International Journal of Economics, Business Management and Accounting (IJEBMA)
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A Study on the Rise and Recent Development in UPI (Unified Payments Interface)
Get PDFThe Unified Payments Interface (UPI) has emerged as a transformative force in India\u27s digital payments sphere, redefining financial transactions and bolstering financial inclusion. UPI\u27s hallmark lies in its seamless, secure, and interoperable platform facilitating instant money transfers across diverse bank accounts. This simplicity has not only eradicated the reliance on cash but has also eliminated the complexities associated with traditional banking procedures, particularly benefiting unbanked and underbanked individuals.The impact of UPI extends beyond mere transactions; it has substantially diminished cash dependency, fostered transparency, and catalyzed economic growth. This, in turn, has empowered small businesses and micro-entrepreneurs, closing the gap in financial literacy, and bridging the digital divide between rural and urban areas. UPI\u27s rise has prompted a paradigm shift in the banking sector, compelling institutions to embrace digital-first strategies, customize offerings, and streamline branch networks. Furthermore, it has created lucrative opportunities for banks through fee-based services and strategic collaborations with Fintech startups. Looking ahead, UPI\u27s future appears promising, with the integration of cutting-edge technologies like blockchain and AI poised to reshape the financial landscape. However, inherent challenges persist, including data privacy apprehensions, regulatory adjustments, and the imperative need for long-term financial sustainability. In conclusion, UPI\u27s indelible mark on India\u27s digital payment ecosystem underscores its undeniable impact. Continued innovation, coupled with a robust regulatory framework, is pivotal for UPI to steer India towards a truly cashless and financially inclusive future
The Relationship between Regulatory Environment, Social Capital, Infrastructure, and Entrepreneurial Success on the Performance of Indonesian MSMEs
Get PDFThis research investigates the intricate relationships between the regulatory environment, social capital, infrastructure, and entrepreneurial success in Indonesian Micro, Small, and Medium-sized Enterprises (MSMEs). Employing Structural Equation Modeling with Partial Least Squares (SEM-PLS) analysis on a diverse sample of 200 businesses, the study unravels the direct and indirect effects of these factors. Results indicate that a favorable regulatory environment, robust social capital, and adequate infrastructure significantly contribute to the success of MSMEs. Furthermore, social capital and infrastructure act as mediators, magnifying the impact of the regulatory environment on entrepreneurial success. These findings carry practical implications for policymakers and practitioners seeking to enhance the MSME ecosystem in Indonesi
Mosque Accounting Management as a Solution to Transparency and Public Accountability at the Al-Barokah Mosque, Tegal Regency
Get PDFA mosque is a facility whose location and role are very strategic in Islam. Mosques can not only be used as places of worship but also for other social activities. However, in reality, places of worship are only used as places for the implementation or practice of ritual worship such as prayers, prayers and dikir. Mosques play an important role and therefore mosques are as strategic as other public sector organizations. It is also important to pay attention to accountability and transparency in managing mosque finances. Mosque managers must fulfill their responsibilities, carry out financial management well, and record and report the mosque\u27s financial management clearly. There is also a need for transparency in financial transactions in managing mosque finances. The funds managed by the mosque are entrusted by the people for the common benefit, so the financial management of the mosque must be carried out with full responsibility and transparenc
Identifikasi Administrasi Peserta Didik Pada SMA N 1 Labuhan Deli, Sumatra Utara
No full textThis research aims to identify the student administration system, assess the efficiency of software usage, and identify challenges faced by SMA N 1 Labuhan Deli in managing student data, particularly in the context of new student admissions. The research method used is a qualitative approach with a case study as the framework. The results show that the student administration system in the school has progressed, especially in the use of software to manage data. However, there are challenges in the admission of new students involving complex administrative processes. The efficiency of using software to manage student data requires improvement, although it has positively contributed to facilitating administrative tasks. The main challenges involve better data integration, staff training needed to operate the software effectively, and improved coordination among units in the school. The findings of this research provide valuable insights for researchers, as well as for SMA N 1 Labuhan Deli in developing a more efficient and effective student administration, especially in the context of new student admissions and student data management
A Survey on Comparative Study of Customer Behaviour in Online and Offline Purchase of Electronic Items in Ahmedabad
Get PDFOnline shopping is quite a new thing these days, although some people are still unaware of it. Although everyone uses the word "shopping" regularly, Internet shopping is becoming more and more popular these days. When everyone goes to shopping, some people get what they need, while others buy more. It means that it can satisfy an internal objective. If someone wants to talk to a close friend or relative, they can send them messages without any charges, search anything on Google, locate someone, express their love towards them through gifts, etc. This is an advantage of modern technology. This study examines consumers who purchase electronic goods online or offline. Even though traditional markets are shrinking due to the expansion of the Internet, some customers still prefer to shop offline. Since it is difficult to buy electronic products online, most people decide to buy offline, while some people prefer to buy online. The overall study aims to determine the percentage of consumers who prefer to purchase electronic items through both offline and online mediums.The research analyses what customers\u27 preferences, decision-making processes and behavior vary between online and offline shopping scenarios. Through the analysis of the relationship between traditional offline merchants and online shopping, this study seeks to identify consumer decision-making variables in the complex market of Ahmedaba
A Study on Customer Satisfaction Towards Allen Solly Apparels in Ahmedabad City
