact. In order to the financial criteria is defined on this study as much as possible.
Material and methods: Survey analysis is properly determined in the primary qualitative methods with the 55 responses.
Significance of the study: The significance of the study on the evolution on the growth of a better data in the fundamental aspect based.
Findings: The result findings symbolize the various knowledge of the CRM in the improvement of the financial sector.
Conclusion: There is the improvement process in the CRM in the financial industries as much as possible. All of the impact is determined in the growth of this paper
The Moderating Role of Wedge-Control Ownership on the Relationship between Board Structure and Dividend Policy
Full text linkPurpose: This study explores the impact of board structure on dividend payment policy. Method: The study examined a sample of non-financial firms listed on the Borsa Istanbul (BIST) from 2016 to 2020. The board structure was represented by the size of the board, board independence, female board membership, and board knowledge/skills in the research. Meanwhile, control wedge ownership was used as a moderating variable. In addition, two control factors were added, including return on equity and firm age. The study's dependent variable was the dividend per share, which represented the company's dividend payout policy.
Findings: The regression analysis showed that the dividend policy was strongly linked with board size, female board membership, and knowledge/skill. On the other hand, the board independence variable exhibited a non-significant positive outcome, contrary to expectations.
However, according to the findings, three of the four interaction associations examined are significant at the one and five-percent levels. The significance of the other interaction was determined to be negligible.
Novelty: This study is different from previous research because this study is the first to examine The Moderating Role of Wedge-Control Ownership on the Relationship between Board Structure and Dividend Policy
Tourism Digital Marketing Tools and Views on Future Trends: Narrative Review
Full text linkThe era of digital information has significantly changed international travel. Information and communication technology (ICT) is pervasive and intimately entwined with the consumer culture of the present. Offer: Inform, Plan, Order, Network, Establish Contacts, Stream, Execute, and Evaluate Transactions is what the acronym ICT stands for. These are granted benefits in the form of consumer information that is used to assess the marketability of goods and services as well as to forecast and influence consumer choices. IT has consequently had a significant impact on society, altering identity development, social conventions, and organisational structures. With its role as a testing ground, a global market, and an engine for the deployment of ICT, tourism is at the forefront of these advancements. This study compares current academic assessments to optimistic predictions and concluded that there are correlations between these advances and tourism and sustainability aims.
The four stages of ICT adoption—Opportunity, Disruption, Immersion, and Seizure—seem to have shaped the development of tourism. These stages reflect new opportunities and threats as well as the demand for critical analyses of the effects of the ICT economy
An Empirical Study on Attrition and Causes of Attrition of B-school Faculty Members at Bangalore- A Requisite for Retention
Full text linkln India, the growth of education sector, the vast diversity together with varying demographics has encouraged different players to invest in the sector. In the meantime, the consequent increase in income levels of average Indian household to spend on higher education has also added to this state[4]. Due to privatization and commercialization of education, many individuals are showing interest to invest on educational institutions. Such Institutes have to be driven with a quality orientation in teaching which depends mainly on infrastructure, course curriculum and quality faculty members. Therefore this needs dedicated and committed faculty members who in turn need a constant support and encouragement by the management of various institutions.
The privatization and commercialization of higher education has resulted in certain practices which are not oriented towards the importance of human resources. Such poor practices lead to attrition of faculty members. Hence, teaching fraternity is in great demand, because of mushroomed growth of B-schools in today’s competitive education field.
In spite of mushrooming of B-schools because of demand created for the programme, it has failed in providing employment opportunity for the graduates. This probably requires an open-minded management who welcomes the ideas and can bring solutions for different ailments of B-school. As like increase in number of management institutes, the faculty member’s strength should also be increased. Faculty member’s attrition has its impact on both individual and organization. At present there is need for retention of faculty members and also the steps that has to be taken jointly by the management and faculty members to enhance the performance of B-schools
SOCIO-ECONOMIC CONCERNS, CULTURAL PRACTICES, LIVING CONDITIONS, AND HEALTH-SEEKING BEHAVIORS AMONG THE PRIMITIVE KATTUNAYAKAN TRIBES IN THE NILGIRIS DISTRICT OF TAMIL NADU - AN EXPLORATORY STUDY
Full text linkThe Kattunayakan tribes, commonly referred to as forest chiefs, are a hunter-gatherer group that lives in forests, practices traditional medicine, and shuns contemporary Indian culture. In Tamil Nadu and Kerala, the landless Kattunayakan tribe is well-known for their foretelling abilities, aluminum vessel sales, pig herding, and work in the public sector. Speaking of Kattunayakan, they are grouped among 44 communities. They depend on honey for trade, food, and healing. They compete with bears and bees, and their dance and singing are historical reflections of their civilization. Few people who rely on honey and forest products have become Christians. Forests and forest products are essential to the Kattunayakan tribe, a traditional hunter-gatherer society in Tamil Nadu's Nilgiris. They are forest lords and practice a powerful religion. They use simple technologies, work as day laborers, watchmen, guides, and fishermen, and their economy is based on the forests. Using ethnographic and descriptive research techniques, the study investigates caste inclusion in the Indian Census, a contentious tool for developing public policy. It uses both quantitative and qualitative approaches and gathers information from secondary sources. This study looks into the effects of socioeconomic factors on cultural traditions, prosperity, and living standards. This point of view elevates the current issue's historical and economic significance, as well as its recognition as a critical need