Get PDFThis research investigates the level of customer satisfaction with Allen Solly apparels in Ahmedabad city with the aim to provide some valuable insights of components influencing customer preferences in the competitive apparel market. The used quantitative research method to gather the data from a diverse sample of Allen Solly customers in Ahmedabad. The research objectives includes evaluating customer satisfaction, identifying factors influencing purchasing decisions, assessing how the customer service is effective, and understanding viewpoint of product quality and brand name. The survey instruments includes Likert – scale questions to collect quantitative aspects of customer satisfaction. The findings of this research concludes the strengths and weaknesses of Allen Solly in Ahmedabad City. Moreover, the research aims to provide implementable suggestions for the company to improve customer satisfaction, loyalty, and competitiveness in the evolving retail environment. This study serves as an essential reference for researchers, professionals, and shareholders interested in understanding consumer behaviour and improving strategie
Leadership Styles and Their Impact on Organizational Performance: a Business Management Perspective
Get PDFThis study aims to investigate the relationship between leadership style and organizational performance in the context of business management. The background of the problem identifies the need for an in-depth understanding of the impact of various leadership styles on operational efficiency, employee satisfaction levels, and overall organizational performance. This research involves an in-depth literature analysis to understand leadership-related theories and findings in a business context. Research methodology includes quantitative data collection through surveys and regression analysis to test the relationship between the variables under consideration. The research location is within the context of diverse business organizations, covering various industrial sectors. The use of instruments such as the Multifactor Leadership Questionnaire (MLQ) is used to measure leadership style, while organizational performance indicators are obtained from financial data and performance appraisals.The results showed that transformational leadership style was positively correlated with organizational performance, while transactional leadership style was associated with increased operational efficiency. Democratic leadership style is positively related to the level of employee satisfaction. Contextual factors, such as market dynamics and technological developments, moderate the relationship between leadership style and organizational performance. The conclusion of this study is that the selection of the right leadership style, which is appropriate to the context and characteristics of the organization, can have a positive impact on the achievement of organizational goals. Contingency factors, such as management support and commitment, as well as organizational structure and corporate culture, also play a key role in determining the successful implementation of a particular leadership styl
Evaluating the Effects of Lost and Found Policies on the Efficiency of Hotel Housekeeping Operations and the Trust of Guests
Get PDFThis study examines the influence of lost and found protocols on the effectiveness of housekeeping operations and the level of trust from guests, with a specific emphasis on the integration of RFID technology in New York Hotel Melaka The research used a qualitative methodology, including semi-structured interviews, case study observations, and document reviews. It discovered that the implementation of RFID technology resulted in a 50% decrease in the time needed to handle and return lost goods. This improvement greatly enhanced operational efficiency and visitor satisfaction. The technology also enhanced staff work satisfaction by reducing manual administrative duties. The limitations of the research are twofold: firstly, it only focuses on a particular hotel, and secondly, it excludes alternative technology options. These factors may impact the generalizability of the findings. Hotels should combine innovative technology with thorough staff training and standardized procedures to improve lost and found management. This research provides novel insights on the advantages of RFID technology in managing lost and found items, so adding to a more comprehensive knowledge of how technology may improve hotel operations and increase visitor experience
Qualitative Insights Into the Impact of Room Pricing and Facilities on Hotel Guest Satisfaction
Get PDFThis study examines the subjective effects of room cost and hotel facilities on guest satisfaction. The research investigates how visitors perceive value for money and the impact of different facilities on their entire experience via the use of in-depth interviews, focus groups, observations, and case studies. The results indicate that the degree to which room cost matches the level of services and facilities offered is a key factor in determining visitor happiness. Guests who perceive equitable price in relation to the facilities provided are more inclined to express greater happiness. The inclusion of high-end facilities such as spa services and gourmet cuisine greatly enhances the overall experience for guests, while yet maintaining the importance of critical fundamental utilities. Maximizing visitor satisfaction is crucially dependent on the combination of price strategies with high-quality amenities. The survey further reveals a range of visitor preferences and emphasizes the significance of clear and open communication on price. Suggestions for hotel management entail implementing a well-rounded strategy for pricing and facility offers, utilizing findings from qualitative research to customize services, and remaining aware of rising trends such as sustainability and technology improvements. The research offers useful insights for formulating successful tactics to improve visitor happiness and cultivate long-term loyalty in the hotel busines
The Art of Comfort Mastering Housekeeping for the Ultimate Guest Experience
Get PDFThe Renaissance Okinawa Resort, a high-end resort situated in Japan, fully acknowledges the significance of housekeeping in crafting a memorable and exceptional stay for its patrons. Nevertheless, Renaissance Okinawa Resort is dedicated to upholding elevated levels of cleanliness and service by implementing inventive and effective housekeeping methods. A qualitative approach is a research method that focuses on understanding social phenomena from the perspectives of the people involved. The combination of detailed approach, extensive training, good communication, and teamwork enables them to provide an exceptional stay experience for every guest. Staying at Renaissance Okinawa Resort is described as one of the most comfortable experiences they have ever had, with high-quality rooms and highly personalized service creating a warm, friendly, and relaxed atmosphere. The housekeeping department at Renaissance Okinawa Resort demonstrates a proactive, flexible, and attentive approach in adapting their services to meet the diverse needs of guests. The combination of gathering guest preference information, adjusting amenities, using appropriate products, respecting cultural norms, good communication, creativity, and extensive training allows them to deliver a personalized and unforgettable stay experience for every gues